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    Monthly Budget Worksheet: (804) 323-6800 (800) 285-6609 Visit A Branch Mobile

    Uploaded by

    Mikaila Burnett
    This document provides a monthly budget worksheet to help track income and expenses. The worksheet includes sections to list income from various sources as well as expenses categorized into housing, food, transportation, personal, and other categories. It emphasizes the importance of including all sources of income and expenses to determine disposable income or deficit. The goal is to balance income and expenses so there is money left to save if income exceeds expenses or find expenses to reduce if expenses are greater than income.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Monthly Budget Worksheet: (804) 323-6800 (800) 285-6609 Visit A Branch Mobile

    Uploaded by

    Mikaila Burnett
    95 views1 page
    This document provides a monthly budget worksheet to help track income and expenses. The worksheet includes sections to list income from various sources as well as expenses categorized into housing, food, transportation, personal, and other categories. It emphasizes the importance of including all sources of income and expenses to determine disposable income or deficit. The goal is to balance income and expenses so there is money left to save if income exceeds expenses or find expenses to reduce if expenses are greater than income.

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    Monthly_Budget_Worksheet

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    This document provides a monthly budget worksheet to help track income and expenses. The worksheet includes sections to list income from various sources as well as expenses categorized into housing, food, transportation, personal, and other categories. It emphasizes the importance of including all sources of income and expenses to determine disposable income or deficit. The goal is to balance income and expenses so there is money left to save if income exceeds expenses or find expenses to reduce if expenses are greater than income.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    95 views1 page

    Monthly Budget Worksheet: (804) 323-6800 (800) 285-6609 Visit A Branch Mobile

    Uploaded by

    Mikaila Burnett
    This document provides a monthly budget worksheet to help track income and expenses. The worksheet includes sections to list income from various sources as well as expenses categorized into housing, food, transportation, personal, and other categories. It emphasizes the importance of including all sources of income and expenses to determine disposable income or deficit. The goal is to balance income and expenses so there is money left to save if income exceeds expenses or find expenses to reduce if expenses are greater than income.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Monthly budget worksheet

    The first step of building a budget is writing down all your income and expenses. Use this fillable worksheet to see how
    much you spend each month. It’s important that you include all your expenses and income.

    Income Monthly Total Personal / family / school expenses Monthly Total


    Paychecks (salary after taxes & benefits) Child care / babysitting
    Other Income Child support / alimony
    Other income Money sent to family members
    Total Monthly Income $ 0.00 Clothing and shoes
    Toiletries
    Expenses Monthly Total Hair cuts / manicures
    Savings Gifts
    Savings / Emergency fund Pets
    Retirement / Investments Laundry / dry cleaning
    Housing / living expenses School loans / school tuition / fees
    Mortgage or rent Charitable donations
    Home or renter’s insurance Other
    Utilities (electric, water, oil & gas) Health expenses
    Phone, cell & security system Medication (OTC and prescription)
    Trash removal service Health insurance
    Maintenance Doctor’s visits
    Other Life insurance
    Food expenses Other
    Groceries and household supplies Other loans / credit
    Dining out Credit cards
    School / work lunches Personal loans
    Other Other debts
    Transportation expenses Entertainment expenses
    Car payment / public transportation Cable / internet
    Gas Movies / concerts
    Parking & tolls Sports fees
    Car maintenance (oil change & repairs) Vacation
    Car insurance Alcohol / tobacco / lottery
    Other (license / taxes) Total Monthly Expenses $ 0.00

    $ 0.00 - $ 0.00 = $ 0.00


    Monthly Income Monthly Expenses Disposable Income
    or (Deficit)

    If your income is greater than your expenses, you have money left to save or spend. If your expenses are more than your
    income, look at your budget to find expenses you can reduce. Contact us if we can help!

    (804) 323-6800 vacu.org Visit a branch Mobile


    (800) 285-6609
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