Welcome to Aditya Birla Insurance Brokers Limited, a subsidiary of Aditya Birla Capital Limited!

Dear MR. PRUTHVIKUMAR REDDY BODDU,

We thank you for the trust you have shown by making us your preferred choice for your motor insurance needs. It͛s our pleasure to
have you as a valued customer. Aditya Birla Capital͛s protecting solutions enable you to protect against risks to you and your vehicle.

Your decision to choose your Motor Insurance under the TVS Insurance Program will not only protect you against the risks, but it also
gives you a host of unique features such as:

‡ Instant online policy schedule cum certificate of insurance

‡ Online payment facility
‡ Fast, hassle-free and cashless claim settlements at the dealerships. Please note that the admission and settlement of claim is at
sole discretion of Insurance Company
What͛s more, this policy program is recognized by all TVS dealers across the country, thus, leaving you with even lesser worries! Please
find enclosed the following:
‡ A Policy Schedule cum Certificate of Insurance, containing details of your vehicle insurance cover and premium calculation
‡ A Policy Wording Document with Terms & Conditions, as per your motor insurance policy. For detailed policy wording kindly refer
respective Insurance Company website
We hope that you were satisfied with all the insurance company options that were presented to you by your dealer and policy was
issued as per your choice of insurers
Meeting your life͛s money needs
Our purpose at Aditya Birla Capital is to make money matters simpler to understand to help you live the life you imagined. Therefore, all
ƚŚĞĮŶĂŶĐŝĂůƐĞƌǀŝĐĞƐďƵƐŝŶĞƐƐĞƐŽĨĚŝƚLJĂŝƌůĂ'ƌŽƵƉǁŝůůŶŽǁƐĞƌǀĞ/ŶĚŝĂĂƐŽŶĞďƌĂŶĚʹAditya Birla Capital. One trusted name you can
rely on to understand and meet all your money needs throughout your life.
While you have availed our Protecting solution through Motor Insurance under the TVS Insurance Program, Aditya Birla Capital also
ŽīĞƌƐƚŽŚĞůƉLJŽƵŝŶ/ŶǀĞƐƚŝŶŐƉƌƵĚĞŶƚůLJĨŽƌLJŽƵƌĨƵƚƵƌĞƚŽĞŶĂďůĞLJŽƵƚŽůŝǀĞƚŚĞůŝĨĞLJŽƵĂƐƉŝƌĞ͖&ŝŶĂŶĐŝŶŐLJŽƵƌůŝĨĞ͛s immediate
desires and fueling your ambitions without having to wait; and in Advising the right solutions for your needs throughout your life.

We assure you of the best customer service always. Looking forward to a long and successful journey ahead!

Yours sincerely,

Aditya Birla Insurance Brokers Limited

 Reliance General Insurance Co. Ltd.
Two Wheeler Policy- Stand-alone Own Damage
Receipt Number: Y032922001266
(FORM 51 OF THE CENTRAL MOTOR VEHICLE RULES, 1989) UIN - IRDAN103RP0002V01201920
OD Policy No 990292223080010619 Proposal No. & Date PT21716892, 29 Mar 2022
Policy Issued On 29 Mar 2022 8:46AM Tenure : 1 Year Period of Own Damage 30 Mar 2022 12:00AM to 29 Mar 2023 11:59PM(Midnight)
Insured Name MR. PRUTHVIKUMAR REDDY BODDU Previous Policy No. 990292123750039905
Insured Add. S/O B RAM REDDY FLAT NO:403 BHARATHI Previous Insurer RGI
RESIDENCY BHARATHI NAGAR KARMANGHAT,
HYDERABAD , TELANGANA-500079 ,GSTIN No:N/A
Servicing Office of Insurer: Sagar Plaza, 4-1-327 to 337 Abids Road
, Hyderabad - 500 001.,
,,HYDERABAD , TELANGANA-500001 (State Code-36) CIN:U66602MH2000PLC128300
PAN: AABCR6747B GSTIN : 36AABCR6747B1ZH
Make Model-Variant Cubic Capacity/KW Manufacturing Year Seating capacity
TVS JUPITER BSVI 110.000 2020 2
Body Type Registration No. RTO Hypothecation/Lease* Fuel Type Chassis No.
SOLO TS 07 HQ 9706 RANGAREDDY No PETROL MD626CG51L1L13852
Engine No. Invoice Date Vehicle IDV Elec. Accessories Non-Elec. Accessories Total IDV
CG5LL1307908 30 Mar 2021 55,596 0 0 55,596
Liability Policy Insurance
Liability Policy No. Liability Policy Start Date Liability Policy End Date
Company
Reliance General Insurance
990292123750039905 30 Mar 2021 29 Mar 2026
Co. Ltd.
Schedule of Premium (Amount in Rs.)
Own Damage Premium (A)
Amount (Rs.) Amount (Rs.)
Basic Premium Discounts
Vehicle 653 Voluntary Deductibles (0) (IMT-22A) 0
Elec. Accessories (IMT-24) 0 Anti Theft Device (IMT-10) 0
Non-Elec. Accessories (IMT-24) 0 AA Membership (IMT-8) 0
Sub Total (Basic Premium) 653 No Claim Bonus (20%) 131
Geographical Area Extension (IMT-1) 0 Handicap Discount (IMT-12) 0
IMT 33 0 Sub Total (Deductibles) 131
Sub Total-Addition 653 Add On Coverages (Nil Depreciation ) 278
Net Own Damage Premium (A) 800
Total Premium 800
SGST (9%)
72
CGST (9%) 72
Gross Premium Paid 944

