Statement of Account

Jun 1 2023 to Jun 30 2023

Account Number: 591114
3777 WEST ROAD Page 1
P.O. BOX 1208
EAST LANSING, MI 48826
TELEPHONE: (517) 333-2424
1-800-MSU-4YOU

NICOLAU M ESTEVES
2670 SOUTH AW GRIMES BLVD
ROUND ROCK TX 78664-2851

**DEBITS: New Loans, Add-ons, Principal Reversal or Share Withdrawals

The daily periodic rate and the ANNUAL PERCENTAGE RATE used to compute the FINANCE CHARGE for each open-end loan is printed above the transaction relating
to the loan. The FINANCE CHARGE for an open-end loan is computed by applying the periodic rate to each unpaid balance for the exact number of days each balance
was outstanding. The balance used to compute the FINANCE CHARGE is that balance each day after credits are subtracted and new advances or other charges are added.

SPARTAN SAVER - 04 Dividends Earned YTD: $0.07

Post Date Trans Date Amount Balance Description
06-01 5.00 Balance Forward
06-07 200.00 205.00 Deposit Transfer From Share 84
06-07 -157.00 48.00 Withdrawal ACH TD BANK, NA TYPE: WEB PMT ID: 1010137770 CO: TD
BANK, NA NAME: ESTEVES,NICOLAS 6
06-30 48.00 Ending Balance

Total for Total

this period year-to-date

Non-Sufficient Funds Fee .............. 0.00 30.00

Paid Overdraft Item Fee ................ 0.00 0.00
MYLIFESAVINGS - 70 Dividends Earned YTD: $0.00
Post Date Trans Date Amount Balance Description
06-01 0.27 Balance Forward
06-30 0.27 Ending Balance
BILLS - 71 Dividends Earned YTD: $0.06
Post Date Trans Date Amount Balance Description
06-01 0.91 Balance Forward
06-30 0.91 Ending Balance
INVESTMENT - 72 Dividends Earned YTD: $0.06
Post Date Trans Date Amount Balance Description
06-01 -29.72 Balance Forward
06-30 -29.72 Ending Balance

