Delta SkyMiles® Reserve Business Card p.

1/11
ENEVIVE
TRENT SPAFFORD Customer Care: 1-800-297-6200
Closing Date 09/28/22 Next Closing Date 10/28/22 TTY: Use Relay 711
Account Ending 2-51002 Website: americanexpress.com

Delta SkyMiles®
New Balance $10,195.04 Miles Earned this Period
Minimum Payment Due $102.00 31,669
For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment Due Date 10/23/22 Account Summary

Late Payment Warning: If we do not receive your Minimum Payment Due by Previous Balance $31,734.27
the Payment Due Date of 10/23/22, you may have to pay a late fee of up to Payments/Credits -$42,742.98
$39.00 and your APRs may be increased to the Penalty APR of 29.99%. New Charges +$21,203.75
Fees +$0.00
Interest Charged +$0.00

Minimum Payment Warning: If you make only the minimum payment each period, New Balance $10,195.04
you will pay more in interest and it will take you longer to pay off your balance. For Minimum Payment Due $102.00
example:
Credit Limit $50,000.00
If you make no additional You will pay off the balance And you will pay an Available Credit $39,804.96
charges and each month shown on this statement in estimated total of...
Cash Advance Limit $5,000.00
you pay... about...
Available Cash $5,000.00
Only the Days in Billing Period: 30
23 years $32,889
Minimum Payment Due

$15,183
$422 3 years (Savings = $17,706)

If you would like information about credit counseling services, call 1-888-733-4139.
See page 2 for important information about your account.

Please refer to the IMPORTANT NOTICES section on

page 11.

Continued on page 3

Payment Coupon Pay by Computer Pay by Phone Account Ending 2-51002

Do not staple or use paper clips americanexpress.com/ 1-800-472-9297
business Enter 15 digit account # on all payments.
Make check payable to American Express.

TRENT SPAFFORD Payment Due Date

ENEVIVE 10/23/22
337 MATISSE LANE
ALPINE UT 84004 New Balance
$10,195.04
AutoPay Amount
$102.00

See reverse side for instructions AMERICAN EXPRESS

PO BOX 60189
$ .
Amount Enclosed
on how to update your address,
phone number, or email. CITY OF INDUSTRY CA 91716-0189
 TRENT SPAFFORD Account Ending 2-51002 p. 2/11

