Banking Project
Banking Project
Banking Project
File
YES BANK
Yes Bank Limited is an Indian private sector bank
headquartered in Mumbai, India and was founded by Rana Kapoor
and Ashok Kapur in 2004. It offers wide range of differentiated
products for corporate and retail customers through retail banking and
asset management services. YES BANK is a 'Full Service
Commercial 'Bank' providing a complete range of products, services
and technology driven digital offerings, catering to Retail, MSME as
well as corporate clients.
The current CEO of Yes Bank is Prashant kumar .
Established: - 2004
Headquarters:- Mumbai , India
Employees No:- 23800
Subsidiaries:- Dish TV, Yes securities India (Limited ), Yes Trustee
Limited .
It is a bank which provide corporate clients with a
complete suite of investment and Banking services both in India and
internationally, in collaboration with other financial partners.
Revenue:-₹10,769 crore
Operating income: -₹4,977 crore
Net income:-₹-3,462 crore
Total assets:-₹273,543 crore
Total equity:- ₹19,184.87 crore
Every bank gives various kinds of services to their
customers. As like checking accounts , saving accounts, certificates of
deposits, loans, fixed deposits, card facilities etc .
Controls
Merchant Category Level Controls (MCC)
Merchant Level and Acquirer Bank Level Controls (MCC/AID
Control)
Alerts Control (SMS/Email or Both).
Daily limits and Transaction limits.
Enable/Disable International Transactions.
Insurance Benefits
Individual Card Holder.
* Applicable only when the Air ticket is charged to the Corporate
Card.
Air Accidental Insurance* of INR 50 lakhs.
Medical Insurance Cover* of INR 15 lakhs for emergency
hospitalization while travelling overseas.
Credit Shield of INR 2.5 Lakhs per card.
Loans:-
1. Working capital Finance:- Provides loans to the new
business start up with finance facility.
* Cash credit.
* Working Capital Demand Loan.
* Bill Financing.
* Non-Funded Facilities among others.
2. Term Lending:- The term loans can be used to set up
new industrial unit or to expand/modernize an
existing unit and to purchase commercial assets. The
term loans have flexible repayment tenure and can be
customized basis the assessment done on future cash
flows.
Thank You