Salmanfarispart 22
Salmanfarispart 22
Salmanfarispart 22
Employee satisfaction is the terminology used to describe whether employees are happy and
contented and fulfilling their desires and needs at work. Many measures purport that
employee satisfaction is a factor in employee motivation, employee goal achievement, and
positive employee morale in the work place.
Employee satisfaction, while generally a positive in your organization, can also become a
downer if mediocre employees stay because they are satisfied and happy with your work
environment. Factors contributing to employee satisfaction include treating employees with
respect, providing regular employee recognition, empowering employees, offering above
industry-average benefits and compensation, providing employee perks, and company
activities and positive management with a success framework of goals, measurements, and
expectations. The critical factor with employee satisfaction is that satisfied employees must
do the job and make the contributions that the employer needs. If they don’t, all that the
employer does to provide an employment that satisfies employees is for naught
1
SCOPE OF THE STUDY
In every organization the employees are so many problems are faced from the management.
The main reason for employees problems like poor atmosphere, irregular salary system, lack
of training, problem on accommodation, problem on food, poor quality etc. This project is
study the problems and challenges faced by employees in OTTATHINGAL
TRADERS ,PALATHINGAL, PARAPPANANGADI. Employee is the most important factor
of a successful performance of the organization. The success and growth of an organization is
related with better employee satisfaction, customer loyalty, and repeat purchase. The satisfied
and motivated employees are working in efficiently more than the dissatisfied employees
Primary objective
Secondary objectives
2
DATA SOURCE AND METHODOLOGY
Population
The population is the employees in OTTATHINGAL TRADERS ,PALATHINGAL,
PARAPPANANGADI
Sample size
Method of sampling
Data source
Primary data
Questionnaire
Personal interview
Secondary data
Website
Books
Table
Graph
Questionnaire
Diagram
3
LIMITATION OF THE STUDY
4
REVIEW OF LITERATURE
A literature review shows your reader that you readers that you have an in –depth grasp of
your subject; and that you understand where your own research fits into and adds to an
existing body of agreed knowledge.Some importance research works undertaken in recent
years which are very closely connected with the present study are reviewed.
Warn (2003)
highlighted on work place dimensions leading to stress & eventuallyreducing job satisfaction.
Stress is generally experienced due to loss of control of the desired outcomes of the job.
Stress is felt at the work place due to lack of power, role conflict and role ambiguity leading
to job dissatisfaction. The concept of controllability brings in a solution in decreasing the
stress and leading to job satisfaction, wherein an individual brings in a mindset of
expectations and needs which is dependent on the individual’s aspirations and control over
various aspects of work situations. A positive working atmosphere like positive learning
environment orno harassment environment or not being fearful in work place helps in
reducing stress and achieving job satisfaction.
conducted a study on faculty Job Satisfaction and their views onmanagement of the two
universities in Andhra Pradesh. The sample consisting of 200teaching faculty and 100
members were selected randomly from each university and the attempt was made to measure
Job Satisfaction of the faculty in universities of Andhra Pradesh. The study found that the
factors such as freedom in job, scope for self- improvement, income and job security were
causing satisfaction while bureaucratic rules,no recognition for work and routine work were
causing dissatisfaction to them
5
Ramayah (2011)
evaluates within the Malaysian context whether mentoring leads tojob satisfaction. His
findings reveal that career mentoring was related to all the dimensions of job satisfaction. The
dimensions of job satisfaction studied here were: job itself, co-workers, supervisors, and
promotion. Mentor plays an important role in higher level of learning always and it directly
results in positive employee outcomes. But, psychological mentoring doesn’t have a
significant relationship with the three factors of job satisfaction (co-workers, job itself and
promotion). It is also stated in the study that because psychological mentoring leads to non-
monetary satisfaction, employees at maximum time don’t value it.
Rajesh (2007)
Studied the Quality of Work life and Job satisfaction in 10 IT Companies professionals from
3 cities i.e. Hyderabad, Bangalore and Chennai. The objectives of the study were to explore
the levels of Job Satisfaction and relationship between demographic characteristics and
satisfaction, to find differences exists between demographic characteristics with overall Job
Satisfaction, to identify specific Indicators that causes dissatisfaction and to examine the
hierarchy of needs among IT Professionals. The questionnaire was administered to collect
primary data. The study revealed that higher income groups and higher experienced were the
most dissatisfied with Job Security. It was also showed that the most satisfied employees in
IT Industry were of Hyderabad, followed by Chennai and Bangalore respectively.
