Soc Jul Dec 2022 Conventional Banking 2

SCHEDULE OF CHARGES EFFECTIVE FROM JUL-DEC 2022
SCHEDULE OF CHARGES
EFFECTIVE FROM 01-07-2022 TO 31-12-2022
(Federal Excise Duty (FED) and all other applicable Government levies on any specified service will be
charged in addition to the Service Charges as listed below, if not mentioned otherwise.)
DOMESTIC BANKING
PL Category
Sr. No. Description Allied Bank - Rate of Charges
(T24)
A REMITTANCES
1 Issuance of Fresh Instruments
(a) Issuance of Allied Banker Cheque (ABC) Payable at Issued by Debit to Account:
any Branch in Pakistan Rs. 400 Flat
Issued Against Cash

0.20%, Minimum Rs.1,250/-
(Account Holders & walk-in-customer) 52113
Note:
The charges for making the instrument for payment of fee dues in favour of educational institutions, i.e
HEC /Board etc. not to exceed 0.50% of fee /dues amount or Rs.25/- per instrument (including FED)
whichever is less.
(b) Issuance of Call Deposit Receipt Issued by Debit to Account:
Rs.150/- Flat
Issued Against Cash

Rs 1500/- Flat 52067
(Account Holders & walk-in-customer)
Note:
The charges for making the instrument for payment of fee dues in favour of educational institutions, i.e
HEC /Board etc. not to exceed 0.50% of fee /dues amount or Rs.25/- per instrument (including FED)
whichever is less.
2 Cancellation of Instruments
Cancellation of Demand Draft/Pay Order/Call Deposit Issued by Debit to Account:
Receipt/Allied Banker Cheque (ABC) Rs.425/- (Flat)
Payable at any Branch or Payable at Issuing branch Issued Against Cash
Rs.600/- (Flat)
For ABC- 52114
Note: For CDR- 52118
The charges for cancellation of instruments issued for payment of fee dues in favour of educational
institutions, i.e., HEC /Board etc. not to exceed 0.50% of fee /dues amount or Rs.25/- per instrument
(including FED) whichever is less.
3 Issuance of Duplicate Instruments
Issuance of Duplicate Call Deposit Receipt/Allied Issued by Debit to Account:
Banker Cheque (ABC) Rs.425/- Flat
Issued Against Cash
Rs. 600/- Flat
For ABC- 52115
Note: For CDR- 52119
The charges for issuance of duplicate instrument issued for payment of fee dues in favour of
educational institutions, i.e., HEC /Board etc. not to exceed 0.50% of fee /dues amount or Rs.25/- per
instrument (including FED) whichever is less.
Note:
Recovery of charges under Cash Management or any other arrangement shall be subject to agreement.
4 Issuance of SBP/NBP Instruments & RTGS
(a) Issuance of SBP/NBP Cheque on Customer's Rs.500/- per cheque
Request. 52065
(b) Transfer of fund of Rs.1,000,000/- & above through FUNDS OUTFLOW
Real Time Gross Settlement (RTGS) System - MT
Days Transaction time SBP Charges ABL Share of Per Trans.Charges
103 Facility RTGS Charges
Monday From 9.00 AM to 1.00 PM Rs .200 Rs.20 Rs.220/-
to From 1.00 PM to 3.00 PM Rs.300 Rs.30 Rs.330/-
Friday From 3.00 PM to 3.45 PM Rs.500 Rs.50 Rs.550/-
52121
FUNDS INFLOW
No Charge
Note:
RTGS charges payable to SBP are not Negotiable
* As per rule FED/ST is applicable only on ABL' s share of RTGS charges
(c) Transfer of fund of Rs.100,000/- & above through Real FUNDS OUTFLOW
Time Gross Settlement (RTGS) System - MT 102
Days Receipt of RTGS Request SBP Charges ABL share of Per Trans
Facility
Monday RTGS charges . Charges
to From 9:00 AM to 3:45 PM Rs. 25/- Rs. 25/- Rs. 50/-
Maximum 10 Payment Instructions in one MT 102 Friday
FUNDS INFLOW 52121

No Charge
Note:
RTGS charges payable to SBP are not Negotiable
* As per rule FED/ST is applicable only on ABL' s share of RTGS charges

5 Inter Branch Online Transactions
Page 1 of 18
PL Category
(T24)
(a) Cash Withdrawal
REMITTANCES
(I) Through Cheque For Current & IBG Categories Account: Free
For Saving Categories Accounts:

a) Within City
Upto Rs. 250,000 - Rs. 20 (to be charged from account holder)
Above Rs. 250,000 - Free 52014
b) Inter City
Upto Rs.500,000 - Rs. 465/-
Above Rs.500,000 - 0.1%, Maximum Rs. 3,000/-
(ii) Biometric Cash Transactions over the Counter For Current & IBG Categories Account: Free
without Cheque. (per day Per CNIC
transactions) For Saving Categories Accounts:
a) Within City - Rs.50
55012
b) Inter City
Upto Rs.500,000 - Rs. 465/-
(b) Cash Deposit For Current & IBG Categories Account: Free
For Saving Categories Accounts:

a) Within City - Free
b) Inter City
Upto Rs.500,000 - Rs. 465/- 52015
Note:
No service fee shall be charged from the students depositing the amount of fee directly in the fee
collecting account of the educational institution.
(c) Account to Account Transfer For Current Categories Account: Free
(Through Cheque, Debit Authority or Biometric) For Saving Categories Accounts:

a) Within City - Free
b) Intercity - 0.1 %, Minimum Rs.435/- Maximum Rs.2,000/- 52112
Note:
No service fee shall be charged from students depositing amount of fee directly into fee collecting
account of educational institutions.
(d) Cheque / Instrument deposit for Clearing / a) Within City - Free

Collection by Remote Branch b) Intercity - 0.1% Minimum Rs.425/- Maximum Rs.2,000/-
Note: 52116
No Charges on collection of ABL's Dividend Warrants on ABL's shareholders maintain account with
ABL.
(e) Inter Bank Fund Transfer (IBFT) from branch counter Rs. 500/- Flat - for transfers from Account.
(Maximum single transfer of Rs. 500,000) Free for Allied Business Account 55523
(f) Pay Anyone through Branch Counter (Fund Trasnfer
from Allied Account to any person's CNIC)
55009
Commission Rs. 250/-
B INLAND LETTER OF CREDIT (ILC)
1 Inland Letter of Credit (ILC)
ILC Opening commission - Annual Business
(a) Upto Rs 50 Million 0.40% per quarter or part thereof

Exceeding Rs. 50 Million up to Rs 75 Million 0.35% per quarter or part thereof
Exceeding Rs. 75 Million up to Rs 100 Million 0.30% per quarter or part thereof
Above Rs 100 Million Negotiable per quarter
Minimum Rs.2000/- per LC
Plus applicable Dispatch / Communication Charges as per tariff in Section I.

Note:
i) Negotiable Rates are approved by Chief
CIBG/CRBG and RMG
ii) Projected annual volume to be ascertained and
approved by Chief CRBG/CIBG. 52328
iii) Commitment letter from customer for paying
difference in commission arising out of shortfall in
business commitment should be obtained & placed on
record. Copy of Commitment letter of each customer
will be handed over to Trade Factory for Monitoring
and any difference in commission will be recovered at
the end of the year. Any waiver in this regard will be
given by the CEO duly recommended by respective
chief CRBG/CIBG and RMG.
2 Amendment Charges
(a) Without increase in amount /extension in period of Rs.1500/- (Flat) per instance
shipment. Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52328
Page 2 of 18
PL Category
(T24)
(b) Involving increase in amount and/or extension in
REMITTANCES Rs.1500/- (Flat) per instance Plus commission as mentioned at Sr. # B (1) above
period of shipment. Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52328
3 Revalidation (Extension in period after ILC Commission to be recovered from the date of last expiry of LC until new expiry date of LC at rates
expiry) applicable in case of opening of fresh LC as mentioned at Sr. # B (1) above.
Revalidation commission will be charged on acceptance by the applicant to submission of documents 52306
against expired LCs negotiating /opening bank's counters.

4 Cancellation charges Rs 1000/- (Flat) per instance
Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52346
5 Transfer Commission Transfer commission at the rates applicable in case of opening of fresh LC as mentioned at Sr. # B (1)
above.
Plus LC revalidation charges as mentioned at Sr. # B (3), if the expired LC is revalidated along with its 52306
transfer to a new beneficiary

6 Bills Under ILC - Opening End
(a) Bills Under Sight ILC - Payment Against Documents
(PAD amount net of cash margin)
(i) Commission - If bill is retired (paid) within 3 days No commission
from the date of payment to the negotiating
bank.
(ii) Commission - If bill is retired (paid) within 4-7 0.25% on purchase price
from the date of payment to the negotiating 52352
bank.
(iii) Mark-up to be recovered on PAD amount (NET In case of Approved Limit:
OF CASH MARGIN - held since opening of ILC Mark-up at approved rate to be applied from the date of debit to PAD lodgment till the date of
or before negotiation of documents): retirement, after adjustment of cash margin, if any.
In Absence of Approved Limit:

Mark-up will be charged @ 3 Month KIBOR plus 5 % p.a. from the date of debit to PAD lodgment till the
date of retirement, after adjustment of cash margin, if any.
(b) Past Due Obligations (PDO) - If bill is not adjusted
within 7 days
(i) Commission on Transfer to PDO 0.35% on purchase price. 52352
(ii) Mark Up after Transfer to PDO @20% p.a. to be charged for PDO period
(c) Bills Under Usance ILC - Acceptance
(i) Commission - if Bill is paid on due date a) Commission Rs. 1000 Flat per bill. (if realized within
LC validity)
b) Commission @ 0.10% per month or part thereof.
Minimum Rs. 1000 per bill from the date of expiry
52343
of LC (if bill realized after LC validity)
(ii) Mark Up - If Bill is paid on due date No Markup
(d) If bill is not paid on due date.
(i) Commission - If bill is not paid on due date i.e Commission @ 0.40% Flat, Minimum Rs 1000
Finance Against Dishonoured Bill (FADB) Plus extra commission @ 0.10% per month to be recovered from the date of expiry of LC 52358
(ii) Mark Up - If bill is not paid on due date, i.e, LC Mark up @20% p.a. from the due date of the bill till the date of adjustment.
paid through Finance Against Dishonoured Bill 52358
(FADB)
7 Bills Under ILC - Negotiating End
(a) Bills Under Sight ILC
(i) Commission 0.55% Minimum Rs. 800/- (irrespective of the amount of LC)
Plus actual charges of other collecting Banks if any. 52343
(ii) Markup a) Mark-up to be recovered as per terms of Approval or Minimum @ 16% p.a.
b) If the bill is paid after 15 days from the date of purchase /discounting, mark-up @ 20% p.a. to be
charged for the entire period.
(iii) Collection Charges for restricted LCs (Where Rs.1000/- Flat
negotiation is restricted to other bank and Plus actual charges of other collecting Banks if any. 52342
presented to us for forwarding) Plus applicable Dispatch / Communication Charges as per tariff in Section I.
(b) Bills Under Usance ILC
(i) Commission Commission 0.40%, Minimum Rs 1000/-.
Plus correspondent banks charges at actual. 52358
(ii) Mark-up to be recovered on Discounting/ In case of Approved Limit:
Negotiation: Mark-up at approved rate will be applied.
52358
In Absence of Approved Limit:
Mark-up @ minimum 16 % p.a
(iii) In case bill paid after due date Markup @ 20% p.a. to be charged from due date till the date of adjustment.
8 Purchase / Discounting of Bills - Documentary Bills Without ILC
Page 3 of 18
PL Category
(T24)
(a) Documentary Bills purchased other than those drawn
REMITTANCES a) Commission 0.40% - Minimum Rs.1000/-
against Letter of Credits.
Plus actual charges of other collecting Banks if any.
52344
b) Mark-up to be recovered as per terms of Approval.
c) If bill paid after due date, mark-up @ 20% p.a. to be charged from due date till date of adjustment.
(b) Clean Bills (Cheques, Bank Drafts etc.) a) Commission 0.40% - Minimum Rs.100/-
Plus actual charges of other collecting Banks if any.

52165
b) Mark-up to be recovered as per terms of Approval.
c) If bill paid after due date, mark-up @ 20% p.a. to be charged from due date till date of adjustment.
(c) Storage Charges a) No Charges, if cleared within 3 days of its receipt by the branch.
b) Rs. 2/- per packet per day Minimum Rs. 100/-. 52196
9 Collections
(a) Documentary 0.40%, Minimum Rs.1000/-
Plus actual charges of other collecting Banks if any. 52363
(b) Clean (Including Cheques/dividend warrants/bank 0.25%, Minimum Rs. 200/-, Maximum Rs. 10,000/-
drafts etc.) Plus actual charges of other collecting Banks if any. 52071
(c) Express Collection through IBR a) Within City - Free
b) Intercity - 0.05%, Minimum Rs.250/- Maximum Rs. 2,000/- 52111
10 Other charges under ILC
(a) Advising charges of (inward) ILC or Amendment Rs 1500/- (Flat)
(b) ILC Confirmation Charges @ 0.25% per month. Minimum Rs.1,500/- or as per agreed Pricing with Financial Institution Division.
52328
(c) Handling of Discrepant documents under ILC. Rs.3,000/- (Flat)
(d) Bills returned unpaid under ILC Rs 500/- (Flat)
Plus correspondent banks charges at actual.
(e) If the documents are sent to other banks for Rs.1,100/- Plus applicable charges.
negotiation/collection under restricted ILC. Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52342
(f) Returning Charges for Documentary and Clean Rs.500/- Flat
collection (Clean Collection including cheques, Bank Foreign Currency Account US$ 10/- Flat or equivalent FC
draft etc.) Plus actual charges of other collecting Banks if any. 52359
C GUARANTEES
1 Issuance of Guarantees (General)
(a) Issuance of Guarantees to Shipping Companies / Rs.2,000/- Flat
Airlines / Transport Companies in lieu of bills of lading
/ Airway Bill / Truck Receipts / Railway Receipts. Plus applicable Dispatch / Communication Charges as per tariff in Section I.
52361
(b) Issuance of Guarantees favouring Collector of

Customs.
Not issued against 100% Cash Margin / lien on current 0.60% per quarter or part thereof. Minimum Rs.1500/-
account 52371
(c) Other Guarantees including Bid-Bond, Performance
Bonds, Advance Payment Guarantees, Guarantees
issued at the request of the Account holder in
Pakistan.
Not issued against 100% Cash Margin / lien on current Annual Business
account
a) Upto Rs.15 Million, 0.40%, per quarter or part thereof
b) Above Rs. 15 Million upto Rs.30 Million 0.30%,
per quarter or part thereof
c) Above Rs. 30 Million upto Rs. 50 Million, 0.25%
per quarter or part thereof
d) Above Rs. 50 Million - Negotiable 52372
Minimum Rs.1500/- per annum per guarantee or Rs.500/- per quarter wherever guarantee validity is
less than one year.
Page 4 of 18
PL Category
(T24)
Note: -
REMITTANCES
a) In case of Gurantees issued agains 100% cash Margin/ Lien on current account, no Commission will be charged except
applicable Dispatch/Communication charges as per tariff in Section I,
b)
(i) Commission to be charged on all Guarantess from the date of issue till expiry of the Guarantee including claim validity period
or till such time the bank is released from its libilities which ever is higher.
(ii) Rs. 2000/- per month or part thereof will also be charged after expiry date of LC till receipt of original Guarantee and release
of shipping documents under clause C(1)(a).
c) Negotiable Rates are approved by Chief CIBG/CRBG and RMG
d) Projected annual volume to be ascertained and approved by Chief CRBG/CIBG.
e) If business commitments are not documented in Credit Approval, separate commitment letter from customer for
paying difference in commission arising out of shortfall in business commitment should be obtained & placed on record . Any
difference in commission arising due to shortfall in business volume will be recovered at the end of the year. Any waiver in this
regard will be given by the CEO duly recommended by respective chief CRBG/CIBG and RMG.
f) All out of pocket expense on Guarantees to be charged at actual, irrespective of lien or margin held.
2 Amendments in Guarantees (General)
(a) Without increase in amount /extension in period Rs.1,200/- Flat for PKR denominated guarantees.
(b) Involving increase in amount and/or extension in Issuance commission as in C(1) according to nature/type of guarantee.
period Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52372
3 Issuance of Guarantees (Back to Back)
(a) Issuance of Back to Back Guarantees, Including Bid As per other Guarantees as mentioned at Sr. # C(1)(c) above. Minimum US $ 100/-
Bonds, Performance Bonds, Advance Payment (Above Commission subject to negotiations with clients & correspondent arrangements by Financial
Guarantees issued against counter guarantees of Institution Division) 52373
Foreign Banks. Plus applicable Dispatch / Communication Charges as per tariff in Section I.
(b) Amendment in Back to Back Guarantees
(i) Without increase in amount /extension in period US $ 60 Flat
(ii) Involving increase in amount and/or extension in Commission as per Guarantees as mentioned at Sr. # C(3)(a) above.
period Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52373
4 Claim Lodgment
(a) Handling Commission Rs. 2,500/- Flat
Plus charges for instrument issued for payment of claim to beneficiary.
(b) Mark Up - In case Forced Liability is created for Mark-up @ 20% p.a. will be charged from the date of creation of the forced liability till its complete Regular markup
payment against invocation of guarantee adjustment. category
D LOCKERS
1 Safe Deposit Lockers - Annual Fee to be recovered in advance in Calendar Quarter when locker is issued.
Description Annual Rent or Security Deposit in lieu of Annual Rent
(a) Upto 0.40 cft - Small Rs.4,000/- p.a. Rs.60,000/-
(b) From 0.41 to 0.80 cft & From 0.81 to 1.35 cft - Medium
Rs.5,000/- p.a. Rs.70,000/-
55511
(c) From 1.36 to 1.75 cft & From 1.76 to 2.00 cft - Large
Rs.6,000/- p.a. Rs.100,000/-
(d) From 2.01 to 2.50 cft & From 2.51 to 3.00 cft - Extra
Large Rs.12,000/- p.a. Rs.180,000/-
2 Key Deposit Small Rs.3,000/- (Flat)

(refundable at the time of surrender of locker) Medium Rs.3,500/- (Flat)
Large/Extra Large Rs.5,000/- (Flat)
3 Locker Break Opening Charges Rs. 6,000/- or actual which ever is higher 55512
4 Late Payment Charges on Locker Rent 10% of the applicable annual locker rent with grace period of 30 days from the due date.
(If annual rent not paid on due date) 55513
DL DIGITAL LOCKERS
1 Digital Locker - Rent (Annual) & Security Deposit Annual Rent or Security Deposit in lieu of Annual Rent
Small Rs.30,000/- Rs.400,000/-
Medium 55573
Rs.35,000/- Rs.500,000/-
Large Rs.40,000/- Rs.600,000/-
2 Digital Locker - Key Deposit Small Rs.10,000/-
Medium Rs.10,000/- 15416
(Refundable at the time of surrender of locker) Large Rs.10,000/-
3 Small Rs.10,000/- or actual whichever is higher
Digital Locker - Break Opening Charges Medium Rs.10,000/- or actual whichever is higher 55574
Large Rs.10,000/- or actual whichever is higher
4 Digital Locker - Late payment charges 10% of overdue locker rent with grace period of 30 days from the due date. 55575
Note:
(a) Security Deposit is inclusive of key deposit, which is refundable at the time of vacation of Locker.
(b) One locker (Conventional) is free for customer maintaining 3.00 M average Annual balance in Current Account.
(c) One locker (Digital) is free for customer maintaining average annual balances:
In Current Account: 5 M
In Saving Account: 10 M
(d) Allied Khanum Account holders can avail a 50% discount on Conventional Locker Rent (first year only) subject to availability .
E FINANCES / ADVANCES / INVESTMENT BANKING / LEASING

