SYNOPSIS REPORT ON

Title of the Project :- RATIO ANALYSIS

SUBMITTED BY
NAME OF STUDENT:-NITIN DATTATRAY MAGAR

UNDER THE GUIDANCE OF

NAME OF GUIDE “Prof. MAHESH MAHANKAL”

IN PARTIAL FULFILMENT OF
Award of the Degree of
MASTER OF BUSINESS ADMINISTRATION

SUBMITTED TO

SAVITRIBAI PHULE PUNE UNIVERSITY

THROUGH

YASHASWI EDUCATION SOCIETY’S

INTERNATIONAL INSTITUTE OF MANAGEMENT SCIENCE
CHINCHWAD, PUNE
ACADEMIC YEAR 2021-2022

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 INDEX

Sr. No Chapter
Title of the Project
1.
Executive Summary
2.
Introduction to the project
3.

Company Profile / Industry Profile

4.

Review of Literature
5.

Objectives & Scope of the Study

6.

Methodology of the Research

7.

8. Expected Result /Conclusion

Bibliography/Reference
9.

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TITLE OF THE PROJECT

Ratio Analysis

Executive Summary

Financial Management
is the specific area of finance dealingwith the
financial decision corporations make, and the tools
and analysisused to make the decisions. The discipline
as a whole may be divided between long-term and

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short-term decisions and techniques. Both share
thesame goal of enhancing firm value by ensuring
that return on capital exceedscost of capital, without
taking excessive financial risks.
Capital investment decisions
comprise the long-term choicesabout which projects
receive investment, whether to finance that
investmentwith equity or debt, and when or whether
to pay dividends to shareholders.Short-term
corporate finance decisions are called
working capitalmanagement
and deal with balance of current assets and current
liabilities bymanaging cash, inventories, and short-
term borrowings and lending (e.g., thecredit terms
extended to customers).Corporate finance is closely
related to managerial finance,which is slightly
broader in scope, describing the financial
techniquesavailable to all forms of business
enterprise, corporate or not

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 INTRODUCTION

RATIO ANALYSIS

FINANCIAL ANALYSIS

Financial analysis is the process of identifying the financialstrengths and

weaknesses of the firm and establishing relationship betweenthe items of
the balance sheet and profit & loss account.Financial ratio analysis is the
calculation and comparison of

ratios, which are derived from the information in a company’s financial

statements. The level and historical trends of these ratios can be used to

make inferences about a company’s financial condition, its operations and

attractiveness as an investment. The information in the statements is used by

Trade creditors, to identify the firm’s ability to meet their claims i.e.

liquidity position of the company.

Investors, to know about the present and future profitability of thecompany

and its financial structure.

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Management, in every aspect of the financial analysis. It is theresponsibility
of the management to maintain sound financialcondition in the company

Company Profile / Industry Profile

Bajaj Finserv Limited is an Indian non-banking financial services

company headquartered in Pune. It is focused on lending, asset
management, wealth management and insurance.

The financial services and wind energy businesses were transferred

to Bajaj Finserv Limited (BFS) as part of the concluded demerger
from Bajaj Auto Limited, approved by the High Court of Judicature
at Bombay by its order dated 18 December 2007. It is a financial
conglomerate with stakes in the financing sector (Bajaj Finance),the
life insurance business (Bajaj Life Insurance), and the general
insurance business (Bajaj General Insurance).

Bajaj Holdings and Investments Limited is the parent company

which holds 39.29% stake in Bajaj Finserv.The former has been
registered as a Non–Banking Financial Company (NBFC) under the
Registration No. N–13.01952 dated 29 October 2009 with Reserve
Bank of India (RBI).

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 The company employs over 20,154 employees at 1,409 locations,
and is engaged in consumer finance businesses, life insurance, and
general insurance. Apart from financial services, it is also active in
wind energy generation with an installed capacity of 65.2 MW. In
the quarterly results for June 2022, the company's board of
directors has approved the sub-division of its equity shares in a
ratio of

CONCEPTUAL BACKGROUND
AND LITERATURE REVIEW

Theoretical background of the study Cash

Flows Statement Cash flows statement or it can be also called as a
statement of the cash flows is one of the financial document which
shows the clear picture of what all changes seen in the balance
sheet account and the gains impact on the cash and the cash equals
and the statement will break whole the analysis into mainly three
activity operatimg, investing and financing activity. This statement
is said as or concerned with the flow of money inside of the
business and outside of the firm. The statement will be acquiring