Oshagbemi (1999)
highlights the academics and their managers ‘job satisfaction levels: A comparative Study.
Managers and academics are not able to achieve job satisfaction because they are not satisfied
with the present pay, research and administration and management. Therefore, organizations
have to look forward for the ways to reduce the dissatisfaction level where in they can make
few changes to the code of conduct of the administration and management and helping the
employees to achieve a satisfaction level.
Silverthrone (2008)
studied the contribution of personality variable locus of controlon job satisfaction and related
outcomes such as performance and job stress. Findings reveal that internal locus of control
leads to lower level of job stress and higher level of job satisfaction and performance.
External locus of control doesn’t reduce the job stress whereas internal locus of control leads
to performance and satisfaction by reducing the job stress.
6
Artz (2010)
studies the link between Fringe benefits and job satisfaction. Fringe benefits always don’t
lead to job satisfaction. It is always acceptable to an extent where in the employee has a
feeling that he is able to satisfy his needs. Many a times it is found that it doesn’t match the
requirement of the employee leading to dissatisfaction. Therefore, organizations have to
review their system in a better way which will provide fringe benefits as required and provide
employees every opportunity to avail them, ultimately leading to job satisfaction.
examined Job Satisfaction level of Bank Employees in Punjab Province. The information
collected from 144 respondents from four Banks employees who were randomly selected
from both public and private sector banks. Five components of Job Satisfaction such as work,
pay, promotion, salary and recognition were examined besides overall Job Satisfaction. The
findings of the study indicated that the sectored differences in terms of salary, promotions,
job security, recognition and benefits play significant role in influencing one’s perception of
job satisfaction. Private sector bank employees reported dissatisfaction in terms of Job
Security. To overcome this obstacle private sector banks need to introduce special schemes
related retirement, pension, gratuity and other benefits to enhance the employee’s sense
regarding job security in effort to increase organizational commitment which in turn will lead
to employee’s commitment and high degree of satisfaction.
7
EMPLOYEE
An individual who works part time or full time under a contract of employment, whether oral
or written, express or implied, and has recognized rights and duties also called worker.
SATISFACTION
Customer level of approval when comparing a product perceived performance with his or her
expectation. Also could refer to discharge, extinguishment, or retirement of a obligation to the
acceptance of the obligor, for fulfillment of a claim. While satisfaction is sometimes equated
with performance, it implies compensation or substitution where as performance denotes
doing what was actually promised. See also accord and satisfaction.
The following mentioned are few best factors of job satisfaction. They are:
1.The co-workers:
The people who you work can be either one of two kinds. First, they might be nice friendly
people who are sure about their own abilities and are always willing to help you in time of
need. Working with such people is not only very easy but it also becomes very fun. Overtime
such people do not remain simply co-workers, but they become family. As opposed to this, in
some companies there are co workers who are so insecure that they are willing to stab you in
the back just to get ahead in the career front. Working with such people will indeed take a toll
on you and make you dread coming to office.
A major factor affecting your job satisfaction is the kind of boss which you have to work
under. If your boss is someone who is approachable and listens to whatever grievance you
have, then working for him automatically becomes rather pleasurable. However if your boss
is someone who is never willing to be there for you in your time of distress then working
under him can be a source of great dissatisfaction. In addition to this, the management style
8
of your immediate senior is also an important factor. If you are an independent worker then
someone constantly micromanaging you might get on your nerves.
There are many companies which ensures that the work environment of their company is
proper as they strongly believe that if the environment is not conducive to work, then
employees will not be able to give their best at all times. Companies where there is too much
of work place politics or negativity are never able to make it big, simply because they have so
much internal conflict which does not let them proceed. Similarly the workers must feel safe
and secure within the four walls of the office. Without this safety they will never have any
kind of happiness or job satisfaction, rather they will be working in fear.
Nowadays, we are all well aware of the fact of how powerful money is. If you do not have
money then surviving itself becomes a challenge. A major factor affecting your job
satisfaction is the salary which you receive from the company which you are working under.
