0.

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0.2
0.4
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202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105
202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106
202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107

0.52922
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0.2887917
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-0.5530993
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202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108
202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109
202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110
202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111
202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112
202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201
202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202
woe_s1_edad

woe_s3_flg_pp
202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203

woe_s5_ubigeo1
woe_s2_ninc_disef_m6
202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204

woe_s1_min_dif_saldtcm12

woe_s2_pct_uso_tctot_u1m

woe_s4_beta_saldo_pp_u6m
woe_s3_beta_saldo_pp_u6m

woe_s4_avg_datraso_rd_u3m
woe_s3_avg_porcsald_otrasent
woe_s2_avg_porcsald_otrasent

woe_s4_entidades_dist_rd_u1m

woe_s5_avg_pct_uso_tctot_u3m
woe_s1_avg_pct_uso_tctot_u3m

woe_s1_beta_pct_uso_tctot_u1a

woe_s5_avg_datraso_rd_pj_u3m
202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205

woe_s4_avg_saldo_rd_pj_u3m_u1a

woe_s5_max_pct_saldo_impago_u1a
202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206

woe_s2_desv_entidades_dist_rd_lineatc_u6m
202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207
202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208
202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209
202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210

0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
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1.0
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0.8
1.0

0.0
202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105
202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106
202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107

0.651355
-0.216993

0.6824349
0.4711155
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1.2919029
0.1782104
0.3290831
0.1466739
0.7862753
0.4253535
0.1840668
1.1621563
0.3417309
0.8484264
0.4267676
0.6479244
0.2242812
0.5755324
1.0292258
0.1656565

-0.4895323
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0.21736979
0.63358414
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0.11175836
0.54450983
0.09620631
0.35829796
0.13051041
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-0.02996053
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-0.51874771
-1.11489849
-0.09507728

202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108

0.2
202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109
202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110
202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111

0.4
202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112
202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201
202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202
nusbureau

202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203

woe_s4_ubigeo1
woe_s3_ubigeo1
woe_s2_ubigeo1

0.6
woe_s5_ant_dd_m24
woe_s4_ant_dd_m24
woe_s2_ant_dd_m24
woe_s1_ant_dd_m12

202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204

woe_s5_grupo_riesgo_ciiu
woe_s3_grupo_riesgo_ciiu
woe_s1_grupo_riesgo_ciiu

woe_s5_ndis_salprec_m6_2
woe_s2_avg_porcsald_cajas

woe_s4_avg_porcsald_otrasent
woe_s1_avg_datraso_rd_pn_u1a

woe_s4_desv_datraso_rd_pj_u1a
woe_s3_avg_datraso_rd_pn_u6m
202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205

woe_s2_avg_entidades_dist_rd_u3m
202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206
woe_s1_desv_entidades_dist_rd_lineatc_u3m

0.8
202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207
202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208
202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209
202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210

1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
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0.6
0.8
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1.0
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0.8
1.0
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0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
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0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0
0.0
0.2
0.4
0.6
0.8
1.0

0.0
202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105 202105
202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106 202106
202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107 202107
-0.261893

0.2816778
0.9506431
0.4213003
0.7222612
0.3300375
0.4206556
0.1388449
0.7611375
0.8657525

-0.2149101
-0.8385464
-0.5086352
-0.1836728
-0.2221052
-0.6471457
-0.1736002

0.68437656
0.08186735
0.34551106
0.21716175
0.03605769
0.15854951
0.69494649
0.27659708
0.06596363
0.03838615
0.30637355
0.04656329
1.15337856
0.99085999
0.41475284
0.91497033
0.85834894

-0.17895525
-0.36483433
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-1.05251769
-0.67181325
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-0.07556766
-0.03969047
-0.62262011

202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108 202108

0.793296005
0.251327803
0.272857814
0.002064867

0.2
-0.001654889
-0.180411212
-0.401822695
-0.003449238
-0.187200419
-0.659155749
-0.322315289
202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109 202109
202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110 202110
202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111 202111

0.4
202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112 202112
202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201 202201
202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202 202202

woe_s5_edad
woe_s4_edad
202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203 202203

woe_s3_flag_hip
woe_s2_flag_hip
woe_s1_ubigeo1

woe_s4_tpoemp2

0.6
woe_s3_ant_dd_m24
202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204 202204

woe_s5_max_diff_ent_m12
woe_s4_pct_uso_tctot_u1m
woe_s2_beta_saldo_pp_u1a
woe_s1_desv_saldo_pp_u3m

woe_s5_avg_datraso_rd_u3m
woe_s1_ratio_disp_ef_pn_u1m
woe_s1_avg_porcsald_otrasent

woe_s5_entidades_dist_rd_u1m
woe_s3_entidades_dist_rd_u1m
woe_s2_beta_pct_uso_tctot_u1a
woe_s2_avg_datraso_rd_pn_u6m

202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205 202205
202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206 202206

0.8
202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207 202207
202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208 202208
202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209 202209
202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210 202210

1.0