1 Corporate & Investment Banking
Following charges to be recovered in addition to
interest/markup/return on investment.
(a) Project Examination/ Arrangement/ Advisory/
Processing/ Upfront Fee etc.
To be negotiated with customer on case to case basis/or as per Sanction Advice. 52199
(b) Legal Documentation Fee To be negotiated with customer on case to case basis/or as per Sanction Advice. 52160
Page 5 of 18
PL Category
(T24)
(c) Commitment Fee
REMITTANCES To be negotiated with customer on case to case basis/or as per Sanction Advice. 52163
(d) Project Monitoring Fee To be negotiated with customer on case to case basis/or as per Sanction Advice. 52164
(e) Consortium Management Fee To be negotiated with customer on case to case basis/or as per Sanction Advice. 52207
(f) Issuance of NOC for creation of charge on asset(s) of Rs.10,000/- (Flat) or as negotiated with customer with the approval of Chief CIBG.
the borrowing company in favour of other bank(s) / DFI
52193
(s)
2 Commercial & Retail Banking
(a) Processing charges on CA for Fresh, Renewals, S.No Amount of Limit (Rs.) Processing Charges
Enhancements, Regular Proposals (Fund & Non Fund i) From 0 upto 5 Million 0.1% or Minimum of Rs.2,000/-
Based) ii) Above 5 upto 10 Million 0.1% or Minimum of Rs. 5,000/-
iii) Above 10 upto 25 Million 0.075% or Minimum of Rs.10,000/-
iv) Above 25 upto 50 Million 0.05% or Minimum of Rs.20,000/- 52158
v) 50 Million & above 0.035% or Minimum of Rs.25,000/-
a. Processing charges are Non- Refundable and are to be charged upfront.

b. Charges are as percentage of requested amount.
c. Not applicable on Product Programs.
(b) One Time Transactions, Amendment, Temporary S.No Amount of Limit (Rs.) Processing Charges
Enhancements & EOLs i) From 0 upto 5 Million Rs. 1,000/-
ii) Above 5 upto 10 Million Rs. 2,000/-
iii) Above 10 upto 25 Million Rs. 3,000/- 52195
iv) Above 25 upto 50 Million Rs. 4,000/-
v) 50 Million & above Rs. 5,000/-
(c) Issuance of NOC for creation of charge on asset(s) of Rs.10,000/- (Flat) or as negotiated with customer for limits exceeding Rs. 100 Million as approved by
the borrowing company in favor of other bank(s) / DFI Chief CRBG. 52193
(s)
3 Agricultural Finance
(a) Processing charges on CA of Agriculture for Fresh, a) For All Farm Loans
Renewals, Enhancements, Regular Proposals (Fund S.No. Amount (Rs.) Processing Charges
Based) i) 0 to 0.5 Million Rs.1,000/-
ii) Above 0.500 to 0.999 Million Rs.2,000/-
iii) for 1 Million and Above Rs.3,000/-
52031
b) For All Non Farm Loans
S.No Amount of Limit (Rs.) Processing Charges

i) From 0 upto 5 Million 0.1% or Minimum of Rs.2,000/-
ii) Above 5 upto 10 Million 0.1% or Minimum of Rs. 5,000/-
iii) Above 10 upto 25 Million 0.075% or Minimum of Rs.10,000/-
iv) Above 25 upto 50 Million 0.05% or Minimum of Rs.20,000/-
v) 50 Million & above 0.035% or Minimum of Rs.25,000/-
a. Processing charges are Non- Refundable. To be charged upfront

b. Charges are as percentage of requested amount.
(b) One Time Transactions, Amendment, Temporary S.No. Amount (Rs.) Processing Charges
Enhancement and Excess Over Limits. (On borrowers i) 0 to 0.5 Million Rs.1,000/-
request). ii) Above 0.500 to 0.999 Million Rs.2,000/- 52032
iii) for 1 Million and Above Rs.3,000/-
(c) Agriculture Loans against Liquid Securities. (i) Rs. 1,000/- Flat for each activity – Facility size upto
(Processing Fee, Annual Renewal Fee, Interim Rs. 1 Million (Non-Refundable, Payable Upfront)
enhancement and amendment) (ii) Rs. 2,000/- Flat for each activity – Facility size above 52033
Rs. 1 Million (Non-Refundable, Payable Upfront)
4 Program Lending
(a) All approved Lending product programs Facility charges upto 1% p.a of approved exposure to be recovered from the client upfront at the time of
disbursement of the facility
52194
(Separate facility charges for each Program Lending to be approved by respective authority).
5 ABL Fast Finance
(a) Application Processing / Renewal / Interim Facility (i) Rs. 1,000/- Flat for each activity – Facility size upto 52010
(including one time transactions) / Amendment Rs. 1M (Non-Refundable, Payable Upfront) (AFF-LG)
52011
(ii) Rs. 2,500/- Flat for each activity – Facility
size above Rs. 1M (Non-Refundable, Payable Upfront) (AFF-RF)
52012
(AFF-TL)
(b) Processing charges in case of assignment of Rs.1,200/- Flat
guarantee issued by other banks 52042
6 Allied Personal Loan
(a) Processing Fee (Non refundable) Rs.3,000/-or 1% of the loan amount whichever is higher
This will include charges related to Data Check, Verification and stamp duty. 52679
(b) Late Payment Fees Rs.800/- 52680
(c) Cheque Return Charges due to insufficient Funds on Rs.1,200/- per instance
Auto Debit 52681
(d) Prepayment Penalty 5% of total outstanding amount
52682
No Prepayment Penalty for Corporate Segment only.
(e) Limit Enhancement Fee Rs.2,200/- or 1% of the requested amount whichever is higher. 52683
7 Allied Car Finance / Allied Roshan Apni Car
(a) Processing fee Rs. 7,500/- (Non Refundable) – After approval of case 52685
(b) Late Payment Charges Rs. 1,500/- per instance 52686
(c) Cheque Return Charges Rs. 1,200/- per instance 52687
(d) Vehicle Re-Possession Charges Actual incurred by the bank up to a maximum of Rs. 100,000/-
(e) Repossessed Vehicle’s Transportation Charges Actual incurred by the bank up to a maximum of Rs. 50,000/-
Page 6 of 18
PL Category
(T24)
(f) Repossessed Vehicle’s valuation Charges
REMITTANCES At Actual
(g) Monthly Warehouse Charges Actual incurred by the bank up to a maximum of Rs. 30,000/-
(h) PO/DD/ABC Reissuance Charges PO/DD/ABC cancellation/duplicate issuances charges as per Section A "REMITTANCES" above.
52687
(i) NOC Issuance Fee Nil
(j) Prepayment Charges Partial Pre-Payment
Up to 5% of the amount being prepaid up to a maximum of Rs. 50,000/-
Full Pre-Payment 52688
Up to 4% of principal outstanding.
(k) Vehicle-Valuation Charge At Actual
(l) Income estimation charges At Actual
(where applicable)
(m) Secured Transaction Registry (STR) Rs. 1,000/- or as revised by GOP from time to time.
8 Allied Home Finance / MPMG / Allied Roshan
Apna Ghar
(a) Processing Fee Rs. 6500/- (Non-refundable after approval of case)
(b) Property Valuation Fee At Actual
(c) Legal Fee At Actual
(d) Property Insurance Premium At Actual
(e) Registration/Redemption of Legal documents At Actual
(f) Property Appraisal Fee/BOQ Evaluation Charges At Actual
(g) Late Payment Charges Rs. 1500/- per instance
Income estimation charges (wherever applicable) At Actual
(h)
(i) Cheque Return Charges Rs. 1200/- per instance

Stamp Duty (including but not limited to Finance At Actual
(j) Documents, Transfer of Title and Mortgage Perfection)
Pre-mature termination charges a) 5%o of Outstanding Principal if the facility is requested for premature termination by the obligor after
I Year and up to 3 years of repayment.
b) 3% of principal outstanding if the request for termination is received after 3 years and up to 7 years
of repayment.
(k) c) 1% of principal outstanding if the request for termination is received after 7 years and up to l0 years
of repayment.
d) No charges after l0 Years of finance relationship
e) For LTF request cases would however be charged penalty at the rate of 5%
f) No charges for Segment - Mera Pakistan Mera Ghar
In case the delay occurs on part of the customer in At Actual
availing the facility,the following fresh reports (If
(l) required) shall be obtained at his/her cost:Valuation
report, Income estimation report
PO/DD/ABC Reissuance Charges PO/DD/ABC cancellation/duplicate issuances charges as per section A "REMITTANCES" above.
(m)
Life Insurance Premium Bank will bear the cost of life insurance against the outstanding exposure amount. However, if assurer
(n) charges premium over and above agreed rate due to any abnormality observed in medical examination,
borrower shall bear the additional premium
Delayed Construction Charges 2% of outstanding amount in case of delay after 12 months of first disbursement
(o)
9 Allied Solar System Finance

(a) Processing Fee Rs.5,000/- Plus FED or 1% of the loan amount whichever is higher
(b) Insurance Premium At Actual
(c) Late Payment Charges Rs.1,200/- per instance
(d) Cheque Return Charges Rs.1,200/- per instance
a) 5%o of Outstanding Principal if the facility is requested for premature
(e) Pre-mature Termination Charges termination by the obligor after 1 Year and up to 4 years of repayment.
b) No charges after 4 years of finance relationship
(f) PO/DD/ABC Reissuance Charges PO/DD/ABC cancellation/duplicate issuances charges as per section A "REMITTANCES" above.
6% or In line with SBP guidelines
(g) Mark Up - Re-Finance
*Till such time refinance is not available to the Bank, obligor shall be charged on commercial rate of
1YK+2%
(h) Secured Transaction Registry (STR) Rs. 1,000/- or as revised by GOP from time to time.
10 Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme (PMKJ-YES)
Processing Fee Rs.100/- (inclusive of on line CNIC verification charges to be paid to NADRA, eCIB, and Biometric
(a)
Verification fee)
11 Allied Easy Finance
Processing Fee (i) Rs. 2,000/- Flat for each activity –
Facility size upto Rs. 1M (Non-Refundable, Payable Upfront)
(ii) Rs. 5,000/- Flat for each activity –

(a)
Facility size above Rs. 1M To 5 M (Non-Refundable, Payable Upfront)
(iii) Rs. 10,000/- Flat for each activity – Facility size above Rs. 5M (Non-Refundable, Payable
Upfront)
(b) Late Payment Fees Rs.800/-
(c) Cheque Return Charges Rs.1,200/-
Page 7 of 18
PL Category
(T24)
(d) Prepayment Penalty (For Term Laon and Lease
REMITTANCES a) 1% of Outstanding Principal, if the facility is requested for premature
Finance) adjustment on or prior to 2 years of financing relationship.
b) No charges after 2 years of finance relationship.