Those individuals who feel over worked, yet under paid are never able to give their all to the
company, simply because they feel that their contributions to the company are not adequately
rewarded, monetarily. Good companies value their employees a great deal and they will never
let their employees feel this way. They will rather, go out of their way to ensure their workers
are happy and provide employee job satisfaction
There are many companies which might not be paying their employees a huge salary but they
do make up for this, by giving adequate facilities and benefits in order to keep them satisfied.
This is indeed one of the major factors that influences employee job satisfaction. What people
do not realize is that even small facilities here and there do account for a lot. It lets the
employees know that the company does care for their well being and has their best interest at
heart. This does eventually bring out the best in all the workers and encourages them to work
harder.
9
6. The work load:
Various individuals join a career path because they believe that they can see themselves
doing this for the rest of their lives. They strongly believe that no matter how much
responsibility is entrusted to them it will not feel burdensome to them, because this is truly
where their talent and joy lies. However this having being stated, over time, if the work load
is too much, not only will the passion fade, but the job satisfaction of employees will also
decrease. The amount of load you have directly affects your job satisfaction. So ensure that
you take on a challenging amount of work without trying to overreach in order to gain some
praise.
Big successful companies are those where all the employees work as a comprehensive team.
Companies where everyone works as separate entities are never able to become very
successful simply because there is no sense of belonging or unity. All the employees will
only do the work which is assigned to them and not a bit more. It is only when the employees
feel like they are an important part of the company that they will be having some job
satisfaction. In addition to this, they need to feel like they are being heard and their advice is
taken into consideration by the high authorities.
Whether we admit it or not, all of us like to be recognized and praised when we have
managed to outdo ourselves in a task which had been assigned to us. Employees will be
lacking in job satisfaction if they find that no matter what they do, they are never adequately
rewarded and nor are they given any kind of positive reinforcement. Credit should be given
where it is due; sometimes even a pat on the back helps someone feel good about himself.
This recognition when given also plays a major role in making the employees more
confident.
10
9. Your own likes and dislikes:
At the end of the day it all comes down to whether or not you are happy with the career path
you have chosen or not. Sometimes no matter how good the salary is or how nice the job is,
people are just not satisfied simply because this is not where their ability and passion truly
lies. When taking up a job you should be sure about where our interests lie. Job satisfaction is
indeed very important and you should not let your own likes and dislikes take a back seat
when you are narrowing down on the kind of job you have.
11
COMPANY PROFILE
In addition, we work closely with our customers interested in developing innovative products
that are unique to the industry by employees’ new raw material sources and the latest in
processing techniques and packaging. Currently, they sells
HARDWARES
PIPES
BEND
WHITE CEMENTS
Our managing director ASHRAF isa experienced technician, give high priority to quality,
research and development .Quality control department I of more than 20 members is
entrusted with the responsibility of checking the quality from raw material to the finished
goods.
Employees
Employees are the pillars of the organization. They are important part of the organization. It
is they are satisfied on their job and employer the organization will have achieve their
organizational goals and increase productivity, profit, customer satisfaction etc.
OTTATHINGAL TRADERS have to ensure job security for their worker and have to pay
reasonable salaries for their effort. It also creates good working condition like good
12
lightening, ventilation, working atmosphere etc. They are provided with accommodation and
food to employees. The firms also ensure selections is being done without any discrimination
like caste, color and religion.
Timely attendance at work is crucial to making the business run smoothly. The company
must be focus satisfying customer demand. All employees are expected to meet that demand
within normal working hours. It is therefore important that you are present and to work when
and where assigned in accordance with your notified hours of work. Any absence or tardiness
becomes a part of the employee record.
Late coming
Late coming of 30 minutes in a month is permitted. Unauthorized late coming and early
leaving beyond 30 minutes will result in deduction of salary as a penalty.
Early leaving
If management team members become sick at work for need to leave the office for some
personal reasons before and of the day, he / she should get permission from his / her,
supervisor with the approval of office head.
It shall be deciding 45 minutes is allotted for lunch and 30 minutes for morning and evening
snacks.
