Vinal RITESH JAIN Affidavit of Evidence Final
Vinal RITESH JAIN Affidavit of Evidence Final
Vinal RITESH JAIN Affidavit of Evidence Final
COMMISSION, MUMBAI.
...Complainants
Versus
AFFIDAVIT OF EVIDENCE
I Vinal Ritesh Jain, aged about 38 years, presently residing at A-2605, Omkar
Homemaker by profession.
2. I have the authority to sign and verify pleadings, sign and depose
affidavits, being well conversant with the facts and circumstances of the
case, and am competent to swear and depose this affidavit. I further say
that certain typographical and arithmetical errors, are rectified and the
3. I say that the Opposite Party No. 1 is the Promoter, Opposite Party No.2
is the land owner and both are engaged in the business of construction
project and Opposite Party no.3 is the Real Estate Agent duly registered
4. I say that I along with my husband had purchased a flat from the
Four Only) towards the cost of the Flat including taxes and an amount
constructed building and we while search for the same, came across the
parties which was also mentioned in the Brochures got lured to book a
flat in the said project. Further, the opposite parties represented that said
shall get the possession of the flat in March, 2017 with amenities such as
Club house, Sky Lounge, Elevated Jogging track, exclusive dog park,
Multi-Purpose Hall, Jain temple and also single parking space. Pursuant
purchase a flat in the said project. A copy of the brochure containing the
in the said project and Opposite Parties offered Flat No. 2306 on 23rd
Lakhs Forty Nine thousand Six Hundred and Sixty Six Only) and it
was further agreed that the date of possession shall be in June 2018,
along with occupation certificate and the Allotment Letter with respect
Lakhs Forty Nine thousand Six Hundred and Sixty Six Only) for the
Opposite Parties. I say that at the time of booking the said flat, we were
assured that the construction of the said project has commenced and we
shall get the possession of the said flat as promised by the Opposite
parties as per the said schedule which also appears in clause 5 of the sale
agreement dated 07.02.2018. I say that in order to make our dream come
true for owning our dream house, we have obtained housing loans from
the financial Institution namely DHFL bearing its Loan Application No.
01659777 & 01659814 and the same were sanctioned by the DHFL vide
(Rupees One Crore Thirty One Lakhs Thirty Two Thousand Only)
Exhibit “B” and a copy of DHFL loan sanction letters dated 08.12.2017
for an amount of Rs. 1,80,00,000 /- (Rupees One Crore Eighty Lakhs
of the said flat and making payment of stamp duty and other charges by
‘said agreement’ for the sake of brevity) wherein the date of possession
of the said flat was unilaterally changed to June, 2019 (with an extended
However having no other option but to forcefully enter into the said
and also had started paying the EMI’s by that time, and therefore same
Exhibit “D”.
Email and phone calls, however except for hollow assurances, which
never turned into reality, we did not have the possession of the said flat
Parties and me are hereto annexed and marked as Exhibit “E” (colly).
10. I say that, Then, we continued take follow-ups with the Opposite parties
as we were in dire need of the flat, as paying EMI’s and monthly rent at
the same time was very taxing. As there were no satisfactory responses
payments and Interests, also on the very next day we even offered to
arrange for a buyer, however the Opposite parties have chosen to ignore
us since then.
11. I say that, then we in all fairness would like to state that it was difficult
for us to pay the banks EMIs alongside the rent and the deliberate delay
however the same got dismissed for the reasons that we have not
Exhibit “F”.
12. I say that in and around the month of May, 2019, DHFL had stopped
suggested by the Opposite parties and the loan was approved by SBI and
13. I say that there being no limits to the misery which we were already
Demand letters for further payments, wherein one such letter dated
pay the amounts on 02/11/2020 i.e. within a day, which was truly
payments from the Financial Institution i.e. DHFL and also due to the
some dues from the previous outstanding, we informed via emails to the
again the Opposite parties did not consider the G.S.T. discount and the
amount reflected was incorrect again, this got rectified after I was
refer and rely upon the default demand letters as and when produced.