2.Consolidated Stamp duty Paid vide Letter of Authorisation ³NO.LOA/CSD/254/2022/(Validity Period Dt.15/02/2022 to
Note: 1.Policy issuance is subject to realization of cheque ´date 25 Jan 2022 at General Stamp Office, Mumbai. ** Not Applicable for the State of Jammu &
Kashmir.
4.Geographical Area-India
3.The policy is subject to compulsory deductible of Rs.100 (IMT-22)
*Subject to IMT Endt. Nos.& Memorandum:22
Insured Declared Value : The schedule of age-wise insured declared value(IDV) as shown in the below table is applicable for the purpose of Total loss including Theft/Constructive Total Loss(TL/CTL)
claims only on basis of loss date falling in the respective year. A vehicle will be considered to be a CTL, where the aggregate cost of retrieval and/or repair of the vehicle subject to terms and conditions of
the policy exceeds 75% of the IDV.
Tenure 30 Mar 2022 to 29 Mar 2023 - - - -
Total IDV 55596 0 0 0 0
Limitations as to use: The policy covers use of the vehicle for any purpose other than (1) Hire or Reward (2) Carriage of goods (other than samples or personal luggage) (3) Organized racing (4) Pace
making (5) Speed testing (6) Reliability trials (7) Any purpose in connection with motor trade.
Note:- Own Damage Cover is subject to a valid Third Party Policy.
Driver¶s Clause: Any person including the insured: Provided that the person driving holds an effective driving license at the time of the accident and is not disqualified from holding or obtaining such
license. Provided also that the person holding an effective learner¶s license may also drive the vehicle & that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
This policy covers damages to vehicle only and not the Third Party losses. Third Party cover is taken by the customer in previous policy, details of which are as per the customer declaration only. Customer
needs to ensure that there is a valid TP cover at all times.This Policy covers only Own Damage Risk with no other liability in connection with Two Wheeler vehicle including third party cover and is issued
basis the following : Third party Policy no. ±valid from 30 Mar 2021 to 29 Mar 2026, Insured by Reliance General Insurance Co. Ltd..
No Claim Bonus: No Claim Bonus will only be allowed, provided the policy is renewed within 90 days of the expiry of the previous policy. No Claim Bonus is subject to no claim on the previous policy.
Benefits under the policy stands forfeited if claim is/was made in previous policy
Grievance Clause: For resolution of any query or grievance, Insured may contact the respective branch office of the company or may call at (18003009) or may write an email at
([email protected]). In case the insured is not satisfied with the response of the office, insured may contact the Nodal Grievance Officer of the Company at
([email protected]). In the event of unsatisfactory response from the Nodal Grievance Officer, insured may email to Head Grievance Officer at [email protected]. In the
event of unsatisfactory response from the Head Grievance Officer, he/she may, subject to vested jurisdiction, approach the Insurance Ombudsman for the redressal of grievance. Details of the offices of the
Insurance Ombudsman are available at IRDAI website:www.irda.gov.in, or on the company website www.reliancegeneral.co.in. or on www.gbic.co.in. The insured may also contact the following office of
the Insurance Ombudsman within whose territorial jurisdiction the branch or office of the Company is located.Office of the Insurance Ombudsman,3rd Floor,Jeevan Seva Annexe,S. V. Road,Santacruz
(W), Mumbai - 400 054. Tel.: 022 - 26106552 / 26106960 Fax: 022 - 26106052 Email:[email protected] | Shri. A. K. Sahoo Office of the Insurance Ombudsman,Jeevan Darshan Bldg.,3rd
Floor,C.T.S. No.s. 195 to198,N.C. Kelkar Road,Narayan Peth, Pune 411 030. Tel.: 020-41312555 Email: [email protected]. It is hereby declared and agreed that any damages pre-existing, any
losses occurred & any Liability having been incurred, prior to the commencement of cover under this policy are excluded from the scope of this policy. Updating Registration Number of vehicles within 15
days of policy inception is MANDATORY as per IRDA. Kindly provide the same to your Agent/Our Call centre/Policy issuing Branch (Applicable for policies booked without Registration No of
vehicles). IRDAI Registration No.: , CIN:
Hypothecation Details: ----NA---- MISP Code: AB-MTS003934, MISP Name: YUVAAN AUTOHUB ,DP Name: POLICE SANGAMESHWAR, DP Code: AB-DPTS003005-4390
Important Notice: The insured is not indemnified, if the vehicle is used or driven otherwise than in accordance with the schedule. In case of a renewal, the benefits provided under the policy and/or terms
and conditions of the policy including premium rate may be subject to change.
HSN No: 997134 Description of service : Motor Insurance Place of supply: TELANGANA(State Code-36) Insurer invoice number : Y032922001266

For & On Behalf of Reliance General Insurance Co. Ltd.

