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    Niyo Global SBM CC - SOC

    Uploaded by

    Avijit Debnath
    This document outlines the fees associated with a global credit card, including an annual membership fee of ₹500 that is waived, a requirement to maintain a minimum fixed deposit of ₹5000 for card issuance, no fee for card issuance but a ₹249 fee for reissuance. Transaction fees include ₹300 for domestic and international ATM withdrawals and cash advances, no forex markup fee but applicable exchange rates. Additional fees cover over the limit charges, interest rates, minimum amount due, and late payment fees. Goods and services tax and potential changes to fees are also noted.

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    © All Rights Reserved
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    Niyo Global SBM CC - SOC

    Uploaded by

    Avijit Debnath
    95 views1 page
    This document outlines the fees associated with a global credit card, including an annual membership fee of ₹500 that is waived, a requirement to maintain a minimum fixed deposit of ₹5000 for card issuance, no fee for card issuance but a ₹249 fee for reissuance. Transaction fees include ₹300 for domestic and international ATM withdrawals and cash advances, no forex markup fee but applicable exchange rates. Additional fees cover over the limit charges, interest rates, minimum amount due, and late payment fees. Goods and services tax and potential changes to fees are also noted.

    Original Title

    Niyo Global SBM CC_SOC

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    This document outlines the fees associated with a global credit card, including an annual membership fee of ₹500 that is waived, a requirement to maintain a minimum fixed deposit of ₹5000 for card issuance, no fee for card issuance but a ₹249 fee for reissuance. Transaction fees include ₹300 for domestic and international ATM withdrawals and cash advances, no forex markup fee but applicable exchange rates. Additional fees cover over the limit charges, interest rates, minimum amount due, and late payment fees. Goods and services tax and potential changes to fees are also noted.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    95 views1 page

    Niyo Global SBM CC - SOC

    Uploaded by

    Avijit Debnath
    This document outlines the fees associated with a global credit card, including an annual membership fee of ₹500 that is waived, a requirement to maintain a minimum fixed deposit of ₹5000 for card issuance, no fee for card issuance but a ₹249 fee for reissuance. Transaction fees include ₹300 for domestic and international ATM withdrawals and cash advances, no forex markup fee but applicable exchange rates. Additional fees cover over the limit charges, interest rates, minimum amount due, and late payment fees. Goods and services tax and potential changes to fees are also noted.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Key Fact Statement

    Description of Charges Fees

    Joining Fee for the Primary and ₹500 waived off


    the Add-on cardholder

    Annual Membership Fee for the Primary


    and the Add-on cardholder ₹500 waived off

    Requirement for Global Minimum Fixed Deposit (FD)


    Credit Card Issuance of ₹5000

    Card Issuance Fee Nil

    Card Re-issuance Fee ₹249

    Cash Advance Fee/ ATM Withdrawal Fee:


    Domestic ₹300
    International ₹300

    Service Charges levied for transactions:


    Nil (VISA exchange rates
    Forex Markup Fee
    applicable)

    Over Limit Fee ₹150

    Interest Free Period Upto 45 days

    Interest Rate/Finance Charges 3% monthly


    (monthly & annualized basis) 36% annually

    5% of total amount due


    Minimum Amount Due
    (Min ₹100)

    Charges in case of default ₹150


    (late payment fee)

    Please Note :
    Goods and Services Tax (GST) is applicable on
    all fees, interest and other charges and is
    subject to change as and when notified by the
    Government of India.

    These charges may be subject to change from


    time to time without any prior notice, please
    refer www.goniyo.com for the updated schedule
    of charges.

    Scan the QR Code to read the


    Terms and Conditions

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