Dr MKK Arya Model School, Panipat

Holidays’ Homework

Class XII (Commerce)

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BUSINESS STUDIES

1. Prepare one project on any one topic given below:

a. Principles of Management
b. Marketing
2. Learn unit 1 to 4.
3. Solve assignments of Business Studies given to you (as annexed)

ACCOUNTANCY

1. Ch-1 Partnership Fundamental:- Solve all additional questions from D. K. Goel

2. Ch-2 Change in PSR :- Solve all additional questions from D. K. Goel
3. Solve assignments which are given to you.

ECONOMICS

1. Prepare one project on any one topic given below:

a. Money and Banking
b. Cashless Economy
c. Government Budget
d. Foreign Exchange Rate
e. Balance of Payment
f. National Income
g. Liberalization, Privatization and Globalization
h. Digital India
i. Indian Economy on the Eve of Independence
j. Development Experience of India: A Comparison with Neighbours
k. National Income
2. Learn the following chapters
a. Introduction
b. Some Basic Concepts of Macro Economics
c. Money
d. Banking
e. Income Method of National Income
3. Solve assignments of Economics given to you(as annexed)
 BANKING
1. All the odd roll numbers are required to prepare project no. 1 and even roll numbers are required to
prepare project no. 2

Project 1.

Modes of transferring funds, collect sample documents of each of such modes tabulate advantage and
disadvantage for each mode.

Project 2.

Download Balance sheet of a Public sector bank and a Private Sector bank as at 31 st March of current
year from their website and compare the composition of their deposits like % of demand deposits to total
deposits .Profitability composition of their loans total interest earned etc.and comments which sector
bank is better managed from profit point of view.

2. learn unit 1 and employability Skill (Communication skill)

3.Solve Assignment of Banking which is given to you.

MATHEMATICS
For chapter 2 to 5 and chapter 12

Do all sums of NCERT and NCERT Exemplar

English

1 read the newspaper daily and cut samples of the following and paste in your register.

i) reports 3

ii) posters 3

iii) articles 3

2 revise all the syllabus done in class.

3. do the comprehension passages of the previous board papers.

question for practice

q1.write a notice on "world reading day" to be celebrated in your school on 17 december 2015.

q2.write a notice inviting students for participation in inter school quiz competition-‘invent’.

q3.draft a poster on ‘blood donation camp’.

q4. draft a poster on ‘save trees’.

q5. draft a poster to create consumer awareness in the present days .

q6.ritu wears is giving annual sale on all woollen garments. draft a poster highlighting the above.

q7. m/s shyam lai & sons are opening a new general store ‘galaxy novelties’ in geetanjali enclave,
dwarika, delhi. the inauguration ceremony is fixed for sunday, the 19th of october 20xx at 11 a.m. prepare
a draft of formal invitation letter for the purpose.

q8.design an invitation for the occasion of your elder brother's wedding.

q9. the literary club of your school is putting up the play ‘waiting for godot’. as secretary of the club, draft
an invitation inviting the famous writer sudeesh gupta to be the guest of honour at the function. write the
invitation in about 50 words. you are govinda/gauri.

q10. write an application(with bio data)for the post of a manager at spice world noida.

q11. write an application (including a resume) in 120 – 150 words for the post of a receptionist
advertised in a national newspaper by jkl publishers, peshwa road, pune. you are karuna, m114, mall
road, pune, a graduate from sndt university and have done a secretarial practice course from ywca,
mumbai.

q 12. in our society we do not give our women the respect and status that they deserve. women are stared
at, stalked and even molested. we need to change the male mindset about women. write a letter in 120 –
150 words to the editor of a national newspaper giving your views on the problem.

you are omar/amna, a 114 mall road, delhi.

q13. apart from newspapers, 24 – hour news channels on tv are a major source of information for the
common man. as compared to foreign news channels, the indian channels are full of advertisements.
write a letter to the editor of a national newspaper urging the news channels to create a healthy balance
between news and commercials. you are john/elizabeth, 18, civil lines, meerut.