12 Other Charges Relating to Advances
(a) Professional Fee for Valuation of Mortgaged / Pledged As per Actual Bill of evaluator
Assets - Charges for evaluation of securities and
maintenance thereof
52153
(Valuation to be carried out by evaluator listed on the
panel maintained by Pakistan Banks Association.)
(b) Legal Charges - Legal fees and charges paid to At Actual

advocates for consultation/opinion/examination of 52159
documents.
(c) For advances against pledge/hypothecation various
charges to be recovered as follows:
(i) Godown Rent At Actual 52154
(ii) Godown staff salaries - Salaries of Godown At Actual
Keepers/Chowkidars. 52155
(iii) Godown inspection Charges a) Within Municipal Limits or within a radius of 10 KM
from the branch (shall be credited to Bank's Income)
Upto Rs. 5 Million Rs. 1,000/-
Above Rs.5 Million up to Rs. 25 Million Rs. 2,000/-
Above Rs.25 Million up to Rs.50 Million Rs. 2,500/-
Above Rs.50 Million Rs. 3,500/-
Plus actual conveyance charges. Maximum one visit per month.
b) Outside the above limits

Charges as defined in (a) above plus T.A. & D.A.
As per rules (Applicable to respective staff)
(iv) Delivery Charges - If a Godown Keeper is not At Actual
posted, conveyance charges will be recovered.
(v) Other incidental expenses for Documentation / At Actual

other Legal Charges etc. 52157
Note:
While recovering the above charges, the amount recovered from the borrowers shall not exceed the actual expense incurred.
No Godown rent for ABL Own Warehouses.
F ALLIED VISA CREDIT CARD
1 Visa Credit Card
(a) Joining Fee No Charge
(b) Annual Fees
(i) Basic Gold Rs.2,000/-
Platinum Rs.4,000/-
52701
(ii) Supplementary Gold Rs. 500/-
Platinum Rs.1,000/-
(c) Service Charges a) Retail Cash and PO/DD/ABC:
2.3% of outstanding amount per month
translated into an APR 28%
b) Balance Transfer Facility & Allied Easy Instalments: 52702
1.67% of outstanding amount per month
translated into an APR 20%
(d) Late Payment Fees Rs.1,200/- 52703
(e) Cash Advance Fees Rs.500/- (per transaction) or 3% of the cash transaction amount whichever is higher plus all the
charges passed on by the acquiring bank, additionally applicable withholding tax on the sum of all the 52704
transactions in a day exceeding Rs.50,000/-
(f) Balance Transfer Processing Fees Rs.500/- 52706
(g) PO / DD /ABC Issuance Fees Rs. 500/- or 3% of PO/DD/ABC amount whichever is higher plus PO/DD/ABC issuance charges.
(h) Voucher Retrieval Fees Local Rs.400/- per voucher

International Rs.1,000/- per voucher
(i) Arbitration Charges for disputed transaction At Actual 52710
(j) Cheque Return Charges / insufficient funds on auto Rs.1200/- per instance
debit 52711
(k) Duplicate Statement No Charge 52712
(l) E-Statements No Charge
(m) Card Replacement Fees Upto Rs 500/- 52713
(n) Foreign Transaction (International) : Upto 4% over prevailing market rate on all foreign currency transactions . Any foreign currency
transaction (other than US Dollars) will be first converted into US dollar as per the rate quoted under
arrangement with VISA.
(o) Priority Pass Annual Fee No Charge
(p) Priority Pass per Visit Cost US$ 30/-
(q) Priority Pass Replacement Card Fee Rs.600/-
('r) 1-Bill Credit Card Payment Charges Transaction Amount (Rs.) Charges (Rs.)
Up to Rs. 10,000 Rs. 10/-
From Rs. 10,001 To Rs. 250,000 Rs.40/-
From Rs. 250,001 to Rs. 1,000,000 Rs. 75/-
Above Rs. 1,000,000 Rs. 150/-
G ALLIED BANK - DIGITAL CHANNELS
Page 8 of 18
PL Category
(T24)
1 Allied UPI PayPak co-badged Debit Cards
REMITTANCES
a Basic Debit Card
i Annual Fee / Issuance Fee / Renewal Fee Rs 800/- 52736
ii Card Replacement Fee Rs. 600/- 52737
b UPI & PayPak Classic
c UPI & PayPak Classic Plus
d UPI & PayPak Gold & Visa Sapphire
e UPI & PayPak Allied Rising Star- Minor
i Annual Fee / Issuance Fee / Renewal Fee Rs 600/-
ii Card Replacement Fee Rs 600/-

2 Allied EZ Cash Prepaid Card
Chip Enabled Prepaid Card Issuance Fee 600
Card Replacement Fee 450 52731
Re-load fee Free
3 Allied Visa Debit Cards
(a) Classic
(i) Annual Fee / Issuance Fee / Renewal Fee Rs.1,800/- 52736
(ii) Card Replacement Fee Rs.800/- 52737
(b) Platinum Debit Card & Visa Sapphire 200
(c) Premium Debit Card
(e) Other Charges - ATM / Debit Card/Pay Pak/UPI
(i) Transaction Retrieval Fee Rs.300/- for domestic
Rs.900/- for international transactions 52738
(ii) Arbitration charges (in case of false charge back At Actual
- International) 52739
4 Visa Debit Card Foreign Currency
(a) Visa Classic Card
Annual Fee / Issuance Fee / Renewal Fee USD Account - USD 12
GBP Account - GBP 10
(i)
Euro Account - EURO 12
Card Replacement Fee /Upgrade / Downgrade USD Account - USD 6

Fee GBP Account - GBP 6
(ii)
(b) Visa Platinum Card

GBP Account - GBP 20
(i)

(ii) Fee GBP Account - GBP 8
Euro Account - Euro 8
(c ) Visa Premium Card
(i) GBP Account - GBP 35
(ii) Fee GBP Account - GBP 10
(d ) Currency Conversion Fee
(i) For Local Transaction 1% of transaction amount
For Foreign Transaction other Than Account 3.5% of transaction amount
(ii)
Currency
5 Debit Card Safekeeping & Destruction Charges (if not
Rs. 200/- per Card
collected within 90 Days)
6 e-Commerce / Point of Sale (POS)
(a) Charges on Purchase Transactions (Domestic) Free (Off Net)
(b) Currency Conversion Fee 3.5% of transaction amount on all foreign currency transactions .
(c ) ATM/Debit Card Delivery At Home/Office Free
7 ATM Transaction Charges
Page 9 of 18
PL Category
(T24)
(a) Charges on Cash Withdrawal Transactions
REMITTANCES No Charge
(Domestic) - On Net
(Not applicable on Allied Basic Banking Account

holders)
(b) Charges on Cash Withdrawal Transactions (Domestic) Rs.23.44/- including FED or as applicable.
- Off Net 55522
(c) Cash Withdrawal on ABL ATM - For Foreign Cards Rs.600- per transaction (Inclusive of FED)
Only 65056
(d) Currency Conversion Fee (International ATM 3.5% of transaction amount on all foreign currency transactions .
Transactions)
(e) Charges on Balance Enquiry - On net No Charge 55572
(f) Charges on Balance Enquiry - Off net Rs.3.13/- per enquiry or as applicable (1-Link) 55572
(g) Charges on Balance Enquiry (International) Rs.225/- per enquiry 55524
(h) Inter Accounts Funds Transfer through ATMs Free
(Domestic - Within ABL) 52744
(i) Inter Bank Funds Transfer through ATMs (Domestic) 0.1% or Rs. 200 per transaction whichever is lower including FED (Free Upto Rs. 25,000 Per Month Per
Account) 52720
(j) Biometric Cardless Transaction Fee (On-Us only) Rs. 15 per transaction
(Card Activation Service Through Biometric ATM is free) 52733
(k) Tax payment charges (P2G) This Facility is Free of Charges
55611
For both ADC & OTC Facility
(l) Optional Receipt Printing for ATM Cash Withdrawal & Rs.2.5/- Including FED or as applicable
Balance Inquiry -Off Net 55629
(m) Optional Receipt Printing for ATM Cash Withdrawal - Rs.2.5/- Including FED or as applicable
On Net
(n) Temporary Limit Enhancement Fee on Debit Card

(i) ATM Cash Withdrawal
Basic / Asaan 150
(ii) POS/eCommerce Classic / Classic Plus 200
(iii) Inter Accounts Funds Transfer through ATMs Gold / Sapphire 250 55648
(Domestic - Within ABL) Platinum / Sapphire 200 300
(iv) Inter Bank Funds Transfer through ATMs Premium 500
(Domestic)
Note:
a) Annual Fee to be recovered in advance in Calendar Quarter when card is issued. No refund on account closure. All charges/fees are applicable on per-card basis.
b) The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate
selected by VISA/UPI from within a range of wholesale rates in effect plus the percentage that Allied Bank charges on account of Foreign Currency Conversion.
c) No Annual Fee for salary account of ABL Employee (one account only).
d) On Net means transaction carried out at ABL ATM network.
e) Off Net means a switch transaction carried out at other Bank ATM network (1Link/MNET).
f) Illiterate customers can apply for ABL Basic Debit Card only.
g) For VISA Foreign Currency Debit Card, ABL’s prevailing exchange rate on transaction date will apply for conversion where transaction currency is different than
account currency plus the percentage that ABL charges on account of Currency Conversion.
h) No Annual Fee for First Year on Debit Card issued on RDA Accounts.
i)Free first year annual/issuance fee for Debit Card in Pocket Money Account of Allied Rising Star category.
j)Free first year annual/issuance fee for UPI Paypak Classic Debit Card for Allied Freelancer category accounts.
8 myABL Digital Banking