Authorized Signatory
Broker Name & Add :Aditya Birla Insurance Brokers Limited,One World Centre, Tower-1, 7th floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013 . Broker
Code :10000001926

For Renewal/Claims assistance - please contact Insurance.Co./Broker through : YUVAAN AUTOHUB HYDERABAD at 099-89259915,9989259915
Introduction to Motor Insurance Policy Schedule of Depreciation for fixing IDV of the vehicle
A Motor Insurance Policy is mandatory under the Motor Vehicle Act Age of the vehicle % of Depreciation
ensuring s that the car owner is protected from financial losses,
caused by damage or theft to the vehicle and third party liability.
Not exceeding 6 months 5%
What does the policy cover?
ŶLoss or damage to your vehicle or the accessories due to: Exceeding 6 months but not exceeding 1 year 15%

- Natural Calamities: Fire, explosion, self ignition or lightning, Exceeding 1 year but not exceeding 2 years 20%
earthquake, flood, typhoon, hurricane, storm, tempest,
inundation, cyclone, hailstorm, frost, landslide, rockslide.
Exceeding 2 years but not exceeding 3 years 30%
- Man-made Calamities: Burglary, theft, riot, strike, malicious
act, accident by external means, terrorist activity, any damage
in transit by road, rail, inland waterway, lift,elevator or air, etc. Exceeding 3 years but not exceeding 4 years 40%

Exceeding 4 years but not exceeding 5 years 50%

IDV for the vehicle of age exceeding 5 years would be determined mutually by
insurer and insured
Schedule of Depreciation for parts replaced
- Any permanent injury/death of a person 50% for all rubber/nylon/plastic parts, tyres, tubes, batteries and air bags

- Any damage caused to the property. 30% for all fiber glass components

ŶTowing charges up to Rs. 300 Nil for all parts made of glass

Optional Extensions In the case of painting, the depreciation rate of 50% shall be applied only on the
material cost of total painting charges.In the case of a consolidated bill for painting
charges,the material component shall be considered as 25% of
total painting charges for the purpose of applying the depreciation.(Applicable for
ŶLoss of Electrical/Non-Electrical accessories policies with risk inception date on or after 1st February 2013)
For all other parts depreciation rate is applicable as following:

PUC Clause:Warranted that the insured named herein/owner of the

vehicle holds a valid Pollution Under Control (PUC) Certificate as applicable,
on the date of commencement of the policy. The insured also undertakes Age of the vehicle % of Depreciation
to renew and maintain a valid and effective PUC Certificate, as applicable,
during the subsistence of the policy.

Not exceeding 6 months Nil

Other Salient Features Exceeding 6 months but not exceeding 1 year 5%

ŶNo Claim Bonus available on subsequent renewals in lieu of

Exceeding 1 year but not exceeding 2 years 10%
claims free experience
ŶDiscount for opting higher voluntary excess Exceeding 2 years but not exceeding 3 years 15%

ŶDiscount for installation of approved anti-theft devices Exceeding 3 years but not exceeding 4 years 25%

ŶDiscount for AAI membership Exceeding 4 years but not exceeding 5 years 35%
ŶPremium Concession for specially designed/modified vehicle
Exceeding 5 years but not exceeding 10 years 40%
for blind, handicapped and mentally challenged persons
ŶDepreciation is applicable for the parts needing replacement in
Exceeding 10 years 50%
accident

What is not covered in the policy? Addon Cover(s)

ŶMechanical/Electrical breakdown, manufacturing defect 1. Zero Depreciation - If opted, the benefits and exclusions applicable as per insurance
ŶConsequential loss, depreciation, wear & tear company's rules & regulations.
ŶAny contractual liability 2. Return to Invoice / Total Cover / New Vehicle Replacement - If opted the benefits &
ŶIntoxicated driving exclution applicable as per Insurance Company's rules and
ŶDeliberate accidental loss regulations .
ŶDamages due to nuclear weapons material or war
ŶAccidents outside the Geographical Area Additional Deductible
ŶPolicy Excess For multi-year policy (2/3 Years),Rs 500 or 5% of the claim value whichever is lower
for third admissible claim in the policy tenure.Rs 1000 or 10% of claim value
whichever is lower for 4th or subsequent admissible claims during the policy tenure.

The details furnished above do not constitute the entire terms & conditions.
For details please refer to insurance company's Policy Document on insurance
company's website www.reliancegeneral.co.in