q14.india believes in the policy of globalization and liberalization. in keeping with this, the fdi was
supposed to diversify by allowing foreign companies to invest in world's largest democracy india . as a
conscious youth express your opinions through an article "is india shining and developing economically".

q15 in the world of computers, reading books seem to take a back seat. the young generation feels more
comfortable with their laptops. sending messages has become a rampant practice. 'the art of writing
letter is on the wane'. comment on the above and write an article on the same.

q16.express your views on the topic- students are favouring to choose humanities subjects as a career
option.
q17.do you think being computer proficient is the need of the hour. discuss over a debate.

note-

suggested reading

a) red saree

b) daughter by court order – by ratna veera

c) sita the warrior – by dev dutt patnaik

d) three thousand stitches – by sudha murty

e)to kill a mocking bird – by harper lee

suggested films to watch

a) sound of music

b) my fair lady

c) towering inferno

d) the man who knew infinity – a biopic

e) quovades

f) gandhi - directed by richard atten borogh ( must watch as it is reference to text "the indigo")

g) prosidone adventure

write a critical appreciation of any 2 films -word limit 150 words

PHYSICAL EDUCATION
Revise all internal and back exercise of chapter 1-4

FINE ARTS
(1) Make 15 Practical Sheet in your Art File ( Size A2)
(2) Make a God / Goddess Character of your Choice on A2 Size Sheet.
(3) Make a Poster on 15 August ( Independence Day). ( A2 or A3 Sheet )
(4) Make a Poster on Raksha Bandhan ( Rakhi)
(5) Write a Slogan based on topic Education. (A4 or A3 Sheet)

ASSINGMENTS
Business Studies
 Accountancy
PARTNERSHIP FUNDAMENTALS

INTEREST ON DRAWING

1 .Harish and Manish are partners in a Firm. The partnership deed provided that interest on drawings
will be charged @ 6% P.A. During the year ended Dec. 31, 2006, Harish withdrew Rs.6,000 at the
beginning of the every month and Manish withdrew Rs 6,000 at the end of each month. Calculate interest
on Partner's drawings.

2. Ram and Shyam started business on 1st may 2014 with Capitals of Rs.2,00,000 and Rs. 1,50,000
respectively.Calculate the interest on drawings of Mr. Ram@10% P.A for the year ended 31st Dec. 2014, If
he withdrew Rs. 1,000 per month.

3. What amount of interest on drawings will be charged on the drawings of Sajal when it will be charged
@10% Per annum for the year ended 31st March 2012 in each of the following Cases:

(i) If he withdrew Rs.1,000 in the beginning of each Quarter.

(ii) If he withdrew Rs.750 at the end of each Quarter.

(iii) If he withdrew Rs.1,200 during the middle of each Quarter.

INTEREST ON CAPITAL

4.Rani and Suman are in partnership with Capitals of Rs 80,000 and Rs 60,000 respectively at the end of
the year. During the year 2006-07, Rani withdrew Rs 1,000 from her Capital and Suman withdrew
Rs.1,500. Profits before charging interest on Capital was 50,000. Rani and Suman shared Profits in the
ratio of 3: 2. Calculate the amount of interest on their capitals @ 12% P.a. for the year ended March 31st
2007.

5. Josh and Krish are partners sharing profits and losses in the ratio of 3: 1. Their Capitals at the end of
the Financial year 2005-06 were Rs.1,50,000 and Rs.75,000 respectively. Josh's Drawings were Rs
20,000 and the drawings of Krish were Rs 5,000, which had been duly debited to Partners' Capital
accounts. Profit before charging interest on Capital for the year was Rs.16,000. The same had also been
credited in their Profit Sharing ratio. Krish had brought additional Capital of Rs. 16,000 on 1st October,
2005. Calculate interest on Capital @ 12% P.a for the year 2005-06.

