Bank Muscat Al Mazyona Prizes

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Governorate Prizes Shababi Account Prizes

Monthly- RO 500 each, 30 winners, Monthly- RO 100 each, 50 winners,

Minimum balance RO 100 Minimum balance RO 10

Mid-Year Prize- RO 5,000 each, 28 winners,

Minimum balance RO 1,000

End of YearPrize - RO 5,000 each, 28 winners,

Children’s Account Prizes
Minimum balance RO 1,000
Monthly RO 100 each, 40 winners,
Minimum balance RO 50

Birthday Prize - RO 100 each, 10 winners, Minimum balance

Asalah Priority Banking Prizes of RO 50

Monthly Prize - RO 25,000 each, 10 winners,

Minimum balance RO 30,000
Salary Transfer Prizes
Mid-Year Prize- RO 25,000 each, 5 winners,
Minimum balance RO 30,000 15 winners with minimumsalary below RO 1,000
Monthly salary ofRO 500 for 1 year
Mid-Year Special Prize - RO 50,000 each, 3 winners,
Minimum balance RO 30,000
15 winners with minimum salary above RO 1,000
End of Year Prize- RO 25,000 each, 5 winners, Monthly salary ofRO 500 for 1 year
Minimum balance RO 30,000

Special End of Year Prize- RO 50,000 each, 3 winners,

Minimum balance RO 30,000
Special Occasion Prizes

Al Jawhar Privilege Banking Prizes National Day- RO 10,000 each, 50 winners,

Minimum balance RO 1,000

Monthly- RO 5,000 each, 25 winners, Zeinah Draw Omani Women’s Day - RO 2,000 each
Minimum balance RO 10,000 50 winners, Minimum balance RO 1,000

Mid-Year Prize- RO 15,000 each, 5 winners Omani Youth Day - RO 500 each, 50 winners,
Minimum balance RO 10,000 Minimum balance RO 100

Mid-Year Special Prize - RO 25,000 each, 3 winners,

Minimum balance RO 10,000
Mega Prize
End of Year Prize- RO 15,000 each, 5 winners,
Minimum balance RO 10,000
Mid-Year Mega Prize - RO 250,000 each, 2 winners,
Special End of Year Prize- RO 25,000 each, 3 winners,
Minimum balance RO 30,000
Minimum balance RO 10,000
End of Year Mega Prize - RO 250,000 each, 2 winners,
Minimum balance RO 30,000