Total for Total

this period year-to-date

Non-Sufficient Funds Fee .............. 0.00 30.00

Paid Overdraft Item Fee ................ 0.00 0.00
DEBTS - 75 Dividends Earned YTD: $0.00
Post Date Trans Date Amount Balance Description
06-01 0.05 Balance Forward
06-30 0.05 Ending Balance
 Statement of Account
Jun 1 2023 to Jun 30 2023
Account Number: 591114
Page 2
SCHOOL BILLS - 76 Dividends Earned YTD: $0.00
Post Date Trans Date Amount Balance Description
06-01 2.77 Balance Forward
06-30 2.77 Ending Balance
ANGOLA - 77 Dividends Earned YTD: $0.05
Post Date Trans Date Amount Balance Description
06-01 4.30 Balance Forward
06-30 4.30 Ending Balance
CHARITY - 78 Dividends Earned YTD: $0.01
Post Date Trans Date Amount Balance Description
06-01 4.09 Balance Forward
06-05 1,200.00 1,204.09 Deposit ComputerLine Transfer From Share 84
06-08 -1,200.00 4.09 Withdrawal ComputerLine Transfer To Share 84
06-30 0.01 4.10 Deposit Dividend 0.050%
Annual Percentage Yield Earned 0.10% from 06/01/2023 through 06/30/2023
06-30 4.10 Ending Balance
ANGOLA EMG FUND - 79 Dividends Earned YTD: $0.00
Post Date Trans Date Amount Balance Description
06-01 0.02 Balance Forward
06-30 0.02 Ending Balance
TOTALLY GREEN CHECKING - 84 Dividends Earned YTD: $0.00
Post Date Trans Date Amount Balance Description
06-01 2,999.24 Balance Forward
06-01 -16.04 2,983.20 Recurring Withdrawal Debit Card 05-31 24906413151175138158644
Microsoft*Ultimate 1 Mo msbill.info WA
Card Nbr. Ending: Card 9918
06-02 500.00 3,483.20 Deposit ACH Acorns Invest TYPE: Transfer ID: 9000142693 CO: Acorns Invest
06-02 1,233.67 4,716.87 Deposit ACH UBS FINSVC TYPE: DPS ACH ID: 4132638166 CO: UBS FINSVC
06-02 -13.60 4,703.27 Withdrawal POS #315320749739 POS H-E-B #495 ROUND ROCK TX
Card Nbr. Ending: Card 9918
06-02 -6.14 4,697.13 Withdrawal POS #315321116879 POS H-E-B #495 ROUND ROCK TX
Card Nbr. Ending: Card 9918
06-03 -39.35 4,657.78 Withdrawal POS #315411936550 POS LOVE'S #628 ITALY TX
Card Nbr. Ending: Card 9918
06-03 -63.50 4,594.28 Withdrawal at ATM #315400007768 ATM FUEL CITY DA-I023211 801 S
RIVERFRONT BLVD DALLAS TX CI023211
Card Nbr. Ending: Card 9918
06-03 -1.00 4,593.28 Withdrawal ATM Fee ATM FUEL CITY DA-I023211 801 S RIVERFRONT BLVD
DALLAS TX CI023211
Card Nbr. Ending: Card 9918
06-03 -43.50 4,549.78 Withdrawal at ATM #315400007772 ATM FUEL CITY DA-I023211 801 S
RIVERFRONT BLVD DALLAS TX CI023211
Card Nbr. Ending: Card 9918
06-03 -1.00 4,548.78 Withdrawal ATM Fee ATM FUEL CITY DA-I023211 801 S RIVERFRONT BLVD
DALLAS TX CI023211
Card Nbr. Ending: Card 9918
06-03 -10.35 4,538.43 Withdrawal Debit Card 06-03 24692163154100752471913 HONK PARKING
866-675-7337 DE
Card Nbr. Ending: Card 9918
06-04 -178.76 4,359.67 Withdrawal ComputerLine Transfer To Loan 91
06-04 687.75 5,047.42 Deposit Debit Card CASH APP*CASH OUT Visa Direct CA Date 06/04/23
14016373155265533655473 4829
Card Nbr. Ending: Card 9918
06-05 -119.22 4,928.20 Withdrawal Debit Card 06-04 24692163155101511116988 4CHANGE ENERGY
855-784-2426 TX
Card Nbr. Ending: Card 9918
06-05 -3.00 4,925.20 Withdrawal ACH Subscription TYPE: Acorns ID: 9000142694 CO: Subscription
NAME: Nicolau Esteves
06-05 -5.00 4,920.20 Withdrawal ACH Acorns Invest TYPE: Transfer ID: 9000142693 CO: Acorns
Invest NAME: Nicolau Esteves
 Statement of Account
Jun 1 2023 to Jun 30 2023
Account Number: 591114
Page 3
TOTALLY GREEN CHECKING - 84 (Continued)
Post Date Trans Date Amount Balance Description
06-05 -2,410.22 2,509.98 Withdrawal ACH The Warner TYPE: WEB PMTS ID: 1752788861 CO: The
Warner NAME: Nicolau Esteves
06-05 -97.00 2,412.98 Withdrawal Debit Card 06-05 24492163156000022166568 SIMPLE PROFIT
SYSTEM WEALTHERY.COM FL
Card Nbr. Ending: Card 9918
06-05 -1,200.00 1,212.98 Withdrawal ComputerLine Transfer To Share 78
