CHINKEE TAN'S

HOW TO MAKE
P50,000 PASSIVE
INCOME PER
MONTH?
 2 WAYS ON HOW TO HAVE PASSIVE INCOME?
CREATION - Create something on your own.
Be the owner
INVESTING - Just ride with the owner

HOW TO START?
You can start wherever you are in order to
create passive investment
Learn before you invest

Did you know that you can start

passive income
with zero capital?

In this session, I will present to you the following:

PASSIVE INCOME WITH LOW INVESTMENT

PASSIVE INCOME WITH MEDIUM INVESTMENT

PASSIVE INCOME WITH HIGH INVESTMENT

PASSIVE INCOME WITH ZERO INVESTMENT

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 1

 3 PASSIVE INCOME
WITH LOW INVESTMENT

1. Pag-Ibig MP2
2. Mutual Funds or UITFs
3. Dropshipping

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 2

 PAG IBIG MP2 SAVINGS PROGRAM

Ang Pag-ibig MP2 Savings Program

ay isang programa ng gobyerno
kung saan pwede ka mag-ipon at
kumita ng malaking dibidendo.

Ang perang iipunin mo sa MP2 ay gagamitin ng gobyerno

para gamitin sa iba’t ibang klase ng investments tulad ng
pabahay, government securities and corporate bonds.

OPPORTUNITIES:
High dividends (mas mataas kumpara sa bangko)
Business investment
Good for entrepreneurs and OFWs
Build your retirement fund

CHALLENGES:
5-Year lock-in/maturity period
(hindi magagalaw ang ipon)

INVESTMENT (money):
P500 or more

INVESTMENT (time):
Not much to get started
5 YEARS (hindi magagalaw ang ipon)

Passive income potential:

Average 6% to 8% per annum (Depending on the fund
performance)

Where To Buy And Who Do You Talk To?

Pag-ibig

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 3

 MUTUAL FUND OR UITF (UNIT INVESTMENT TRUST FUNDS)

Investors pool their money together

and invest it in various securities such
as stocks, bonds, and short-term loans.
Each share reflects a portion of the
fund's value and the income it
generates for its investors.

OPPORTUNITIES:
Cashflow
Liquidity
Learning ground for investing
There are professional fund managers who will handle
and manage your holdings
Diversification
Easy access (for UITF kasi madaling makahanap ng
bangko)

CHALLENGES:
They charge entry fees and management fees (for
Mutual Funds)
Mutual Fund companies are not easy to find unlike
banks.
It won't make investors a part of the corporation, and it
won't grant shareholders any legal rights (for UITF)

INVESTMENT (money):
P5,000 or more to open an MF or UITF account

INVESTMENT (time):
Not much to get started
5 years (ideal holding period)

Passive income potential:

5% to 12% per annum (It depends on the monthly
investment and interest)

Where To Buy And Who Do You Talk To?

Financial advisors
Insurance Agents
Commercial Banks

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 4

 DROPSHIPPING

A form of retail business wherein the seller

accepts customer orders but does not keep
goods sold. Meaning, you can sell products
without physically touching them.

We should take advantage of this digitized

environment for us to be able to make profit.

OPPORTUNITIES:
Low startup costs
Virtual (meaning, more leads)
Worldwide
You don’t have to own a warehouse
Sell more products with less risks
Time-saving

CHALLENGES:
Difficult order processing
Misinformation about the product
Customer service issues
High competition

INVESTMENT (money):
Not much
(unless you are going to hire a professional to make a
website and logo for your dropshipping site that would
cost you P5,000 to P10,000)

INVESTMENT (time):
1 WEEK to 1 MONTH to set up a dropshipping business
3 months or more (start seeing some income)

Passive income potential:

P50,000 to P150,000 PER MONTH (when done
correctly)

Where To Buy And Who Do You Talk To?

DROPIFY.PH

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 5

 8 PASSIVE INCOME WITH
MEDIUM INVESTMENT

1. Index Funds
2. Stock Market
3. REITs
4. Government Bonds
5. Cryptocurrency
6. NFTs
7. Grab your Car
8. Selling Information Products

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 6

 INDEX FUNDS

An index fund is a mutual fund or

exchange-traded fund designed to
follow certain preset rules so that
the fund can track a specified
basket of underlying investments.