6.On 1-4-2013, Jay and Vijay entered into partnership for supplying laboratory equipment to government
schools situated in remote and backward areas. They contributed capitals of Rs.80,000 and Rs 50,000
respectively and agreed to share the Profits in the ratio of 3:2. The Partnership deed provided that
Interest on capital Shall be allowed @ 9% P.a. During the year, the firm earned a Profit of Rs .7,800,
Prepare Profit and Loss Appropriation Account for the year ended 31-3-2014.

INTEREST ON LOAN

7.Golu and Bholu are partners sharing the profits and losses in the ratio of 2:3 with capitals of
Rs 2,00,000 and Rs.1,00,000 respectively. On 1st July 2012, Golu and Bholu granted loans of Rs 40,000
and Rs.20,000 respectively to the firm. Show the distribution of Profits/Losses for the year 2012 in each
of the following alternative cases:

(a) If the profits before any interest for the year amounted to Rs.2,100.
(b) If the profits before any interest for the year amounted to Rs 1,500.

(c) If the losses before any interest for the year amounted to Rs. 1,500.

SALARY AND COMMISSION

8. A and B are Partners Sharing Profits and Losses in the ratio of 3:2. They have agreed upon the
following terms:

(a) A is entitled to a salary of Rs. 20,000 P.a. and Commission of 10% of the Net Profit after charging his
own salary but before charging his commission.

(b) B is entitled to a commission of 10% of net profit after charging A's salary, A's commission and his
own commission.

The Net Profit before Providing for salary and Commission for the year ending 31st December 2013 was
Rs1,30,000. Determine the amount of Commission Payable to A and B.

PAST ADJUSTMENTS

9. P,Q and R are Partners in a firm. Their Capital accounts stood at Rs.30,000,Rs. 15,000 and
Rs.15,000 respectively on 1st January 1996. As Per the Provisions of the deed:
10. (i) R was to be allowed a remuneration of Rs.3,000 P.a.

(ii) Interest at 5% P.a. was to be Provided on Capital

(iii) Profits were to be divided in the ratio of 2:2:1.

Ignoring the above terms, Net Profit of Rs.18,000 for the year ended 1996 was divided among the three
Partners equally.Pass an adjustment entry to rectify the error.

10. Sachin, Kapil and Rashmi have been Sharing Profits in the ratio of 3:2:1 respectively. Rashmi wants
that She should share equally in Profits with Sachin and Kapil.She further wants that change in Profit
Sharing ratio should be applicable retrospectively for the last 3 years, other partners have no objection to
this The Profits for the last 3 years were Rs.60,000, Rs.47,000 and Rs.55,000. Record the adjustment by
means of Journal entry. Give workings.

11. Jagdish, Ashish and Deepak are Partners sharing Profits in the ratio of 3:2:1. The firm has been in
existence for many years, now the Partners decide to Share Profits in the ratio of 2:2:1. They have also
decided that the change shall be carried out with retrospective effect from 1995: The Profits and Losses
during the Last Few years have been 1994. Rs.16,000, 1995 Rs.12,000, 1996: Rs.14,000, 1997: Rs. 19.000
and 1998 Loss Rs. 15,000. Show the adjustment of the Profit for the last 4 years by means of single
adjustment entry.
GUARANTEE OF PROFIT