06-05 700.00 1,912.98 Deposit CU Service Center #052519 UNIVERSITY FEDERAL CREDIT 120
PALM VALLEY COVE ROUND ROCK TX
06-05 -708.00 1,204.98 Withdrawal ComputerLine M2M Outgoing Transaction
06-06 -1.00 1,203.98 Withdrawal ACH STASH CAPITAL (S TYPE: ACH ID: 3561673990 CO: STASH
CAPITAL (S NAME: NICOLAU ESTEVES
06-06 -996.99 206.99 Withdrawal Debit Card 06-05 24692163157102552944898 WUVISAAFT
800-325-6000 CO
Card Nbr. Ending: Card 9918
06-07 -200.00 6.99 Withdrawal Transfer To Share 04
06-08 1,200.00 1,206.99 Deposit ComputerLine Transfer From Share 78
06-09 -1,200.00 6.99 Withdrawal Debit Card 06-08 24492153160740024739392 CASH APP*MAURA
PATR 8774174551 CA
Card Nbr. Ending: Card 9918
06-09 -1.00 5.99 Withdrawal Debit Card 06-08 24492153160854024583989 CASH APP*MAURA
PATR 8774174551 CA
Card Nbr. Ending: Card 9918
06-12 21.00 26.99 Deposit ComputerLine M2M Incoming Transaction
06-12 -14.96 12.03 Withdrawal POS #316320142132 POS H-E-B #495 ROUND ROCK TX
Card Nbr. Ending: Card 9918
06-13 -1.00 11.03 Withdrawal ACH STASH CAPITAL (S TYPE: ACH ID: 3561673990 CO: STASH
CAPITAL (S NAME: NICOLAU ESTEVES
06-15 2,936.36 2,947.39 Deposit ACH ASF, DBA Insperi TYPE: PAYROLL ID: 3760487432 CO: ASF,
DBA Insperi
06-17 -16.12 2,931.27 Withdrawal POS #316800252452 POS WM SUPERCENTER #475 Wal-Mart
Super Center ROUND ROCK TX
Card Nbr. Ending: Card 9918
06-17 -142.49 2,788.78 Withdrawal Transfer To Loan 90
06-17 -1,694.26 1,094.52 Withdrawal Transfer To Loan 92
06-18 06-17 -3.50 1,091.02 Withdrawal Debit Card 06-17 24055233169400192084531 SNACK SODA
VENDING AUSTIN TX
Card Nbr. Ending: Card 9918
06-18 -38.93 1,052.09 Withdrawal Debit Card 06-18 24692163169102212106710 AMZN Mktp
US*D44BA9073 Amzn.com/bill WA
Card Nbr. Ending: Card 9918
06-18 300.00 1,352.09 Deposit ComputerLine M2M Incoming Transaction
06-18 -45.00 1,307.09 Withdrawal ComputerLine M2M Outgoing Transaction
06-18 -5.00 1,302.09 Withdrawal Debit Card 06-17 24034543169002094889526 91280 -
AUSTIN-BERGSTRO AUSTIN TX
Card Nbr. Ending: Card 9918
06-19 06-16 -175.37 1,126.72 Withdrawal POS #000000H5B3PS POS AMAZON.COM SEATTLE WA
Card Nbr. Ending: Card 9918
06-20 -100.00 1,026.72 Withdrawal ComputerLine M2M Outgoing Transaction
06-20 -306.99 719.73 Withdrawal Debit Card 06-20 24138293171084747427881 WESTERN UNION
FINANCIA 4152155208 CA
Card Nbr. Ending: Card 9918
06-21 -1.00 718.73 Withdrawal ACH STASH CAPITAL (S TYPE: ACH ID: 3561673990 CO: STASH
CAPITAL (S NAME: NICOLAU ESTEVES
06-21 -429.59 289.14 Withdrawal Debit Card 06-21 24431063172750639796613 COMFORT SUITES
MO131 6369490694 MO
Card Nbr. Ending: Card 9918
06-24 -7.77 281.37 Withdrawal Debit Card 06-23 24692163175106929037243 SQ *3 STAR CANDY
SHOP Round Rock TX
Card Nbr. Ending: Card 9918
 Statement of Account
Jun 1 2023 to Jun 30 2023
Account Number: 591114
Page 4
TOTALLY GREEN CHECKING - 84 (Continued)
Post Date Trans Date Amount Balance Description
06-24 -64.50 216.87 Recurring Withdrawal Debit Card 06-24 24692163175107197098453 VESTA
*AT&T PREPAID 866-608-3007 OR
Card Nbr. Ending: Card 9918
06-25 -1.99 214.88 Recurring Withdrawal Debit Card 06-25 24692163176108136083837 GOOGLE
*Google Storage 855-836-3987 CA
Card Nbr. Ending: Card 9918
06-26 -25.17 189.71 Withdrawal Debit Card 06-26 24137463177500686965874 TST* JUICELAND -
DOMAIN AUSTIN TX
Card Nbr. Ending: Card 9918
06-26 -14.06 175.65 Withdrawal POS #317800614697 POS AUTOZONE 3536 2650 AW ROUND
ROCK TX
Card Nbr. Ending: Card 9918
06-27 -1.00 174.65 Withdrawal ACH STASH CAPITAL (S TYPE: ACH ID: 3561673990 CO: STASH
CAPITAL (S NAME: NICOLAU ESTEVES
06-30 2,936.36 3,111.01 Deposit ACH ASF, DBA Insperi TYPE: PAYROLL ID: 3760487432 CO: ASF,
DBA Insperi
06-30 -19.00 3,092.01 Withdrawal Debit Card 06-29 24755423181131818890761 CORPORATE
FILINGS LLC 888-7898466 WY
Card Nbr. Ending: Card 9918
06-30 3,092.01 Ending Balance