Payments: Your payment must be sent to the payment address shown on highest interbank rate we identify from customary banking sources on the
your statement and must be received by 5 p.m. local time at that address to conversion date or the prior business day. This rate may differ from rates in
be credited as of the day it is received. Payments we receive after 5 p.m. will effect on the date of your charge. Charges converted by establishments
not be credited to your Account until the next day. Payments must also: (1) (such as airlines) will be billed at the rates such establishments use.
include the remittance coupon from your statement; (2) be made with a Credit Balance: A credit balance (designated CR) shown on this statement
single check drawn on a US bank and payable in US dollars, or with a represents money owed to you. If within the six-month period following
negotiable instrument payable in US dollars and clearable through the US the date of the first statement indicating the credit balance you do not
banking system; and (3) include your Account number. If your payment request a refund or charge enough to use up the credit balance, we will
does not meet all of the above requirements, crediting may be delayed and send you a check for the credit balance within 30 days if the amount is
you may incur late payment fees and additional interest charges. Electronic $1.00 or more.
payments must be made through an electronic payment method payable Credit Reporting: We may report information about your Account to credit
in US dollars and clearable through the US banking system. Please do not bureaus. Late payments, missed payments, or other defaults on your
send post-dated checks as they will be deposited upon receipt. Any Account may be reflected in your credit report.
restrictive language on a payment we accept will have no effect on us Billing Dispute Procedures
without our express prior written approval. We will re-present to your What To Do If You Think You Find A Mistake On Your Statement
financial institution any payment that is returned unpaid. If you think there is an error on your statement, write to us at:
Permission for Electronic Withdrawal: (1) When you send a check for American Express, PO Box 981535, El Paso TX 79998-1535
payment, you give us permission to electronically withdraw your payment In your letter, give us the following information:
from your deposit or other asset account. We will process checks - Account information: Your name and account number.
electronically by transmitting the amount of the check, routing number, - Dollar amount: The dollar amount of the suspected error.
account number and check serial number to your financial institution, - Description of Problem: Describe what you believe is wrong and why you
unless the check is not processable electronically or a less costly process is believe it is a mistake.
available. When we process your check electronically, your payment may You must contact us:
be withdrawn from your deposit or other asset account as soon as the same - Within 60 days after the error appeared on your statement.
day we receive your check, and you will not receive that cancelled check - At least 2 business days before an automated payment is scheduled, if you
with your financial account statement. If we cannot collect the funds want to stop payment on the amount you think is wrong.
electronically we may issue a draft against your deposit or other asset You must notify us of any potential errors in writing. You may call us, but if
account for the amount of the check. (2) By using Pay By Computer, Pay By you do we may not follow these procedures and you may have to pay the
Phone or any other electronic payment service of ours, you give us amount in question.
permission to electronically withdraw funds from the deposit or other asset What Will Happen After We Receive Your Letter
account you specify in the amount you request. Payments using such When we receive your letter, we will do two things:
services of ours received after 8:00 p.m. MST may not be credited until the 1. Within 30 days of receiving your letter, we will tell you that we received
next day. your letter. We will also tell you if we have already corrected the error.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) 2. We will investigate your inquiry and will either correct the error or
method (including new transactions) to calculate the balance on which we explain to you why we believe the bill is correct.
charge interest on your Account. Call the Customer Care number on page 3 While we investigate whether or not there has been an error:
for more information about this balance computation method and how - We will not try to collect the amount in question.
resulting interest charges are determined. The method we use to calculate - The charge in question may remain on your statement, and we may
the ADB and interest results in daily compounding of interest. continue to charge you interest on that amount.
Paying Interest: Your due date is at least 25 days after the Closing Date of - While you do not have to pay the amount in question, you are responsible
each billing period. We will not charge you interest on your purchases if for the remainder of your balance.
you pay the New Balance by the due date each month. We will charge you - We can apply any unpaid amount against your credit limit.
interest on cash advances and (unless otherwise disclosed) balance After we finish our investigation, one of two things will happen:
transfers beginning on the transaction date. - If we made a mistake: You will not have to pay the amount in question or
Foreign Currency Charges: If you make a Charge in a foreign currency, we any interest or other fees related to that amount.
will convert it into US dollars on the date we or our agents process it. We - If we do not believe there was a mistake: You will have to pay the amount
will choose a conversion rate that is acceptable to us for that date, unless a in question, along with applicable interest and fees. We will send you a
particular rate is required by law. The conversion rate we use is no more statement of the amount you owe and the date payment is due. We may
than the highest official rate published by a government agency or the report you as delinquent if you do not pay the amount we think you owe.

Pay Your Bill with AutoPay

Deduct your payment from your bank
account automatically each month.

- Avoid late fees

- Save time
Change of Address, phone number, email
Visit americanexpress.com/autopay
- Online at www.americanexpress.com/updatecontactinfo today to enroll.
- Via mobile device
- Voice automated: call the number on the back of your card
- For name, company name, and foreign address or phone changes, please call Customer Care
Please do not add any written communication or address change on this stub For information on how we protect your
privacy and to set your communication
and privacy choices, please visit
www.americanexpress.com/privacy.
 Delta SkyMiles® Reserve Business Card p. 3/11
ENEVIVE
TRENT SPAFFORD
Closing Date 09/28/22 Account Ending 2-51002

Customer Care & Billing Inquiries 1-800-297-6200

International Collect 1-623-492-7719 Website: americanexpress.com
Cash Advance at ATMs Inquiries 1-800-CASH-NOW
Large Print & Braille Statements 1-800-297-6200 Customer Care
& Billing Inquiries Payments
P.O. BOX 981535 PO BOX 60189
EL PASO, TX CITY OF INDUSTRY
79998-1535 CA
Hearing Impaired
Online chat at americanexpress.com or use Relay dial 711 and 1-800-297-6200

We will debit your bank account for your monthly AutoPay payment of
$102.00 on 10/13/22. This date may not be the same date your bank will
debit your bank account. Any inquiry to American Express concerning
this debit should be made before 10/13/22. If your monthly AutoPay
payment is less than your Minimum Payment Due, we must receive an
additional payment for at least the difference by 10/23/22.

