Bank Account Mangement System

PROJECT ON
“Bank Account Management System”
1.
Administrator
: He is the super user responsible for managing system users, takingsystem backup,generating
reports, maintaining organization details, Starting Sessions and endingSessions and alsomanages
various requests from different Types of users.
Providing UserName, Password and other information required for the users to start anaccount.
Starting Sessions
The Administrator creates the system users and will be assignedwith thedifferent roles. He is also
responsible to start the session when a particular user wantsto use thesystem every time(It is
automatically managed setup).
Managing Data Backup
The Administrator is responsible for managing entire detailsbytaking the backup periodically. He also
takes the Backup of the database in order toprevent lossof data on system crashes or inorder to
prevent malfunctioning. He can take a backupof entiredatabase or a particular section.
Crash Recovery
The Administrator manages the crash recovery at the time ofsystem crash orfailure occurs.
Ending session
The administrator is responsible for ending the session when theparticularuser logged out of the
system(It is automatically managed setup).
2. Customer(Normal/others)
:
Ordinary customers have a user name & password withwhich they can login intotheir account. They
can perform all the transactions such as funds transfer, balanceenquiry, cheque bookrequest, etc by
sitting at their home on internet.
Login:
User can login to the system by providing appropriate username and passwordprovidedby the
administrator.
Selecting the Account:
After logging in the user is provided with a screen showingthe detailsof accounts and he selects one
of the account inorder to perform the transaction.
Balance Enquiry:
He can view the balance left in his account, if once he has enteredinto hisaccount.
Funds Transfer:
Upon the request the user can transfer funds from his account tootheraccounts.
Request for cheque book :
He can request for cheque book.
Mini statements:
He also can take a mini statement print out upon his requirement.
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/ Andhra Pradesh, 2008
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3. Corporate:
The corporate users include Industrialists, Entrepreneur, Organizationsand Academicians etc.They

have a corporate id along with username & password. The organization will havean administrator
tomaintain all the details of their employees. He deposits salaries of the employees intothe accounts
of thecorresponding employees. These employees can perform all the transactions thatordinary
customer does.

Login:
corporate can login to the system by providing appropriate username,password andalong with
Corporate-ID provided by the administrator.
After logging in the user is provided with a screen showingthe details ofaccounts and he selects one
Balance Enquiry:
Funds Transfer:
Request for cheque book :
Mini statements:
Internal administrator:
Every corporation will be having its own internal administratorwho isresponsible for maintaining
details of their employees, deposits salaries of theemployees intotheir accounts.
SASIYAGNITES
Page 132.09 Architecture Diagram :SASIYAGNITES
Page 142.10 ER- Diagram :SASIYAGNITES
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2.11 Assumptions and Dependencies