(a) myABL Personal Internet Banking
(i) myABL Registration Charges Free 55001
(ii) myABL Annual Subscription Charges Free 55002
(iii) Fund Transfer to Own Account, Any ABL Account & ABL to ABL Transfer - Free
Pay Anyone Pay anyone Rs 150/- Per transaction
55003
(Not applicable on Allied Basic Banking Account Raast Transactions are Free of Cost.
holders)
(iv) Inter Bank Funds Transfer through myABL (Domestic) 0.1% or Rs. 200 per transaction whichever is lower including FED
(Free Upto Rs. 25,000 Per Month Per Account)
55004
Raast Transactions are Free of Cost
(v) Tax payment charges (P2G) This Facility is Free of Charges
55611
For both ADC & OTC Facility
(vi) PayDay Finance Processing Fee:
2.5% on loan amount or 300 whichever is higher
Late Payement Fee:
3% on outstanding principal amount.
(b) myABL Business Internet Banking Charges to be agreed with client on a case to case basis.
(No Registration Charges on myABL Business Internet Banking for Allied Business Accounts)
9 myABL WhatsApp Banking

(i) Account Balance Inquiry Free
(ii) Mini Statement Free
10 Roshan Digital Account / Simplified-Low Income
RDA
(i) Cheque Book Free
Page 10 of 18
PL Category
(T24)
(ii) Debit Card First Year Annual Fee/Issuance Fee
REMITTANCES Free
(iii) Cheque Book Dispatch Charges Free
(iv) Debit Card Dispatch Charges Free
(v) Inter Bank Fund Transfer (IBFT) Charges Free
(vi) Account Maintenance Charges Free
(vii) SMS Alert Charges Free
(viii) Balance confirmation/Account maintenance certificate Free
required by Customers other than auditors
(ix) Outward Remittances Free
11 IVR / Phone Banking
(a) Funds Transfer – Own Account of Customer Rs. 50/- per transaction 55301
(b) Funds Transfer – Any ABL Account Rs. 50/- per transaction 55302
H MISCELLANEOUS CHARGES
1 Issuance of Cheque Book Rs. 18/- Flat per leaf for PLS Accounts.
Rs. 15/- Flat per leaf for Current Account excluding ABA
FCY Accounts, US $ 5 per cheque book of 25 leaf or equivalent in other Foreign Currencies. 52003
Charges will be debited to the respective account at the time of cheque book requisition.
2 Stop Payment Instructions Rs. 750/- per instruction for Rupee Account
US$ 10/- per instruction for FC Accounts (or equivalent in other Foreign currencies) and FC Cheques / 52002
Drafts
3 Standing Instructions
(a) Standing Instructions Fee Rs.200/- per transaction except deduction of loan installments
Plus all charges for transaction executed under these Standing Instructions as per applicable rates of 52017
that relevant transaction.
(b) Failed Standing Instructions due to error on Rs.200/- per attempt
the part of the customer 52009
4 Cheque Returned Charges
(a) Cheque returned Inward Clearing: Rs. 600/- per cheque from Issuer (Local Currency)
(If returned due to fault on the part of respective US$ 5/- per cheque from Issuer (or equivalent in other Foreign currencies)
account holder i.e. balance insufficient in account,
drawer's signatures incomplete /differ/ required, 52058
cheque contain extraneous matter, payment stopped
by drawer, revenue stamp required/ insufficient &
mutilated cheque etc.
(b) Cheque returned on counter No Charges
5 Clearing Charges
(a) Same day clearing (at the time of Lodgment) Rs.550/- (including NIFT Charges) 52056
(b) Intercity clearing (at the time of Lodgment) Rs.450/- (including NIFT Charges)
(Rawalpindi-Islamabad are considered as one city) 52057
6 Balance confirmation/Account maintenance Rs. 300/- per certificate
certificate required by Customers other than 52029
auditors
7 Bank Certificate for the purpose of Visa Rs. 500/- per certificate
Note: 55559
No charges on Bank Certificate for Tax Purposes.
8 Account closing processing charges
(a) Local Currency Account Rs. 500/- or whatever minimum balance available in Account.
No Charges if closed by the Bank. 52001
No Charges for regular Saving Accounts
(b) Foreign Currency Account US$ 12/- or equivalent from the currencies other than US $ or whatever minimum balance is available in
Account. 52001
No Charges if closed by the Bank.
9 Account Maintenance Charges
(a) Service Charges on all Accounts where minimum
monthly average balance falls below:
Service Charges on all Accounts where minimum monthly average balance falls below:
i) ABA Accounts Rs. 50,000/- i) Rs. 43.10 Plus Applicable FED, not exceeding Rs. 50/- p.m
ii) Current Accounts Rs. 25,000/- ii) Rs. 43.10 Plus Applicable FED, not exceeding Rs. 50/- p.m
52022
iii) Saving Products iii) Rs. 43.10 Plus Applicable FED, not exceeding Rs. 50/- p.m
(other than Regular
Saving Accounts) Rs.10,000/-
Page 11 of 18
PL Category
(T24)
(b) Foreign Currency Account
REMITTANCES
Service Charges if average balance in Foreign
Currency Accounts falls below following amounts
during a month.
i) New FCY A/C

USD 500/- USD 2/- p.m.
GBP 500/- GBP 2/- p.m. 52022
Euro 500/- Euro 2/- p.m.
JPY 50,000/- JPY 300/- p.m.
ii) On Frozen A/Cs.

USD 500/- USD 5/- p.m.
GBP 500/- GBP 5/- p.m.
Euro 500/- Euro 5/- p.m.
JPY 50,000/- JPY 500/- p.m.
(c) Service charges on "Allied Basic Banking Accounts" at
Parent branch only.
i) 02 withdrawals & 02 deposits through branch i) No Charges

counter during a calendar month 52021
ii) Additional transactions ii) Rs.50/- each for every withdrawal / deposit
through branch counter
iii) Withdrawals through ABL ATM/VDC iii) No Charges
Note:
Following Accounts are exempt from levy of service charges
i) Accounts maintained by employees of Govt./Semi-Govt.Institutions for Salary, Pension and Benevolent Funds purpose
including widows/children of deceased government employees eligible for receiving family pension/benevolent funds
grant etc. in any manner what so ever.
ii) Mustahqeen Zakat
iii) Zakat Accounts Maintained for collection & disbursement of Zakat Funds
iv) Students
v) ABL employees Salary Account.
vi) Deceased Accounts.
vii) Any account specially exempted by the Bank under Cash Management or under any other special arrangement.
vii) Allied Rising Star Product Category Accounts
viii) Allied Freelancer Product Category Accounts
10 eCIB Charges. Rs. 50/- flat
(No eCIB Charges to credit card holders, customers of Allied Business Finance, Allied Personal 52152
Finance & Allied Car Finance)
11 Printing of duplicate /additional Statement of For the period of 6 Months Rs. 30.17 Plus Applicable FED, not exceeding Rs. 35/
Account For each additional period Rs. 30.17 Plus Applicable FED, not exceeding Rs. 35/
upto next 6 Months 52016
For FCY Accounts, rupee equivalent of charges will be deducted from FCY Account
12 Electronic Statement of Account (e-SOA) Charge Rs.20 per statement.
For daily Rs.600/Month
For weekly Rs.80/Month 52016
For fortnightly Rs.40/Month
For monthly Rs.20/Month
13 Photocopy of paid Cheques provided to Upto one year old: Rs. 200/- per cheque
customer Above one to five year old: Rs.500/- per cheque 52663
Above five year old: Rs. 750/- per cheque
14 Investors Portfolio Account (IPS)
(a) IPS Maintenance Account Charges No Charges 52023
(b) IPS Transaction Charges Free
Note:
52023
RTGS charges to be recovered as per SoC.
15 SMS Pack I Rs.75/- per month for each account. 52714
16 SMS Pack II Rs.150/- per month for each account.
17 Charges from employer on Salary Disbursement Rs. 50/- per salary transaction per month
service (without any formal arrangement with 52008
Bank).
Note
Charges will not be applied on Salaries of following:

a) Government / Semi Government Institutions and Armed Forces.
b) Customers approved by respective Chief Business and Chief BSG based on Business reciprocity.
18 Charges on collection accounts (other than Rs.25/- per transaction
formal cash management arrangement) 52026
19 Dividend Warrant
Page 12 of 18
PL Category
(T24)
(a) Charges on Dividend Warrants (to be recovered from 0.30% of disbursed amount - Minimum Rs. 10,000/-
REMITTANCES
dividend declaring companies)
Note:
a) Dividend Warrant (DW) charges are negotiable with
the Customers depositing full Dividend amount in
advance or Rs.50 Million, whichever is less in
Dividend Account (Current) for payment of Dividend 52104
Warrants.
b) In case DWs are not printed through a Printer
referred by the Bank and subsequently it is found that
the DWs are rejected by NIFT while processing for
payment, actual charges of NIFT applicable on Non-
Standard Instruments will be recovered from the
Dividend declaring Company.
SECP fee for accessing the information/documents At Actual
20
through Online Portal
Cheque Book Delivery Charges at customers mailing Rs. 300/- Flat Per Cheque Book.
21
address. ( as per customer written request) Plus applicable Dispatch / Communication Charges as per tariff in Section I.
55013
22 NADRA Succession Certificate Verification Charges At Actual
Rs. 700/- flat

Plus CIT Charges at Actual (Per Transaction)
23 Paymnet of Prize Money of Prize Bond
(If prize Money is equal or above Rs.100,000)
Cheque Book Safekeeping & Destruction Charges (if not Rs. 7/- leaf
24
collected within 60 Days) Free cheque shall be charged as per terrif mentioned at Sr. No. 1 above.
Issuance Fee for Emigrant/Overseas employment
25 Rs. 500/- Flat per certificate
certificate
I DISPATCH / COMMUNICATION CHARGES
1 Postage - Ordinary
(a) Local - Within City Rs. 30/- Flat - Per Item 52691
(b) Inland - Inter City Rs. 50/- Flat - Per Item 52691
2 Postage - Registered
(c) Foreign Rs. 200/- Flat - Per Item 52691
(d) For Inland LC Rs. 200/- Flat - Per Item 52357
(e) For Foreign Import LC Rs. 1,200/- Flat - Per Item 52356
3 Courier
(c) Foreign Foreign Rs.2,000/- per instance for every 0.5 KG of weight or part thereof, or actual which ever is
higher. 52356
4 SWIFT
(a) Full Text LC / Guarantee Messages Rs. 2,000/- Flat - Per Item 52356
(b) LC / Guarantee Amendment Messages Rs. 700/- Per Message 52356
(c) All other SWIFT Messages Rs. 700/- Per Message 52357
Note:
These charges will not be applicable on internal communication from trade factory to branches and vice versa.
INTERNATIONAL BANKING
J IMPORTS
1 Cash Letter of Credit - Issuance
Page 13 of 18
PL Category
(T24)
(a) Cash Letters of Credit Opening Commission - Annual
REMITTANCES
Business First quarter or Each subsequent quarter
part thereof or part thereof
Upto Rs.25 Million 0.40% 0.25%
Above 25 Million upto Rs.50 Million 0.35% 0.20%
Above Rs. 50 Million upto Rs. 100 Million 0.30% 0.20%
Above Rs 100 Million Negotiable
In all above cases, Min Rs.2,000/- per LC per quarter