13
TABLE 4.1
EDUCATIONAL QUALIFICATION
GRAPH 4.1
EDUCATIONAL QUALIFICATION
DEGREE
12%
PLUS TWO
16%
SSLC
72%
INTERPRETATION:-
From the above table we can understand that 72% of employees are qualified SSLC, 16% of
employees are plus two ,12% employees are degree
14
TABLE 4.2
DEPARTMENT
GRAPH 4.2
DEPARTMENT
PERCENTAGE (%)
56
32
12
PRODUCTION HR OHERS
INTERPRETATION:-
From the above table we can understand that 56% of employees in production department ,
28% of employees in other department , 12 % of employees in HR department , 4% of
employees in R%D department
15
TABLE 4.3
WORK EXPERIENCE
GRAPH 4.3
WORK EXPERIECE
Below 1 year
1-3 year
3-5 year
More than 5 year
INTERPRETATION:-
From the above table we can understand that 34% of employees have 3-5 year experience ,
30% of employees have below 1 year work experience , 24% of employees have 1-3 year
work experience , 12%of employees have more than 5year experience
16
TABLE 4.4
MONTHLY SALARY
GRAPH 4.4
MONTHLY SALARY
40
35
30
25
20 PERCENTAGE(%)
15
10
0
5000-10000 10000-15000 15000-20000 More than 20000
INTERPRETATION:-
From the above table we can understand that 38% of employees get monthly income between
5000-10000, 34% of employees get 15000-20000, 16% have 15000-20000 and 12 %have
more than 20000
17
TABLE 4.5
METHOD OF SALARY
Piece rate 20 40
Time rate 30 60
Total 50 100
GRAPH 4.5
METHOD OF SALARY
Piece rate
Time rate
INTERPRETATION:-
From the above table we can understand that 60% of employees are time rate and 40% of
employees arepiece rate
18
TABLE 4.6
SATISFACTION OF SALARY
Highly satisfied 12 24
Satisfied 36 72
Dissatisfied 2 4
Total 50 100
GRAPH 4.6
SATISFACTION OF SALARY
Dissatisfied
Satisfied
PERCENTAGE(%)
Highly satisfied
0 10 20 30 40 50 60 70 80
INTERPRETATION:-
From the above table we can understand that 72% of employees are satisfied in their salary,
24% are highly satisfied ,and 4% are dissatisfied
19
TABLE 4.7
LEAVE POLICY
Total 50 100
GRAPH 4.7
LEAVE POLICY
PERCENTAGE(%)
INTERPRETATION:-
From the above table we can understand that 72% of employees are graded in leave without
salary, and 28% have leave with salary.
20
TABLE 4.8
GRAPH 4.8
Daily
Monthly
Quarterly
Yearly
INTERPRETATION:-
The analysis shows that among the 50 respondents 38% per cent opted that performance
appraisal is made in the organization yearly and 26 % having the opted that the performance
appraisal is made in the organization quarterly ,24% has the opted that it is daily and 12 %
are opted in monthly
21
TABLE 4.9
Bonus 32 74
DA 12 24
Others 6 12
Total 50 100
GRAPH 4.9
80
70
60
50
40 PERCENTAGE(%)
30
20
10
0
Bonus DA Others
INTERPRETATION:-
From the above table we can realize that 74% of employees get bonus based on their
performance, 24 % of employees get DA and 12% of employees get other benefits.
22
TABLE 4.10
GRAPH 4.10
12%
16%
72%
INTERPRETATION:-
From the above table we can realize that 72 % of employees are satisfied in their working
conditions,16% of employees are highly satisfied and 12% are dissatisfied
23
TABLE 4.11
Highly satisfied 7 14
Satisfied 32 64
Dissatisfied 11 22
Total 50 100
GRAPH 4.11
70
60
50
40
PERCENTAGE(%)
30
20
10
0
Highly satisfied Satisfied Dissatisfied
INTERPRETATION:-
From the above table we can realize that 72 % of employees are satisfied in their working
conditions,16% of employees are highly satisfied and 12% are dissatisfied
24
TABLE 4.12
GRAPH 4.11
SUPPORT OF GOVERNMENT
70
60
50
40
PERCENTAGE(%)
30
20
10
0
Always Sometimes Not at all
INTERPRETATION:-
From the above table we can realize that 62 % of employees get government support in
sometimes ,24% of employees get support in always but 14% of employees not get any
support
25
TABLE 4.13
GRAPH 4.13
Dissatisfied
Satisfied
PERCENTAGE (%)
Highly satisfied
0 10 20 30 40 50 60
INTERPRETATION:-
From the above table we can realize that 56 % of employees are satisfied in sales method of
organization, 34% of employees are highly satisfied and 10% are dissatisfied
26
TABLE 4.14
GRAPH 4.14
Not at all
6%
Sometimes
12%
Always
82%
INTERPRETATION:-
From the above table we can understand that 82 % of employees always get additionl wage
according to their additional work, 12% of employees get additional wage in sometimes but
6 % employees not get any additional wage
27
TABLE 4.15
Work load 23 46
Less employees 21 42
Total 50 100
GRAPH 4.15
50
40
30
20
10
0
PERCENTAGE(%)
ad
k lo
ns
ees
itio
Wo
loy
d
con
mp
se
ng
Les
rki
wo
nt
cie
suffi
In
INTERPRETATION:-
Among the 50 respondents 46% of them are facing work load , 42 % have the problem of In
sufficient working conditions, 12 % have the problem of fewer employees .
