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Company Profile &

Product Suite

PCI-DSS and SSL Secured Direct Integration With More Than 30 Banks
Table of Contents:
1) History of the Company

2) Executive Team

3) About SabPaisa

4) Awards & Recognitions


With SabPaisa Product Suite,
5) Product Modules
you get everything from
Payment Collection to Payouts 5.1) Hybrid Payment Aggregator

and APIs, all in one place. 5.2) Subscription Paisa

5.3) Qwik Form

5.4) Link Paisa

5.5) SabPaisa E-POS App


5.6) PayLink

5.7) E-Challan
5.8) Payout
1.History of the Company
SabPaisa (SRS Live Technologies) - headquarters in New Delhi,with one corporate office in Kolkata
and seven other regional offices, is a rapidly growing fin-tech company that has developed as the
World’s First API Driven Unified Payment Platform.

SabPaisa is the only payment gateway whose checkout page has all payment options: from
online options like Cards, Net-banking, UPI, and Wallets to offline options like e-Cash, e-NEFT &
Bharat QR. Our offline mode enables payment collection through Cash and instruments with
almost 10 Lac Cash Counters across India.

SabPaisa’s payments and collection application suite - white labelled to multiple public sectors
and private banks including BOI, BOB, IDFC First & Indian Bank - has already processed more
than INR 46.3 Billion, a figure that will grow exponentially over the next several months as
SabPaisa's payment applications continue to penetrate the fastest growing segment of the data
and payment digitization sector.

We are changing the way financial institutions, hospitals, government bodies, SAAS & e-
commerce companies, schools, colleges, universities, councils, trusts, etc. collect money and data
from their clients and customers.
2. Executive Team

MR. PATHIKRIT MR. AMIT TYAGI


DASGUPTA
CTO, Executive
Co-Founder, CEO&CBO Director & Board
Proven Business Leader, Member
Entrepreneur, & business IIT Roorkee Alumnus,
strategist, with close to 22 with over 21 years of
years of experience in tech experience in Software
strategy & sales. Product Development.

MR. KUMAR MANISH


Founder & MD MR. RAJIV MOTI
MR. ABHIMANYU JHA
A former banker with Co-Founder & COO
Co-Founder, Strategy
& Automation companies like ICICI, Kotak He did his MBA in Finance
Mahindra & HDFC with close & has a vast experience of
IIT & IIM Alumnus with 16
to 22 years of experience. 25 years including 14.5
years of experience in
years of experience with
startups, digital marketing,
top two private Banks of
product development,
India viz. HDFC Bank &
automation, fintech and
ICICI Bank.
edtech.
3. About SabPaisa

For businesses, Payments are not mere transactions, payments bind multiple workflows including
inventories, supply chain, logistics, delivery, messaging, customer payments, vendor payouts, EMI, etc. The
comprehensive APIs built around all workflows ensure that the Payments life cycle is complete, and has
solutions from Payment Collection to Payouts and workflow APIs, all in one place. SabPaisa Product Suite
enables businesses to build marketplaces over SabPaisa APIs, seamlessly integrated with the world's
largest Payment Gateway Checkout.

SabPaisa has a mission of ensuring payment access to every Customer by creating payment APIs and
SAAS which help Merchants solve their payment complexities in partnership with Banks. Our Vision is to
ensure payment processing is accessible to everyone. The Untapped need that we cater to is Inclusivity;
covering all sections of society, may it be Rich or Poor, Banked or Unbanked, and specially-abled.

SabPaisa believes in 100% Digital; 100% Inclusive; 100% Freedom


4. Awards and Recognitions

SabPaisa is among the very few fintech companies whose products have found white label acceptance
from multiple public sector and private banks like Bank of India, Indian Bank, IDFC First, Bank of Baroda,
DCB Bank etc.