Basically, the objective is to deliver

returns similar to the index of
investments.

OPPORTUNITIES:
Has the ability to track different kinds
of assets, including stock and bonds.
Dependable performance
Lower costs
Transparency
Simple Diversification

CHALLENGES:
Lack of flexibility
Lack of control
Tracking risks (kapag bumaba ang
tina-track nitong asset, bababa rin
ang value ng investment mo)
INVESTMENT (money):
P100 to P10,000

INVESTMENT (time):
Not much to get started
5 years (ideal holding period)

Passive income potential:

5% to 12% per annum (It depends on
the monthly investment and interest)
Where To Buy And Who Do You Talk To?
Financial advisor
Insurance Agents
Brokers
G Invest

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NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 8
 STOCK MARKET

Key to making money in stocks is

remaining in the stock market.
Stay invested.
The best indicator of your overall
performance is the amount of
time you have been in the market.
More time = more opportunity for
your investments to go up.
Buy low, sell high.
OPPORTUNITIES:
Build long-term returns
Protection from inflation
Reliable income stream
Higher income
More options - Variety of stocks

CHALLENGES:
High volatility
Emotional roller coaster
Risks of ownership

INVESTMENT (money):
P5,000 and above

INVESTMENT (time):

5 years or more (ideal holding period)

Passive income potential:

It depends on the monthly investment and interest
UNLIMITED (or more)

Where To Buy And Who Do You Talk To?

Stock Brokers
2 TRADE ASIA

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 9

 3 PASSIVE INCOME WITH
HIGH INVESTMENT

1. Rental Income
2. Airbnb
3. Shoes, Toys and Paintings

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 RENTAL INCOME

How much return do you want on the investment?

Rule of 10
How much will be the property’s total costs and
expenses?
What are the financial risks of owning the property?

OPPORTUNITIES:
Residual or monthly income
Cashflow
Land appreciation
Low maintenance

CHALLENGES:
Huge capital
Late payments
Damage to property
Vacancy

INVESTMENT (money):
P20,000 OR MORE (depends on your monthly
amortization)

INVESTMENT (time):
You can start immediately if you have the funds
60 months or more (return of investment)

Passive income potential:

P15,000 or more Depends on rental income

Where To Buy And Who Do You Talk To?

Brokers
Real Estate Agents

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 AIRBNB Your Extra House or Property

OPPORTUNITIES:
Limited cash out - if you are going buy one via
mortgage
Zero cash out - if you own one
Minimal effort

CHALLENGES:
Damage to property
Stolen items
Late notice cancellation of reservation
When rules are not followed

INVESTMENT (money):
P20,000 OR MORE (depends on your monthly
amortization)

INVESTMENT (time):
You can start immediately if you have the funds
60 months or more (return of investment)

Passive income potential:

P15,000 or more (depends on your rental income)

Where To Buy And Who Do You Talk To?

Airbnb

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 12

 SHOES, TOYS and PAINTINGS

Collectible shoes
Nike MAG Back to the Future (2016) ($38,000
- $40,000)

Reference:
THE MOST EXPENSIVE GRAIL SNEAKERS IN
SANCHUPAPA BIGBOY CHENG'S MASSIVE
SNEAKERS COLLECTION

Cards - basketball, baseball, pokemon, etc.

2015-16 Panini Instant NBA LeBron James
($8,000)

Reference:
ANDREW E. COLLECTION PART 3 : SUPER
RARE & EXPENSIVE NBA CARDS

Comics
Amazing Fantasy #15

Reference:
ANDREW E. COLLECTION PART 3 : SUPER
RARE & EXPENSIVE NBA CARDS

Kaws, Banksy, Bearbricks

Paintings

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 SHOES, TOYS and PAINTINGS

OPPORTUNITIES:
Price appreciation
Low maintenance
Gives you joy

CHALLENGES:
Huge capital
Finding the right thing to collect
Takes time to sell

INVESTMENT (money):
P20,000 OR MORE

INVESTMENT (time):
You can start immediately if you have the funds
5 years or more (holding period)

Passive income potential:

Thousand or millions (Depends on the price
appreciation)

Where To Buy And Who Do You Talk To?

