Vision Is Wealth

By

Ibegbulem Ignatius

Dr. Uzoma C.
 DEDICATED

To my lovely mom and siblings

Ibeh scholartica ifunaya

Ibeh favour Vivian

Ibeh Victory Assumpta

Ibeh Samuel chibuike

 PREFACE

As we all know, many things changes every day, anytime one's wake up,
first thing that comes to his mind is to be a better person, he prays that
his today will be better than his yesterday

He goes out to work, find some food and eat for the day

During 2002, I became fascinated with hidden thought that I was eager
to know so I ask my father, how do people get rich, you know in the
Africa (Nigeria) in precise, In Igbo's culture before one's get successful
he must become a servant to a rich man then serve him for some years
he comes back and start his own after settlement then there is only one
mindset of a business then everybody does and its famous which is
Trade not mean crypto trading what I actually mean is buying and
selling Lol

The path of wealth, one must be ready and willingly to sacrifice and
make opportunity for himself

This book contain summaries of what your vision can get, can lead and
save you, Individuals reading this, you can find point to even create your
own vision
CONTENT

Preface 3

Origin of wealth and vision 4

Where is Money 8

What do you wish to get 21

Secret with action 25

Dreams 27

Ending Stagnation 32

Friends 39

Unexpected consequences 54

Settlement 57

Mistakes you should avoid 61

Conclusion 76
 ORIGIN OF WEALTH AND VISION

I'm talking to you.

This book is about wealth and vision, your vision is your wealth

If you want your family to eradicate from poverty, we will look into how

you understand your vision

There is one thing I will like you to understand, no vision is too small is

destiny

It’s your destiny; every destiny is shaped with vision combined with

action, like I said earlier I will show you how to understand vision

Wealth is another aspect one's need to understand, while some countries

economic is good and standard is because of money, Money eradicate

many negative things

Take a look at Jeff bezos, Bill gates and Mark zukerberg and other

wealthy men that have strived to become who they are today, it’s all

because of vision mixed with Action

Everything attached to a wealthy man looked easy nothing bothered

them, they have their life planned (Action)

Some people believes that anything that belong to you will surely get to

you it's a lie, have been waiting for a long period of time, Nothing shows

People depending on other people is not healthy its does not allow you

think externally outside your zone

Wealth creation is central to any understanding of economics. What is

it? How is it created? How is it increased? These questions are essential

to most of us. They dominate our daily working lives. They dominate

our political lives.

In “The Origin of Wealth” Eric D. Beinhocker argues wealth creation is

the product of a “simple, but profoundly powerful” three step process:

1. Differentiate.
2. Select.

3. Amplify.

The same process that drives the order and complexity of life, the author

says, drives the order and complexity of the economy. Borrowing from

Darwin’s theory of natural selection – which incidentally was borrowed

from the economist Richard Malthus – the senior advisor to McKinsey

& Company argues the economy evolves. It is a “design without a

designer.”

If the economy is a complex, adaptive system, the author argues, there

are four implications:

1. Equilibrium, and with it much of the economic thinking that has

dominated the past century, is out.

2. A new tool set with its own techniques and theories are available to

explain economic phenomena.

3. Wealth is a product of evolutionary processes.

4. Changes in economic thought foreshadow tremors. Adam Smith begat

free trade. Karl Marx begat revolutions and socialism. Neo-classical

economics begat the rise of global capitalism.

Whether you are an investor, business or political leader, this well-

written, readable book offers a thought-provoking tour of the latest in

economic thinking. If the author is right, we are standing on the

threshold of an economic revolution. Eric D. Beinhocker’s book

provides insight into how this changing view of wealth creation will

change business strategy, finance, politics and policy.

With your understanding of vision and wealth there are some

characteristics you will learn

WHERE IS MONEY
Who needs to hear this?

Money is a general acceptable means used to settle debt and used for

stock exchange- This is Economic definition

But Money is not just any paper or note, it is specify or special note used

to solve problems concerning your welfare

Everybody needs money!!!!

The Functions of Money

Money serves three basic functions. By definition, it is a medium of

exchange. It also serves as a unit of account and as a store of value—as

the “mack” did in Lompoc.

A Medium of Exchange

The exchange of goods and services in markets is among the most

universal activities of human life. To facilitate these exchanges, people

settle on something that will serve as a medium of exchange—they

select something to be money.

We can understand the significance of a medium of exchange by

considering its absence. Barter occurs when goods are exchanged

directly for other goods. Because no one item serves as a medium of

exchange in a barter economy, potential buyers must find things that

individual sellers will accept. A buyer might find a seller who will trade

a pair of shoes for two chickens. Another seller might be willing to

provide a haircut in exchange for a garden hose. Suppose you were

visiting a grocery store in a barter economy. You would need to load up

a truckful of items the grocer might accept in exchange for groceries.

That would be an uncertain affair; you could not know when you headed

for the store which items the grocer might agree to trade. Indeed, the

complexity—and cost—of a visit to a grocery store in a barter economy

would be so great that there probably would not be any grocery stores! A

moment’s contemplation of the difficulty of life in a barter economy will

demonstrate why human societies invariably select something—

sometimes more than one thing—to serve as a medium of exchange, just

as prisoners in federal penitentiaries accepted mackerel.