14. I say that, as per the demand invoices raised by the Opposite Parties, we
and DHFL have disbursed the loan amount from time to time to the
Flat cost, Taxes and other charges till date is as follows for the sake of
Table 1.2
by the
(inclusive of
Opponents(refer
the payments
ledger)
as mentioned
in sub-parts
below)
disbursed as
Loan in the
Opposite
Parties
Escrow
Account by
DHFL
Client
16. A copy of Ledger for the payments as demanded and received by the
Opposite parties are hereto annexed and marked as Exhibit “H” and a
copy of receipts of payment made by me to the Opposite Parties from
time to time are hereby annexed and marked as Exhibit “I” (colly)
17. I say that the we have always made the payment according to the
demands and compliances of the Opposite Parties and till date we have
Lakhs Eighteen Thousand Nine Hundred and Fifty One and Fifty
One paise Only) (inclusive of Taxes & TDS) as per the ledger dated
the date of booking and making payments of more than 60 % of the total
stating the approvals are yet to come or some other evasive excuses.
18. I say that we have been staying on rent due to the delay in possession
rent paid by us during the period post the date of possession from the
Opposite parties.
19. I say that taken into consideration, the RCC structure's expected life is
standing for the last 10 years without any protection, deteriorating due to
direct exposure to climatic condition in the present case. And this will be
reducing the structure's life to 40 years for the home buyers this will be
upon me, therefore, Opposite Parties are liable to compensate for the
20. I say that again in hope to get the possession at the earliest, we made
and further payments in the Month of April and May, 2021 as per their
complied with terms as per the said agreement, however the same is not
21. I say that we were always informed frivolous & misleading information
proceeded for the execution of the Agreement for Sale only with the
hopes of at least getting the possession by the date as set out in the
Agreement, which has also lapsed. I say that the construction work in the
said project has been at an extremely slow pace more so even halted for
the Opposite Parties. The payment made over to the Opposite Parties is
hard earned money by me and the Opposite Parties have used the same
for their own benefits, and such conduct of theirs clearly shows their
said flat. I say that we have time and again requested for a refund,
requests have also been turned down by the Opposite Parties. We are
finding it hard to make payments towards the EMI’s and the Rent, we
for the said flat and that the flat can be transferred in the new buyer’s
name, to which the Opposite parties bluntly refused for such an option.
22. I say that, at the time of launching of the Project, opposite parties had
while registering with RERA, opposite parties have disclosed the name
of L&T to the statutory authorities. It was because of L&T being the
contractor for the Project and their good will in the market, we were
more inclined to buy flat from the Opposite parties. However, it has
come to our notice that Opposite parties have changed the contractor
from L&T to some local contractors for the said project, which clearly
& false warranties and therefore the samples of the RCC, brick masonry,
23. I say that we were advised by his community people that the Project as
stated herein above was to have a Jain temple, which was confirmed by
however the same doesn’t form a part of the said agreement, even
did not receive a satisfactory reply and therefore we have every reason to
believe that the Opposite parties may not provide the same which was
one of the reasons for us to buy the said flat and such an act also
colly.
24. I say that we, through our Advocate have even sent a legal notice dated
demanding for the possession of the said flat and compensation from the
opposite parties, and the same has been received by the Opposite parties,
however all the communications have turned futile and till date there has
been no reply from the Opposite parties to the said notice. The office
is hereto annexed and marked as Exhibit “K” and Exhibit “L” is the
copy of postal slips/receipts and “L-1” colly. are the tracking reports as
on the India post website reflecting service of notice upon the Opposite
Parties.
25. I say that we have always made the payments according to the demands
and compliances of the opposite parties and till date we have paid Rs
Hundred and fifty four only)(inclusive of taxes and TDS) as per the
the recent demands fulfilled by us, whereas after efflux of almost 4 years
from the date of booking and making payments of more than 60% of the
total consideration amount, the complainants have been persuaded with
evasive excuses.
26. I state that we have been staying on rent due to the delay in possession
rent paid by us during the period post the date of possession from the
opposite parties. Hereby we crave leave to refer and rely upon the Leave
27. I say that the RCC Structure’s expected life is 60 to 75 years in ideal
standing for the last 10 years without any protection, deteriorating due to
the structure’s life to 40 years for the home buyers this will be added
service and economic burden in future for major repairs upon me.