With such efficient products and services, SabPaisa has been given recognitions and awards such as;

1. Innovative Startup by DIPP, GOI and CIIE, IIMA.


2. Most Innovative Payment Gateway for 2018 in Startup India Awards.
3. Top 10 upcoming Payment Gateways of India by Silicon India.
4. Top 50 Tech Startups in the World at Intercon Awards, Dubai etc.
5. Our Co-Founder, CEO, and CBO Mr. Pathikrit Dasgupta awarded as one of the Top 10 leaders in BFSI-
2021 by CEO Insights.
6. Our Co-Founder, Strategic advisor, and Board Member, Mr. Abhimanyu Jha chosen among the 100
Influential Marketing Leaders for 2016.
7. Best Payment Platform - Start-up Award #Time2Leap National Awards - MSME Edition 2021.
Product Modules - 5

5.1
Online and Offline Payment Gateway
Hybrid Payment Aggregator Platform
About

SabPaisa has a Hybrid Payment Aggregator


platform i.e, an online and offline Payment
Gateway.
The Hybrid PG helps businesses collect payments
from ALL clients and consumers, urban or rural,
young or old, online or offline, without worrying
about consumer payment behaviour.
We have all modes of payment on a single
payment gateway, online and offline.
And by all, we mean ALL. From UPI to Cards to
Net banking to Cash to NEFT.
Key Features & Benefits

MAXIMUM PAYMENT MODES PAYMENT GATEWAY WITH


POWERFUL PULL & PUSH API
ONLINE/OFFLINE MODES IN A
Credit Cards Wallets
SINGLE SEAMLESS INTEGRATION Integration available for all
Debit Cards Bharat QR
Single Integration for online major platforms like Java /
Net Banking Cash Challan
and offline Modes PHP / .Net, WordPress
UPI NEFT
E-Challan More than 20k bank branches Powerful transaction Pull &
& 10 Lac e-cash counters Push enquiry API for all the
Real-time cash deposition & modes.
cash challan facility.

GET ADDITIONAL UNIQUE


REAL-TIME UPDATES ONE OF THE HIGHEST
FEATURES FOR OFFLINE
EVEN FOR OFFLINE SUCCESS RATES IN THE
MODES
TRANSACTIONS INDUSTRY
Unique features on offline
Real-time updates for offline modes like Client wise/Bank Experience one of the highest
aswell online transactions wise Logo on challan NEFT, success rates in the industry for
Partial Payment through NEFT, both online and offline transactions.
Advance Payment through
NEFT etc.
Key Features & Benefits

ROBUST SECURITY SINGLE MIS DASHBOARDS


PCI-DSS V3.2 for payment data & Get a unique integrated MIS dashboard for ALL
information security. payment modes, (online and offline).
Cybersecurity industry's most well- Excellent transaction search functionality.
known tools and standards to Get desired control over offline transactions like
fortify your payments and make maximum amount limit fixing and payment
them impregnable. collection data validation.

WORKS ACROSS ALL DEVICES


It is a hardware-independent
platform that works for all
devices whether PC, Laptop,
Tab or Mobile devices.
5.2
Subscription Paisa
Collect Recurring Payments With Ease
About

Based on this NPCI platform, Subscription Paisa has


been developed as a unique mandate processing and
payment collection platform.
Subscription Paisa offers recurring subscription
payments through e-NACH/e-mandates for 50+ banks
to clients / customers / partners / agents.
Single platform for processing all modes of payment
mandates, viz. NACH, Net Banking, debit card, credit
card, UPI.
Key Features & Benefits

SUBSCRIPTION PAYMENTS PERSONALIZED DASHBOARD


FOR MORE THAN 50 BANKS
Subscription Paisa offers Get personalized dashboards
subscription payments through that suit your requirements to
e-NACH/ e-mandates for more ease your reporting pain and
EASY MANDATE
than 50 banks to merchants. help you understand your
CANCELLATION THROUGH LINK
payment data better.
Merchants can request the
provider to cancel the mandate
through a link without having to
POWERFUL PULL & PUSH APIS AUTO PAYMENT LINKS FOR
visit the bank.
FAILED MANDATES
SabPaisa gives access to
powerful transaction Pull & Push If the mandate fails, the payer will
enquiry API for all the payment get an automatic Payment link
modes, online & offline. through SMS and Email for making
easy payment.
Key Features & Benefits
WORLD CLASS SECURITY
FEATURES AUTO PAYMENT LINKS FOR
Data and payments sent through FAILED MANDATES
LinkPaisa are fortified by some of If the mandate fails, the payer will
cybersecurity industry’s most get an automatic Payment link
well-known tools and standards. through SMS and Email for making
We ensure that all easy payment.
data/transaction are 100%
secure and protected.