The details of customers such as username, password, account type and
theircorrespondingauthority details should be manually entered by the administrator before using
thissystem.
Every user should be comfortable of working with computer and net browsing.
He should be aware of the banking system.
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administratorCustomerorganization
managespassword
Customer id
addressPhone no
manages Worksin
Org_nam ISFunds_transferBalance_enq Accounts_typesCheque_req updations Mini stmts
Admin id password
Generate theaccounCheckstheavailablUpdateprofilePerformGrantrequest
displays
Generate
Internal_admin
manage
Admin idpassword
He must have basic knowledge of English too.
3) Specific Requirements
3.1 Use-Case Reports
i)
Administrator
: He is the super user responsible for managing clients of the system,takingsystem backup,
generating reports, maintaining organization details
.
Manage Clients:
The Administrator assigns new users when a new client joins theonline bank. Also he can delete an
account when any of the clients leave the bankorganization.
Maintain Organization Details:
The Administrator maintains entire details of theorganization that includes details of the clients,
entrepreneur details etc.
Take System Backup:
The Administrator Backup the database in order to preventloss of data on system crashes. He can
backup entire database or a particular section..
Generate Reports: :
Responsible for checking the logs of different system users forauditing and maintaining the integrity
of the system
Manage Clients
Name Of Use-Case:
Manage clients.
Description:
The Administrator assigns new users when a new client joins the onlinebank. Also he can delete an
account when any of the clients leave thebank organization.
Preconditions:
Administrator is already logged in.
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delete_accountcreate_accountmanage clients
Name Of Use-Case:
Maintain organizational details
Description:
The Administrator should maintain all theorganizational details.
Preconditions:
enterprenuar_detailsclient _detailsdetails
Activity diagram for maintain organizational details:SASIYAGNITES
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Store details indatabaseEnter organizatindetails
Name Of Use-Case:
Take System backup.
Description:
The Administrator Backup the database in order toprevent loss of data on system crashes. He can
backupentire database or a particular section.
Preconditions:
Name Of Use-Case:
Generate Reports.
Description:
The Administrator is responsible forchecking the logs of different clients for auditing andmaintaining
the integrity of the system.
Preconditions:
SASIYAGNITES
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ii) Customer :
. Ordinary customers have a user name & password with which they can login into theiraccount.
Theycan perform all the transactions such as funds transfer, balance enquiry, cheque bookrequest,
etc by sitting at theirhome on internet.
Login:
User can login to the system by providing appropriate username and passwordprovidedby the
administrator.
After logging in the user is provided with a screen showingthe detailsof accounts and he selects one
Balance Enquiry:
Funds Transfer:
Request for cheque book:
Mini statements:
Name Of Use-Case:
Login.
Description:
Customer must provide a valid User Id andpassword to login to the system
Preconditions:
Customer must have a valid User Id and password to login tothe system.
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access accountwarning messageLogin+access<<success>>+warning+relogin <<failure>>
Activity Diagram for Login:
When the user opens the web page, he is shown with a page which asks him whetherhe is normalor
a corporate customer. Then he is redirected to login page. Here the customer isasked to enter user
name &password (corporate id if he selects corporate). When the user enters the details &submits it
goes to a validationengine where it checks valid/not. If valid he is shown with list of accounts he has
withthe bank.
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customer Systemprompt for userid & passwdEnter user id &passwordvalidate user &passwdshows
accountslistvalidinvalid
Name Of Use-Case:
Accounts accessing.
Description:
Here the page will display all the accountsthat the user has with the bank..
Preconditions:
Client has already logged in.
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CurrentSavingsfixedaccounts list
Accessing view:
Batch)
Declaration
I, Md. Jasim Uddin and my project group partner Md. Nuruzzaman, declare that the project
report entitled “Bank Account Management System” submitted to City University for
consideration of degree of Bachelor of Computer Science & Engineering (CSE) embodies our
own work with suggestion received during the work, which have been suitably
acknowledged.
Signed: (..................................), Date: .........................................…….
Md. Jasim Uddin (11328503)
Signed: (......................………..), Date: .........................................…….
Md. Nuruzzaman (11328374)
Developed by Md. Jasim Uddin & Nuruzzaman (BCSE/28
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Approval
I certify that this project “Bank Account Management System” is the original work of the
above named candidate and has been done under my supervision. To the best of my
knowledge and belief, this work which embodies the work of candidates themselves, has
been duly completed, fulfills the requirement of the ordinance relating to the final year of
City University and is up to standard in respect of content, presentation and language for
being referred to the examiner. The work has never been submitted anywhere. It’s only
submitted to City University.
Project Advisor:
Signed: ......................................, Date: .....................................
Ayesha Siddika (Supervisor)
Coordinator & Lecturer,
Department of CSE
City University
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Acknowledgements
I would like to express my deepest sense of gratitude to my reverend teacher and supervisors
Ayesha Siddika, Coordinator & Lecturer, Department of Computer Science & Engineering
(CSE), City University, and, for her untiring guidance, constant supervision, enthusiastic
encouragement, sagacious advice and an effective surveillance throughout the entire period of
my project & thesis work and preparation of the manuscript. I greatly say thank you. Wish to
express my heart full thanks to all of my honorable teachers of the Department of Computer
Science & Engineering (CSE), City University.
I sincerely thank our Head of Department Md. Safaet Hossen for giving me the chance as
well as the support for all the time being.
I am thankful to Mrs. Ayesha Siddika, who is having a vast knowledge of DBMS &
MYSQL, System Analysis and Design & Programming concepts which are the building
block of project.
I also want to express my appreciation to my classmates and friends who helped me in one
way or another during the course of developing this project. They endured the long hours of
my absence during the development of this project.
I also wish to thanks to the members of Mutual Trust Bank, for providing me some banking
software specifications and for their cordial behavior during my project & thesis work.
I deeply express my respect to my parent and my teachers for their blessing and constant
inspiration in every step of my education. I am very thankful to my all friends for their help
and company during the project & thesis work and for giving me the encouragement to carry
out the work.
Finally, I express my gratitude to the Almighty Allah, the most beneficent & the most
merciful, for granting me the opportunity to write this intern project report.
June, 2015
Md. Jasim Uddin (11328503) &
Md. Nuruzzaman (11328374)
Dept. of Computer Science & Engineering (CSE)
City University
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Abstract
The Bank Account Management System is an application for maintaining a person's account
in a bank. In this project I tried to show the working of a banking account system and
cover the basic functionality of a Bank Account Management System. To develop a project
for solving financial applications of a customer in banking environment in order to nurture
the needs of an end banking user by providing various ways to perform banking tasks. Also
to enable the user’s workspace to have additional functionalities which are not provided
under a conventional banking project.
The Bank Account Management System undertaken as a project is based on relevant
technologies. The main aim of this project is to develop software for Bank Account
Management System. This project has been developed to carry out the processes easily and
quickly, which is not possible with the manuals systems, which are overcome by this
software. This project is developed using PHP, HTML language and MYSQL use for
database connection. Creating and managing requirements is a challenge of IT, systems and
product development projects or indeed for any activity where you have to manage a
contractual relationship. Organization need to effectively define and manage requirements to
ensure they are meeting needs of the customer, while proving compliance and staying on the
schedule and within budget. The impact of a poorly expressed requirement can bring a
business out of compliance or even cause injury or death. Requirements definition and
management is an activity that can deliver a high, fast return on investment.
The project analyzes the system requirements and then comes up with the requirements
specifications. It studies other related systems and then come up with system specifications.
The system is then designed in accordance with specifications to satisfy the requirements.
The system design is then implemented with MYSQL, PHP and HTML. The system is
designed as an interactive and content management system. The content management system
deals with data entry, validation confirm and updating whiles the interactive system deals
with system interaction with the administration and users.
Thus, above features of this project will save transaction time and therefore increase the
efficiency of the system.
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Acknowledgements…………………………………………………..…… IV
Abstract………………………………………………………………..….. IIV
Chapter 1
1.1.Introduction……………………………………………………………. 11
1.2.Synopsis……………………………………………………………….. 12
1.3.AIM of the project………………………………………….……..…… 12
1.4.Getting started…………………………………………………...…….. 12
1.5.Main purpose………………………………………………………..…. 13
1.6.What to expect…………………………………………………………. 13
1.7.Take control……………………………………………………………. 14
1.8.Features of BAMS………………………………………………..……. 14
1.9.Goals and objectives…………………………………………………… 14

