WEST BENGAL

STUDENT CREDIT CARD SCHEME

 USER MANUAL FOR THE STUDENT CREDIT CARD

Step 1:
Please download the scheme document
and read carefully before proceeding for
registration.
 Step 2:
Please keep the following documents with you before registration
process.

(a) Colour Photograph of the applicant (should be in .jpeg / .jpg between

50 KB and 20 KB)

(b) Colour Photograph of the co-applicant / co-borrower (should be in

.jpeg / .jpg format, between 50 KB and 20 KB)

(c) Signature of the student (should be in .jpeg / .jpg format, between 50

KB and 10 KB)

(d) Co-borrower / Guardian’s signature (should be in .jpeg / .jpg, format,

between 50 KB and 10 KB)

(e) Student’s AADHAR Card (should be in .pdf format, between 400 KB

and 50 KB)
 Step 2: Cont’d…………
(f) Student’s Class 10th Board registration certificate (if no AADHAR
card) (should be in .pdf format between 400 KB and 50 KB)

(g) Guardian’s Address Proof (should be in .pdf format between 400 KB

and 50 KB)

(h) Admission Receipt (should be in .pdf between 400 KB and 50 KB)

(i) Student’s PAN Card / undertaking if there is no PAN Card (should

be in .pdf format between 400 KB and 50 KB)

(j) Guardian’s PAN Card / undertaking if there is no PAN Card (should

be in .pdf format between 400 KB and 50 KB)

(k) Relevant page of the brochure / document detaining course fee /

tuition fee (should be in .pdf format between 400 KB and 50 KB)
Step 3:

Online Registration:
Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in
and click STUDENT CREDIT CARD tab or Log in to
https://wbscc.wb.gov.in Click on REGISTRATION OF
STUDENT form option, fill up the Registration of Student form
and then Click on Register button to generate user id and
password.
 FORMAT OF THE STUDENT’S REGISTRATION FORM

To be selected from
the drop down list
(Yes/No)

To be selected
from the drop
down list

To be selected
from the drop
down list

Password should be strong. It should

contain minimum eight characters
consisting of at least one upper case
Alphabet (i.e, A-Z), one lower case
alphabet (i.e, a-z), One numeric
character (i.e 0-9) & one special This Password will be used for all future
character (i.e., @#$^) purposes
 FORMAT OF THE STUDENT’S REGISTRATION FORM
(WHEN THE STUDENT HAS AADHAAR CARD)

If the selection is
YES
Then insert the
Aadhaar No.
 FORMAT OF THE STUDENT’S REGISTRATION FORM
(WHEN THE STUDENT HAS NO AADHAAR CARD)

If the selection
is NO
Xth
Then type the
Xth
name of the
Xth
10th standard
Type the
board
Registration
Number of
(10th ) standard
board
 AFTER COMPLETION OF THE REGISTRATION PROCESS A UNIQUE ID WILL
BE GENERATED WHICH WILL BE SENT TO YOUR MOBILE NUMBER WHICH
WILL BE USED AS YOUR USER ID FOR SUBMISSION OF APPLICATION. THIS
UNIQUE ID WILL BE USED AS USER ID FOR ALL FUTURE PURPOSES

Please enter the OTP

sent to your mobile
number during
registration

After entering the

OTP, please click on
verify
 This message box will
appear after successful
registration

This registration number

will be generated which
will be used as User ID
for all future purposes.
 Step 3: Submission of application
Click STUDENT LOG IN button to get :
Please enter your
Registration No.

Enter the
Password

After entering the

captcha, click login
Enter the captcha
as shown
 APPLICANT DASHBOARD

Here it shows that

registration done

To apply for the

loan, please click on
Apply Loan
Name, Registration no. and contact
number will appear, which the student
need to checkout
Programme Name
 APPLICATION FORM EXPLAINED IN SECTIONS
Personal Details

SECTION – I (WHEN THE STUDENT HAS AADHAR)

In case of any
Edit/amendment in
contact number or FORMAT OF UNDERTAKING, IF THERE IS NO PAN
name, edit option
may be selected That I SANDIP DAS undertake to apply for PAN as per the Income Tax Act and to To be uploaded
furnish the same before sanction/Disbursement of the Loan under Student Credit Card
Scheme.
latter
Date :_____________________ Signature of the applicant
 Personal Details

