Scribd Logo
Upload

Welcome to Scribd!

  • 203 views

    Emerging Banking Services

    Uploaded by

    Aashika Ag
    This document appears to be an examination for a BBA (Bachelor of Business Administration) IV semester course on emerging banking services. It provides instructions for students on the exam format, which requires answering 5 questions total selecting one from each of 5 units. The document lists 10 questions, two for each unit, covering topics like customer relationship management, emerging trends in the Indian banking sector, personal loan appraisal processes, non-performing assets, interest calculations for fixed deposits with changing rates, bancassurance models in India, and the role of payment banks.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Emerging Banking Services

    Uploaded by

    Aashika Ag
    203 views3 pages
    This document appears to be an examination for a BBA (Bachelor of Business Administration) IV semester course on emerging banking services. It provides instructions for students on the exam format, which requires answering 5 questions total selecting one from each of 5 units. The document lists 10 questions, two for each unit, covering topics like customer relationship management, emerging trends in the Indian banking sector, personal loan appraisal processes, non-performing assets, interest calculations for fixed deposits with changing rates, bancassurance models in India, and the role of payment banks.

    Original Description:

    Bba banking

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document appears to be an examination for a BBA (Bachelor of Business Administration) IV semester course on emerging banking services. It provides instructions for students on the exam format, which requires answering 5 questions total selecting one from each of 5 units. The document lists 10 questions, two for each unit, covering topics like customer relationship management, emerging trends in the Indian banking sector, personal loan appraisal processes, non-performing assets, interest calculations for fixed deposits with changing rates, bancassurance models in India, and the role of payment banks.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    203 views3 pages

    Emerging Banking Services

    Uploaded by

    Aashika Ag
    This document appears to be an examination for a BBA (Bachelor of Business Administration) IV semester course on emerging banking services. It provides instructions for students on the exam format, which requires answering 5 questions total selecting one from each of 5 units. The document lists 10 questions, two for each unit, covering topics like customer relationship management, emerging trends in the Indian banking sector, personal loan appraisal processes, non-performing assets, interest calculations for fixed deposits with changing rates, bancassurance models in India, and the role of payment banks.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 3

    B.B.A. (IV Sem.

    )
    1373 coM 205

    B.B.A. GOURTH SEMESTER)


    EXAMINATION, 2019
    ,^

    COM 205- Emerging Banking Services


    Tnas Auowrp : Trnsr Houns
    MaximumMarks- 60

    Attempt five questions in all, selecting one qiestion


    f,.om each Unil. All questions carry equal marlcs.
    Calcalatoy is allswed.

    Uxrr I
    I
    l6 (a) Customer Relationship Management (CRhd) has changed
    the service d3aranrics of the krdian banking indusflry. Do
    you agree? Justi$. 6
    (b) Banking system ira lndia has changed over the years.
    Discuss the emerging Indian banking scanario. 6

    L. Discuss a growth case study of any ane emerging Indian


    bank. L2

    Uxn tr
    3. (a) Differentiate bet\ffeen Cash Reserve Ratic and Statutory
    LiquidityRatio. 6

    Tum over
    (b) "Every banker foilows generalprinciples for lending when
    appraising an advance proposal.,'Discuss.
    6

    4. Assume you are planning tbr a vacation to go abroad


    with your
    famiiy but you are shorr of funds. you approached a bank
    for a
    loan requirement. Discuss rn detail the personar
    loan appraisar
    process you will follow to aqply for a loan from a bank. 12

    UNn'Itr
    5. Nowadays krdian banl6 are facing a serrous issue of rising
    NPA's (Non-Performing Assets). Discuss the resolution
    strategies which banks will adopt to tackle this problem ,
    iz

    6. Write short notes on:-


    (a) Business Credit
    (b) SAREAESI A$. 6+6

    Uxrr [V
    ? " sumit and Sanj ay get Rs. l 0 lakhs each from their father. Bank
    sffers interest rate of 6-5ya per asrnum for r to 10 years. on
    0 tr .01 .20CI8, they place the money in fixed deposits rrdth a bank
    under simple interest scheme.
    Sumit : Fixed deposit of Rs. l0 lakhs for 3 years at 6.5yo
    p.a.
    Sanjay : FixeddepositofRs. l0laidrsfor i year at6.S%op.a.
    and renews the principal twice on due dates (Jan.
    lst 2004 and January 2005).
    t373 2
    The bank announces changes in the interest rate as below:-
    1.5.2003 -7.5'/oP.a.
    10.8.2004 - 60/o P.a.
    L6.2005 - 5o/o P.a-

    Calculate the interest eamed by Sumit and Sanjay for the 3

    years. 12

    Bancassurance plays an important role in today's insurance


    induslry. Diseuss. Also elaborate the bancassurance models
    used in india. 12

    UNn V
    '9. Are payment banks acting as disnrptors in the lndian banking
    iadustry? Do you agree? Justi$. 12

    10. i&tite short notes or :

    (a) Post-shiprnent financing


    (b) Pre*hipmer, t financing
    {c} Leti*r cf oredit
    (ci) Forex cards. 3x4:l?

    131 3

    You might also like