However, I say that the Opposite parties are liable to compensate for the
Six Hundred and Thirty one Only) to the opposite parties on 26.12.2020.
and further payments in the month of April and May, 2021 as per their
complied with terms as the said agreement, however the same is not
29. I say that every act on the part of the Opposite Parties is nothing but
have already collected huge amount from the buyers and diverted funds
time. I say that we have put our hard-earned money in the said project
anticipating that the Opposite Parties shall give the possession of the said
flat to me and accordingly we will have our own house, which being the
dream house for us, but purposely the Opposite Parties have avoided us
possession.
30. I say that the Opposite parties have failed to deliver peaceful possession
of the flat despite a lapse of more than 4 years of booking the flat . I say
that we booked the flat in the year 2017 and have made substantial
payment towards the consideration of the said flat. However, the
June 2019.
31. I say that the opposite parties are responsible for deficiency in service
under section 2(11) of the Consumer Protection Act, 2019, whereby the
possession of the Flat to us, have put us under severe financial crises. I
delivered to us.
32. I say that the Opposite Parties are responsible for carrying on their
Consumer Protection Act, 2019, whereby unfair means have been used
Monte- Tower B.
33. I say that the Opposite are liable for misleading advertisement under
substandard quality and also due to the change in the contractor from
L&T to a local one. I say that we upon visiting the project site observed
that building is not being constructed as per the standards promised and
35. I say that the opposite Parties have duped the buyers and embezzled our
us that Opposite parties were never in the position to give the possession
of the said flat to us because the Opposite Parties have not obtained
respect to the said project, which is evident from the conversation via a
as 25th floor, wherein by this period the entire construction should have
been completed and possession was to be handed over to the legitimate
homebuyers.
36. I say that the Opposite Parties have assured to deliver the said flat
have not got the possession of the said flat from opposite parties as per
cheating.
37. I say that till today we have not received any compensation for the loss
unexplained delay in handing over the possession of the said flat, neither
are the opposite parties adjusting the interest to be paid for the default on
opposite parties.
38. I say that we in the continuation of the above para are entitled for a total
only) (from July 2019 till June 2021) @Rs. 64,000/- per month for the
March 2021 and currently @ Rs. 50,000/- and further as per the ready
reckoner rate of the same area/ location of the said project, we purchased
the flat until possession is handed over of the said flat as we are paying
to fulfill our dream of having a house which has been shattered by the
acts of the opposite parties as we have almost paid the maximum part of
the consideration for the said flat, however we are forced to live in
rented house and are burdened with exorbitant monthly rent, hardships
of shifting from one place to another on expiry of our license period and
also paying heavy bank EMIs. All this has led to a financial burden on us
and therefore we are suffering from various ailments due to the constant
stress.
39. I say that because of the negligent rather thoughtful intrigue of the
40. I say that in the event of failure on part of the opposite to comply with
interest at the rate of 18% per annum on the amount already paid by the
purchaser (us) to the opposite parties. I say that the calculation of interest
herein below:
18% p.a.
promised date of
possession
20.12.2020
18.05.2021
05.02.2018 (interest
default)
(B)
A+B
43. I say that opposite parties have miserably failed and neglected to
44. I say that under the provisions of Maharashtra Ownership of Flats Act
obligations under the MOFA. We further state that the Real Estate
complying oriented.
45. I say that we are entitled to the Hon’ble Commissions order, directing
Sixty Thousand Eight Hundred Fifty Three Only) as the interest paid on
TDS) at the rate of 18% thereon from the date of default or date of
payment, whichever is later, also rent paid for the accommodation since
the date of possession, compensation for the mental agonies caused due
to delay in handing over the possession of the said flats and the cost
format:
Interest 39,87,565/-
registration
Distress prerequisite/compensation 20,00,000/-
Total 79,84,853/-
48. I say that, aggrieved by the callous attitude of the Opposite Parties and
49. I say that we would like to approach this Hon’ble Court on the grounds
50. I say that under the circumstances our prayers as set out in the Complaint
Complainant no 2
VERIFICATION
I, MRS. VINAL RITESH JAIN, above named, do hereby verify and state on
knowledge, information and belief which I believe the same to be true and correct.
…Complainants
Versus
…Opposite Parties
AFFIDAVIT OF EVIDENCE
Dated this ____ of January
2023