A Unit of Account

Ask someone in the United States what he or she paid for something,

and that person will respond by quoting a price stated in dollars: “I paid

$75 for this radio,” or “I paid $15 for this pizza.” People do not say, “I

paid five pizzas for this radio.” That statement might, of course, be

literally true in the sense of the opportunity cost of the transaction, but

we do not report prices that way for two reasons. One is that people do

not arrive at places like Radio Shack with five pizzas and expect to

purchase a radio. The other is that the information would not be very

useful. Other people may not think of values in pizza terms, so they

might not know what we meant. Instead, we report the value of things in

terms of money.
Money serves as a unit of account, which is a consistent means of

measuring the value of things. We use money in this fashion because it

is also a medium of exchange. When we report the value of a good or

service in units of money, we are reporting what another person is likely

to have to pay to obtain that good or service.

A Store of Value

The third function of money is to serve as a store of value, that is, an

item that holds value over time. Consider a $20 bill that you accidentally

left in a coat pocket a year ago. When you find it, you will be pleased.

That is because you know the bill still has value. Value has, in effect,

been “stored” in that little piece of paper.

Money, of course, is not the only thing that stores value. Houses, office

buildings, land, works of art, and many other commodities serve as a

means of storing wealth and value. Money differs from these other
stores of value by being readily exchangeable for other commodities. Its

role as a medium of exchange makes it a convenient store of value.

Because money acts as a store of value, it can be used as a standard for

future payments. When you borrow money, for example, you typically

sign a contract pledging to make a series of future payments to settle the

debt. These payments will be made using money, because money acts as

a store of value.

Money is not a risk-free store of value, however. We saw in the chapter

that introduced the concept of inflation that inflation reduces the value of

money. In periods of rapid inflation, people may not want to rely on

money as a store of value, and they may turn to commodities such as

land or gold instead.

Types of Money
Although money can take an extraordinary variety of forms, there are

really only two types of money: money that has intrinsic value and

money that does not have intrinsic value.

Commodity money is money that has value apart from its use as money.

Mackerel in federal prisons is an example of commodity money.

Mackerel could be used to buy services from other prisoners; they could

also be eaten.

Gold and silver are the most widely used forms of commodity money.

Gold and silver can be used as jewelry and for some industrial and

medicinal purposes, so they have value apart from their use as money.

The first known use of gold and silver coins was in the Greek city-state

of Lydia in the beginning of the seventh century B.C. The coins were

fashioned from electrum, a natural mixture of gold and silver.

One disadvantage of commodity money is that its quantity can fluctuate

erratically. Gold, for example, was one form of money in the United

States in the 19th century. Gold discoveries in California and later in

Alaska sent the quantity of money soaring. Some of this nation’s worst

bouts of inflation were set off by increases in the quantity of gold in

circulation during the 19th century. A much greater problem exists with

commodity money that can be produced. In the southern part of colonial

America, for example, tobacco served as money. There was a continuing

problem of farmers increasing the quantity of money by growing more

tobacco. The problem was sufficiently serious that vigilante squads were

organized. They roamed the countryside burning tobacco fields in an

effort to keep the quantity of tobacco, hence money, under control.

(Remarkably, these squads sought to control the money supply by

burning tobacco grown by other farmers.)

Another problem is that commodity money may vary in quality. Given

that variability, there is a tendency for lower-quality commodities to

drive higher-quality commodities out of circulation. Horses, for

example, served as money in colonial New England. It was common for

loan obligations to be stated in terms of a quantity of horses to be paid

back. Given such obligations, there was a tendency to use lower-quality

horses to pay back debts; higher-quality horses were kept out of

circulation for other uses. Laws were passed forbidding the use of lame

horses in the payment of debts. This is an example of Gresham’s law:

the tendency for a lower-quality commodity (bad money) to drive a

higher-quality commodity (good money) out of circulation. Unless a

means can be found to control the quality of commodity money, the

tendency for that quality to decline can threaten its acceptability as a

medium of exchange.

But something need not have intrinsic value to serve as money. Fiat

money is money that some authority, generally a government, has

ordered to be accepted as a medium of exchange. The currency—paper

money and coins—used in the United States today is fiat money; it has
no value other than its use as money. You will notice that statement

printed on each bill: “This note is legal tender for all debts, public and

private.”

Checkable deposits, which are balances in checking accounts, and

traveler’s checks are other forms of money that have no intrinsic value.

They can be converted to currency, but generally they are not; they

simply serve as a medium of exchange. If you want to buy something,

you can often pay with a check or a debit card. A check is a written

order to a bank to transfer ownership of a checkable deposit. A debit

card is the electronic equivalent of a check. Suppose, for example, that

you have $100 in your checking account and you write a check to your

campus bookstore for $30 or instruct the clerk to swipe your debit card

and “charge” it $30. In either case, $30 will be transferred from your

checking account to the bookstore’s checking account. Notice that it is

the checkable deposit, not the check or debit card, that is money. The
check or debit card just tells a bank to transfer money, in this case

checkable deposits, from one account to another.

What makes something money is really found in its acceptability, not in

whether or not it has intrinsic value or whether or not a government has

declared it as such. For example, fiat money tends to be accepted so long

as too much of it is not printed too quickly. When that happens, as it did

in Russia in the 1990s, people tend to look for other items to serve as

money. In the case of Russia, the U.S. dollar became a popular form of

money, even though the Russian government still declared the ruble to

be its fiat money.