12. Ankur and Bobby were into the business of Providing software solution in India. They were
sharing Profits and Losses in the ratio of 3:2. They admitted Rohit for a 1/5th Share in the firm.
Rohit, an alumni of ICT Chennai would help them to expand their business to various South
African countnes where he had been working earlier. Rohit is guaranteed a minimum Profit of
RS.2,00,000 for the year. Any Deficiency in Rohit's share is to be borne by Ankur and Bobby in the
ratio 4:1. Losses for the year were Rs.10,00,000. Pass necessary Journal entries.
13. R, S and T were Partners in a Firm Sharing Profits in the ratio of 2:2:1. T was guaranteed to be
given a Profit of Rs.70,000 Per year. Deficiency, if any, on that account shall be borne by R and S in
the ratio 3:2. The net Profit of the firm for the year ended 31-3-2004 was Rs. 5,00,000. Prepare
Profit and Loss Appropriation Account of R, S and T
14. A, B and C were Partners in a Firm Sharing Profits in 2:1:1 ratio. C was guaranteed a Profit of
Rs.30,000. A agreed to meet the liability arising out of guaranteed amount to C. The firm earned a
Profit of Rs.1,00,000 for the year ended 31-3-2006. Prepare Profit and Loss Appropriation
Account.

15. Vikas and Vivek were Partners in a Firm Sharing Profits in the ratio of 3:2. On 1-4-2014, they
admitted Vandana as a new Partner for 1/8th Share in the Profits with a guaranteed Profit of Rs.1,50,000.
The New Profit Sharing ratio between Vivek and Vikas will remain the same but they decided to bear any
deficiency pon account of guarantee to vandana in the ratio 2:3. The Profit of the Firm for the year ended
31-3-2015 was Rs 9,00,000.

Prepare Profit and Loss Appropriation Account.

HOTS

16. There is no agreement on sharing of profit or loss and partners salary. R is whole time partner
where L does not attend business regularly. R claims Rs.3,000 salary a month and 60% of balance
profit Rs. 24,600.L advanced Rs.10,000 as loan and now he claims 10% interest. State how will you
settle the accounts.
17. . Sohan and Mohan are partners sharing profits and losses in the ratio of 3:2 with the capitals of
Rs.5,00,000 and Rs. 6,00,000 respectively. On 1st January 2006, Sohan and Mohan granted loans of
Rs.20,000 and Rs.10,000 respectively to the firm. Show the distribution of profit and losses for the
year ended 31st March 2006 if the loss before interest for the year amounted to Rs.2,500,

18. Ramesh and Dinesh are partners sharing the profits and losses in the ratio of 2: 3 with capital of
Rs.40,000 and Rs6,00,000 respectively. Show the distribution of profit/loss for the year ended 31st
March 2009, by preparing the relevant account if the partnership deed provides for interest on capital
(@6% p.a. and loss for the year is Rs.15,000.

19. You and Mohit are partners sharing profits and losses equally and contributed Rs.1,00,000 and Rs
2,00,000 respectively. Interest on capital is provided at 10%. Journalise if capitals are fixed.
20. A and B are partners sharing profits in capital ratio. Their capitals were Rs.5,00,000 and Rs.7,00,000
respectively. They withdrew Rs.50,000 and Rs.70,000 for the year ending 31st March 2016.Interest on
drawings was provided at 8% p.a. Journalise.

CHANGE IN PROFIT SHARING RATIO

Q1.Harish and Manish are partners sharing profits in the ratio of 4:1. They decided to distributed profits
equally starting 1st April 2019. Their balance sheet as on 31st March 2019 shows a balance of
advertisement suspense of ₹40,000. Pass the journal entry at the time of change in profit-sharing ratio.
Q2 X and Y are partners in firm sharing profits in the ratio 3: 2. hey decided to share future profit equally.
On the date of a change in the profit-sharing ratio, profit and loss account showed a debit balance of
₹50,000. Pass journal entry for distribution of balance in profit and loss account immediately before the
change in the profit-sharing ratio.

Q3. A business earned average profits of Rs. 1,00,000 during the last few years. The normal rate of return
in similar type of business is 10%. The assets of the business were Rs. 10,00,000 and external liabilities
was Rs. 1,80,000. Calculate the value of goodwill of the firm by super profit method, if the goodwill is
valued at 2. 1/2 years’ purchase of super profits.