Note:
a) Negotiable Rates are approved by Chief CIBG Plus applicable Dispatch / Communication Charges as per tariff in Section I
/CRBG and RMG Plus LC Confirmation charges at actual if applicable.
b) Projected annual volume to be ascertained Plus handling charges @ Rs 500 (flat) and commission @ 0.10%, if the payment of import bill is made
and approved by Chief CRBG/CIBG. by arranging remittance through another bank.
c) If commitments are not documented in Credit 52306
Approval, separate commitment letter from customer Note:
for paying difference in commission arising out of If LC is opened with 100% Cash Margin/Lien Over Current Account - No Commission shall be charged.
shortfall in business commitment should be obtained & Only applicable Dispatch / Communication Charges as per tariff in Section I or all out of Pocket
placed on record . Any difference in commission expenses at actual.
arising due to shortfall in business volume will be
recovered at the end of the year. Any waiver in this
regard will be given by the CEO duly recommended by
respective chief CRBG/CIBG and RMG.
(b) Non-reimbursable letters of credit under Barter 1% for 1st quarter or part thereof 0.30% for each subsequent quarter or part thereof. Minimum Rs.1500/-
/Credit/Loans. 52306
(c) LC Under "Suppliers/Buyers Credit". Pay As you Earn 0.40% per quarter or part thereof upto final payment Minimum Rs. 2,000/-.
Scheme and Deferred Payment LCs for period over Plus applicable Dispatch / Communication Charges as per tariff in Section I.
one year. At the time of opening of LC, commission to be charged on full amount of LC liability plus interest
payable thereon for the period from the date of opening of LC until the expiry. Thereafter commission is 52306
to be recovered on six monthly basis on outstanding reducing liability, as per Schedule of Charges
applicable as at that date.
2 Amendments
(a) Without increase in amount /extension in period. Rs.1,100/- per transaction (Flat)
(b) Involving increase in amount and/or extension in Issuance commission as mentioned in Sr. # J(1)(a), J(1)(b) or J(1)(c) according to nature/type of LC.
period. Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52306
3 Revalidation (Extension in period after LC Commission to be recovered from the date of last expiry of LC until new expiry date of LC at rates
expiry) applicable in case of opening of fresh LC as mentioned in Sr. # J-1 above (LC commission will be
calculated on the amount of liability as per Exchange rate prevailing on the date of revalidation).
Revalidation commission will be charged on acceptance by the applicant to submission of documents 52306
against expired LCs negotiating /opening bank's counters.
Rs.2,000/- per LC
4 Cancellation charges 52346
5 Transfer Commission Transfer commission at the rates applicable in case of opening of fresh LC. (Sr. # J-1 above).
Plus LC revalidation charges (Sr. # J-3), if the expired LC is revalidated along with its transfer to a new
beneficiary 52306
6 Import Bills Under Sight LC - Payment Against
Documents (PAD net of Cash Margin)
(a) Service Charges 0.15% on bill amount or Minimum Rs.1200/-
(b) Commission
(i) If bill is retired (paid) within 15 days from the No commission
date of negotiation appearing on covering
schedule/value date (which ever is applicable) or
from date of lodgment/remittance by the branch
till date of payment.
(ii) Commission - If bill is retired (paid) during 16-30 0.25% on purchase price
days from the date of lodgment. 52352
(c) Mark-up to be recovered on PAD amount (NET OF
CASH MARGIN - held since opening of LC or before
negotiation of documents):
(i) In case of Special Approval Mark-up at approved rate to be applied from the debit to NOSTRO Account or PAD Lodgment Markup
whichever is earlier till the date of retirement, after adjustment of cash margin, if any. relevant
code will be
used
(ii) In case of No Special Approval Mark-up will be charged @ 3 Month KIBOR plus 5 % p.a. Markup
relevant
code will be
used
(d) Past Due Obligations (PDO) - If bill is not adjusted
within 30 days
(i) Commission on Transfer to PDO 0.35% on purchase price. 52352
(ii) Mark Up after transfer to PDO @ 20% p.a to be charged for PDO period
For PDO cases against FE-25 finance, markup rate will be charged with addition of 4% over and above 52352
the advised /agreed lending rate where exception approval is not available with branch.
Page 14 of 18
PL Category
(T24)
(iii) Mark-up on import bills under Forced FIM, (Bill
REMITTANCES a) Markup to be charged @ 20% p.a.
not retired and party has no sanctioned FIM b) Plus Bank commission @ Rs.0.40% on purchase price .
facility)
7 Import Bills Under Usance LC - Acceptance

(a) Service Charges 0.15% or Minimum Rs.750/-
(b) Commission
(i) If Bill is paid within due date a) Commission Rs. 1000 Flat per bill. (if adjusted within
LC validity) 52358 Inland
b) Commission @ 0.15% per month or part thereof. Import
Minimum Rs. 1000 per bill from the date of expiry Foreign
of LC (if bill adjusted after LC validity) 52306
(ii) If bill is not paid within due date, i.e., LC paid Commission @ 0.40% Flat, Minimum Rs 1000 plus extra commission @ 0.10% per month to be
through Finance Against Dishonored Bill (FADB) recovered from the date of expiry of LC
Plus Mark up as per Sr. # J (7)(c) below
52352
(c) Markup
(i) If Bill is paid within due date No Markup
(ii) If bill is not paid within due date, i.e., LC paid Mark up @20% p.a. from the due date of the bill till the date of adjustment.
through Finance Against Dishonored Bill (FADB)
8 Collection Charges
(a) Service Charges 0.15% or Minimum Rs.750/-
(b) Commission a) Rs.1000/- (Flat) per collection if charges are on drawer's Account.
b) US$ 20/- if charges are on Principal Account. 52350
9 Other Charges On Import Transactions
(a) Contract Registration
(i) Contract Registration for import on consignment 0.10% Minimum Rs.2,000/-
basis (Annual Basis) 52307
(ii) Contract Amendment a) Without increase in amount /extension in period -
Rs. 700/- Flat per amendment
b) Involving increase in amount and/or extension 52306
in period - Charges as per Sr. # J (9)(a)(i) above.
(b) Payment to suppliers against imports for which 0.10% Minimum Rs.1,000/-
contract has not been registered and/or documents Plus correspondent bank charges at actual 52307
directly received by Importers. Plus applicable Dispatch / Communication Charges as per tariff in Section I.
(c) Import against advance payment to suppliers 0.15%, Minimum Rs.1,700/-
(d) Handling of discrepant documents under import LC. US $100/- (Flat) + Swift charges USD 20/-
52347
(e) Import Bills returned unpaid US$ 100/- (Flat) or its equivalent in other currencies from remitting bank.
(f) Re-imbursement charges (payable to re-imbursing At Actual
Banks). 52353
(g) Issuance of freight certificate for import on FOB basis. Rs.1,000/-
52309
(h) Obtaining credit reports on behalf of customers from Rs. 500 plus Actual charges of Credit Rating Agency.
Credit rating agencies Plus applicable Dispatch / Communication Charges as per tariff in Section I. 52006
(i) In case Foreign Exchange cover provided by the client 0.10% Plus handling charges Rs. 800/- Flat
is through another bank 52304
(j) Obtaining approval from SBP Rs. 1,000/- flat per transaction 52305
K EXPORTS
1 Letters of Credit
(a) Advising
(i) In case Charges are on Beneficiary Account. Rs 1,500/- (Flat)
(ii) In case Charges are on Applicant Account US $ 50/- (Flat)
(b) Amendment Advising
(i) In case Charges are on Beneficiary Account Rs.1,000/- (Flat)
(ii) In case Charges are on Applicant Account US $ 35/- (Flat)
(c) Negotiation of Rupee Bills under LC 0.25%, Minimum Rs. 475/- 52368
(d) Confirmation of LC 0.25% per quarter or minimum Rs 1100/- per quarter or part thereof.
Subject to availability of country limits/cross border risk(s) or as approved by Financial Institution and
RMG. 52368
(e) Transfer of L/C. Rs 1,500/- (Flat) - If without substitution of documents.
Rs. 15,000/- (Flat) - if with substitution of documents 52368
2 Collections
(a) Clean Bills (Cheque/Bank Draft etc.) Rs.125/- per collection Plus applicable charges (Reimbursement portion)
(b) Documentary Bills
Page 15 of 18
PL Category
(T24)
(i) Commission
REMITTANCES Rs.250/- per collection Plus applicable charges (Reimbursement portion).
(ii) Service Charges Upto Rs.150 Million - 0.13% Minimum Rs.1000/-
Above 150 Million - 0.10% Minimum Rs. 2000/- 52345
3 Other Charges under Export Transactions
(a) Handling of compensatory Rebate Applications/Duty 0.25% per claim minimum Rs.500/-.
draw back /R&D cases applications/claims. 52367
(b) Commission on Advance Inward Export payment Upto 0.13% per transaction
Minimum Charges Upto Rs.1,000/- per transaction
If more then one document is involved against same advance payment, Commission should be 52374
recovered for each document separately
(c) Export Bills Negotiated/ Discounted (i.e., Mark-up on a) Mark-up to be recovered as per terms of Approval.
late realization of Sight Usance Bills). b) For over due period, Mark-up @ 20% p.a. will be
charged from due date till its adjustment.
C) For PDO cases against FE-25 finance, markup rate will be charged with
addition of 4% over and above the advised /agreed lending rate where
exception approval is not available with branch.
(d) Reimbursement payment to other local banks from Rs. 1,000/- Flat
N.R. Pak. Rupee A/c. 52368
(e) If the documents are sent to other banks for Rs.1,100/- Plus applicable charges (Reimbursement portion)
negotiation under restricted Letters of Credit. 52368
(f) Export Bill Realized through FCY 0.12% Min Rs. 1,500/- 52345
(g) Charges of Export against Surrender of FCY 0.45% Min Rs.3,000/-
notes/deposits for Central Asian countries 52345
(including Afghanistan)
(h) Transfer of Export Proceeds to other Bank received in 0.13% of bill amount
our NOSTRO 52345
(i) In lieu of exchange earnings where exporter sells Rs. 1,200/- Flat
foreign exchange to some other bank where as
documents were sent for collection through our bank 52345
(j) Preparation of substitution case in ERF-Pre shipment Rs.2,000/- Flat

