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    Counter Affidavit

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    Jon Nunez
    Jon Justine Nunez took out a laptop loan through Flexi Finance, with the help of his friend and former classmate Ramil Tabinga, a sales specialist for Flexi Finance. However, Nunez was later unable to make payments on the loan after losing his job and experiencing other financial hardships. Nunez claims that Tabinga misrepresented the loan terms and down payment amount. Nunez is now being pursued by Flexi Finance for unpaid balances and interest, but cannot afford to pay due to ongoing financial difficulties exacerbated by a typhoon.

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    Counter Affidavit

    Uploaded by

    Jon Nunez
    31 views2 pages
    Jon Justine Nunez took out a laptop loan through Flexi Finance, with the help of his friend and former classmate Ramil Tabinga, a sales specialist for Flexi Finance. However, Nunez was later unable to make payments on the loan after losing his job and experiencing other financial hardships. Nunez claims that Tabinga misrepresented the loan terms and down payment amount. Nunez is now being pursued by Flexi Finance for unpaid balances and interest, but cannot afford to pay due to ongoing financial difficulties exacerbated by a typhoon.

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    Jon Justine Nunez took out a laptop loan through Flexi Finance, with the help of his friend and former classmate Ramil Tabinga, a sales specialist for Flexi Finance. However, Nunez was later unable to make payments on the loan after losing his job and experiencing other financial hardships. Nunez claims that Tabinga misrepresented the loan terms and down payment amount. Nunez is now being pursued by Flexi Finance for unpaid balances and interest, but cannot afford to pay due to ongoing financial difficulties exacerbated by a typhoon.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    31 views2 pages

    Counter Affidavit

    Uploaded by

    Jon Nunez
    Jon Justine Nunez took out a laptop loan through Flexi Finance, with the help of his friend and former classmate Ramil Tabinga, a sales specialist for Flexi Finance. However, Nunez was later unable to make payments on the loan after losing his job and experiencing other financial hardships. Nunez claims that Tabinga misrepresented the loan terms and down payment amount. Nunez is now being pursued by Flexi Finance for unpaid balances and interest, but cannot afford to pay due to ongoing financial difficulties exacerbated by a typhoon.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 2

    REPUBLIC OF THE PHILIPPINES)

    ________________________ )
    x--------------------------------------------x

    AFFIDAVIT

    I, JON JUSTINE D. NUNEZ, Filipino, of legal age, and a resident of Brgy. Roxas Palawan,
    after being duly sworn to in accordance with law, hereby depose and state;

    That I am the same person executing this affidavit:

    That on March 3, 2020 I went to Puerto Electronico SM Branch to window shop for a cheap
    Laptop;

    That on the same date I accidentally met a certain Mr. Ramil Tabinga, my high school classmate
    and friend who eventually was a sales specialist for Flexi Finance;

    That Mr. Tabinga told me that I can process a loan through Flexi Finance but he said that by that
    time most applications for Gadget Loans from my co-leagues in Sitel Philippines were being
    declined due to bad records;

    That at the same day I was in a hurry and is about to leave when Mr. Tabinga asked for 2 of my
    Valid ID’s and promised to process the loan application. He also asked me how much can I pay
    for the downpayment;

    That out-of-trust to my classmate and friend, I handed over 5 thousand pesos to him to pay for
    the downpayment of the Laptop Loan;

    That after about an hour and couple of minutes, I went back to SM Puerto Electronico to follow
    of on the Loan application. Mr. Tabinga asked me to sign couple of documents in which I never
    get the chance to read. He also added me that I do not have to worry about delayed payment as
    Flexi Finance don’t charge interests;

    That I received the Laptop and documents of Loan on the same day;

    That I left my Job in Sitel Philippines due to medical reasons last September, 2020;

    That after a couple of months when I was in Culion Palawan. I received a phone call from one of
    Flexi Finance’s Representative, saying that my Payment is delayed;

    That I tried calling Mr. Tabinga on his phone number multiple times but he is unreachable;

    That after checking the documents, I found out that the initial payment I made for the laptop is
    only Two Thousand Five Hundred Ninety five Pesos (P 2,595) which is not the amount that I
    handed over to Mr. Tabinga;

    That I was unemployed and have no source of regular income that time to settle the amount of the
    Past Due;
    That I was able to secure employment by November to December 2021 but was affected by mass
    lay-off due to Covid.

    That I was also a beneficiary of DOLE TUPAD (Tulong-pinansyal para sa mga Displaced
    Individuals)

    That my family and I were victims of Typhoon Oddette and is still on recovery period up until
    today;

    That I do not have the capacity to pay the Loan and Interest.

    As such, I am executing this affidavit to attest to the truth of the foregoing and to defend myself from a
    complaint to me by Flexi Finance for my unpaid loan.

    IN WITNESS WHEREOF, I have hereunto set my hand this _______________________________ at


    ________________________, Philippines.

    JON JUSTINE D. NUNEZ


    Defendant

    SUSBSCRIBED AND SWORN TO before me, this ________________________________ at


    __________________ by the defendant whom I have identified through competent evidence of identity.

    WITNESS my hand and seal.

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