Zeinah Women’s Account Prizes

Monthly- RO 1,500 each, 15 winners,

Minimum balance RO 100
 Terms & Conditions

1. All individual Al Mazyona Savings Account holders are 9. Special Occasion Draws: To participate in the special occasion
automatically included in all the Al Mazyona Savings scheme draws Omani Women’s Day, Omani Youth Day and National
prize draws, provided they meet the minimum balance Day customers must maintain a monthly minimum balance of
conditions. Minimum balance of RO 100 is required at all times RO 1,000 apart for Omani Youth Day minimum balance of RO
to participate in Al Mazyona Savings scheme prize draws. All Al 100. For the National Day draw, there will be 50 winners each
Mazyona Savings accounts held in OMR and AED are entitled for winning RO 10,000. For Omani Youth day there will be 50
the prize schemes. winners each winning RO 500 and the Omani Women’s Day 50
2. Governorate Draws: There are guaranteed 30 monthly prizes Zeinah customers winning RO 2,000 each. For all of the above
for each governorate (Capital governorates of North, South, mentioned categories the winners will be selected across the
Central, East and West, North and South Batinah, North and bank.
South Dakhiliya, Dhahirah, Buraimi, North and South Sharqiya, 10. Mega Prize: To qualify for the grand prize draw during Mid and
and Dhofar governorates) each prize worth RO 500 for eligible End of Year prizes, customers must meet the minimum monthly
customer with minimum saving balance of RO 100. Moreover, balance of RO 30,000. There will be 2 customers during Mid and
during Mid and End of Year an exclusive prize draw will be End of year each wins a prize worth RO 250,000.
conducted where 2 customers from each of the above stated 11. For Asalah, Jawhar, Governorate, Special Occasions and Mega
governorates will win a prize worth RO 5,000 each for customer draws, the winners will be selected across the bank based on
with minimum saving balance of RO 1,000. minimum balance requirements. For the categories Zeinah,
3. Asalah Priority Banking: There will be exclusive prize draws for Shababi, Children’s and Salary draws, the winners will be selected
asalah customers who maintain a minimum saving balance of across the bank based on minimum balance requirements and
RO 30,000, a monthly 10 winners each winning a prize worth of segment mapping.
RO 25,000 each. Moreover, there will be a separate draw during 12. For every additional RO 100 in the savings account gives
Mid and End of year, 5 customers will be selected each winning the account holder an extra chance to win. Thus, a customer
a prize worth of RO 25,000. Also a special draw will be conducted maintaining a minimum balance of RO 1,000 straightaway gets
in Mid and End of Year with 3 winners each winning a prize worth 10 chances for the draw.
of RO 50,000. In addition to the above mentioned exclusive
draws, asalah customers are also eligible to participate in other 13. In addition to increasing the chances based on the saving
draws depending on the balance maintained and the scheme balances, Al Mazyona Savings Account customers can multiply
requirements. their chances to win any of the above prizes depending on the
age/length of the relationship. The date of opening of the savings
4. Al Jawhar Privilege Banking: There will be exclusive prize draws account will be considered for the purpose of calculating age/
for Al Jawhar customers who maintain a minimum saving balance length of relationship. The longer the customer has maintained
of RO 10,000, monthly 25 winners each winning a prize worth of the relationship, more are the chances to win the prizes.
RO 5,000. Moreover, there will be a separate draw during Mid
and End of Year, 5 customers will be selected each winning a 14. Customers will be included in all prize draws, even if they have
prize worth of RO 15,000. Also a special draw will be conducted previously won any of the prizes.
in Mid and End of Year with 3 winners each winning a prize worth 15. The bank also offers an interest-bearing Savings Account option
of RO 25,000. In addition to the above mentioned exclusive to all customers. However, customers opting for this option are
draws, Al Jawhar customers are also eligible to participate in not eligible to participate in Al Mazyona Savings Scheme or any
other draws depending on the balance maintained and scheme of the prize draws. It is to be noted that Al Mazyona Savings
requirements. Account does not offer any kind of interest to customers.
5. Zeinah Women’s Banking: Monthly 15 Zeinah customers 16. The bank reserves the right to publish/announce the winner’s
will win a prize worth of RO 1,500 each, subject to maintain a name and details which will be advertised in the mass media,
monthly minimum balance of RO 100. Zeinah customers can also social media and/or on the bank’s website. In case winners do
participate in other draws depending on the balance maintained not wish to have the winning prize amounts, they need to submit
and schemes requirements. a written declaration (as per the bank’s prescribed format),
6. Shababi Youth Banking: 50 Shababi Account holders will win confirming that they are voluntarily forfeiting the prize amount
RO 100 each in the monthly Shababi draws subject to maintain and they have no objection to the bank transferring this prize
a minimum balance of RO 10. In addition, Shababi customers amount to Oman Charitable Organization as per Central Bank
can also participate in other draws depending on the balance of Oman directive no: BDD/CBS/BM/2018/2716 dated 23rd May,
maintained and scheme requirements. 2018.
7. Children’s Account: All Children’s Account holders are 17. The staff of Bank Muscat and outsourced contractors who work
automatically included in Al Mazyona savings scheme, provided for the Bank, Management team and Directors and their families,
they meet the minimum monthly balance of RO 50. There will i.e. spouse and children are not eligible to participate in the Bank
be 40 winners monthly each winning a prize worth RO 100. Muscat Al Mazyona Prize Scheme. If the prize was given to a
Another Birthday Prizes draw will be conducted for 10 children non-eligible participant then the bank has the right to withdraw
whose birthday falls in a particular draw month, each winning it from the account of the non-eligible participant.
a prize worth RO 100. The bank will consider child’s date of 18. The classification of (Asalah, Al Jawhar, Zeinah, Shababi and
birth as provided by the guardian at the time of opening Children’s accounts) are based on bank’s policy and can be
Al Mazyona Children’s Account to include in this draw. changed from time to time.
8. Salary Transfer: All customers who transfer their salary to Bank 19. Non individual accounts including but not limited to accounts
Muscat are automatically included in the salary prize scheme, related to Clubs, Associations, Charities, Mosques, Churches,
provided the minimum salary transferred is RO 500 per month. Sport clubs and Temples or similar accounts are not eligible to
There is no maximum amount for transfer of salary amount. participate in the Bank Muscat Al Mazyona Prize Scheme. If the
There will be 15 customers whose salaries are between RO 500 - prize was given to a non-eligible participant then the bank has
999 who will win a Fixed Salary Prize of RO 500 every month for the right to withdraw it from the account of the non-eligible
1 full year and another 15 customers whose salaries are RO 1,000 participant.
or above who will win a Fixed Salary Prize of RO 500 every month 20. In case customer account was active/open during the draw
for 1 full year. In order for the winner to receive the prize amount stage and found out all accounts are closed/inactive, in the
every month, the customer must continue to transfer a minimum event a winner had no open account with the bank during the
salary of RO 500 for one year with the bank and if in case the disbursement stage, the customer will no longer be entitled
winner transfers the salary out of the bank at any point after for the prize and it will be transferred to Oman Charitable
winning the draw that customer will no longer be entitled to the Organization even if the customer name was published in the
prize. Any credit amount classified by the employer as ‘salary’ mass media, social media and/or on the bank’s website.
will be considered as salary for the above prize draw scheme
21. The bank is not responsible for any loss in transit of application
and the bank is not responsible for defining what constitutes a
forms, payment instructions, certificates or any other
salary. For Salary Transfer Prizes; All savings i.e. bearing interest
documents. Civil courts of the Sultanate of Oman shall have
and current account are entitled for this draw and unlike the
exclusive jurisdiction to resolve any dispute arising out of the
other draws, the age of the account and balance amount will not
above transactions. The bank reserves the right to introduce any
affect the chances of winning the draw. There is no loyalty point
changes at any time.
calculation for the Salary Transfer draw.