Chapter 2
2.1.Modules description……………………………………………….….…….. 17
2.2.Banking Methods…………………………….……………….…….………. 18
2.3.Administrative Modules…………………………..………………………… 19
2.4.Admin Modules……………………………………………………………... 19
2.5.User Modules……………………………………………………………….. 19
2.6.Hardware requirements………………………………………….………….. 20
2.7.Software requirements…………………………………………..………….. 20
Chapter 3
3.1.System Design………………………………………………………….…… 22
3.2.Logical design……………………………………………………….……… 22
3.3.Physical design………….………………………………………….……….. 23
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3.4.Database design……………………………………………………………. 23
3.5.Data flow diagram......................................................................................... 24
Chapter 4
4.1.Terms of services…………………………………………………………… 27
4.2.General information……………………………………….…..……………. 27
4.3.Security terms……………………………………….…….…..…………… 28
4.4.Bank terms………………………………………………………………….. 28
4.5.Customer obligations…………………………………………….…………. 28
4.6.Dos and Don’ts…………………………………………….…….….……… 29
4.7.Safe online banking tips………………………………………...….……….. 29
4.8.Beware of phishing attacks……………………………………….………… 29
Chapter 5
5.1.Figure of BAMS……………………………………………………….…. 31
5.2.Admin section sample………………….…………………………..…….. 31
5.3.User section sample…………………………………………………....….. 34