52345
(k) ERF Part – 1, where pre-shipment is obtained from us Rs. 2,000/- per shipment
and export is routed through other bank 52345
(l) EE-Certification Rs.500/- per case 52334
(m) Export LC Cancellation Rs. 1,500/- Flat.
Plus applicable Dispatch / Communication Charges as per tariff in Section I 52368
(n) Handling of Clean and Discrepant documents Rs. 1,000/- Clean
negotiation Rs. 2,000/- Discrepant 52367
(o) Export Documents Returned Un-Paid Rs. 600/- Flat per documents + Correspondence charges 52345
(p) ERF - II - NOC for Entitlement Rs. 1,000/- per NOC 52345
L FOREIGN REMITTANCES
1 Outward Remittances
(a) Foreign Traveler Cheques. 1% of amount TC sold Minimum Rs 200/-.
(b) Remittance abroad through F.C. Account (including a) Flat US$ 5/- per item upto value of US $ 1000 or its
FDD / FTT) equivalent.
b) 0.25% per item for value of over US $ 1000 or its
equivalent, Minimum US$ 10/-, Maximum US $ 100.
c) if charges code is "OUR" for any foreign currency, US$40/- (flat) Eqv. in any currency to be
recovered from the applicant and amount should be parked in respective Nostro account 52324
Plus Additional Charges @ 0.25%, Minimum US $ 5 (or equivalent currency) to be recovered where
remittance is effected within 15 days of cash deposits.
(c) Remittance abroad other than through Foreign
Currency Account (including FDD / FTT)
(i) To Universities/Educational Institutions on behalf Rs. 400/- Flat
of students (for education purpose) a) if charges code is "OUR" for any foreign currency, US$40/- (flat) Eqv. in any currency to be
recovered from the applicant and amount should be parked in respective Nostro account
52325
(Correspondent charges to be recovered by the correspondent while paying to beneficiary)
(ii) Other Remittances abroad 0.10% per item. Minimum Rs. 500/-
a) if charges code is "OUR" for any foreign currency, US$40/- (flat) Eqv. in any currency to be
52325
(d) Commission / Handling charges on deposits of Foreign

Currency Notes for the credit of FC Account in
respective currencies.
(i) In Case deposit remains in the FC Account for No Charges
15 days.
(ii) In Case deposit remains in the FC Account for 0.25%, Minimum US $ 5 (or equivalent currency)
less than 15 days. 52763
Page 16 of 18
PL Category
(T24)
(e) Remittance abroad under specific approval of SBP
REMITTANCES Rs. 1500/- flat
a) if charges code is "OUR" for any foreign currency, US$40/- (flat) Eqv. in any currency to be
52325
(f) FDD/FTT Cancellation charges Flat Rs.500/-

(g) Issuance of Duplicate FDD Flat Rs.500/-
2 Inward Remittances
(a) Home Remittances PKR equivalent amount of up to SAR 20 per transaction will be charged to NRP Rupee Value
Account (NRVA) account holders for all inward remittance transactions received into the NRVA 52761
(b) Other than Home Remittance No Charges, if the proceeds are credited to an account with any branch of our bank.
Correspondent bank charges where applicable are to be deducted at actual.

52762
In other cases, DD/PO Charges as well as dispatch / communication charges (as applicable) would be
recovered
(c) (i) Local USD cheques & drafts/ Collection and a) If credit to Pak. Rupees Account Rs.550/- per
settlement charges instrument including NIFT & collecting bank charges.
b) If credit to Foreign Currency Account, USD 5/- 52054
including NIFT & collecting Bank Charges.
(ii) Return Cheque Charges a) Pak. Rupees Account:
Rs.650/- per returned cheque inclusive of NIFT
charges. 52055
b) Foreign Currency Account:
USD 6/- or equivalent inclusive of NIFT charges
M OTHER CHARGES (International Banking)
1 Correspondent Bank's charges (if any) Actual PKR 14474
2 Foreign Bills/Cheques/TCs sent for collection Flat Rs. 500/-
returned un-paid. Plus Foreign correspondent charges 52055
3 Inward collection received (relating to FC a) Flat US$ 5/- per item upto value of US $ 1000 or its equivalent.
Account) from abroad or local banks/ branches b) 0.25% per item for value of over US $ 1000 or its
equivalent, Minimum US$ 10/-, Maximum US $ 100.
and where the payment is demanded in Foreign 52320
Plus Additional Charges @ 0.25%, Minimum US $ 5 (or equivalent currency) to be recovered where
Currency. remittance is effected within 15 days of cash deposits.
4 Inward cheques received from local branches, 0.15% Min. Commission Rs.400/-
upcountry branches or local banks for payment Plus applicable Dispatch / Communication Charges as per tariff in Section I.
in Pak Rupees. (Convert the relevant Foreign 52338
Currency at the T.T.Buying Rate).
5 Inter Branch Online FC Transactions

(a) Online FCY Cash Withdrawal a) Within City - No Charge
(Allowed from Authorized Branches only) b) Inter City Charges (Per transaction)
US $ = 05
Note: GBP = 03 52028
Charge Amount Plus FED should be a Round Amount EURO = 04
as Charges are to be recovered from Walk in JPY = 400
Customer in Cash.
(b) Online FCY Cash Deposit a) Within City - No Charge
(Allowed from Authorized Branches only) b) Inter City Charges (Per transaction)
US $ = 05
GBP = 03 52029
EURO = 04
JPY = 400
(c) Online FCY Account to Account Transfer a) Within City - No Charge
(Allowed from and to Authorized Branches only) b) Inter City Charges (Per transaction)
US $ = 03
GBP = 02 52030
EURO = 02
JPY = 300
6 Standing Instructions Fee in Foreign Currency US$ 5 per transaction or its equivalent in other currencies
Accounts Plus correspondent Bank Charges. (Permissible to new - FC Account & Incremental deposits).
Plus all charges for transaction executed under these Standing Instructions as per applicable rates of 52017
that relevant transaction.
7 Collection for Foreign Currency Account

(a) For US $ denominated instrument drawn outside i) US $ 5/- for collection upto USD1000/-
United States & Instruments in other currencies like ii) US $ 15/- for collection of above USD 1000/- (or equivalent currency)
GBP, EUR, JPY etc.) All correspondent banks charges to be recovered at actual. 52751
(b) Collection for foreign currency A/c (collection of USD i) USD 5/- for collection upto USD 499/- (under Cash Letter)
denominated instruments drawn in United States) ii) USD 20/- for collection of USD 500/- & above
(under Secured Collection). 52752
All correspondent banks charges to be recovered at actual.
Page 17 of 18
PL Category
(T24)
8 Collection of FEBCs, FCBCs, DBCs and profit
REMITTANCES 0.20% Minimum Rs. 200/- Maximum Rs.500/- per collection.
coupons from SBP/NBP etc.
9 Issuance of Proceeds Realization Certificate Rs.600/- (Flat)
52756
beyond one year
10 Issuance of duplicate Proceeds Realization Rs.300/- within one year.
Rs.600/- if beyond one year. 52754
Certificate
11 Circulation of loss of E-Form Rs.1,000/-
(Recoverable from Bank's own customer) 52757
12 Test/signature verification charges to be Rs.500/- per instance

received from other Bank's (Foreign 52758
Remittances)
13 Purchase of travelers' cheques/drafts etc. Rs.100/- (Flat) per transaction. 52759
14 Issuance of Business performance Certificate at Rs.1,000/- (Flat).
52760
Customer's request.
Notes:
1) The entire Schedule of Charges may be negotiated /discounted in % age terms for any customer / borrower
with permission of Chief CRBG/CIBG based on existing/ prospective relationship, except as specifically
mentioned hereunder:
a) Section I of schedule of charges.

b) Charges of Correspondent Banks at Actual.
c) Any clause where charges are to be negotiated or any
waiver has been specifically mentioned therein.
d) Section DL of schedule of charges.
2) The Charges under note 1(a),(b), (c) or (d) above can only be discounted or waived by the CEO duly recommended by
respective Chief CRBG/CIBG.
3) Where negotiable rate / charge is jointly approved by Chief CIBG/CRBG along with Chief RMG as mentioned in SOC,
based on business commitment, any further change in such approved rates will also be approved jointly by Chief
CIBG/CRBG along with Chief RMG.
4) The rates of charges for any customer / borrower will not exceed the rates given in Schedule of Charges.
5) This will supersede all previous instructions, Circulars and Schedule of charges.
6) Rawalpindi and Islamabad are treated as one city for the purpose of Schedule of Charges.
7) RTGS charges are suspended as per SBP directives till further instruction.
Page 18 of 18
SCHEDULE OF CHARGES EFFECTIVE FROM JUL- DEC 2022
FEE EXEMPTION GRID

ALLIED
ALLIED SALARY MANAGEMENT ALLIED EXPRESS
PRODUCT NAME BUSINESS
ACCOUNT (CURRENT AND SAVING) ACCOUNT
ACCOUNT
Eligibility Requirement Minimum Average Balance requirement. No Minimum Balance requirement for fee
Rs. 25,000/- in previous month exemption grid items' eligibility.
No Minimum Balance requirement.
Online Cash Deposit Free (No minimum balance requirement) Current account Free
For Saving variants Charges will be applied

as per SOC
Free
Online Cash Withdrawal Free (No minimum balance requirement) Current account Free
For Saving variants Charges will be applied

as per SOC
Free
Online A/C to A/C Transfer Free (No minimum balance requirement) Current account Free
All online transactions "Any Branch" will
also remain free where credit or debit
account is "ABA" For Saving variants Charges will be applied
as per SOC
Free
Cheque / Instrument deposit for clearing / collection by FREE As per SOC As per SOC
Remote Branch
Issuance of Demand Drafts / Allied Banker Cheque FREE As per SOC As per SOC
(Payable at any branch) / Pay Order / Allied Banker
Cheque (Payable at Issuing branch) Call Deposit
Receipt
Cancellation of Demand Drafts / Allied Banker Cheque FREE As per SOC As per SOC
Cheque (Payable at Issuing branch) Call Deposit
Receipt
Duplicate Issuance of Demand Drafts / Allied Banker FREE As per SOC As per SOC
Cheque (Payable at any branch) / Pay Order / Allied
Banker Cheque (Payable at Issuing branch) Call
Deposit Receipt
As per SOC As per SOC