28
TABLE 4.16
GRAPH 4.16
Dissatisfied Satisfied
22% 24%
Neutral
54%
INTERPRETATION:-
As per the study 24% of respondents are satisfied with the authority and responsibility given
for them to the job, 54% are neutral on the authority and responsibility, and 22% are
dissatisfied on the authority and responsibility given for them.
29
TABLE 4.17
GRAPH 4.17
70
60
50
40
PERCENTAGE (%)
30
20
10
0
Always Sometimes Not at all
INTERPRETATION:-
In the study, among the 50 respondents 66% are responded that they get clear communication
from their superiors but 26% of the employees getting communication sometimes but 8% of
the employees not getting communication sufficiently
30
TABLE 4.18
GRAPH 4.18
Indifferent
Problem solving
Understanding PERCENTAGE(%)
Encouraging
Hostile
0 5 10 15 20 25 30 35
INTERPRETATION:-
In this study 16% of the employees are responded that attitude of supervisors that hostile,12%
are responded that encouraging ,34% are understsnding,32% responded problem solving, and
6% are responded supervisors are indifferent
TABLE 4.19
31
INSURANCE FROM COMPANY
GRAPH 4.19
No
36%
Yes
64%
INTERPRETATION:-
From the above table we can understand that 64% of employees are get insurance and 36%
are no
TBALE 4.20
32
TYPES OF INSURANCE
GRAPH 4.20
TYPES OF INSURANCE
60
50
40
30
PERCENTAGE(%)
20
10
0
Medical Children education Others
INTERPREATION:-
From the above table we can understand that 50% of employees get medical incentives,
21.875% of employees get insurance on their children’s education and 28.125% of
employees get other insurances
TABLE 4.21
33
SATISFACTION ON INSURANCE
GRAPH 4.21
SATISFACTION ON INSURANCE
70
60
50
40
PERCENAGE(%)
30
20
10
0
Excellent Good Average Poor
INTERPRETATION:-
From the above table we can understand that 59.375% of employees are excellent on
satisfaction of insurance scheme and 40.625 % of employees are graded good
TABLE 4.22
34
PROMOTION ON THE BASIS PERFOMANCE
GRAPH 4.22
Always
Sometimes
Never
INTERPRETATION:-
From the above table we can understand that 4% of employees have graded promotion regard
on the basis of performance always. 74% of employees have sometimes and 22% have never.
TABLE 4.23
35
GET ANY RELATIONSHIP WITH OTHER EMPLOYEES
No 6 12
Total 50 100
GRAPH 4.23
No
12%
Yes
88%
INTERPRETATION:-
From the above table we can understand that 88% of employees are get relationship with
other employees and 12 % have no relationship.
TABLE 4.24
36
RELATIONSHIP WITH TOP LEVEL MANAGEMENT
GRAPH 4.24
PERCENTAGE (%)
46
34
14
INTERPRETATION:-
From the above table we can understand that 14% of employees are very good relationship
with top level management, 34 % have good relationship, 46% have average and 6% have
poor relationship
TABLE 4.25
37
FACE ANY STRESS DURING THE JOB
GRAPH 4.25
Not at all
10%
Always
28%
Sometimes
62%
INTERPRETATION:-
From the above table we can understand that 28 % of employees are face stress always during
the job and 62% have face stress in sometimes and 10% have no stress
TABLE 4.26
38
PUNISHMENT SYSTEM BY THE COMPANY
GRAPH 4.26
No punishment
Medium
PERCENTAGE(%)
Strong
0 10 20 30 40 50 60 70 80
INTERPRETATION:-
From the above table we can understand that 14% of employees have strong punishment by
the company, 76% have medium punishment and 10% have no punishment.