ONE OF THE HIGHEST


EASY MANDATE CREATION SUCCESS RATES
AND PROCESSING
SabPaisa has one of the
Easy mandate creation through highest transaction success
the dashboard via simple steps. rates in the industry. This
Easy communication with NPCI makes the process more
for mandate approval. efficient and reliable.
5.3
QwikForm
Collect Payments With Quick & Easy Forms
About

QwikForms is one of India’s most advanced dynamic


online form builders which can be used to create
workflows no matter how complex.
The forms built can be configured in line with client
requirements however minute.
In addition, when paired with Hybrid Payment
Gateway and LinkPaisa, QwikForms becomes India’s
most powerful, robust, and secure payment platform
capable of creating and deploying any online
payment form within minutes and hours.
Key Features & Benefits

READY TEMPLATES FOR ADVANCED FORM FEATURES BROADCAST PAYMENT LINKS


MULTIPLE DOMAINS Form life cycle with multiple Broadcast payment links over
actors and operators email, SMS and WhatsApp to
Ready templates for
Multi-stage form fill up options everyone in your database or
multiple domains like,
for large forms, inter-field a select group.
schools, colleges,
validations and calculator.
universities, municipalities,
Dynamic landing page creator
associations, charity,
with branding options.
hospitals etc.
Calendar integration, save
partially filled forms etc.

DOCUMENT UPLOAD AND SINGLE MIS FOR ALL SINGLE PLATFORM FOR ONLINE
FORM REPRINT FACILITY COLLECTIONS, ONLINE OR AND OFFLINE COLLECTIONS
OFFLINE Get Real-time Cash/NEFT
You can upload photo,
signature image, and any Get a single reporting payment options along
other document that is dashboard where you can with online payment
needed along with the view real-time updates and options like Cards, Net
form. reconciliation for all your fee banking, UPI, Bharat QR.
collections, online or offline.
Key Features & Benefits

PRE-INTEGRATED
NO HIDDEN FEES NO WEBSITE, NO PROBLEM
PAYMENT SETUP
No development Manage payment or fee
No need to work separately
cost, no setup collections even without a
with a software developer
fee, no AMC. website.
for fee collection forms,
payment gateway and bank
challan saving you a lot of
time and money on
development cost and
integration time.

INBUILT API VALIDATIONS


ROBUST SECURITY GO LIVE IN A FLASH
Verify payer authenticity
QwikForms is one of the few Shortest go live (2-7 days)
taking advantage of
online software in India that has for any fee collection. No
inbuilt external API
VAPT certification. Besides that, restriction on the number of
validations like Aadhar,
payments made through forms.
IFSC etc.
QwikForms are fortified by some
of cyber security industry's most
well- known tools and standards.
5.4
LinkPaisa
India’s First Messaging Aggregator
About

LinkPaisa is a complete and reliable link management


platform for your links.
LinkPaisa aggregates all modes of the messaging
platform – Whatsapp, email, Facebook, SMS, Telegram
etc. The Message Content can be customized.
With LinkPaisa say goodbye to generic short URLs, easy
link creation, and sharing of branded links via a single
platform.
With SP LinkPaisa all data/transactions are 100%
secure and password protected.
Real-time updates make a manageable dashboard that
makes it easy to analyze data.
The LinkPaisa Dashboard gives real-time traffic
statistics for analysis and decision-making.
Key Features & Benefits

SECURE WITH USER BRANDED LINKS ACTIONABLE ANALYTICS


AUTHENTICATION Say goodbye to generic short
Real-time updates on the
FEATURE URLs. Reinvent the way you
dashboard make the real-
User login is secure with create, share and manage
time analytics take the right
authentication. links, turning every link into a
action at the right time and
Every time a login is initiated, it is promotion for your brand.
optimize every touchpoint
authenticated via a robust
with LinkPaisa.
system using a password.
Quick easily manageable
This ensures safe and secure
dashboard makes it easy to
login into the platform.
analyze data.

