KFD New17082022140700359 E28

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Personalized proposal for securing your life goals

with

Hi ,
Congratulations on taking the first step of
securing future of your loved ones with guaranteed
lump sum amount and a life insurance cover.

Please go through the details of your quote and


contact your advisor who will assist you to
purchase this plan.
Snapshot of your plan

You pay
Monthly premium ` 6,000/-
for 10 years.
29 years / Male
Aug 17, 2022 Jul 17, 2032

Aug 17, 2042

You get:

Life Insurance Cover of Maturity benefit of


` 7,20,000/- * ` 15,67,426/-
for entire policy term of 20 years

*This is the minimum life insurance cover available under the product

Benefit Benefit term Benefit amount

Maturity benefit At the end of 20 years ` 15,67,426/-

Life Insurance Cover 20 years ` 7,20,000/- *

Total premium paid ` 7,20,000/-

The dates mentioned in the illustration throughout the document are only indicative.
Tax benefits as per prevailing tax laws.
Detailed break-up of premium amount

Instalment Applicable Total Tax benefit


Premium taxes amount under

Instalment Premium
` 6,000/- ` 271/- ` 6,271/- Section 80C
for 1st year

Instalment Premium
` 6,000/- ` 136/- ` 6,136/- Section 80C
from 2nd year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr


Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr 24 hrs claim settlement


Assets under management as on Quick claim settlement
March 31, 2022 process available

Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru Guaranteed
Income For Tomorrow UIN: 105N182V05. For more details on the risk factors, term & conditions please read the policy document.
Benefit Illustration of ICICI Pru Guaranteed Income For Date: 17-Aug-2022 14:07:00
Tomorrow

Name of the Policyholder : Mr. Name of the Product : ICICI Pru Guaranteed Income
For Tomorrow
Age of the Policyholder : 16-Aug-1993 (29 years) Tag Line : A Non-Linked Non-Participating
Life Individual Savings Product
Gender of the Policyholder : MALE
Name of the Life Assured : Mr. Unique Identification No. : 105N182V05
Age of the Life Assured : 16-Aug-1993 (29 years) GST Rate for Year 1 : 4.5%
Gender of the Life Assured : MALE GST Rate For Year 2 Onwards : 2.25%
Policy Term : 20 Years Sales Channel : BOL
Premium Payment Term : 10 Years
Amount of Instalment Premium : Rs. 6,000/-
Frequency of Premium Payment : Monthly

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy

Policy Details
Policy Option (Plan Option Lump-Sum Sum Assured on Maturity Rs. (Lump sum that will be paid on policy Rs. 1,567,426
selected by You) maturity) :
Sum Assured on Death (at Rs. 720,000
inception of the policy) :

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST and Cesses, if any Rs. 6,000/- - Rs. 6,000/-
Instalment Premium with first year GST and Cesses, if any Rs. 6,271/- - Rs. 6,271/-
Instalment Premium with GST and Cesses, if any 2nd year onwards Rs. 6,136/- - Rs. 6,136/-

Policy Year Annualised premium Guaranteed Benefits Non-Guaranteed Benefit


Maturity Benefit (Lump-sum) Death Benefit (Life Min. Guaranteed Special Surrender Value
Insurance Benefit) Surrender Value
1 72,000 0 720,000 0 0
2 72,000 0 720,000 43,200 43,200
3 72,000 0 720,000 75,600 75,600
4 72,000 0 720,000 144,000 131,601
5 72,000 0 720,000 180,000 181,351
6 72,000 0 720,000 216,000 239,910
7 72,000 0 720,000 252,000 308,532
8 72,000 0 720,000 305,280 388,847
9 72,000 0 720,000 369,360 482,172
10 72,000 0 756,000 432,000 590,763
11 0 0 756,000 453,600 651,266
12 0 0 786,691 482,400 718,038
13 0 0 857,382 504,000 791,707
14 0 0 934,656 525,600 872,743
15 0 0 1,018,670 554,400 962,243
16 0 0 1,110,365 576,000 1,060,834
17 0 0 1,210,366 597,600 1,169,613
18 0 0 1,319,302 626,400 1,289,521
19 0 0 1,437,957 648,000 1,421,655
20 0 1,567,426 1,567,426 648,000 1,567,426

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Disclaimers
===========
1. ICICI Pru Guaranteed Income For Tomorrow is a savings and protection oriented plan.
2. ICICI Pru Guaranteed Income For Tomorrow - is only the name of the policy and does not in any way indicate the
quality of the policy, its future prospects or returns. However, in the above illustration, total maturity amount and death
benefit are guaranteed.
3. The above illustration is applicable to a standard life (from medical, life style and occupation point of view).
4. The main objective of the illustration is that the policyholder is able to understand the features of the product and the
nature of benefits under different circumstances with some level of quantification.
5. The policy will acquire a surrender value after payment of two full years' premium for Limited Pay policies and
immediately after payment of single premium for Single Pay policies. The surrender value payable will be Guaranteed
Surrender Value, if any, at the point of surrender or Special Surrender Value, whichever is higher. The displayed
Special Surrender Values are not guaranteed and only indicative. These may change from time to time. The
policyholder is advised to check the Special surrender value payable with the company before surrendering.
6. The surrender values are illustrated assuming that all due premiums in a policy year are paid and that the event
occurs at the end of the policy year. The surrender values will be lower than those illustrated above if surrender takes
place before the end of the policy year or if all due premiums in that policy year have not been paid.
7. All benefits shown in Benefit Summary are payable at the end of the year.
8. The loan amount available will be 80% of the surrender value.
9. In case of any conflict between this benefit illustration and your policy document, the latter shall prevail.
10. The above information must be read in conjunction with the sales brochure and policy document.
11. Tax benefits under the policy will be as per the prevailing Income Tax laws. We recommend that you seek
professional advice for applicability of tax benefit on premiums paid and benefits received.
12. Goods and Service Tax and Cesses, if any, shown above will be charged extra as per applicable rates. Tax laws are
subject to amendments from time to time.
13. For any further clarifications, please feel free to contact your advisor / FSC or e-mail us on [email protected]

I, __________________________________, have explained I, ______________________________, having received the


the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.
Company Seal:
Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.


1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: [email protected]
www.iciciprulife.com

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