TABLE 4.27
39
ORGANISATION PERFORMANCE APPRAISAL
GRAPH 4.27
35
30
25
20
PERCENTAGE (%)
15
10
0
Excellent Good Average Poor
INTERPRETATION:-
From the above table we can understand that 30% of employees are excellent on organization
performance appraisal, 34% of employees are graded good, 28 % are average and 8% have
poor.
TABLE 4.28
40
REFRESHMENT IN WORKING TIME
Always 9 18
Sometimes 35 70
Not at all 6 12
Total 50 100
GRAPH 4.28
Not at all
12% Always
18%
Sometimes
70%
INTERPRETATION:-
From the above table we can understand that 70% of employees have sometime refreshment
in working time, 18% have always and 12% have never.
TABLE 4.29
41
SATISFACTION ON RULES®ULATION
GRAPH 4.29
SATISFACTION ON RULES®ULATION
Not satisfied
Satisfied
PERCENTAGE (%)
Highly satisfied
0 10 20 30 40 50 60 70 80 90
INTERPRETATION:-
From the above table we can understand that 78% of employees are satisfied on rules and
regulation ,6% of employees are highly satisfied and 16% are not satisfied.
FINDINGS:-
42
Majority employees are satisfied in OTTATHINGAL TRADERS
70% of employees are say that, the company’s provide refreshment in their working
time
Majority employees are satisfied on the rules and regulations of the company
88% of employees have good relationship with co-workers
Majority of employees get additional wage according to additional work
66% of employees say that, they get clear communication from superiors
Majority of the employees get support from the government
72% of the employees say that, they get leaves without salary..
SUGGESIONS:-
43
Management may provide more training programs to employees.
Company may provide more advanced technology and machineries
Management may provide more salary for all employees.
Give promotion based on performance.
May Include employees in decision making
The organization kindly provide travelling allowance for employees.
Kindly Provide positive working environment
Management improves better relationship between employees.
Give more reward
May Provide canteen facility for employees immediately.
Management may provide to increase working condition of the firm.
Management may need to give over time allowance for employees.
CONCLUSION
44
The research is conducted on the topic of “A STUDY ON EMPLOYEE SATISFACTION IN
OTTATHINGAL TRADERS , PALATHINGAL, PARAPPANANGADI ”. The main
objective behind the study is to find out employee satisfaction in OTTATHINGAL
TRADERS , PALATHINGAL. It also helps to collect employee’s opinion on wage and other
benefits. The objectives set for the study was completely accomplished. To conclude
understood that the most of the employees are satisfied with this company and majority of
employees needs the increment of salary, provide food and accommodation, provide more
insurance, more entertainment programs, etc……
BIBLIOGRAPHY
45
Websites
www.wikipedia.com
www.custominsight.com
www.hrzone.com
Books
QUESTIONNAIRE
46
I am a degree student in Calicut University. As a part of my project, I would like to gather
some information from you, I would be obliged if you co-operate with me in filling the
questionnaire.
Name:
Age:
Sex :
Male Female
Educational qualification
Department:-
Production HR Others
7.Did you receive any increment in your salary based on the performance ?
47
Bonus DA Others
8.Are you satisfied with the existing working conditions of the organization?
Highly satisfied Satisfied dissatisfied
9.Are you satisfied in the working hours ?
Highly satisfied Satisfied dissatisfied
10.Have you get government support ?
Always sometimes Not at all
11Are you satisfied the sales method of the product?
Highly satisfied satisfied dissatisfied
12.Do you get additional wage according to your additional work?
Always some timesNot at all
13.What are the major problem faces in the employment ?
Insufficient working conditions Work load
Less employees
14..According to your task, are you satisfied with the responsibility and authority given
to you?
Satisfied Neutral Dissatisfied
15.Do you get clear communication from your superiors?
Always Sometimes Not at all
48
20. Do you get promotion on performance ?
21. Are you maintain good relationship with other employees in the firm ?
Yes No
26. Are you get refreshment in the free time from the company?
…………………………………………………………………………………………………
…………………………………………………………………..
49