Chapter 6
6.1.Benefits of online banking……………………………………..…..……….. 42
6.2.Future Look…………………………………………………………………. 43
6.3.Conclusion……………………………………….…………………………. 44
Reference……………………………………………………………………… 45
2.1.Bank account system................................................................................... 18
2.2.Module of project........................................................................................ 19
3.1.Create new account DFD............................................................................ 24
3.2.Withdraw/deposit account DFD................................................................. 25
3.3.Deleting an account DFD........................................................................... 25
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Introduction & Project Details Information
1.1.Introduction
1.2.Synopsis
1.3.AIM of project
1.4.Getting started
1.5.Main Purpose
1.6.What to expect
1.7.Take control
1.8.Features of BAMS
1.9.Goals & objectives
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1.1.Introduction
The “Bank Account Management System” project is a model Internet Banking Site. This site
enables the customers to perform the basic banking transactions by sitting at their office or at
homes through PC or laptop. The system provides the access to the customer to create an
account, deposit/withdraw the cash from his account, also to view reports of all accounts
present. The customers can access the banks website for viewing their Account details and
perform the transactions on account as per their requirements. With Internet Banking, the
brick and mortar structure of the traditional banking gets converted into a click and portal
model, thereby giving a concept of virtual banking a real shape. Thus today's banking is no
longer confined to branches. E-banking facilitates banking transactions by customers round
the clock globally.
The primary aim of this “Bank Account Management System” is to provide an improved
design methodology, which envisages the future expansion, and modification, which is
necessary for a core sector like banking. This necessitates the design to be expandable and
modifiable and so a modular approach is used in developing the application software.
Anybody who is an Account holder in this bank can become a member of Bank Account
Management System. He has to fill a form with his personal details and Account Number.
Bank is the place where customers feel the sense of safety for their property. In the bank,
customers deposit and withdraw their money. Transaction of money also is a part where
customer takes shelter of the bank. Now to keep the belief and trust of customers, there is the
positive need for management of the bank, which can handle all this with comfort and ease.
Smooth and efficient management affects the satisfaction of the customers and staff
members, indirectly. And of course, it encourages management committee in taking some
needed decision for future enhancement of the bank.
Now a day’s, managing a bank is tedious job up to certain limit. So software that reduces the
work is essential. Also today’s world is a genuine computer world and is getting faster and
faster day-by-day. Thus, considering above necessities, the software for bank management
has became necessary which would be useful in managing the bank more efficiently.
All transactions are carried out online by transferring from accounts in the same Bank or
international bank. The software is meant to overcome the drawbacks of the manual system.
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The software has been developed using the most powerful and secure backend MYSQL
database and the most widely accepted web oriented as well as application oriented.
1.2.Synopsis
Bank Account Management System keeps the day by day tally record as a complete banking
system. It can keep the information of Account type, account opening form, Deposit fund,
Withdrawal, and Searching the transaction, Transaction reports, Individual account opening
form, Group Account. The existing part of this project is; it displays Transaction reports,
Statistical Summary of Account type and Interest Information.
1.3.AIM of this project
The main aim of designing and developing this Internet banking System PHP primarily based
Engineering project is to provide secure and efficient net banking facilities to the banking
customers over the internet. Apache Server Pages, MYSQL database used to develop this
bank application where all banking customers can login through the secured web page by
their account login id and password. Users will have all options and features in that
application like get money from western union, money transfer to others, and send cash or
money to inter banking as well as other banking customers by simply adding them as payees.
1.4.Getting Started
If you want to try out online banking without committing, select our Online Banking. You
don't have to register in any way, so it's a good way to check it out first before register.
Once you register, you'll have the choice of doing just basic banking and viewing your
balance or doing more involved transactions like bill payments and transfers. The choice is
yours. It really depends on how you like to bank.

You will get a confirmation number after each transaction and you can always check the
session summary to see what you've done. If you make a mistake, customer service is always
available for your good kindness help.
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1.5.Main Purpose
The Traditional way of maintaining details of a user in a bank was to enter the details and
record them. Every time the user needs to perform some transactions he has to go to bank and
perform the necessary actions, which may not be so feasible all the time. It may be a hard-
hitting task for the users and the bankers too. The project gives real life understanding of
Online Banking System and activities performed by various roles in the supply chain. Here,
we provide automation for banking system through Internet. Online Banking System project
captures activities performed by different roles in real life banking which provides enhanced
techniques for maintaining the required information up-to-date, which results in efficiency.
The project gives real life understanding of Online Banking System and activities performed
by various roles in the supply chain.
1.6.What to expect:
Here are some of the features available through online banking:
1. View balances: Firstly login your account with your account number and password.
Then checking your balance doesn't require much work. You simply select Account
balances and take a look at your balance and past transactions. If you have more than
one account, you can also do transfers between accounts.
2. Transfer funds: When you select Transfer Funds, you'll be asked where to transfer
the money to and from, when, and the amount.
3. Set up recurring bill payments or transfers: If you make a regular payment every
month, it might be convenient to set up an automatic withdrawal from your account.
4. Monitor CIBC investments: If you have any CIBC investments, you can keep an eye
on those stocks or mutual funds here.
5. Pay bills: To pay your bills online, you just need to add to your account the names of
the companies you wish to pay bills to.
6. View our VISA* accounts: Always a good place to monitor your spending. You can
make your credit card payments online, right from your account.
7. Order Cheques: We don't need them much anymore due to online banking and debit
purchases, but if you still use cheques, you can order them directly from the BAMS
website.
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1.7.Take control
Online banking helps you become more of a banker, running your accounts like a small
business that you control every day. Once you get started, you'll be hooked. Soon enough
you'll be checking your bank account as often as your e-mail.
1.8.Features of BAMS
 User registration for online banking if not register.
 Adding Beneficiary account by customer.
 Transferring amount to the local customer account number.
 Admin must approve the user account activation before it can be used and transferring
funds, view statement history.
 Customer gets to know his last login date and time each time he logs in.
 Customer can check all transactions made with their account.
 Customer can check their account statement within a date range.
 Customer can request for ATM and Cheque Book.
 Admin can add/edit/delete customer account’s
 All two of them (customer & admin) can change their password.
 Admin Login pages are hidden from customer for security purpose.
 Passwords are stored as encrypted hashes with an additional random salt for added
security.
1.9.Goals and Objectives
1. Main Goals:
o Our motto is to develop a software program for managing the entire bank
process related to Administration accounts customer accounts and to keep
each every track about their property and their various transaction processes
efficiently.
o Hereby, our main objective is the customer’s satisfaction considering today’s
faster in the world.
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2. Customer Satisfaction:
o Client can do his operations comfortably without any risk or losing of his
privacy.
o Our software will perform and fulfill all the tasks that any customer would
desire.
3. Saving Customer Time:
o Client doesn't need to go to the bank to do small operation.
4. Protecting The Customer:
o It helps the customer to be satisfied and comfortable in his choices, this
protection contains customer’s account, money and his privacy.
5. Transferring Money:
o Help client transferring money to/or another bank or country.