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both the prevailing operating results and the changes which come
with balance sheet. The statement is very helpful in finding out the
short period practicality of company and peculiarly the firms ability
to pay its liability. Persons and units who are curious about cash
flows statement are: 1. Latent borrower or a creditor, these are
person are those who who are curious about knowing the firms
capacity to repay the liability. 2. Reporting staff, these person are
the one who are needed to check abilities of the company to
maintain its paysheet and any other contiguous disbursement. 3.
Prospective worker or bridge player, these are the person who are
eager to know about the firms ability to pay the commission at a
proper period of time. 4. Prospective capitalist, these are the
person who are strongly magistrate the firm is strong in the matter
of finance or not. 5. Stakeholders or stockholders of the firm A
statement which was formerly known as flows of funds statement
is now called as cash flows statement. This statement is a pure
state of the firms liquidity posture. The cash flows statement can
be called as a clear picture of forms financial inventiveness an
induces at an individual point of period and financial gains
statement elaborates a firms financials dealings during some set
period of time. Cash flows statements and income argument
indicates the accumulative basis of accounting used in a firm to
equal the item which generates the income to the total income.
Cash flows statements considers the outgoing and incoming of the
value of cash and cash equals and it will vomits the proceedings
which will not impact immediately on the amount received and the
all the payments made. Cash flows statement is a cash ground
study on three forms of activity (operative, financial and
investment) and the non-cash activity are ordinarily mentioned in
the notations.

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 Objectives & Scope of the Study

1. To learn the various aspects of cash management at Atlas

castalloy l.t.d.

2. To gain the insights about functioning of cash management in

atlas castalloy l.t.d.

3. To examine cash disbursement needs as per payment schedule

or meeting payment schedule.

4. To analyze how to minimize the funds locked up as a cash

balance are minimized funds committed to such balance.

5. To gain the insights about functioning of cash management at

Atlas castalloy L.T.D. Alicon group of company.

6.To understand the work culture , duties and tasks performed

by each individual of the Finance Department

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7.To analyze Cash Management System and Quarterly
Information System.

8.To. analyze the basics of Management Information System

and Bank Reconciliation System.
9.To analyze the procedure and Documentation involved for
obtaining Loans and the terminology used in such documents.
10.To understand the linkages. between the various
departments of the organization.
11.To learn various things which come across while dealing in
Finance.
12.Understanding of Stock and Debtors Statement and Monthly
Select Operational Data prepared by the company on monthly
basis.
13.Understanding and computations of Interest on Term Loans
and on Working Capital Loan of various banks.

SCOPE OF STUDY
The scope of studies is limited to a detail analysis of the
cash flow statement in ATLAS CASTALLOY Pvt Ltd. ALICON
GROUP OF COMPANY.
1. An enterprise should prepare a cash flow statement and
should present it for each period for each year.
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2. Users of an enterprises cash flow statement are
interested in how enterprise generates and uses cash and
cash equivalents.
3. The firm requires cash to conduct their transactions to
pay their indebtedness and to render returns to their
investors.

Methodology of the Research

Research design:

The study will be descriptive type with a quantitative approach is

employed for the analysis of the data collected.

Data sources and Sampling design:

To achieve the objective of Cash Flow analysis, data of ATLAS

CASTALLOY Pvt Limited have been gathered.

Research methodological analysis applied for the purpose of

studying the theme is mainly of two types.

1. Primary

2. Secondary

 PRIMARY:

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 1.In primary content we will use a fresh form of records which has
been used for first time use and it indicates Germinal records of an
institution.

2.In this project the primary data has been taken from the staffs of
ATLAS CASTALLOY Pvt Limited and guide of the project.

3.Information will be collected with the help of MANAGER of the

firm.

4.Observation method was has been used for understanding

various tools used in Logistic Management and their features.

 SEC0NDARY:
The secondary contents will be majorly interpreted from various
web site, publication, periodical, etc.

CONCLUSION
Financial risk management is a process which is ongoing for
a long period of time. For making the changes in market
new strategies are to be implemented and refined. The
reflect of the refinement may be seen in changes of
expectations of the marketers, charges which occur in the
business environment or the changes which may occur in
the international environment. In general way the following
will summarize the process.
 Prioritizing and identifying the key financial risks.
 Appropriate level of risk tolerance should be
determined.

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  In accordance with the policy the risk management
strategy should be implemented.

Bibliography/Reference

1. Waltson & Head (2000) “Corporate financi1l

management”.

2. Dameano Paul (2008) “Working Capita1s ro1e in

maintaining corporate 1iquidity”, 2 nd eddition.

3. Damodarn (2002) “Investment Valuation” Tools and

Techniques for Determining Value of any assets.

4. Eljely (2004) “Corporate Returns on the Cash

Management”,

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5. Lazarides j and Trifornides (2006) “Relationship
Between Working Capital Management and Profitability
of the Listed Companies”

6. Mayers (2003) “Book Financing of Corporate in Hand

of Economics and Finance Constantinides”

7. Jiyang (2005) “Beating the Earning Benchmarks and

the Cost of Debts Working Paper Michigan and Cost of
Debts.

8. Jous & Plasko (2004) “Value of Loss of Firms”

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