Where is money?

Many people travel far to look for money other go to school to study in

order to get a nice job and earn enough money even some go to the

mountain to pray in other to get connection through God make money

Money can be found in your determination to get it, there are found in

your vision that solve problem to human kind

People who solve problems don't look for money, money look for them,

so create solutions to problems and you will find out money is not far

from you

You can check around you even on the internet how others make this

money, they are problem solver

These are people who save humanity that is where money is be a

problem solver that is money

 WHAT DO YOU WISH TO GET

I'm asking you?

Many people wish to get many things; some people wish to be famous

Even some wish to be in another planet just like elon musk Lol those

thing can't just appear like that something must have push it that is the

power of vision

With vision many things is easier and faster

Take a look at the founder of Amazon Jeff bezos, you will see a lot of

commitment in his early he has his life planned so early he never allow

negative thought come in between his vision

Let me flash you back to Africa richest man is from Nigeria Aliko

Dangote which is worth about 14 Billion dollar, if you check his history

or story, you will observe a committed young man who started from

selling sweet and biscuit then at his childhood days, now he has the

biggest market in Africa, he deals with different kinds of commodity

putting his country in the map of Africa

Anything you wish for need commitment and vision

What do you wish for yourself?

This is what I wish for myself…

1. Joy and a love for my life every single day.

2. To remember the purpose in pain and become the greatest

version of myself.

3. To express, entertain and lighten the load of living through

laughter.

4. To not just survive my life, but live my life – consciously &

honourably

5. To share love and shed the bonds of restriction around my heart

that prevents me from reaching my potential.

6. To honour my body and maintain optimal health and fitness so

that I can live the life I desire with my family for many years to come.
7. To appreciate all that I have and stop witching and moaning

about all that I’ve lost.

8. To be emotionally balanced and not an emotional addict who

trashes and destroys the good things in life and the people I love the

most.

9. To accept with grace my origins of who I am, both my genetic

influence and my environmental influence.

10. To be able to share with an open vulnerable heart that may

encourage others

When you live a life of reaction you end up surviving life.

When you live a life of creation you end up living life – with joy!

No matter what your life story, you get to choose whether you survive

it, or live it with joy. You are the one who creates your life; feel it to

heal it then start creating what it is you want.

My wish for you? – all that you wish for yourself!

 SECRET WITH ACTION

Please hear this.

In ordinary usage a secret means hidden knowledge, something that is

known only to one person, or to a very few people. The question of

secrets enters the moral sphere because a person has a right of ownership

to his secrets

There is a moral obligation to respect this right. And the protection of

the right is necessary in the interest of the individual and for the welfare

of the community.
Thus the obligation to respect the right of secrecy arises basically from

the virtue of justice.

There is one thing is not about the deepest secret is about the energy you

put in your deepest secret that produce result

Since a person owns his secret, others may not seek to acquire them

unjustly and if they do acquire them, justly or unjustly they might not be

lawfully

Secrets are three kinds: natural, promised and entrusted secret

* The natural secret is hidden knowledge concerning another that may

not be divulged because its divulgence would causes pain, offense or

loss to the ownership

* Promised secret is a specific obligation arises from a promise made,

after the acquiring of the hidden knowledge not to divulge it

* The entrusted secret is a kind when it is revealed by the owner to

another on trust that is to say, when the owner reveal it under a prior
agreement or understanding which may be express or implied- that the

recipient will not divulge it to others

All this secrets listed above, the most important secret here is the

entrusted secret, these one comes when you need help financially or

mentality to carry out your plan or vision

DREAMS

A dream is a succession of image, ideas, emotions and sensation that

usually occur involuntarily in the mind during certain stages of sleep or

known discipline

career ladder, pros and cons of the day-to-day, and ways for you to get

ahead and learn from others’ mistakes early in your career.

Continue to network via LinkedIn as you meet with people face-to-face

so it’s easier to follow up later. Finally, connect with peers who may not

necessarily be able to offer you professional advice but are in a similar

field or can relate to the general experience of pursuing your dream

career.

6. Take Risks

Going after your dream job can be scary, but it’s the only way you’ll

know if the job you’ve always wanted is really right for you. It’s often

said that one of the biggest risks you can take is not taking any risk at

all.

Throughout the path to your dream career, embrace risks. Realize that it

may not always be a comfortable experience, but it is one of immense

growth. Lean into your support system when you’re feeling exhausted or
discouraged, and don’t settle for anything less than the goals you’ve set

out for yourself.

Some people struggle to take risks in their career, even if they

understand the inherent benefit. In fact, it’s well-documented that

women struggle to take big risks in their career development. According

to a survey conducted by KPMG, 55% of women agreed that people

who take more career risks progress more quickly than others. Yet, when

it comes to women taking the plunge themselves, nearly half (45%) of

women with less than five years of experience are often taking big

career risks. Just one-third (37%) of women with 15 years or more of

experience are making the same jump.

But research continues to reveal just how critical risk-taking can be.