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Modules and Requirements
2.1.Modules description
2.2.Banking methods
2.3.Administrative modules
2.4.Admin module
2.5.User module
2.6.Hardware requirements
2.7.Software requirements
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2.1.Modules Description
The Modules description of Bank Account Management System project. These modules will
be developed in PHP source code and MYSQL database.
1. Create New Account: A customer who having the account in the world can create a
virtual account through this module. This module receives the customer profile details
and the bank account details with the proof of the ownership of the bank account.
2. Login: Virtual account holders can login in to the system using this module. Thus this
is the secured login page for the customers in the website.
3. Virtual Account: After the approval of new virtual account creation, the customer
assigned a unique virtual account number to make the online money transactions. This
module views the details of the logged customer's virtual account.
4. Bank Accounts: A customer may have more than one bank account in various banks,
in this case, the customer prompted to decide which bank account should reflect in the
account debit or amount credit. For these operations customers can add their owned
bank accounts here and it will be approved by the administrations of the system.
5. Fund Transfer: This is the module to make fund transfer to the virtual bank account
holders or the usual bank account holders from the customer's specified bank
account.
6. Beneficiary: Beneficiary is a person who receives money. Here the customer can add
the beneficiaries to make fund transfer in the future.
7. Transactions: This module displays the transactions made by the customer in the
particular date with the transaction details.
8. Administrative Control: This module contains the administrative functions such as
view all virtual account, transactions, approve bank accounts, approve virtual
accounts etc.
There are other features and actions that can be performed on a back account but we are not
going to look at bank accounts in their entirety only the basics, this way we avoid over
complicating the exercise. The purpose of this whole exercise is to show the usefulness of
object oriented programming as opposed to really wanting to create a banking system.
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Translating the above points into software is easy when you think of a bank account as an
object:
Figure-2.1: Bank Account System
Just by looking at the above picture, we can work out what methods we need our class to
have:
2.2.Methods
 We need to be able to generate an account number
 Account types: Savings or Current Account
 Maintain/update Balance
 Open/Close Account
 Withdraw/Deposit
The next thing we need to look at is where to store the information about the account.
Obviously, the best place to store information relating to bank accounts is in a database. To
work with a database (from an OOP point of view) will require the following methods:
 Connecting to the database
 Inserting account details
 Updating the balance on any withdrawal or deposits made
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Our class will then be called Accounts and we will have a constructor method with the same
name that will help us initialize some variables.
2.3.Administrative Modules
Here in my project there are two types of modules. This module is the main module which
performs all the main operations in the system. The major operations in the system are:
2.4.Admin Module
Admin can access this project there is an authorization process. If you login as an Admin then
you will be redirected to the Admin Home Page and if you are a simple user you will be
redirected to your Account Home Page. This performs the following functions: Create
Individual Accounts, Manage existing accounts, View all transactions, Balance enquiry,
Delete/close account etc.
 Admin login
 Add/delete/update account
 Withdrawal/deposit/statements transaction
 Account Information
 User details list
 Active/Inactive account
 View transaction histories
2.5.User Module
A simple user can access their account and can deposit/withdraw money from their account.
User can also transfer money from their account to any other bank account. User can see their
transaction report and balance enquiry too.
 User login, use PIN system
 Creating/open new account registration
 Funds transfer (local/international/domestic)
 View statements transaction
 User account details
 Change Password and PIN
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 View about developer details
Figure-2.2: Module of project
2.6.Hardware Requirements Specification
Processor
Intel Pentium III or later
Main Memory(RAM)
256 MB
Cache Memory
512 KB
Monitor
14 inch Color Monitor

