Banking Project

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Banking project

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submitted by:- Utsav Arukiya


Date:-3rd January,2022
Bcom (Hons ) Semester -1
ICFAI UNIVERSITY

YES BANK
Yes Bank Limited is an Indian private sector bank
headquartered in Mumbai, India and was founded by Rana Kapoor
and Ashok Kapur in 2004. It offers wide range of differentiated
products for corporate and retail customers through retail banking and
asset management services. YES BANK is a 'Full Service
Commercial 'Bank' providing a complete range of products, services
and technology driven digital offerings, catering to Retail, MSME as
well as corporate clients.
The current CEO of Yes Bank is Prashant kumar .
Established: - 2004
Headquarters:- Mumbai , India
Employees No:- 23800
Subsidiaries:- Dish TV, Yes securities India (Limited ), Yes Trustee
Limited .
It is a bank which provide corporate clients with a
complete suite of investment and Banking services both in India and
internationally, in collaboration with other financial partners.
Revenue:-₹10,769 crore
Operating income: -₹4,977 crore
Net income:-₹-3,462 crore
Total assets:-₹273,543 crore
Total equity:- ₹19,184.87 crore
Every bank gives various kinds of services to their
customers. As like checking accounts , saving accounts, certificates of
deposits, loans, fixed deposits, card facilities etc .

INVESTMENT BANKING SOLUTION


Investment Banking has been an integral part of YES BANK since
inception and is now a part of YES Securities.
 Excellent track record, credibility with Financial Investors,
outstanding relationships with legal and tax firms help us to provide
value-added transaction benefits to our clients
 Cross Border Relationships:  Have strategic alliances with
boutique investment firms based in Asia, Europe and the U.S.
These relationships are driven either by sectoral expertise or the
strong geographic presence that these firms may have built over
time
 Leveraging on strong relationships with Indian corporates through
the Bank’s wholesale segment, the Investment Banking team has
completed over 150 transactions since incentive .

Yes corporate credit card

YES FIRST Corporate Credit Card is designed to the preferred mode


of payment across categories like Air Travel, Hotel Stays, Dining, Car
Rentals etc. The card is designed with class leading features and user-
friendly online tools which assist in authorizing, tracking and
processing expense & payment data.

Statements and payments


 Individual statements for all card holders as well as consolidated
statement for the Program administrator in an organization
 Consolidated payment solution to make a single payment towards
all the Corporate Credit Cards issued under a Corporate
relationship.

 Controls
 Merchant Category Level Controls (MCC)
 Merchant Level and Acquirer Bank Level Controls (MCC/AID
Control)
 Alerts Control (SMS/Email or Both).
 Daily limits and Transaction limits.
 Enable/Disable International Transactions.
Insurance Benefits
 Individual Card Holder.
* Applicable only when the Air ticket is charged to the Corporate
Card.
 Air Accidental Insurance* of INR 50 lakhs.
 Medical Insurance Cover* of INR 15 lakhs for emergency
hospitalization while travelling overseas.
 Credit Shield of INR 2.5 Lakhs per card.

MasterCard Smart Data


 24X7 online MIS tool.
 360 degree view of all Corporate and Employee spends.
 Up to 60 customized reports could be generated for various
analysis.
 Reports could be scheduled on a daily, fortnightly, monthly
basis as per Corporate request.

Yes purchase credit data


YES Prosperity Purchase Credit Card is designed to be your
preferred mode of payment for all central spends, offering enhanced
control of your accounts payable and procurement processes through
robust spends controls and wide acceptance.

TREASURY AND RISK MANAGEMENT SOLUTIONS


With a highly experienced and dedicated team of Product Experts,
we offer comprehensive and competitive line-up of financial market
products to help our customers to effectively conduct transactions and
manage foreign exchange risks in the global markets.

Loans:-
1. Working capital Finance:- Provides loans to the new
business start up with finance facility.
* Cash credit.
* Working Capital Demand Loan.
* Bill Financing.
* Non-Funded Facilities among others.
2. Term Lending:- The term loans can be used to set up
new industrial unit or to expand/modernize an
existing unit and to purchase commercial assets. The
term loans have flexible repayment tenure and can be
customized basis the assessment done on future cash
flows.

3. Structured Finance:- It provides structured financing


solutions to corporates to meet their complex
financing requirements. With a strong regulatory and
legal understanding to structure complex
transactions, we assist corporates in obtaining
superior financial returns in a risk mitigated manner.
Since inception, with a strong focus on Corporate
Banking capabilities, YES BANK has executed
several marquee structured deals with India’s leading
Industry giants.

Corporate Finance :- Bank focuses on providing diversified product


offerings catering to specific industry verticals across key
infrastructure sectors like roads, ports, power & renewable energy, oil
& gas, telecom, manufacturing, natural resources, urban
infrastructure, etc. 
With customized structuring approach and advisory services provide
financial services in corporate finance .
 Infrastructure Lending.
 Project Financing & Advisory.
 Syndication.
 Structured Debt.
 Business Restructuring.

Supply chain Banking:- It provides digital supply chain solution


provides holistic financing opportunities and value added services to
improve operational efficiencies of the corporate supply chain. YES
BANK partners with corporate clients (anchors) to provide liquidity
support for their vendors and dealers thereby providing greater
financial control and enhancing value chain relationships.

Vendor Finance: The program finances receivables of the Vendors


of reputed anchors to enable vendors enjoy timely availability of
funds.
Dealer Finance: The program finances purchases of the Dealers of
corporate clients. Both Anchors & Dealers can make use of improved
cash flows.

Thank You

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