SECTION –I (WHEN THE STUDENT HAS NO AADHAR)

Xth

Xth
Xth
SECTION – II (CO-BORROWER AND PRESENT ADDRESS DETAILS)

Where the student resides at

present for study purpose
SECTION –III (PERMANENT ADDRESS AND COURSE & INCOME DETAILS)

Where the family of the student resides

Programme Name
SECTION – IV (BANK DETAILS OF STUDENTS AND CO-BORROWER)
 APPLICANT’S DOCUMENT UPLOADING
(WHEN THERE IS AADHAR)
Latest Colour
Signature of the, as
photograph of
specified
the student in
specified format

Latest Colour
Student’s Aadhaar Card
photograph of
as specified
the co-
applicant/co-
borrower as Student’s
specified PAN card or
undertaking
as specified
Signature of the
Co-
student, as
borrower’s
specified
PAN card or
undertaking
as specified

These two undertakings are to

be submitted
Co-borrower’s
Address proof.

Admission receipt of the If the procedure done correctly,

institution, as specified click on save & continue
If required to visit the previous
page, click on previous option
APPLICANT’S DOCUMENT UPLOADING
(WHEN THERE IS NO AADHAR)

Student’s Class Xth board

registration certificate to be
uploaded, if there is no Aadhaar

Xth
 APPLICANT’S PROFILE VIEW
ONCE THE STUDENT OPT FOR SAVE AND CONTINUE IN THE PREVIOUS
PAGE THIS PAGE WILL OPEN UP
Name of the
Scanned photo
student
with signature of
the student

Scanned photo
with signature of
the co-borrower

Details of the Details of the

qualifying Present Course of
examination study

Option to view
Option to view the uploaded
the personal documents
details Please review all the fields, edit if necessary (EDIT
button is one the left panel). Once the student is fully
satisfied with the details fed, he/she needs to press
Submit Application
 APPLICANT’S PROFILE AFTER FINAL SUBMISSION

Once the student is

sure that the
details is fed
correctly, He / She
is required to opt
for ‘Yes’ or ‘No’
very cautiously as
there is no option
for modification.
Once the student
submits the
application, this
pop up menu
appears.
If all data fed is ok,
the student
required to press
‘Yes’
AFTER SUBMISSION, THIS DASHBOARD APPEARS

Once form is
submitted by the
student, it shows
that the form is
submitted to the
Institution
 WHEN THE APPLICATION IS RETURNED BY THE INSTITUTION TO THE APPLICANT
(IN CASE OF ANY DISCREPANY, IF DETECTED BY THE INSTITUTION)

In case of pending of
submission, the application will
be returned by the Institution to
the applicant.

Click to edit the application,

when returned by the
institution.
WHEN THE FORM IS SUCCESSFULLY SUBMITTED
STATUS VIEWED BY THE APPLICANT IN THE DASHBOARD

When the application is forwarded to HED

STATUS VIEWED BY THE APPLICANT IN THE DASHBOARD

When the application is forwarded to Bank by HED

WHEN THE APPLICANT FORGOT
APPLICATION ID / PASSWORD

In case the student

forgets Applicant ID
/ Password , He/ She
needs to press
Forgot Applicant ID
/Password
 WHEN THE APPLICANT FORGOT APPLICATION ID /
PASSWORD
PROCEDURE - HOW TO RETRIEVE APPLICATION ID /
PASSWORD……..(Cont’d)

The applicant needs to

select from the dropdown
list what to retrieve and
then press the submit
button
WHEN THE APPLICANT FORGOT APPLICATION ID /
PASSWORD PROCEDURE - HOW TO RETRIEVE
APPLICATION ID / PASSWORD…(Cont’d)

In case the Applicant ID / User

ID is forgotten, the student
needs to opt for ‘Applicant ID’
and endorse his / her Aadhaar
No. or Class Xth Reg. No.(if no
Aadhar) and fill up captcha,
thereafter he / she needs to
press submit button , the details
will be sent to the registered
mobile number
 WHEN THE APPLICANT FORGOT APPLICATION ID /
PASSWORD PROCEDURE - HOW TO RETRIEVE APPLICATION
ID / PASSWORD …….(Cont’d)