Keyboard
108 Keys
Mouse
Optical Mouse
Hard Disk
160 GB
2.7.Software Requirements Specification
Front End/Language :
PHP
Back End/Database :
MYSQL
Additional Tools :
XAPM Server
Operating System :
Windows 7, 8, 9, 10, XP
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System & Database Design
3.1.System design
3.2.Logical design
3.3.Physical design
3.4.Database design
3.5.Data flow diagram
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3.1.System Design
Design is the first step into the development phase for any engineered product or system.
Design is a creative process. A good design is the key to effective system. The term “design”
is defined as “the process of applying various techniques and principles for the purpose of
defining a process or a system in sufficient detail to permit its physical realization”. It may be
defined as a process of applying various techniques and principles for the purpose of defining
a device, a process or a system in sufficient detail to permit its physical realization. Software
design sits at the technical kernel of the software engineering process and is applied
regardless of the development paradigm that is used. The system design develops the
architectural detail required to build a system or product. As in the case of any systematic
approach, this software too has undergone the best possible design phase fine tuning all
efficiency, performance and accuracy levels. The design phase is a transition from a user
oriented document to a document to the programmers or database personnel.
System design goes through two phases of development:
 Logical Design and
 Physical Design.
3.2.Logical Design
The logical flow of a system and define the boundaries of a system. It includes the following
steps:
 Reviews the current physical system – its data flows, file content, volumes,
frequencies etc.
 Prepares output specifications – that is, determines the format, content and frequency
of reports.
 Prepares input specifications – format, content and most of the input functions.
 Prepares edit, security and control specifications.

 Specifies the implementation plan.
 Prepares a logical design walk through of the information flow, output, input, controls
and implementation plan.
 Reviews benefits, costs, target dates and system constraints.
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3.3.Physical Design
Physical system produces the working systems by define the design specifications that tell the
programmers exactly what the candidate system must do. It includes the following steps.
 Design the physical system.
 Specify input and output media.
 Design the database and specify backup procedures.
 Design physical information flow through the system and a physical design Walk
through.
 Plan system implementation.
 Prepare a conversion schedule and target date.
 Determine training procedures, courses and timetable.
 Devise a test and implementation plan and specify any new hardware/software.
 Update benefits, costs, and conversion date and system constraints.
3.4.Database design
The database, called a bank, will have two tables, one called accounts and the other called
customer. Each will hold information about either the account or the customer. The two
tables will be linked through a foreign key. The customer table has the following fields:
Account User Table-3.1
Field
Description
cusid
Creates a unique customer id for each new customer

name
Stores the customer name
address
Stores the customer address
acc_id
Links the customer to a account in the accounts table
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Accounts Table-3.2
Field
Description
accid
Creates a unique account number for each new account
accno
Stores the account number
type
Stores the account type
balance
Stores the account balance
active
Shows the account status
Since one customer can have many accounts, I thought it only right to insert a foreign
key acc_id into the customer table. In addition, instead of having fields such as date created
and date closed, I simply use the active field to check if the account is active or not. This will
enable us to focus more on the programming than on particulars of the database.

3.5.Data flow diagram
User New Acc
New
Form
Verify
Rejected Create Acc
DB
Created
DFD diagram for Creating ”Account”
No Yes
13
Figure-3.1: Create new account DFD
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User/Admin
Withdraw
Bank
Verify
DB
Withdraw
No
Amount
Deposit
Bank
DB
Deposited
DFD diagram for withdraw/deposit ” Account”