Especially for young professionals scoping out the job market, now is

the time to test the waters and try new things. Young people have more

time to make up for mistakes. They’re often less tied to a specific

location or might not yet have family responsibilities of their own. At

the end of the day, more risks lead to more experiences and lessons

learned.

7. Celebrate Every Success

Finally, celebrate all the small victories along the way. It’s easy to get

caught up in the day-to-day or hoping you’d see more immediate results.

But when you set more realistic expectations for yourself, you’re better

equipped to manage your response.

Don’t get discouraged by small setbacks. Keep a checklist that reminds

you on a daily basis of the small strides forward you’re making every

day. Reward yourself for each small milestone you achieve. Get together

with friends, treat yourself to something nice and remember you’re one

step closer to the place you want to be: crossing the threshold of your

dream career.
 We can say everybody called a human has a dream or what he/she

want to do or achieved

Some dreams can be forgotten depending the vision that back it up

When I was little boy, my dream was to become a medical doctor,

what is the vision there, the vision is to save humanity, create solution to

some ailment that has not have a cure yet and to give hope and life to

human who has lost their faith

So every Dream is important, and every dream must be back up

with vision and action so it will be a reality and not sleeping dream you

do every night you go to bed

 ENDING STAGNATION

Where do you stand?

How to End Stagnation and Start Taking Action

Stagnation is one of the biggest perceived threats to ambitious

professionals anywhere. If you are someone who thrives on taking action

and achieving your goals, you might not be used to the feeling of being
stagnant, or in a “rut”. These phases inevitably affect everyone at some

point, and the best way forward is to have a proactive system in place.

Whether you are stuck in a job you dislike, in a relationship you need to

move away from, or if you simply need a change in your life, action is

the solution to end all “ruts” and help you move back to the place you

want to be. Follow these steps the next time you feel stagnant and create

positive change in your life.

Understand Your “Rut”

Rut

Being in a rut can occur out of nowhere or it can be triggered by

negative life events. Personally, you may feel less energetic or unwilling

to engage in healthy habits or social activities. Professionally, you might

feel stuck in a job or anxious to find something more fulfilling. You may

feel some confusion or negative thinking, especially if you are unsure

where to go from that state of mind. Taking the time to understand your

stagnation can help you figure out the cause or decide if your negative
mindset is a warning sign of more serious mental health challenges.

Once you understand why you are feeling a certain way, you can take

actions related to the area of frustration.

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Make a Real Change

Taking a real step forward means doing something differently than you

have done in the past. Being in a rut may cause you to feel like you

“should” be in a different place, but this is useless until you do

something about it. Making the first real change can cause a “snowball”

effect into more actions that lead into a more positive place. Perhaps you

initiate a conversation with your boss to overcome a challenge at work.

Maybe you put yourself out in a social situation to finally meet someone
new. Even cooking a healthy meal for yourself can initiate the process of

bringing you out of your rut and into a productive place.

Decide Where You Want to Be

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If your feelings of stagnation are confusing you about what to do next,

work backwards and decide where you’d like to be first. Get as clear as

possible and visualize whatever it means to you to get out of your rut.

Are you in a better job? Are you practicing habits that make you feel

better? What do your relationships look like? How do you talk to

yourself? Building the details in your mind will make it far easier to then

take the first steps to achieve your new goal. Most people who are in ruts

have simply not taken the time to visualize where they’d like to be

instead.

Map the Steps to Achieve Your Goal

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Once you’ve visualized what it truly looks like to move past your

stagnation, it’s time to map the steps necessary to take action. It likely

took some time for you to fall into your rut in the first place, so be

patient and allow yourself time to pick yourself back up. Action is the

antidote to stagnation, and the steps you map will make your path

forward clear. Set realistic goals that truly work with your motivation

levels and lifestyle. If you’d love to perform better in your work

projects, work backwards and map the first milestone needed for you to

feel like you are making progress. If you’d like to move to a new place

for a fresh start, spend a day researching neighborhoods with the goal of

choosing one. From there, you can move forward at your own pace.

These small actions strengthen your confidence and reinforce the

mentality that you are perfectly capable of creating change.

Let yourself feel confident in your abilities as an ambitious human being

if you find yourself suffering in stagnation. Know that you are not alone
and that taking strategic action will bring you back to where you’d like

to be over time. By learning to understand the causes of your stagnation

and proactively knowing how you’ll move forward, you will adapt and

overcome and rut you experience in the future.

There are ways to address stagnation and accelerate progress at a broad

level, society wide. But let me close with a note to anyone in science,

engineering or business who has a vision for a special way to make

progress in a particular domain-whether anti-aging, space, energy or

anything else. My message is just go for it

Don't let the funding environment, the regulatory environment or the

culture stop you

Work around barriers or break through them, whatever it takes the future

is counting on you

In the 19th century, the US economy of early 19th century was primarily

agricultural and suffered from labor shortage then people don't really

loves agriculture and its seem US economic so slow that people of US

suffered a lot until vision comes in, people move to agriculture while

some into industrial business which make everything balance

Vision can change a lot of things and make money surplus and progress

is guarantee
 FRIENDS

Who are your friends?

Friends are the people who are close to and either will share our joy or

sorrow with.

See let me tell you something.