Payments and Credits

Summary

Total
Payments -$42,587.00
Credits
TRENT SPAFFORD 2-51002 $0.00
ASPEN EASTWOOD 2-51028 -$117.98
TERESA SPAFFORD 2-51051 -$38.00
Total Payments and Credits -$42,742.98

Detail *Indicates posting date

Payments Amount
09/13/22* TRENT SPAFFORD AUTOPAY PAYMENT RECEIVED - THANK YOU -$587.00
America First Federal Credit Union
09/15/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$18,000.00
09/15/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$20,000.00
09/27/22* TERESA SPAFFORD MOBILE PAYMENT - THANK YOU -$4,000.00
Credits Amount
09/27/22 ASPEN EASTWOOD THERO* REALTRUCK -$117.98
OCALA FL
+18772165446
09/15/22 TERESA SPAFFORD RAL*UTAHSTATEPARKS -$38.00
855-641-5832 NY
RESERVATIONS

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 4/11

New Charges
Summary
Total
TRENT SPAFFORD 2-51002 $8,697.11
ASPEN EASTWOOD 2-51028 $3,991.94
BARRETT BANFIELD 2-52034 $489.53
TERESA SPAFFORD 2-51051 $7,156.22
HUNTER STALLINGS 2-51085 $868.95
Total New Charges $21,203.75

Detail
TRENT SPAFFORD
Card Ending 2-51002
Amount
08/09/22 DISPUTE - WALMART.COM AA $167.31
08/30/22 PROPAY*Element Cryotherapy and W 39367 6613691871 UT $149.00
nathan_vagaro51797@elemen
08/30/22 DALLANS AFFORDABLE AUTO & 739296865300 PLEASANT GROV UT $2,260.48
1 84004
08/31/22 TMOBILE*AUTO PAY 800-937-8997 WA $210.00
978518547 98006
09/02/22 LOVE'S #686/UNBRANDED 068600243512 BRIGHAM CITY UT $158.51
PAY@PUMP
09/02/22 LOVE'S #686/UNBRANDED 068600143512 BRIGHAM CITY UT $15.68
GASSTATION
09/02/22 THE ROYAL 650000009009500 LAVA HOT SPRI ID $67.18
2087765216
09/02/22 LAVA HOT SPRINGS/CIT LAVA HOT SPRINGS ID $328.32
CAMPGROUND R
09/02/22 ADOBE ACROPRO SUBS Adobe Systems SAN JOSE CA $16.06
ADOBE.LY/ENUS
09/02/22 ROCKETLAW 877-757-1550 SAN FRANCISCO CA $39.99
8778810947
09/04/22 TAQUEROA PELAYO 00-08031202107 LAVA HOT SPRI ID $44.72
RESTAURANT
09/05/22 MIKE'S MARKET LAVA HOT SPRINGS ID $14.40
2087765067
09/05/22 MIKE'S MARKET LAVA HOT SPRINGS ID $3.00
2087765067
09/05/22 LAVA HOT SPRINGS INN 650000012431287 LAVA HOT SPRI ID $15.00
Arrival Date Departure Date
01/01/01 01/01/01
00000000
LODGING
09/06/22 MAVERIK #612 000000000498873 PERRY UT $116.73
8007897755
09/06/22 DAIRY QUEEN #15376 0000 PERRY UT $24.19
425-723-2500
09/07/22 GOOGLE *GOOGLE STORAGE G.CO/HELPPAY# CA $2.14
DIGITAL GOODS: APPS
09/08/22 GOOGLE *YOUTUBEPREMIUM G.CO/HELPPAY# CA $12.86
DIGITAL GOODS: MEDIA
09/08/22 H2O FILTER WAREHOUSE 436845558927314 770-874-2608 GA $2,284.49
00000000000110934030062

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 5/11
ENEVIVE
TRENT SPAFFORD
Closing Date 09/28/22 Account Ending 2-51002