SHARE LINKS ACROSS LINK TRACKING


MULTIPLE MARKETING Link tracking is possible
CHANNELS across different marketing
channels (SMS, Email etc.)
Password-protected links can
from a single platform.
be shared across multiple
The Dashboard gives real
marketing channels from a
time traffic statistics for
single platform. This makes it
analysis and decision making.
usable at every touch point.
Key Features & Benefits

ONE OF THE HIGHEST SUCCESS


TOP-NOTCH SECURITY
RATES SabPaisa has Industry’s most
SabPaisa has one of the well-known tools and standards
highest transaction success to fortify your payments and
rates in the industry. This make them impregnable.
makes the process more
efficient and reliable.

ROBUST PAYMENT
PLATFORM
When paired with SabPaisa
Payment Gateway & QwikForm,
LinkPaisa becomes part of
India’s most powerful and
robust payment platform
capable of creating and
deploying any online payment
from within minutes and hours.
5.5
E-POS App
Single App To Manage Payments, Settlements, Refunds &
Collections
About

The SabPaisa e-POS App is simple application that


organizes data, payments and collection through
sophisticated, and robust AI driven backend engine.
SP E-POS App provides all the data in a single place.
Highly secured App.
Provides the user comprehensive admin features, in
order to have full monitoring and control over all that
goes inside the user’s app.
Key Features & Benefits
END TO END CONTROL CENTRALIZED CONTROL
SINGLE APP TO MANAGE ALL
OVER EVERYTHING OVER EVERYTHING
PAYMENTS
The SP E-POS App enables SP E-POS App enables the Get mobile based admin rights
merchants to manage all user to check all payment and Web-based super admin
payments, settlements, refunds, activity and reconciliation for rights
collections on a single app. both online & offline Monitor Paisa for clients to
payments. closely monitor their payments,
and event activities.
Verify all who can join/ exist/
communicate on your app.

INFORMATION & SECURITY COMPREHENSIVE ADMIN


EASY FUND COLLECTION
FEATURES
With SP E-POS App, you get SP E-POS App has easy
control over all data and In order to have full link sharing feature to
information generated during monitoring and control over collect payments through
your payments. all that goes inside your unique links from multiple
We have enabled some of the app, SabPaisa E-POS App platforms like E-mail,
cybersecurity industry's most gives that comprehensive WhatsApp, telegram, SMS
well-known tools and admin features. etc.
standards.
Key Features & Benefits

SECURE WITH USER BRANDED LINKS ACTIONABLE ANALYTICS


AUTHENTICATION Say goodbye to generic short
Take help of real-time
FEATURE URLs. Reinvent the way you
analytics to take the
Share password create, share and manage
right action at the right
protected links, links, turning every link into a
time and optimize every
password protected promotion for your brand.
touchpoint with
invoices to your
LinkPaisa.
customers.

SHARE LINKS ACROSS LINK TRACKING


MULTIPLE MARKETING Track your links across
CHANNELS different marketing
channels (SMS, Email
Share your links across
etc.) from a single
multiple marketing
platform. Get real time
channels from a single
traffic statistics.
platform.
5.6
PayLink
Collect Easy Payments Through Links
About

SabPaisa PayLink is the World’s first Unified link-based


payment method, for payments collections with the help of
links for a wide range of payment modes.
Subscription-Based Payment Link method for paylink
services on a subscription-based model according to
merchant's need.
No Website Required; collect Payments even without a
website via easy payment links.
Paylink allows merchant to bulk upload the customer list
through excel/csv list to collect payments.
SP Paylink offers password-protected and shortened
payment links for payment collection.
Paylink provides complete link analytics for tracing the link
journey for better communication.
Customized Message with the payment link can be tailored
according to its life cycle and desired communication.
Key Features & Benefits

REAL-TIME REPORTS NO WEBSITE REQUIRED CREATING CUSTOMER LIST


Take help of realtime Start collecting Generation of links for
analytics to take the payments even Single and Bulk
right action at the without a website via Payers with a Single
right time easy payment links. Click