Friends that is not part of your success are definitely part of the problem

There is a wise quote that says" show me your friend and I will show

you who you are" is a very powerful quote it something that remind

everyone where they come from our origin

You can't just have a friend that always talk about don't stress yourself,

God will see you through surely God will see us through but not in a

corny ways
Friends are the people that you both share mutual ideas, things that will

catapult you to somewhere great

Let me tell you, if you don't have a friend that you can call your brother

is not your friend, friends are like true brother that gat each other’s back

and are bonded by a true friendship

Friends fight for a better tomorrow

During the days in my colleges you know our teacher will tell us" two

heads are better than one" that we share ourselves and read together it

promote fast understanding and easy learning that is absolutely correct

My mom will say if you go alone you will go fast, but if you go in two

you will go far

These words are associated with friends; you can trust, joke and move

forward with to the next level

So find the cycle that promote a good vision, friends that help tackle

problems
You know if you are in the cycle of a six richest man in the world surely

you will be the seventh richest man, so good mind promote good

thinking

Choose your friends wisely , not must outsiders are your friends, your

blood brother could be your friend, your father, mother, sister could be

your friend, the most important thing is that mingle with people who

understands vision and you won't regret it

strike up conversations there.

Above all, stay positive. You may not become friends with everyone you

meet but maintaining a friendly attitude and demeanor can help you

improve the relationships in your life. It may also sow the seeds of

friendship with new acquaintances.

How does social media affect friendships?

Joining a chat group or online community might help you make or

maintain connections and relieve loneliness. However, research suggests

that use of social networking sites doesn't necessarily translate to a larger

offline network or closer offline relationships with network members. In

addition, remember to exercise caution when sharing personal

information or arranging an activity with someone you've only met

online.

How can I nurture my friendships?

Developing and maintaining healthy friendships involves give-and-take.

Sometimes you're the one giving support, and other times you're on the

receiving end. Letting friends know you care about them and appreciate

them can help strengthen your bond. It's as important for you to be a

good friend as it is to surround yourself with good friends.

To nurture your friendships:

Be kind. This most-basic behavior remains the core of successful

relationships. Think of friendship as an emotional bank account. Every

act of kindness and every expression of gratitude are deposits into this

account, while criticism and negativity draw down the account.

Be a good listener. Ask what's going on in your friends' lives. Let the

other person know you are paying close attention through eye contact,

body language and occasional brief comments such as, "That sounds

fun." When friends share details of hard times or difficult experiences,

be empathetic, but don't give advice unless your friends ask for it.

Open up. Build intimacy with your friends by opening up about yourself.

Being willing to disclose personal experiences and concerns shows that

your friend holds a special place in your life, and it may deepen your

connection.

Show that you can be trusted. Being responsible, reliable and

dependable is key to forming strong friendships. Keep your

engagements and arrive on time. Follow through on commitments

you've made to your friends. When your friends share confidential

information, keep it private.

Make yourself available. Building a close friendship takes time —

together. Make an effort to see new friends regularly, and to check in

with them in between meet ups. You may feel awkward the first few

times you talk on the phone or get together, but this feeling is likely to

pass as you get more comfortable with each other.

Manage your nerves with mindfulness. You may find yourself imagining

the worst of social situations, and you may feel tempted to stay home.

Use mindfulness exercises to reshape your thinking. Each time you

imagine the worst, pay attention to how often the embarrassing

situations you're afraid of actually take place. You may notice that the

scenarios you fear usually don't happen.

When embarrassing situations do happen, remind yourself that your

feelings will pass, and you can handle them until they do.
Yoga and other mind-body relaxation practices also may reduce anxiety

and help you face situations that make you feel nervous.

Remember, it's never too late to develop new friendships or reconnect

with old friends. Investing time in making friends and strengthening

your friendships can pay off in better health and a brighter outlook for

years to come.

But I will advise you on 10 things to do before settling

Search

10 Things You Should Try to Accomplish Before Settling Down

10 THINGS YOU SHOULD TRY TO ACCOMPLISH BEFORE

SETTLING DOWN

By Notable Life
By Notable Life | March 5, 2016

In this article: Health + Wellness, Life Before You Settle Down Life

Accomplishments Live Crazy Settling Down To-Do List

Share on Facebook Share on TwitterShare via Email

At some point we’re all going to want to fall in love and settle down

with someone.

But so often it seems like young people spend far too much time and

energy worrying about the future and how they haven’t met “the one”

yet that they forget to enjoy what’s already in front of them.

Don’t get me wrong, the idea of settling down sounds great – but it’s not

something that’s going to happen overnight. It’s going to happen

organically, when the time is right.

I feel like I’ve heard far too many friends complain that they aren’t

married yet, or freak out that they have yet to meet the one. I just sit

back and bite my tongue because I see them in the prime of their life and

they should be happy about it.

Instead of spending so much time worrying about the future, I’d suggest

living more in the moment so you’ll be ready for that spark when it

happens.

Before that day comes, however, you need to focus on the pre-settle

down period and enjoy every minute of it. It’s during this stage in life

that you’ll discover exactly what kind of person you’ll eventually want

to settle down with.

So I present to you the 10 things everyone should try to accomplish

before settling down.