Detail Continued
Amount
09/09/22 MI RANCHITO 650000009696769 AMERICAN FORK UT $74.07
8017566138
09/09/22 HOLIDAY OIL #2 4176 HERRIMAN UT $17.47
800-325-3265
09/09/22 PREMIUMBEAT.COM MONTREAL $64.95
8002087163
09/12/22 USPS PO 4970040160 001377792 PLEASANT GROV UT $1.48
8002758777
09/13/22 EXTRA SPACE STORAGE PLEASANT GROVE UT $186.00
8885869658
09/13/22 BEANS & BREWS 203 650000011205286 PLEASANT GROV UT $17.21
8018992094
09/13/22 LITTLE CAESARS HIGHLAND UT $39.23
8012683400
09/13/22 FIIZ DRINKS HIGHLAND LLC HIGHLAND UT $8.90
RESTAURANT
09/13/22 JIMS FAMILY RESTAURANT -- 650000011912 AMERICAN FORK UT $27.60
8014924000
09/15/22 QUICKQUACK ROSEVILLE CA $65.99
+18887722792
09/15/22 SUNDANCE FOUNDRY GRILL SUNDANCE UT $443.13
8494314 84604
09/17/22 PAPA JOHN'S AMERICAN FORK UT $64.10
8017761600
09/19/22 1 PERCENT FITNESS (ONL 801-833-5383 UT $176.13
801-833-5383
09/19/22 TAYLOR DRUG 650000004174895 AMERICAN FORK UT $18.30
8017564021
09/20/22 THE HOME DEPOT 4407 LINDON UT $219.22
HOME SUPPLY WAREHOUSE
09/20/22 CVS/PHARMACY #10618 000010618 HIGHLAND UT $94.80
8007467287
PHARMACIES
09/20/22 TIMP RENTAL CENTER AMERIC 930553410000 AMERICAN FORK UT $166.24
79915 012345
09/21/22 ORTHOPROS OF UTAH American Fork UT $26.18
squareup.com/receipts
09/22/22 THE HOME DEPOT TOOELE UT $113.82
800-654-0688
09/23/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $153.96
800-325-3265
09/23/22 PILOT_00509 00509 BEAVER UT $140.98
AUTO FUEL DISPENSER
09/23/22 PILOT_00509 00509 BEAVER UT $16.11
GAS STATION
09/24/22 CAFE FEELLOVE SAINT GEORGE UT $59.27
squareup.com/receipts
09/24/22 GARDEN GRILLE & BAR SAINT GEORGE UT $32.00
(435)634-4100
09/25/22 MAVERIK HURRICANE UT $153.63
8019365557
09/25/22 MAVERIK HURRICANE UT $23.54
8019365557

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 6/11

Detail Continued
Amount
09/26/22 CHEVRON 0306012/CHEVRON BEAVER UT $102.59
SERVICE STN
09/26/22 1 PERCENT FITNESS (ONL 801-833-5383 UT $220.16
801-833-5383
09/27/22 VIVINT.COM PROVO UT $39.99
104318604 84604
PROTECTION/SECURITY SRV
ASPEN EASTWOOD
Card Ending 2-51028
Amount
08/29/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/30/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/30/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/30/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/30/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/30/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/31/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
08/31/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/02/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $225.00
00000000AR0137646078155
09/05/22 PIPEDRIVE INC NEW YORK NY $505.75
DIGITAL GOODS: APPS
09/06/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/08/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/08/22 AMZN MKTP US*1V9XQ27G2 AMZN.COM/BILL WA $391.46
BOOK STORES
09/08/22 MACEYS PLEASANT GROVE 000000000571638 Pleasant Grove UT $32.43
8017966601
09/09/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/09/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/09/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $225.00
00000000AR0138588078155
09/09/22 ZAPIER.COM/CHARGE SAN FRANCISCO CA $111.25
8773818743
09/13/22 DOMINO'S 9104 000009104 PLEASANT GROV UT $54.18
7349303030
FAST FOOD REST.
09/13/22 RINGCENTRAL INC 888-898-4591 CA $194.70
5767596001 94002
09/14/22 USPS PO 4970040160 001377792 PLEASANT GROV UT $29.64
8002758777
09/16/22 HOUSECALL PRO DENVER CO $320.68
+18884636126

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 7/11
ENEVIVE
TRENT SPAFFORD
Closing Date 09/28/22 Account Ending 2-51002