E-MAIL/SMS
SAFE & SECURE
NOTIFICATIONS FOR
We have enabled some ALL LINKS
of the cybersecurity Users get E-mail/SMS
industry's most well- Notifications with
known tools and Payment Details
standards.
5.7
E-Challan
World’s First Offline Payments Collection Platform
About

SabPaisa E-Challan is offered both as part of integrated


Online + Offline platform that has all the modes, online
& offline.
Realtime updates and reconciliation visible on a single
dashboard.
Payment collection through 20000 bank branches, 6.5
Lac Airtel & 3.5 Lac Fino Bank Cash Counters across
India, for cash deposition in real-time with cash challan
facility.
The e-Cash/e-NEFT/e-RTGS/e-IMPS modes have a
unique Virtual Challan Number specific to each
transaction or each client to fetch instant online updates
& drive error-free reconciliation for E-Challan payments.
Key Features & Benefits

PAYMENT GATEWAY COMPLETE CONTROL OVER


MAXIMUM AMOUNT LIMIT FIXING
WITH E-OFFLINE MERCHANT TRANSACTIONS
The merchant can fix maximum
PAYMENT PLUGINS Complete Control over
transaction amount for a
merchant transactions for e-
Plugin e-offline payment particular process.
offline modes.
modes like Bharat QR, Cash
E-Challan, NEFT E-Challan
that you can simply plugin
into your existing payment
gateway.

ROBUST SECURITY OFFLINE PAYMENT UNIQUE CHALLAN NUMBER


We have employed some COLLECTION DATE VALIDITY SPECIFIC TO EACH TRANSACTION
of cybersecurity industry’s The merchant can fix Get Unique Challan Number
most well known tools and transaction date validity for specific to each transaction
standards to fortify your offline payment collection where to fetch instant online
payments and make them the payers have taken print out updates and drive error-free
impregnable such as PCI- of cash challan or NEFT slip for reconciliation for cash
DSS V3.2 for payment data paying it later. Thus avoiding payments.
& information security. any accidental payment after
the due date even in offline
mode.
Key Features & Benefits

POWERFUL PULL & PUSH API CLIENT WISE/BANK WISE LOGO ON


Powerful transaction Pull & CHALLAN NEFT
Push enquiry API even for Each client, gets custom logo on
offline modes. the challan/NEFT.

20000 BANK BRANCHES


FOR E-CASH MODE
The E-Cash mode is
supported by a network of
close to 20000 bank
branches
5.8
Payout
India's 1st Payout Aggregator -
"Pay Apne Account Se"
About

SP Payout is India’s 1st Payout Aggregator for


Businesses that seek to pay out to their
Partners/Vendors/Customers with complete control over
the transactions and a system with the easiest
reconciliation & settlement.
With SP Payout Merchants do not need to deposit
money in the aggregator’s account or a third party
wallet
Merchants can execute the payout from their own
account
Easy API Integration gives merchants complete control
over how they pay vendors, customers, and partners.
Key Features & Benefits

COMPLETE DASHBOARD PAY FROM YOUR OWN ACCOUNT NO BLOCKED FUNDS


Get access to Brief Report about Merchants can execute the Merchants do not need to deposit
each and every transaction payout from their own account money in the aggregator’s account
Easy dashboard for adding or a third party wallet
beneficiary and real-time reports
and updates on the transactions

REAL-TIME UPDATES MULTIPLE MODES LIKE

Get real-time updates of all the NEFT


Transactions/ Total Balance. RTGS
Real-time status of all the IMPS
transactions UPI
Key Features & Benefits

POWERFUL API SUITE


ROBUST SECURITY API suite for a deep integration
PCI-DSS V3.2 for payment data & with the system
information security. API with International Standard
Cybersecurity industry's most well-known for easy integration
tools and standards to fortify your
payments and make them impregnable.

USER MANAGEMENT EASY SETTLEMENTS


A Module based User Management Easy settlement to multiple bank
System to give individual access for each accounts
process. Get weekly settlement report
Maker Checker system for the with a brief analysis
transactions that can be enabled from
the dashboard.
Thank you!

https://sabpaisa.in

https://youtu.be/4b4UceiiJ6k

@sabpaisa

https://in.linkedin.com/company/sabpaisa

https://www.facebook.com/sabpaisa/

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