Monthly Statement: Name Address Account Number Statement Period

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Monthly Statement Name Phillip Campbell

Address 618 West State Street


Ithaca NY 14850

Account Number 102257942001

Statement Period Nov 6, 2021 - Nov 30, 2021

Summary of Pockets
Beg. Balance Ending Balance

Credit Line x2004 $0.00 $0.00

Spend x2001 $0.00 $0.00

Save x2002 $0.00 $0.00

Auto-Save x2003 $0.00 $0.00

Gifting x2005 $0.00 $0.00

TOTAL CREDIT BALANCE $0.00 $0.00

MINIMUM PAYMENT DUE $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 1 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Credit Line x2004

Activity Summary  

Beginning Balance on Nov 6, 2021 $0.00 Total Credit Line* $10.00

Payment and Credit Transactions $0.00 Available Credit Line* $10.00


Total Credit Line and Available Credit Line is made available both
in this Credit Line pocket and your Spend pocket.
Purchase Transactions $0.00
Annual Percentage Rate (APR) 12.0%
Total Interest Charged $0.00
   
Total Interest Charged Year to Date $0.00
   
Ending Balance on Nov 30, 2021 $0.00
Payment Due Date Dec 26, 2021
Minimum Payment Due $0.00
This payment covers the period from Nov 6, 2021 to Nov
30, 2021

Minimum payment warning:

If you make only the minimum payment each


period, you will pay more in interest and it
will take you longer to pay off your balance.

If you would like information about credit


counseling services, call +1 (855) 830 6200

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 2 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Payment and Credit Transaction History

Credit Line x2004


Date Description Transaction Type Amount

TOTAL $0.00

Purchase Transaction History


This includes Purchases, Balance Transfers, and Cash Advances.wfpm940820./*WFPME

Credit Line x2004


Date Description Transaction Type Amount

TOTAL $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 3 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Spend x2001

Activity Summary

Beginning Balance on Nov 6, 2021 $0.00

Incoming Transactions +$1.57

Outgoing Transactions -$1.57

Ending Balance on Nov 30, 2021 $0.00

Transaction History

Spend x2001
Date Description Transaction Type Amount

Nov 10 ACH Transfer to Tompkins Trust C - Emma Catherine ACH -$1.57

Nov 10 ACH Transfer from Tompkins Trust C - EMMA CATHERINE ACH +$0.94

Nov 10 ACH Transfer from Tompkins Trust C - EMMA CATHERINE ACH +$0.63

TOTAL $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 4 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Save x2002

Activity Summary Interest

Beginning Balance on Nov 6, 2021 $0.00 Interest Earned Nov 6 - Nov 30 $0.00

Incoming Transactions $0.00 Yearly Interest Paid Year to Date $0.00

Outgoing Transactions $0.00 Annual Percentage Yield Earned 0.00%

Ending Balance on Nov 30, 2021 $0.00

Transaction History

Save x2002
Date Description Transaction Type Amount

TOTAL $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 5 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Auto-Save x2003

Activity Summary Interest

Beginning Balance on Nov 6, 2021 $0.00 Interest Earned Nov 6 - Nov 30 $0.00

Incoming Transactions $0.00 Yearly Interest Paid Year to Date $0.00

Outgoing Transactions $0.00 Annual Percentage Yield Earned 0.00%

Ending Balance on Nov 30, 2021 $0.00

Transaction History

Auto-Save x2003
Date Description Transaction Type Amount

TOTAL $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 6 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Gifting x2005

Activity Summary

Beginning Balance on Nov 7, 2021 $0.00

Incoming Transactions $0.00

Outgoing Transactions $0.00

Ending Balance on Nov 30, 2021 $0.00

Transaction History

Gifting x2005
Date Description Transaction Type Amount

TOTAL $0.00

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 7 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Note
Please examine your statement promptly and report any inaccuracy as soon as possible. In case of errors or questions about your
electronic transfers telephone us +1 (855) 830 6200 or write us at P.O. Box 162227, Sacramento, CA 95816 2227 as soon as you can.
We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.

1. Tell us your name and account number (if any).

2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why
you need more information.

3. Tell us the dollar amount of the suspected error.

We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will
credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to
complete our investigation.

Calculation Of Balance Subject To Interest Rate: To calculate your periodic interest charges for each billing cycle, we use the daily
balance method, which is explained in your Credit Line Agreements. If you have questions about a particular interest charge on your
statement, please call us toll-free at +1 (855) 830 6200.

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 8 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200
Your Credit Billing Rights
What To Do If You Think You Find A Mistake On Your Statement

If you think there is an error on your statement, write to us at:

One Finance, Inc.


P.O. Box 162227
Sacramento, CA 95816 2227

You may also contact us at help@one inance.com

In your letter, give us the following information:

Account information: Your name and account number.


Dollar amount: The dollar amount of the suspected error.
Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it
is a mistake.

You must contact us within 60 days after the error appeared on your statement.

You must notify us of any potential errors in writing [or electronically]. You may call us, but if you do we are not required to
investigate any potential errors and you may have to pay the amount in question.

While we investigate whether or not there has been an error, the following are true:

We cannot try to collect the amount in question, or report you as delinquent on that amount.
The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if
we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related
to that amount.
While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
We can apply any unpaid amount against your credit limit.

Your Rights If You Are Dissatis ied With Your Credit Card Purchases

If you are dissatis ied with the goods or services that you have purchased with your credit card, and you have tried in good faith to
correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase.

To use this right, all of the following must be true:

1. The purchase must have been made in your home state or within 100 miles of your current mailing address, and the
purchase price must have been more than $50. (Note: Neither of these is necessary if your purchase was based on an
advertisement we mailed to you, or if we own the company that sold you the goods or services.)
2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check
that accesses your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.
4. If all of the criteria above are met and you are still dissatis ied with the purchase, contact us in writing [or electronically] at:

One Finance, Inc.


P.O. Box 162227
Sacramento, CA 95816 2227

Or, help@one inance.com

While we investigate, the same rules apply to the disputed amount as discussed above. After we inish our investigation, we will tell
you our decision. At that point, if we think you owe an amount and you do not pay we may report you as delinquent.

One Finance, Inc. P.O. Box 162227 Direct inquiries to Page 9 of 9


Banking services provided by Coastal Community Bank, Member FDIC Sacramento, CA 95816-2227 +1 (855) 830-6200

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