Detail Continued
Amount
09/20/22 THE HOME DEPOT LINDON UT $54.74
800-654-0688
09/21/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/21/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/21/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/21/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/21/22 PIPEDRIVE INC NEW YORK NY $31.04
DIGITAL GOODS: APPS
09/21/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/22/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/22/22 TOPGOLF CSTR EGIFTCARD 877-850-1977 ME $100.00
GIFT CARDS
09/23/22 CHARITY:WATER HAGERSTOWN MD $20.00
+16466882323
09/23/22 PURE & GENTLE SOAP PRODUCTS (830)379-1937 TX $340.00
00000000AR0140442078155
09/26/22 MAVERIK #541 000000000338708 SANDY UT $75.13
8015692367
09/27/22 DOUG SMITH AUTOPLEX AMERICAN FORK UT $689.03
AUTO DEALER (NEW/USED
09/27/22 TOPGOLF CSTR EGIFTCARD 877-850-1977 ME $100.00
GIFT CARDS
09/28/22 WAL-MART SUPERCENTER 5270 5270 LINDON UT $131.91
DISCOUNT STORE
BARRETT BANFIELD
Card Ending 2-52034
Amount
08/30/22 THE HOME DEPOT 4417 AMERICAN FORK UT $258.19
HOME SUPPLY WAREHOUSE
09/06/22 THE HOME DEPOT AMERICAN FORK UT $140.54
800-654-0688
09/15/22 HARTS CEDAR HILLS 10151025 PLEASANT GROVE UT $90.80
HARTS CEDAR HILLS
TERESA SPAFFORD
Card Ending 2-51051
Amount
08/29/22 MACEYS PLEASANT GROVE 000000000571638 Pleasant Grove UT $111.89
8017966601
09/01/22 IN *ELEVATED LIVING MINISTRY HIGHLAND UT $149.00
685 840039
09/01/22 TRIBE HOUSE TRIBE HOUSE PLEASANT GROV UT $199.00
BUSINESS SERVICE
09/02/22 SP 1 PERCENT FITNESS SANDY UT $50.00
8018335383
09/02/22 PACIFIC WATER INC SOUTH SALT LA UT $1,400.00
801-485-6510

Continued on reverse
 TRENT SPAFFORD Account Ending 2-51002 p. 8/11

Detail Continued
Amount
09/04/22 CHEVRON 0309389/CHEVRON ELWOOD UT $103.71
SERVICE STN
09/05/22 PRIME IV HYDRATION AND WE 403903148705 LEHI UT $10.00
HNEVILLE@PRIMEIVHYDRATION
09/09/22 BOUNCIE PLANO TX $8.00
+14692501250
09/09/22 SP STUPAR ENT. AVENTURA FL $54.67
+12622056251
09/09/22 PACIFIC WATER INC SOUTH SALT LA UT $1,000.00
801-485-6510
09/11/22 PARAMOUNT+ SAN FRANCISCO CA $4.99
888-274-5343
09/12/22 RAL*UTAHSTATEPARKS 855-641-5832 NY $180.00
RESERVATIONS
09/13/22 JSLATIN PLEASANT GROVE UT $425.04
+13859859656
09/16/22 SP KODIAKWHOLESALE GREEN BAY WI $1,020.36
+18006550926
09/16/22 PACIFIC WATER INC SOUTH SALT LA UT $1,000.00
801-485-6510
09/20/22 IN *PROACTIVE ACCOUNTING AND ADVISORY WEST JORDAN UT $225.00
3486 840889
09/23/22 PACIFIC WATER INC SOUTH SALT LA UT $1,000.00
801-485-6510
09/24/22 GOOGLE*GOOGLE STORAGE GOOGLE PAYMENT G.CO HELPPAY# $2.14
LARGE DIGITAL GOODS MERCH
09/27/22 GODADDY.COM 480-505-8855 AZ $30.16
GODADDY.COM
.COM Domain Name Renewal - 1 Year (recur
Full Domain Privacy and Protection - Ren
09/27/22 AUTO-OWNERS INSURANCE 002 LANSING MI $155.47
800-288-8740
09/28/22 HLU*HULU 449384858921-U HULU.COM/BILL CA $19.28
HULU.COM/BILL
09/28/22 DISNEY PLUS BURBANK CA $7.51
CABLE & PAY TV
HUNTER STALLINGS
Card Ending 2-51085
Amount
09/06/22 MURPHY EXPRESS 8780 0927 PLEASANT GROV UT $52.02
800-843-4298
09/06/22 ALLREDS ACE HDWE 0000 PLEASANT GROV UT $53.52
801-785-2221
09/06/22 TIRE BUSTERS OF AMERICAN FORK AMERICAN FORK UT $56.33
8017639060
09/07/22 35 STANDARD PLUMBING 0000 AMERICAN FORK UT $18.28
801-255-7145
09/07/22 TIRE BUSTERS OF AMERICAN FORK AMERICAN FORK UT $73.16
8017639060
09/07/22 BJ PLUMBING AF 221000000012153 AMERICAN FORK UT $46.32
KRISTIN@BJPLUMBINGSUPPLY.
09/08/22 THE HOME DEPOT AMERICAN FORK UT $45.48
800-654-0688
09/14/22 ALLREDS ACE HDWE 0000 PLEASANT GROV UT $80.28
801-785-2221