Total for Total

this period year-to-date

Non-Sufficient Funds Fee .............. 0.00 30.00

Paid Overdraft Item Fee ................ 0.00 0.00
2015 HYUNDAI SONATA - 90
Annual Percentage Rate: 9.790%

PAYMENT INFORMATION:
Previous Balance: 2,200.30
New Balance: 2,076.11
Minimum Payment: 142.49
Payment Due Date: September 24, 2023
A payment of $15.94 is due on September 24, 2023
Balance Subject to
Posted Tran Date Transaction Description Amount Principal Fin. Charge Late Fee Interest Rate**
06-17 Payment Transfer From Share 84 -142.49 -124.19 18.30 0.00 2,076.11
0.00
** INTEREST CHARGE CALCULATION: The balance used to compute interest charges is the unpaid balance each day after
payments and credits to that balance have been subtracted and any additions to the balance have been made.
RELOCATION LOAN - 91
Annual Percentage Rate: 8.990%

PAYMENT INFORMATION:
Previous Balance: 2,552.35
New Balance: 2,425.40
Minimum Payment: 178.76
Payment Due Date: June 20, 2023
A payment of $357.52 is due on July 20, 2023
Balance Subject to
Posted Tran Date Transaction Description Amount Principal Fin. Charge Late Fee Interest Rate**
06-04 Payment ComputerLine Transfer From Share 84 -178.76 -151.95 26.81 0.00 2,400.40
06-28 See Fee Summary Below 25.00 25.00 0.00 0.00 2,425.40
0.00
** INTEREST CHARGE CALCULATION: The balance used to compute interest charges is the unpaid balance each day after
payments and credits to that balance have been subtracted and any additions to the balance have been made.
 Statement of Account
Jun 1 2023 to Jun 30 2023
Account Number: 591114
Page 5
SIGNATURE LOAN - 92
Annual Percentage Rate: 10.990%

PAYMENT INFORMATION:
Previous Balance: 23,635.18
New Balance: 22,161.53
Minimum Payment: 1,694.26
Payment Due Date: July 17, 2023
A payment of $1,694.26 is due on July 17, 2023
Balance Subject to
Posted Tran Date Transaction Description Amount Principal Fin. Charge Late Fee Interest Rate**
06-17 Payment Transfer From Share 84 -1,694.26 -1,473.65 220.61 0.00
22,161.53
0.00
** INTEREST CHARGE CALCULATION: The balance used to compute interest charges is the unpaid balance each day after
payments and credits to that balance have been subtracted and any additions to the balance have been made.

FEE SUMMARY
Date Loan ID Description Amount
06-28 91 Loan Advance Late Fee 25.00
TOTAL FEES FOR THIS PERIOD $25.00

INTEREST CHARGED SUMMARY

Date Loan ID Description Amount
06-17 90 2015 HYUNDAI SONATA 18.30
06-04 91 RELOCATION LOAN 26.81
06-17 92 SIGNATURE LOAN 220.61
TOTAL INTEREST FOR THIS PERIOD $265.72

2023 TOTALS YTD

Total Fees Charged This Year 50.00
Total Interest Charged This Year 1,161.08

YEAR-TO-DATE SUMMARIES
Dividends Paid 0.25
Total Interest Paid Year to Date 1,161.08
Interest Paid Year-to-Date does not include First Mortgage interest paid, if any.