Q4. A business has earned average profits of Rs. 1,00,000 during the last few years and the normal rate of
return in similar business is 10%. Find out the value of goodwill by
(i) Capitalisation of super profit method.
(ii) Super profit method, if the goodwill is valued at 3 years’ purchase of super profit. The assets of the
business were Rs. 10,00,000 and its external liabilities Rs. 1,80,000.

Q5. (Average profit method): A and B are partners in a firm. They admit C into the firm. The goodwill for
the purpose is to be calculated at 2 year’s purchase of the average normal profits of the last three years
which were Rs. 10,000, Rs. 15,000 and Rs. 30,000 respectively. Second years profit included profit on sale
of Machinery Rs. 10,000. Find the value of goodwill of the firm on C’s Admission

Q6. (Super profit method): On April 1st, 2014 an existing firm had assets of Rs. 75,000 including cash of
Rs. 5,000. The partners’ capital accounts showed a balance of Rs. 60,000 and reserves constituted the
rest. If the normal rate of return is 20% and the goodwill of the firm is valued at Rs. 24,000 at 4 years
purchase of super profits, find the average profits of the firm.

Q7. The profits of a firm for the last five years were:
Year 2011 2012 2013 2014 2015
Profits (Rs.) 45,000 50,000 52,000 65,000 85,000
Calculate the value of goodwill on the basis of two years of purchase of weighted average profits, the
weights to be used are 2011-1, 2012-2, 2013-3, 2014-4 and 2015-5

Q8. Anita and Anaya are partners sharing profits in the ratio of 3 : 2. They admit Ashna into partnership.
It was agreed to value goodwill at three year’s purchase on the basis of weighted average profit for the
past 5 years. Weights being assigned to each year were:-
The profits of 5 years were:-

Year ended Profits

31st March, 2015 1,80,000
31st March, 2016 1,60,000
 31st March, 2017 2,50,000
31st March, 2018 3,00,000
31st March, 2019 3,50,000

Book revealed:

a. An abnormal gain of Rs. 20,000 was earned in the year ended 31 st March, 2016.
b. An abnormal loss of Rs. 10,000 was incurred in the year ended 31 st March, 2017.
c. Expense of 50,000 incurred to overhaul a machine on 1 st April, 2017 was debited to profit
and loss account instead of being debited to machinery account. Depreciation is charged on
machinery @20% on written down value method.
d. Closing stock as on 31st March 2018 was undervalued by Rs. 20,000.

Calculate the value of goodwill.

Q9.Amit and Akshay are partners in twins Ltd. They admit Ashish as partners on 1 st April, 2019. They
agreed to value goodwill at 3 year’s purchase by super profit method for which they decide to take
average of last 5 years profits as follows:-

Year ended Rs.

31st March 2015 2,00,000 (including gain of 25000 from the sale of fixed asset)
31st March 2016 1,70,000 (including abnormal loss of Rs.50,000)
31st March 2017 2,10,000
31st March 2018 2,30,000
31st March 2019 2,50,000

Capital employed in the firm is Rs. 15,00,000 and normal rate of return in similar business is 10%.
Calculate the value of goodwill.

Q10. X,Y and Z share profits as 5 : 3 : 2. They decide to share their future profits as 4 : 3 : 3 with effect
from April 1, 2019,. On this date the following revaluations have taken place:

Book Value (Rs.) Revised Value (Rs.)

Investments 22,000 25,000

Plant and Machinery 25,000 20,000

Land and Building 40,000 50,000

Outstanding Expenses 5,600 6,000

Sundry Debtors 60,000 50,000

Trade Creditors 70,000 60,000

Pass necessary adjustment entry to be made because of the above changes in the values of assets and
liabilities. However old values will continue in the books.

Q11. X and Y are partners in a firm sharing profits in the ratio of 3:2. They decided to share future profits
equally. On the date of change in the profit-sharing ratio, the Profit and Loss Account showed a debit
balance of Rs 50,000. Pass the necessary Journal entry for the distribution of the balance in the Profit and
Loss Account immediately before the change in the profit-sharing ratio.