Gallery owners
Collectors
FREE WEBINARS

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 14

 2 PASSIVE INCOME WITH
ZERO INVESTMENT

1. Create a YT channel
2. Affiliate marketing

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 CREATE A YOUTUBE CHANNEL
Are you an expert on travel to Thailand? A maven of
Minecraft? A sultan of swing dancing? Take your passion for a
subject and turn it into a blog or a YouTube channel, using ads
or sponsors to generate your income. Find a popular subject,
even a small niche, and become an expert on it. At first you’ll
have to build out a suite of content and draw an audience, but
it can create a steady income stream over time, as you
become known for your engaging content.

OPPORTUNITIES:
Worldwide audience
One time production cost
Earn for Life

CHALLENGES:
Brand
Credibility
Experience / Expertise
Takes Time

INVESTMENT (money):
Not much (all you need is cellphone, laptop and good
internet)

INVESTMENT (time):
Not much to get started
24 months or more to grow

Passive income potential:

UNLIMITED
1 million views P50,000 to P200,000 (CPM) Cost Per Mille

Where To Buy And Who Do You Talk To?

YouTube Creators

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 16

 AFFILIATE MARKETING
Kumikita ka rito sa pamamagitan ng pagpo-promote
ng mga produktong hindi ikaw ang gumawa o nag-
manufacture.
Mostly, ito ay ginagawa online.
Since marami ang tutok sa kani-kanilang mga gadget,
magandang opportunity ito to become an affiliate
marketer.

OPPORTUNITIES:
You can get paid in 3 ways:
Pay Per Sale - mababayaran ka kapag nakabenta ka
gamit ang link na prinomote mo
Pay Per Lead - kapag sila ay napunta sa website ng
merchant at gumawa ng isang action (for example:
filling out contact form or signing up for a trial
product)
Pay Per Click - mababayaran ka sa bawat click ng
tao sa iyong link
3% to a high of 50% (depending on the industry and
products)
Work from home
Cost-effective
Convenient
Performance-based rewards (the more you sell, the
more you make)

CHALLENGES:
Requires patience and hard work
No control over competition
Uncertainty
High competition
Difficulty in choosing a product
INVESTMENT (money):
Not much

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 17

INVESTMENT (time):
Not much to get started
6 MONTHS or more (including studying, set-up and
creating traffic)

Passive income potential:

P15,000 to 6 figures of income every month
(depending on the performance)

Where To Buy And Who Do You Talk To?

SHOPPING SITES
FREE WEBINAR

Notes

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 THINGS YOU SHOULD AVOID DOING
10 WITH YOUR PASSIVE INCOME

1. Don’t invest in something

you don’t understand.

2. Don’t invest in something

that’s not proven.

3. Don’t invest your

emergency fund.

4. Don’t borrow to invest.

5. Don’t put everything in

one basket.

6. Don’t be too greedy.

7. Don’t be impatient.

8. Don’t invest just because

it is cheap.

9. Don’t allow others to make

the decision for you.

10. Don’t overspend.

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 19

 Bonus Videos

REITs

Ito ay isang kumpanya na nagmamay-

ari, nag-o-operate ng real estate.
It is like a mutual fund, pooling the
capital of numerous investors that
earns dividends from it without buying,
managing and financing any properties
themselves.

OPPORTUNITIES:
You can purchase REITs sa stock market just like any
other company or dividend stock.
Accessibility
Diversification
Liquidity

CHALLENGES:
You can lose all of your money if you don't know what
you’re doing.
Value can be influenced by trends
Share prices can drop when property values fall

INVESTMENT (money):
P5,000 and above

INVESTMENT (time):
Not much to get started
2 years or more (ideal holding period)

Passive income potential:

It depends on the dividend
It depends on the appreciation of the value of
the REIT stocks

Where To Buy And Who Do You Talk To?