14
Figure-3.2: Withdraw/deposit account DFD
Delete
Bank
DB
Admin
Account
Deleted.
DFD diagram for deleting an “A/C”
15
Figure-3.3: Deleting an account DFD
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Terms of service & Security
4.1.General information
4.2.Security terms
4.3.Bank terms
4.4.Customer’s obligations
4.5.Dos & Don’ts
4.6.Safe online banking tips
4.7.Beware of phishing attacks
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4.1.General Information:
1. You should register for BAMS bank with the branch where you maintain the account.
2. If you maintain accounts at more than one branch, you need to register at each branch
separately.
3. Normally BAMS Bank services will be open to the customer only after he/she
acknowledges the receipt of password.
4. We invite you to visit your account on the site frequently for transacting business or
viewing account balances. If you believe that any information relating to your account
has a discrepancy, please bring it to the notice of the branch by e-mail or letter.
5. In a joint account, all account holders are entitled to register, as users of BAMS Bank,
but transactions would be permitted based on the account operation rights recorded at
the branch. (To begin with the services will be extended only to single or Joint “E or
S” accounts only).
6. All accounts at the branch whether or not listed in the registration form, will be
available on the BAMS Bank. However the applicant has the option to selectively
view the accounts on the BAMS Bank.
4.2.Security terms:
1. The Branch where the customer maintains his/her account will assign:
a) User Account Number &
b) Password
2. The User-id and Password given by the branch must be replaced by User Name and
Password of customer’s choice at the time of first log-on. This is mandatory.
3. Bank will make reasonable use of available technology to ensure security and to
prevent unauthorized access to any of these services. The BAMS Bank service is
VERISIGN certified which guarantees, that it is a secure site. It means that
 You are dealing with RR at that moment.
 The two-way communication is secured with 128-bit SSL encryption
technology, which ensures the confidentiality of the data during transmission.
4. You are welcome to access BAMS Bank from anywhere anytime. However, as a
matter of precaution, customers may avoid using PCs with public access.
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5. There is no way to retrieve a password from the system. Therefore if a customer
forgets his/her password, he/she must approach the branch for re-registration.
4.3.Banks terms:
1. All requests received from customers are logged for backend fulfillment and are
effective from the time they are recorded at the branch.
2. Rules and regulations applicable to normal banking transactions in India will be
applicable mutatis mutandis for the transactions executed through this site.
3. The BAMS Bank service cannot be claimed as a right. The bank may also convert this
into a discretionary service anytime.
4. Dispute between the customer and the Bank in this service is subject to the
jurisdiction of the courts in the Republic of India and governed by the laws prevailing
in India.
5. The Bank reserves the right to modify the services offered or the Terms of service of
BAMS Bank. The changes will be notified to the customers through a notification on
the Site.
4.4.Customer’s obligations
1. The customer has an obligation to maintain secrecy in regard to Username &
Password registered with the Bank. The bank presupposes that login using valid
Username and Password is a valid session initiated by none other than the customer.
2. Transaction executed through a valid session will be construed by RR to have
emanated from the registered customer and will be binding on him/her.
3. The customer will not attempt or permit others to attempt accessing the BAMS Bank
through any unlawful means.
4.5.Dos & Don’ts:

1. The customer should keep his/her User ID and password strictly confidential and
should not divulge the same to any other person. Any loss sustained by the customer
due to non-compliance of this condition will be at his/her own risk and responsibility
and the Bank will not be liable for the same in any manner.
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2. The customer is free to choose a password of his/her own for BAMS Bank services.
As a precaution a password that is generic in nature, guessable or inferable personal
data such as name, address, telephone member, driving license, date of birth etc. is
best avoided. Similarly it is a good practice to commit the password to memory rather
than writing it down somewhere.
3. It may not be safe to leave the computer unattended during a valid session. This might
give access to your account information to others.
4.6.Safe Online Banking Tips
 URL address on the address bar of your internet browser begins with "https"; the
letter’s at the end of "https" means 'secured'.
 Look for the padlock symbol either in the address bar or the status bar (mostly in the
address bar) but not within the web page display area. Verify the security certificate
by clicking on the padlock.
 Do not enter login or other sensitive information in any pop up window.
 The address bar has turned to green indicating that the site is secured with an SSL
Certificate.
4.7.Beware of Phishing Attacks
 Phishing is a fraudulent attempt, usually made through email, phone calls, SMS etc
seeking your personal and confidential information.
 State Bank or any of its representatives never sends you email/SMS or calls you over
phone to get your personal information, password or one time SMS (high security)
password.
 Any such e-mail/SMS or phone call is an attempt to fraudulently withdraw money
from your account through Internet Banking. Never respond to such email/SMS or
phone call.
 Change your Internet Banking password at periodical intervals.
 Always check the last log-in date and time in the post login page.
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Sample Snapshots of Project
5.1.Figures of BAMS
5.2.Admin section
5.2.1.Home Page
5.2.2.Account information
5.2.3.User details list
5.2.4.Transaction statement
5.2.5.User profile
5.2.6.Modify E-mail
5.3.User section
5.3.1.Provide PIN
5.3.2.Open new account form
5.3.3.Statements history
5.3.4.Account details
5.3.5.Funds transfer
5.3.6.Security change
5.3.7.About developers
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5.1.Sample Snapshots of Project
5.2.Admin Login Section
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5.2.1.Admin Home page
5.2.2.Account Information
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5.2.3.User Details List
5.2.4.User Account Transactions Statement

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5.2.5.BAMS User Profile
5.2.6.Modify User E-mail
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5.3.User Login Section
5.3.1.Provide PIN
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5.3.2.Open New Account/Register Form
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5.3.3.User Profile Home + A/C Statement

5.3.4.User Account Details
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5.3.5.Funds Transfer System
5.3.6.Provide Transaction Authorization Code
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5.3.7.Security Change Sections
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5.3.8.About Developers Section