Continued on next page

 Delta SkyMiles® Reserve Business Card p. 9/11
ENEVIVE
TRENT SPAFFORD
Closing Date 09/28/22 Account Ending 2-51002

Detail Continued
Amount
09/20/22 MAVERIK #352 000000000541383 HERRIMAN UT $63.58
8019107070
09/23/22 THE HOME DEPOT 4417 AMERICAN FORK UT $81.33
HOME SUPPLY WAREHOUSE
09/23/22 HOLIDAY OIL #54 4176 PLEASANT GROV UT $65.08
800-325-3265
09/24/22 LOWE'S OREM UT $10.70
801-229-1485
09/27/22 THE HOME DEPOT 4417 AMERICAN FORK UT $222.87
HOME SUPPLY WAREHOUSE

Fees

Amount

Total Fees for this Period $0.00

Interest Charged

Amount

Total Interest Charged for this Period $0.00

About Trailing Interest

You may see interest on your next statement even if you pay the new balance in full and on time and make no new charges. This is called
"trailing interest". Trailing interest is the interest charged when, for example, you didn't pay your previous balance in full. When that
happens, we charge interest from the first day of the billing period until we receive your payment in full. You can avoid paying interest
on purchases by paying your balance in full and on time each month. Please see the "When we charge interest" sub-section in your
Cardmember Agreement for details.

2022 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2022 $494.12
Total Interest in 2022 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance Subject Interest
Percentage Rate to Interest Rate Charge

Purchases 27.74% (v) $0.00 $0.00

Cash Advances 28.24% (v) $0.00 $0.00

Total $0.00
(v) Variable Rate
 TRENT SPAFFORD Account Ending 2-51002 p. 10/11

SkyMiles® Account Number: XXXXXX8327

Current Period Year to Date

Miles Earned for Eligible Purchases 21,045 320,954
Total Bonus Miles Earned and Adjustments 10,624 113,889
Total Miles Earned 31,669 434,843

Bonus Miles Earned and Adjustments

Current Period
Purchases after spending $150,000 10,624
Total 10,624

You may have forfeited miles that are eligible for reinstatement. To avoid forfeiting miles, please make the minimum payment on time.

Congratulations! You now earn 1.5 miles per dollar on eligible purchases for the rest of the year because you have spent more than $150,000.00
in the calendar year. For details, please visit americanexpress.com/deltareservebusiness.
 ENEVIVE p. 11/11
TRENT SPAFFORD Closing Date 09/28/22 Account Ending 2-51002
IMPORTANT NOTICES

EFT Error Resolution Notice

In Case of Errors or Questions About Your Electronic Transfers Telephone us at 1-800-IPAY-AXP for Pay By
Phone questions, at 1-800-528-2122 for Pay By Computer questions, and at 1-800-528-4800 for AutoPay and at
1-800-CASH NOW for Express Cash questions. You may also write us at American Express, Electronic Funds
Services, P.O. Box 981531, El Paso TX 79998-1531, or contact us online at www.americanexpress.com/
inquirycenter as soon as you can, if you think your statement or receipt is wrong or if you need more information
about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the
FIRST statement on which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you
believe it is an error or why you need more information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to
do this, we will credit your account for the amount you think is in error, so that you will have the use of the money
during the time it takes us to complete our investigation.

End of Important Notices.