Stock Brokers
2 TRADE ASIA

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 20

 GOVERNMENT BONDS

A way for the government to borrow

money to fund various initiatives.

The repayment takes the form of

several periodic interest payments
throughout the course of the year, as
well as a return of the initial value
borrowed, at the maturity of the bond.

OPPORTUNITIES:
Good for retirees
You can sit back and just collect interest payments
Risk-free
Liquidity
Diversification

CHALLENGES:
Low returns (depending on the interest rate)
Holding period without interest

INVESTMENT (money):
Depends

INVESTMENT (time):
1-3 DAYS to process
Depends of the holding period

Passive income potential:

It depends on the interest rate of the
government bond

Where To Buy And Who Do You Talk To?

Private or Government Banks

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 21

 CRYPTOCURRENCY

There are 6 ways to earn: Investing,

Trading, Staking & Lending, Mining and
Airdrops.
The rule of thumb of the stock market
also applies in crypto investing:
“Buy Low, Sell High”
OPPORTUNITIES:
Improved liquidity
Anonymity and Transparency
High return potential
Decentralized (no one is controlling your cryptos)
Easy access (since it’s digital currency)
Direct control over investment

CHALLENGES:
Price volatility
Crypto scams
Irreversible
Limited use (it’s still not widely accepted)

INVESTMENT (money):
P500 and above (Break the price of the crypto)

INVESTMENT (time):
You can start immediately
But if you want to learn more about it, it usually takes
1-3 MONTHS to learn
Depends if you are a TRADER or INVESTOR

Passive income potential:

UNLIMITED (depending on the value of crypto)

Where To Buy And Who Do You Talk To?

Crypto Experts
Binance

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 22

 NFT

It’s creating or having something that you

can’t replace with something else.
NFTs are assets that aren’t interchangeable
You can profit from NFTs even without
touching one!
As long as you own one, you can potentially
earn a high profit.
You can earn from NFTs by creating and
selling; buying and collecting; from video
games (like Axie Infinity)

OPPORTUNITIES:
Decentralized marketplace
Unique (they are so rare that they cannot be forged)
Collectibles (perfect for collectors)
Resellable
Copyright
Security

CHALLENGES:
Fraud risks (cybercriminals can copy an NFT token)
(people should check the authentication of an NFT
token before buying anything digitally.)
Authenticity issue
Uncertain value

INVESTMENT (money):
P2,000 or more Depending on the price of an NFT

INVESTMENT (time):
1 to 2 days or 1 MONTH (including the time of learning)
depends if you are a TRADER or INVESTOR

Passive income potential:

UP TO 6 to 7 FIGURES!

Where To Buy And Who Do You Talk To?

NFT Artist
Binance

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 23

 GRAB YOUR CAR
Apply for TNVS or delivery service

OPPORTUNITIES:
Limited cash out - if you are going buy one via
mortgage
Zero cash out - if you own one
Hire others to drive for you

CHALLENGES:
Finding the driver
Finding the down payment
Dependent on the driver
Income is dependent on the drivers output

INVESTMENT (money):
P50,000 OR MORE

INVESTMENT (time):
Not much time needed
36 or 60 MONTHS (return of investment)

Passive income potential:

P15,000 TO P25,000

Where To Buy And Who Do You Talk To?

TNVS Provider

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 24

 SELLING INFORMATION PRODUCTS
Create an e-book, an audio or video course
Courses can be distributed and sold through sites such
as Udemy, SkillShare and Coursera.

OPPORTUNITIES:
Worldwide
Virtual
One time production cost
For Life

CHALLENGES:
Brand
Credibility
Experience / Expertise

INVESTMENT (money):
P50,000 OR MORE

INVESTMENT (time):
6 months or more to get set up
3 months or more to recover

Passive income potential:

UNLIMITED

Where To Buy And Who Do You Talk To?

Get consultants
Speakers

NOT FOR SALE OR FOR REDISTRIBUTION WITHOUT ANY WRITTEN CONSENT 25