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Conclusion
6.1.Benefits of online banking
6.2.Future look
6.3.Conclusion
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6.1.Benefits of online banking
Many of us lead busy lives. Some of us are up before the crack of dawn, getting ourselves
prepared so we can in turn get our families ready for the day. We rush to work, rush to get the
kids to school, and at the end of the day we rush home only to brace ourselves for the next
day. After a hectic day, the last thing you want to do is spend time waiting in line at the bank,
or even the post office. That's where Online Banking comes in. Many of the benefits of doing
our banking online are obvious:
o You don't have to wait in line.
o You don't have to plan your day around the bank's hours.
o You can look at your balance whenever you want, not just when you get a statement.
There are some hidden benefits too. As a young bank customer, you're just learning how to
manage your money and observe your spending patterns.

Online banking allows you to watch your money on a daily basis if you want to. By
keeping close tabs on your funds, you'll always be aware of what's happening in your
bank account.
For those experienced spenders, this option is far more appealing than the sudden
discovery that you're broke!
It's also helpful to watch how much interest you're gathering on investments and
savings or what service charges you have incurred.
6.1.1.Most available benefits
1. Online banking with key bank is fast, secure, convenient and free.
2. Quick, simple, authenticated access to accounts via the web application.
3. Simply scalable to grow with changing system requirement.
4. Global enterprise wide access to information.
5. Improved data security, restricting unauthorized access.
6. Minimize Storage Space.
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6.2.Future Look
The “Banking Online System is a big and ambitious project. I am thankful for being provided
this great opportunity to work on it. As already mentioned, this project has gone through
extensive research work. On the basis of the research work, we have successfully designed
and implemented banking online System. To know what the future of online banking looks
like, it’s probably worth looking at the present – online banking isn’t new. When you think of
online banking, you probably think about a computer (either a desktop or laptop), a three or
four step security process and then an interface that lets you view the balance of your various
bank accounts and credit cards, whilst permitting you to transfer money and pay bills. And
you’re not wrong either. The most valuable future looks are following below:
 More branches of the bank, maybe it will be international, that means more ATM
machines outside.
 Customer issues development based on their needs, so the help desk will be aware of
their needs and easy to use.
 Developing a mobile App for banking system that help users to do the obtained his
operations without go to the bank only he need to sign in using his A/C NO. And
password and then use your own PIN. Finally the system will update automatically.
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Bank Account Mangement System

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PROJECT ON

“Bank Account Management System”

Managing Data Backup

Selecting the Account:

Request for cheque book :

He can request for cheque book.

/ Andhra Pradesh, 2008

The corporate users include Industrialists, Entrepreneur, Organizationsand Academicians etc.They

Selecting the Account:

Request for cheque book :

He can request for cheque book.

/ Andhra Pradesh, 2008

Page 132.09 Architecture Diagram :SASIYAGNITES

/ Andhra Pradesh, 2008

Page 142.10 ER- Diagram :SASIYAGNITES

/ Andhra Pradesh, 2008

2.11 Assumptions and Dependencies

He should be aware of the banking system.

/ Andhra Pradesh, 2008

Org_nam ISFunds_transferBalance_enq Accounts_typesCheque_req updations Mini stmts

He must have basic knowledge of English too.

3.1 Use-Case Reports

Maintain Organization Details:

Take System Backup:

Administrator is already logged in.

/ Andhra Pradesh, 2008

The Administrator should maintain all theorganizational details.

Administrator is already logged in.

Activity diagram for maintain organizational details:SASIYAGNITES

/ Andhra Pradesh, 2008

Store details indatabaseEnter organizatindetails

Take System backup.

Administrator is already logged in.

Administrator is already logged in.

/ Andhra Pradesh, 2008

Selecting the Account:

Request for cheque book:

He can request for cheque book.

Customer must provide a valid User Id andpassword to login to the system

access accountwarning messageLogin+access<<success>>+warning+relogin <<failure>>

Activity Diagram for Login:

/ Andhra Pradesh, 2008

Client has already logged in.

/ Andhra Pradesh, 2008

Signed: (..................................), Date: .........................................…….

Md. Jasim Uddin (11328503)

Signed: (......................………..), Date: .........................................…….

Md. Nuruzzaman (11328374)

Developed by Md. Jasim Uddin & Nuruzzaman (BCSE/28

submitted to City University.

Ayesha Siddika (Supervisor)

Coordinator & Lecturer,

Developed by Md. Jasim Uddin & Nuruzzaman (BCSE/28

Science & Engineering (CSE), City University.

well as the support for all the time being.

my absence during the development of this project.

out the work.

Md. Jasim Uddin (11328503) &

Md. Nuruzzaman (11328374)

Dept. of Computer Science & Engineering (CSE)