In case the password is forgotten,

the student needs to opt for
‘Password’ from dropdown
option then fed the Applicant ID
and insert captcha thereafter
press submit button, the details
will be sent to the registered
mobile number
 User manual for the Institution
Step 1:
Please download the scheme document and read carefully
before proceeding for registration
Step 2:
Please keep the following documents with you before
registration process
(a) AISHE Certificate (should be in .pdf and 400 KB at
maximum and 50 KB at minimum)
(b) Accreditation Document (should be in .pdf and 400 KB at
maximum and 50 KB at minimum)
(c) Rank Document (should be in .pdf and 400 KB at
maximum and 50 KB at minimum)
(d) Affiliation Document (should be in .pdf and 400 KB at
maximum and 50 KB at minimum)
 Step 3:
Online Registration by the Institution
Visit www.wb.gov.in or https://banglaruchchashiksha.wb.gov.in and click
ADMINISTRATIVE LOGIN TAB and Click on ADMINISTRATIVE LOGIN TAB.
Enter User ID and Password, to open the institutional registration page.
ENTER USER ID AND PASSWORD TO LOG INTO THE INSTITUTION
REGISTRATION PAGE
(a) For Institution within West Bengal
1. SVMCM User Id
2. SVMCM password
3. If you do not have SVMCM User Id and/or password, kindly
contact Helpdesk via email [email protected] with
information as per format given below to get user ID and PW
Institution AISHE Institution Name of HOI Mobile HOI Emil
District
Name Code Address HOI No. ID
 (b) For Institution outside West Bengal
(1) If you have AISHE code, Contact details of Head of
Institution(HOI) will appear after putting AISHE code in place

(a) If HOI details match, click on send OPT and get verified within
15 minutes. Note: User Id is AISHE Code and password is the OTP sent.

(b) If HOI details do not match, send email to [email protected]

with (i) declaration in Institutional letter head mentioning HOI Name,
Mobile and email OR (ii) Screen shot of official webpage where email
and other contact details of HOI / Equivalent Officials OR (iii) any office
document where HOI’s contact details are mentioned; and wait for
email from [email protected] or [email protected] for
verification of Institutional HOI details.
Now login for credential verification of the student/s
2. If you do not have AISHE code, send email
to [email protected] for a cross check and
temporary institutional credential on your
official letter head mentioning HOI Name,
Mobile and email for generation of User Id.
INSTITUTION LOGIN PROCEDURE

Nodal Officer of
the Institution
needs to select
Institution login
from the drop
down menu

Type an ID then
insert a password
followed by captcha
and press login
option
INSTITUTION LOGIN PROCEDURE ….Cont’d

Once the login option

is selected, this menu
will open wherein it
will be asked to
submit the
Institutional details
first
 INSTITUTION PROFILE SUBMISSION
College name and AISHE Code need
to be checked before further
proceedings

Document required to
be uploaded as
specified

College needs to select Uploading of at least

from the drop down one of these three
list the accreditation documents is
details mandatory

Address to be fed
Name of the bank and
Account number is required
to be fed

Name, E mail ID, TAN IFSC and Bank Details of

of the Institution etc to the College need to be Once done, this
be fed fed properly submit button is
required to be
clicked
INSTITUTION PROFILE VIEW

Once submitted
this page will
appear and the
Institution needs to
check the
Institutional Profile
VIEW PENDING APPLICATIONS

Once the
registration is
done, the
Institution can
see the list of
applications
due for
verification.

Click to view Application of

the profile of students can
the applicant also be tracked
 APPLICANT PROFILE VIEW

The Institution
can view the
profile and
details of the
candidate from
this dash board

If not found OK If found OK, then verify &

then it can be forward the application
returned back to
the applicant for
correction
A confirmation will be
sought, before
forwarding of the
Application to the
HED.
WHEN THE STUDENT UPLOADS WRONG DOCUMENT AND THE
INSTITUTION OPTED TO CLICK THE RETURN BUTTON IN
THE PREVIOUS PAGE

Reason for returning

the application is to be
specified in this space
LIST OF PENDING VERIFICATIONS APPLICATIONS
STATUS WISE TRACKING OF APPLICATION

HoI may track the

application due for
verification on daily
basis
ALL APPLICANTS LIST VIEW
INSTITUTION DASBOARD