Q12.Anant, Gulab and Khushbu were partners in a firm sharing profits in the ratio of 5 : 3 : 2. From 1st
April, 2014, they decided to share the profits equally. For this purpose, the goodwill of the firm was
valued at 2,40,000.
Pass necessary journal entry for the treatment of goodwill on change in the profit sharing ratio of Anant,
Gulab and Khushbu.

Q13. A and B are partners sharing profits in the ratio of 5 : 4. They admit C for l/9 th share, which he
acquires from A. Find the new profit sharing ratio.

Q14. (i) Rajeev and Sanjeev are partners in a firm sharing profits in the ratio of 3 : 2
respectively. They admit Vijay as a new partner. Rajeev surrenders 1/4 of his share and Sanjeev 1/3 of
his share in favour of Vijay. Calculate new profit sharing ratio of Rajeev, Sanjeev and Vijay.
(ii)Anita and Sunita are partners in a firm sharing profits in the ratio of 3 : 2 respectively. They admitted
Vinita as a new partner for1/4 share. The new profit sharing ratio between Anita and Sunita will be 2 : 1.
Calculate their sacrificing ratio.

Q15. i) Rohan and Mohan are partners in a firm sharing profits in the ratio of 5 : 3 respectively. They
admit Bhim as a partner for 1/7 share in the profit. The new profit sharing ratio will be 4 : 2 : 1. Calculate
the sacrificing ratio of Rohan and Mohan.
(ii) Amla and Kamla are partners in a firm sharing profits in the ratio of 4 : 1 respectively. They admitted
Bimla as a new partner for1/4 share in the profits, which she acquired wholly from Amla. Determine the
new profit sharing ratio of the partners.

Economics
Document (5).pdf

MONEY
ASSIGMENT
1. ___________ is primary function of money.
(A) Transfer of value
(B) Medium of exchange
(C) Store of value
(D) Standard of deferred payment
2. Which of the following statements is correct ?
(A) Supply of money refers to stock of money held by public at a point of time
(B) Supply of money is a flow variable
(C) Supply of money includes cash reserve of banks
(D) Supply of money refers to bank money
3. Full bodied money is that money whose money value and commodity value are:
(A) Equal in the market
(B) Declared as equal in the market
 (C) Declared as equal by RBI
(D) Different in the market
4. Which of the following systems is followed by RBI for issuing currency?
(A) Simple deposit system
(B) Minimum reserve system
(C) Proportionate system
(D) Fixed fiduciary issue system
5. When face value of money is equal to intrinsic value of money, it is called:
(A) Credit money
(B) Full bodied money
(C) Fiat money
(D) Fiduciary money
6. ‘Medium of exchange’ function of money has solved the barter’s specific problem of :
(A) Lack of double coincidence of wants
(B) Lack of common measure of value
(C) Lack of standard of deferred payment
(D) Difficulty is storing wealth
Question numbers 7 to 1o are case proble*ms

India money supply surge signals pandemic-related uncertainty, not growth. Heightened uncertainty in
India caused by the coronavirus pandemic has led to a surge in currency in circulation as people hoard
cash or park money in accessible deposits to safeguard themselves against salary cuts or job losses.
According to RBI data, India's M3 money supply rose 6.7% in the first five months of this year compared
with the same period last year, the highest growth in seven years. Currency in circulation, which
measures money with the public and in banks has also surged.
A rise in money supply usually is seen as a leading indicator of growth in consumption and business
investments, but the rise this time is unlikely to bolster either, analysts said.
"We suspect that the recent increase reflects higher cash withdrawals by depositors to meet needs during
the lockdown period, until normalcy returns," said Radhika Rao, an economist at DBS Bank.
Times.

Questions:
Q 7. The impact of Covid 19 on India’s money supply is ____________(certain /uncertain).
Q 8. The demand deposits of Commercial Banks is __________________(increasing or decreasing)

Q 9. Will there be any increase in India’s M1 money supply? Give Reason.