Intercity Clearing / OBC No Charges
Account Maintenance No Charges

As per SOC No Charges
Charges (Service Charges)
Issuance of Cheque Book
First Cheque Book of 10 Leaves - Free.
Subsequent issuance of cheque book

shall be free, if minimum balance
requirement is maintained as mentioned
in ‘Eligibility Requirement.
Eligibility All business accounts (Individuals /Firms/ Salaried Individual All Individuals
Other No Registeration Charges on myABL 1- Free IBFT transations in Tier 2. 1. Free Debit Card issuance
Business Internet Banking for Allied 2. Free Acess to Internet Banking
Business Accounts For Saving variants Charges will be applied
as per SOC
Debit Card As per SOC Free for life UPI & Paypak Classic - Current First Year Annual Charges Free only on following
Account Variants only. debit Card.
Other variants as per SOC UPI & PayPak Classic

Visa Classic
Fee For Additional Benefits
where minimum monthly average
balance falls below the metnioned Limits N/A N/A N/A
Page 1 of 3
FEE EXEMPTION GRID

PRODUCT NAME CURRENT ACCOUNT REGULAR SAVING ACCOUNT
Eligibility Requirement Average Balance of the Month Average Balance of the Month
Rs.250,000 to less Rs.500,000 to less Rs.750,000/- and Rs. 1,000,000 to less Rs. 2,500,000 to less Rs. 5,000,000 and
than Rs.500,000 than Rs.750,000 above than Rs. 2,500,000 than Rs. 5,000,000 above.
Online Cash Deposit 2 FREE 4 FREE FREE UNLIMITED

TRANSACTION PER TRANSACTION PER
MONTH MONTH
Free
Online Cash Withdrawal 2 FREE 4 FREE FREE UNLIMITED

MONTH MONTH
Free
Online A/C to A/C Transfer 4 FREE 8 FREE FREE UNLIMITED

MONTH MONTH
Free
Cheque / Instrument deposit for clearing / collection by 2 FREE 4 FREE FREE UNLIMITED
Remote Branch TRANSACTION PER TRANSACTION PER
MONTH MONTH
2 FREE 4 FREE
TRANSACTION PER TRANSACTION PER FREE UNLIMITED
MONTH MONTH
Issuance of Demand Drafts / Allied Banker Cheque 3 FREE PER MONTH 6 FREE PER MONTH FREE UNLIMITED
Cheque (Payable at Issuing branch) Call Deposit 3 FREE PER MONTH 6 FREE PER MONTH FREE UNLIMITED
Receipt
Cancellation of Demand Drafts / Allied Banker Cheque 1 FREE PER MONTH 2 FREE PER MONTH FREE UNLIMITED
Cheque (Payable at Issuing branch) Call Deposit 1 FREE PER MONTH 2 FREE PER MONTH FREE UNLIMITED
Receipt
Duplicate Issuance of Demand Drafts / Allied Banker 1 FREE PER MONTH 2 FREE PER MONTH FREE UNLIMITED
Banker Cheque (Payable at Issuing branch) Call 1 FREE PER MONTH 2 FREE PER MONTH FREE UNLIMITED
Deposit Receipt
As per SOC
Intercity Clearing / OBC As per SOC
Account Maintenance As per SOC

As per SOC
Eligibility All Individuals / Firms/ Companies All Individuals / Firms/ Companies

Other Free facilities to remain available in following one month based on Free facilities to remian available in following one month based on
eligibility criteria (average balance) which will be reassessed on ligibility criteria (average balance) which will be reassessed on each
each month end on the basis of Average Balance in the Account. month end on the basis of Average Balance in the Account.
Debit Card As per SOC As per SOC
Fee For Additional Benefits

where minimum monthly average
balance falls below the metnioned Limits N/A N/A
Page 2 of 3
FEE EXEMPTION GRID

Allied Youth/Youth Asaan Allied Senior Citizen Current Allied Senior Citizen Saving Account
PRODUCT NAME
Account Account (Regular/Asaan) (Regular/Asaan)
Eligibility Requirement Average Balance for free services Average Balance for free services Average Balance for free services
Rs.10,000(18-25)
Rs.50,000(26-35) Rs.50,000 Rs.100,000
Online Cash Deposit
Free Free 2 FREE TRANSACTION PER MONTH
Online Cash Withdrawal
Online A/C to A/C Transfer
Cheque / Instrument deposit for clearing / collection by

Remote Branch
As per SOC As per SOC As per SOC
Issuance of Demand Drafts / Allied Banker Cheque

Cheque (Payable at Issuing branch) Call Deposit As per SOC As per SOC As per SOC
Receipt
Cancellation of Demand Drafts / Allied Banker Cheque
Cheque (Payable at Issuing branch) Call Deposit As per SOC As per SOC As per SOC
Receipt
Duplicate Issuance of Demand Drafts / Allied Banker
Banker Cheque (Payable at Issuing branch) Call As per SOC As per SOC As per SOC
Deposit Receipt
Intercity Clearing / OBC As per SOC As per SOC As per SOC
Account Maintenance
No Charges No Charges No Charges
As per SOC As per SOC As per SOC
Eligibility Individuals(18-35) Individuals (55 or above) Individuals (55 or above)

Other 1-Free Mobile App (Vouch 365) 1-Free Medical Health Card 1-Free Medical Health Card
2-Accidental Death & Disability 2-Free Accidental Death & Disability 2-Free Accidental Death & Disability
Insurance Upto Rs 500,000/- Insurance Upto Rs 500,000/- Insurance Insurance Upto Rs 300,000/- Insurance
3 Free Hospitalization Coverage of Rs 3 Free Hospitalization Coverage of Rs
6000/- per day 1000/- per day
Debit Card As per SOC First Year Annual Charges Free only on First Year Annual Charges Free only on
following debit card following debit card
UPI & PayPak Classic UPI & PayPak Classic
Fee For Additional Benefits Rs. 50/- p.m. (Inclusive of all Taxes) Rs. 140/- p.m. (exclusive of all taxes) Rs. 140/- p.m. (exclusive of all taxes)
where minimum monthly average Below Minimum average balance of Below Minimum average balance of Below Minimum average balance of month
balance falls below the metnioned Limits month: month is: is:
Rs. 10,000/- ( 18-25years ) Rs. 50,000/- Rs. 100,000/-
Rs. 50,000/- (26-35years )
Page 3 of 3

Soc Jul Dec 2022 Conventional Banking 2

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SCHEDULE OF CHARGES EFFECTIVE FROM JUL-DEC 2022

Issued Against Cash

Issued Against Cash

* As per rule FED/ST is applicable only on ABL' s share of RTGS charges

FUNDS INFLOW 52121

* As per rule FED/ST is applicable only on ABL' s share of RTGS charges

For Saving Categories Accounts:

For Saving Categories Accounts:

(c) Account to Account Transfer For Current Categories Account: Free

(Through Cheque, Debit Authority or Biometric) For Saving Categories Accounts:

b) Intercity - 0.1 %, Minimum Rs.435/- Maximum Rs.2,000/- 52112

(d) Cheque / Instrument deposit for Clearing / a) Within City - Free

(a) Upto Rs 50 Million 0.40% per quarter or part thereof

Minimum Rs.2000/- per LC

Plus applicable Dispatch / Communication Charges as per tariff in Section I.

Plus applicable Dispatch / Communication Charges as per tariff in Section I.

Plus applicable Dispatch / Communication Charges as per tariff in Section I.

In Absence of Approved Limit:

Plus actual charges of other collecting Banks if any.

(b) Issuance of Guarantees favouring Collector of

Plus applicable Dispatch / Communication Charges as per tariff in Section I.

2 Key Deposit Small Rs.3,000/- (Flat)

E FINANCES / ADVANCES / INVESTMENT BANKING / LEASING

a. Processing charges are Non- Refundable and are to be charged upfront.

b) For All Non Farm Loans

S.No Amount of Limit (Rs.) Processing Charges

a. Processing charges are Non- Refundable. To be charged upfront

(i) Cheque Return Charges Rs. 1200/- per instance

9 Allied Solar System Finance

(ii) Rs. 5,000/- Flat for each activity –

b) No charges after 2 years of finance relationship.

(b) Legal Charges - Legal fees and charges paid to At Actual

b) Outside the above limits

(v) Other incidental expenses for Documentation / At Actual

(h) Voucher Retrieval Fees Local Rs.400/- per voucher

ii Card Replacement Fee Rs 600/-

Card Replacement Fee /Upgrade / Downgrade USD Account - USD 6

(b) Visa Platinum Card

Card Replacement Fee /Upgrade / Downgrade USD Account - USD 8

7 ATM Transaction Charges

(Not applicable on Allied Basic Banking Account

(n) Temporary Limit Enhancement Fee on Debit Card

8 myABL Digital Banking

9 myABL WhatsApp Banking

i) New FCY A/C

ii) On Frozen A/Cs.

i) 02 withdrawals & 02 deposits through branch i) No Charges

Charges will not be applied on Salaries of following:

22 NADRA Succession Certificate Verification Charges At Actual

Rs. 700/- flat

In all above cases, Min Rs.2,000/- per LC per quarter

7 Import Bills Under Usance LC - Acceptance

(j) Preparation of substitution case in ERF-Pre shipment Rs.2,000/- Flat

(d) Commission / Handling charges on deposits of Foreign

(f) FDD/FTT Cancellation charges Flat Rs.500/-

Correspondent bank charges where applicable are to be deducted at actual.

5 Inter Branch Online FC Transactions

7 Collection for Foreign Currency Account

12 Test/signature verification charges to be Rs.500/- per instance

a) Section I of schedule of charges.