Live Somewhere Else

When you get married, your partner may find out that they have to

relocate for work. Or vice versa. But that transition will be so much

harder if you’ve never moved away from your home town. While being

comfortable in life is great, challenging yourself is even better. Whether

you try living in another city, province or country, you need to see the

world first-hand to be able to decide where you want to live. You don’t

want to end up as that person who raises a family in their hometown and

spends every minute dreaming about living somewhere else.

Be Financially Independent

In order for anyone to ever take you seriously, you’re going to have to

stop relying on the bank of mom and dad to bail you out whenever you
have a problem. You have to be able to take care of yourself financially

before you can ever properly take care of someone else.

Challenge Yourself

Has there ever been something that you wanted to try, but you’ve been

too afraid to try it? There’s no better time to try new things than the

present. Train for a marathon, learn a new language or volunteer

overseas. Your single years are the perfect time to take on new

challenges, because you can focus so much time and energy into

whatever you decide to try.

Be Stupid

When you eventually settle down, you’ll start to think about raising a

family and people will start to depend on you. Now is the time to live

fearlessly and selfishly while you still can. Go skydiving or bungee

jumping, go out and meet new people and try new things – all in

moderation, of course.

Get Over FOMO

We live in a time where we’re accosted by the meals, vacations, parties,

and sheer epicness of everyone we know thanks to social media. But if

you seriously feel like you’re missing out and panic when you see what

your friends are doing now when you’re not there, how are you going to

be able to deal with it when you’re spending your Saturday evenings

changing diapers? If you really care that much about what other people

are doing you’re doing everything wrong. You need to live in the

moment and be content with what you choose to do. And while partying

with half-naked models and Dan Bilzerian seems like the most epic

thing you could be doing now, chances are you wont be into it down the

road.
Date a Lot of People

In order for you to know what you want in a relationship, you’ll have to

learn what you like. If you’re single, seize the moment and go on dates

with people who you don’t think are your type. Go on a blind date. Have

a one night stand. Get it out of your system while you can and enjoy

every minute of it.

Travel as Much as Possible

Whether you choose to travel far away or within the confines of your

own city, exploring other cities and cultures can help you learn a lot

about yourself. Travelling will not only get you out of your comfort

zone, but it will give you a new sense of freedom.

Get Dumped

Sure, we’ve all been dumped before. But before you can truly be ready

to settle down, you need to know what it’s like to have your heart

seriously broken. Heartbreak is a necessary human experience that

enables you to grow as a person. And in order to grow, you need to

know what it’s like to have to put yourself back together again.

Somewhere along the way you’ll learn how to protect yourself and your

emotions, and you’ll be ready to love again.

Spoil Yourself

Your future self will have to look after your partner, kids and even your

parents. Take the time now to focus all of your energy on yourself. Kick

ass in your career, buy yourself nice clothes, and drink expensive wine.

Cater solely to yourself while you can and don’t feel guilty about it.
Learn About Yourself

I’m sure no person will ever be able to fully understand themselves – we

humans are very complex creatures, after all. But that doesn’t mean you

shouldn’t try to get a clearer understanding of who you are. Before

settling down you need to see what it’s like to be fully vulnerable and on

your own. Try getting out of your comfort zone, explore your interests,

succeed continuously, fail until you hit rock bottom. Then you’ll know

who you truly are.

UNEXPECTED CONSEQUENCES

What are these consequences?

It is ungrateful seeing people think that God is not seeing what they go

through in life

You know everything God does is in your own favor

There is a quote that say "Heaven help those who help themselves" you

see this quote is for people who think everything just come to their hand

so easy without working or going through stress before getting what you

want

In the social sciences, unintended consequences (sometimes

unanticipated consequences or unforeseen consequences) are outcomes

of a purposeful action that are not intended or foreseen. The term was

popularised in the twentieth century by American sociologist Robert K.

Merton and expanded by economist Thomas Sowell and psychologist

Stuart Vyse.[1]
An erosion gully in Australia caused by rabbits, an unintended

consequence of their introduction as game animals

Unintended consequences can be grouped into three types:

Unexpected benefit: A positive unexpected benefit (also referred to as

luck, serendipity or a windfall).

Unexpected drawback: An unexpected detriment occurring in addition to

the desired effect of the policy (e.g., while irrigation schemes provide

people with water for agriculture, they can increase waterborne diseases

that have devastating health effects, such as schistosomiasis).

Perverse result: A perverse effect contrary to what was originally

intended (when an intended solution makes a problem worse)

Heaven is really to help you if you really want that thing you are praying

to, see it's not about going to the mountain, fasting for hours for the

luxious cars and houses, you are praying for everything start with your

vision, if God sees how you are going about working for the houses and
cars you prayed for then he will intervene in your case or situation and

make it easy for you

If you are talented and you have the vision toward your talent go for it,

nothing is impossible with God and hard work in it. So there are some

consequences you will get, if you idolize your vision, nothing is

impossible, even the word say I'm possible

SETTLEMENT

Don't settle for less.

Settle is a verb that carries’s alot of power

Why is that?

Assuming telling your brother or sister, it is time for you to settle if you

come think about the word settle, it means different things entirely check

this

Jack and his Dad having a conversation

Dad: Jack

Jack: yes Dad

Dad: It is time for you to settle down

Jack: Dad what do you mean?