Q 10. Is this rise in money supply good for economy? Give Reason.

Q 11. How money overcome the shortcomings of barter system.

Q 12. How bank money is different from high powered money?

Q 13. What is the difference between Fiat money and fiduciary money.

Q 14. How full bodied money is different from credit money.

Q 15 who supplies money in India and how

Q 16. Write the functions of money

Q 17. Explain supply of money

National income

Q 1. Calculate Domestic income and National income from the following datas

1. Wages and Salary 100000

2. Rent 50000
3. Consumption of fixed capital 4000
4. Interest 20000
5. Profit 30000
6. Bonus 40000
7. Employer’s contribution to P.F 10000
8. Commission 15000
9. Current Transfer to rest of the world 6000
10. National Debt interest 5000
11. Mixed income 50000
12. Net factor income from abroad 10000
13. Net Indirect tax 5000
Q 2. Calculate GDPmp and National Income

1. Compensation of Employee 200000

2. Bonus 20000
3. Employer’s contribution to S.A.F 40000
4. Replacement cost 5000
5. Indirect Tax 3000
6. Mixed Income 50000
7. Subsidy 2000
8. Operating Surplus 40000
9. Dividend 10000
10. Rent 40000
11. Factor income from abroad 10000
12. Factor income to abroad 15000
13. Income accruing to Government 10000
14. National Debt Interest 7000
15. Current transfer from Government 9000

Q 3. Calculate NDPmp and GNPfc

1. Wages and Salary 400000

2. Commission 50000
3. Employee’ Contribution to P.F 60000
4. Rent 70000
5. Interest 80000
6. Dividend 90000
7. Depreciation 70000
 8. Mixed Income 50000
9. Corporate Tax 30000

10. Factor income to abroad (-) 5000

11. Retained earnings 8000
12. Royalty 60000
13. Subsidy 2000
Q 4. Calculate Compensation of Employee

1. Profit 2000
2. NDPfc 16000
3. Interest 1600
4. Depreciation 3200
5. Mixed Income 6000
6. Indirect Tax 1200
7. Government Subsidy 400
8. Rent 2400
Q 5. Calculate Operating Surplus from the following data.

1. GDPmp 300000
2. Rent 100000
3. Interest 40000
4. Depreciation 10000
5. Indirect Tax 20000
6. Mixed Income 50000
7. Compensation of Employee 100000
8. NFYA 10000
 Banking
Q1. State any Ways in which a manager of bank and reduce the stress of employee.

Q2. How recycling and reuse create employment.

Q3. Explain the the meaning of demat service and need of depository.

Q4.Explain Depository Participant in brief and the meaning of NSDL and CDSL.

Q5. Explain the services provided by depository and writes the benefits of depository system.

Q6. Between dematerialisation and rematerialisation process.

Q7. What do you mean by Debit Card and Credit Card and write their Advantage, and difference too.

Q8.How Is the interest charges calculated by the credit card companies.

Q9. Mention all the parties which are involved in credit card process.

Q10. Write the advantage and disadvantage of sailing 3rd party product by the banks.

Q11. Explain the Bank income in selling mutual funds.

Q12. Explain The risk involved in letter of credit and different payment structures for LC.

Q13. Define bank obligation and responsibility in case of LC.

Q15. Define the different types of bank guarantees.

Q16. Explain the term Non Fund Based income.

Q17.Write the features and the advantage of demand draft.

Q18. RTGS operation and tariff.

Q18. Explain RBI guideline on lockers.

Q19. Define the bailor and bailee relationship and essentials of Bailment.

Q20 Explain the brokerage services and different types of brokerages services available in the market.

Q21. What do you mean by depository participants.

Q22. Explain the term communication and its learning objective of effective communication.

Q23. Write the meaning of active listening and the benefits of being an active listener.

Q24. Explain in brief Four step of active listening.

Q25. Write the meaning of interview skill and what to do during an interview.