Dad: I want you get yourself a woman so you could take responsibility

for yourself and your future

Jack: Dad see have told you countless time I'm not ready yet

Dad: Jack don't be a naughty have once told you about your uncle who

loves to play video games thinking is getting younger and not knowing
he is already getting old to even birth and now check his life and career

you will see that you are following his footsteps

Jack: Dad I know you have told me this story countless times just give

me some time I will get married soon and focus you know my plan dad I

want to create my own car like elon musk

Dad: see jack trust me in this, if you try to settle down, your vision will

start bringing you money and children and you will become a father just

like me use your time wisely there is no time

Then jack father went to bed for tomorrow activity, the next morning

when everybody was preparing for work jack father see jack playing

video games

Jack: Dad good morning

Dad: jack what your plan for today?

Jack: No plan Dad

Dad: you know there is no food at home so I’m checking out sees you

later jack
Jack: OK dad

So when jack play the video game till 12 noon he was now feeling

hungry then he went out to look for food, jack is very jobless with no

money on him, so he went to the supermarket to get something without

any money on him then he was caught and was beaten to coma he was

rushed to the hospital and the emergency nurses call the jack father, His

father was confuse rush down to the hospital where his son is admitted,

jack father saw jack laying in the hospital bed helplessly tear roll down

his cheek, he get close to jack and said I warned you about you settling

down instead you are settling in the hospital bed

After jack recover he was grateful to his father forfeit his hospital bill

then jack finally gat to settle down

This story will tell you that settlement should not be only in marriage but

generally

Settlement brings respect, takes you far both in your career and marriage

and pursuit greatness that is the vision of settlement

 MISTAKES YOU SHOULD AVOID

What are these mistakes?

If you know how people forget the dead so easily not only the dead

people that take you for granted so easily, you learn not to impress

others

Impressing people is another thing you should avoid, it's a very big

mistake not because you are born poor doesn't mean you will die poor,

it's not written anywhere

I'm using this to explain how human like God has a great plan for us will

be an impressed instead of being independent on your own please wake

up!!!!

There is an important motivation I heard then that trigger me up till now

Its say step by step but make sure you take that step

What does that mean?

Every step start with movement and every movement make's one change

position that is movement

Here is my favorite quote “if you don't know to run walk, if you don't

know to walk crawl, just keep moving

It is necessary, remember you can only limit yourself Nobody else can

limit you Go for it I'm challenging you today

Nothing moves unless you make or take that step so take the step today

and craft your Dream

My father walk so I can run, I'm running so as my kids will fly

Everything you need just make the step

Those of you that are in your 20s check out this mistakes you should

avoid

1. Falling to Plan: Many people believe that time will slow down as they

age. It won’t, so make the most of every second you have left! Save

money today to secure your future. Rather than squandering your

twenties and accumulating debt by living beyond your means, consider

the following options (surfing through loans is easy but it comes with

consequences).Because they didn’t plan ahead, many people are

compelled to return home with their parents, stop studying, or even

change occupations. Prepare a financial plan! Set away 10% of your

income for yourself and don’t touch it until you’re in an emergency or

need to pay off debt.

2. Going To Graduate School For Graduate School’s Sake: Going to

graduate school used to be a surefire method to land a high-paying

corporate job right after graduation. Many employers will even pay for

your graduate school tuition (wouldn’t that be nice?). Although much

has changed since then, our generation still confronts cultural pressure to

attend graduate school since it is the “correct” decision. It isn’t always

the case. At the age of 22, few people know exactly what they want to

do in the long run. With tuition rates rising at 8 times the rate of inflation

each year, going to grad school in the hopes of earning a higher salary is

no longer a viable option.

Graduate school should be a deliberate option made because you know it

will help you advance in your career. It’s an investment, not a “find

yourself” opportunity, at the end of the day. If you’re at a crossroads and

think grad school is not the “safe option” for figuring yourself out, save
yourself the time and financial hardship of large debt. Instead, look for

an entry-level position to begin learning about several businesses that

interest you. After a few years of working, you’ll be in a better position

to decide whether or not graduate school is the correct next for you.

Recommended: Advantages and Disadvantages of being a teacher

3. Falling for Relationship Pressure: It’s funny how your

Instagram/Facebook feed starts out with everyone at college parties, then

moves on to mushy relationship photographs, engagement/wedding

photos, and then, the inevitable baby period.

Is it okay to make mistakes in your 20s?

Is it okay to make mistakes in your 20s?

Yes, many people start dating in their 20s, but you shouldn’t get into a

relationship merely to be in one. Instead, take the time to explore your

interests and discover who you are as a person, then see who happens to

cross your path.

4. Not Developing Healthy Habits: Establishing and sustaining a

healthy, balanced lifestyle early in life will significantly improve the

quality of your life as you grow older. Look for physical and mental

distractions. Regularly engage in activities such as cycling (my personal

favorite), walking with a partner, soccer, tennis, trekking, and so on.

financial mistakes to watch for in your 20s

financial mistakes to watch for in your 20s

A balanced diet is also necessary for a healthy lifestyle. Hard substances,

like smoking, have a negative impact on your quality of life.

Recommended: Why Many People Fail in Life: 10 Reasons

5. Not Looking Into Different Career Options: Your first employment,

and most likely your second and third, will almost certainly not be your

last. That’s perfectly typical! Before committing to a single professional

path, your 20s are the greatest years to try out numerous occupations and

find your genuine abilities and hobbies.

What mistakes do people in their 20s do?

What mistakes do people in their 20s do?

Many people, especially in today’s day, transfer employment every 2-3

years in order to obtain new skills, take on new challenges, or change

careers. Gaining additional abilities from diverse professions provides

you an advantage over others who have spent their entire careers in the

same role, which companies frequently view as more valuable (and will

likely pay you more for those skills).

6. Thinking That You Are Too Young To Invest: I’m too young to

invest, or I have a lot of time, therefore I’ll start investing later, is a

frequent illusion that we believe in our 20s.

money mistakes to avoid in your 20s

money mistakes to avoid in your 20s

However, you should be aware that your early twenties are the time in

your life when you are fully independent and attempting to build a

career. There is no pressure of marriage, and you earn for yourself while

also contributing to your family’s well-being. So you should invest now

since, compared to your 30s, you may invest more and see the

compounding effect.

Recommended: Advantages And Disadvantages Of a Public Limited

Company

7. Thinking Friends Understand You Better Than Your Family

Members: We go through a phase in our twenties when we assume our

friends understand us better than our family members, but we don’t

realize it’s all due to the fact that our bodies are changing.
Mistakes To Avoid In Your 20s

Mistakes To Avoid In Your 20s

We discuss our opinions or experiences with our friends since we fear

we won’t be able to share them with our families at this time, which is

absolutely true, and I have no objection to it. However, you must

understand that your friends, no matter how close they are to you, are

unconcerned about you since they are going through the same thing.

They also need someone with whom they can share their emotions and

experiences.They will find a better friend than you if you are not with

them, but your family members are the ones who will always understand

you and will always stick by you no matter what. You should cherish

your family since they are the only people who will always be there for

you. In our twenties, we are full of hatred and anger, and we battle with

our parents about small concerns.

On the other hand, as you spend a lot of time with your friends,

remember that your family comes first, so keep them in mind when

you’re upset and ready to fight.

Also see: Advantages and Disadvantages of being Lawyer

8. Fear Of Criticism: Many people, particularly those in their twenties,

who want to do or achieve something, such as becoming a social media

influencer, are afraid that others will judge them or that if they hesitate

while taking action, others would mock them.But I’ll tell you one thing:

nobody cares about you since they’re too preoccupied with their own

lives.

9. Careless Spending: The 20s appear to be all about spending money

and having a good time, yet this is where most people go wrong! The
world is a harsh place, and you’ll only pay the price if you give in to any

of your bad desires, because they’ll come back to haunt you at some

point.

Be fiscally prudent; don’t spend more than you can afford (you don’t

want to be forced into bankruptcy), and don’t make decisions based

solely on emotions (like selling off your house just so you can spend the

money on a lavish holiday).

10. Have Fun: Yes, we covered a lot of serious topics above, but your

twenties are also a great time to have fun, so make the most of it. Enjoy

those weekends with friends, try new things, visit the wonders of the

globe, and make the most of your 20s.

11. Spending money on trivial things: Most young people want to have

fun, enjoy their lives, and feel like they belong. They observe others and
aspire to live similarly to them, making the same purchases and adopting

similar lifestyles. Young ones are more likely to chase after trends,

enjoyment, style, and other things. There is nothing wrong with being

trendy and purchasing the newest iPhones, other than the fact that it

makes you poorer!

Your main responsibility as a young person should be to lay a strong

financial foundation for your future. You must learn about investing and

develop the habit of saving money to accomplish this. After you have

amassed a fortune, you will be able to purchase everything and

everything you could want. I realize it’s bad advice for anyone in their

20s, but wait till you’re 50 and understand what it’s like to be broke at

that age.

Recommended: How to Improve Your Handwriting Skills

Conclusion

That concludes some of the best advice for your twenties. Without a

question, our twenties are all about discovering who we want to be and

what type of life we want to live. Yes, this decade is full of

opportunities, but it may also feel like a struggle as the weight of all

those expectations bears down on us. Having said that, the most

important thing is that you do not give up.

You’ll almost certainly make errors along the way–we all do! However,

if you ever find yourself wondering, “Is this worth it?” take a step back

and remind yourself why you’re in your 20s working so hard for

something amazing rather than coasting through life without passion or

purpose.
 CONCLUSION

Just scan through

A vision can explain a lot about how you work with your time, talent

and treasure. By taking the time to clearly craft your personal vision,

you will progress further in your pursuit of wealth than you can imagine.

Understanding your personal motivations changes everything.

Remember that it is important to have the attitude to change your

schedules and to change procrastination. Also, take into account all of

the explained strategies that are very helpful to achieve a better time

management. It is important to add, that sports also provide a helpful

hand for time management, and also permit your body to be healthy and
to have a better social circle. I hope you have enjoyed this web page, and

that it has helped you to achieve a better time management

In conclusion, effective time management is what makes

successpossible. The real value of time management is that it enhances

our livesin all dimensions, (Webber, 1972). What we gain from time

managementis not more time but a better life. When you learn to use

effectively thetime that is given to you, you can have more time with

your family, avoidgetting stressed out, improve your personal level of

productivity and bemore successful in achieving your goals.