Prominence Max

PROMINENCE MAX
SALES ILLUSTRATION OF BENEFITS - PESO GLOBAL TECHNOLOGY FUND
The values below are based on assumed investment return rates of

4%,
8%, and
10% representing low, medium,
and high investment returns from the fund, respectively.
However, these rates
are for illustration purposes only and are not indicative of the actual rate that
may occur. Illustrative benefits using these rates can only give us an idea
as to the range of possible returns that may be achieved by the fund. Furthermore,
the performance of the fund is not guaranteed and that the fund value may be less
than
the amount invested.
TOTAL ILLUSTRATIVE BENEFITS

Policy Attained
PREMIUMS Net Withdrawal Value Living Benefit Death Benefit
Year Age
PAID Low Medium High Low Medium High Low Medium High
1 34 500,000.00 493,770.18 512,783.17 522,289.78 519,758.09 539,771.76 549,778.72 625,000.00 625,000.00 625,000.00
2 35 - 518,734.54 559,500.47 580,461.22 540,348.48 582,812.99 604,647.10 625,000.00 625,000.00 625,000.00
3 36 - 544,952.03 610,510.58 645,148.90 561,806.22 629,392.35 665,101.96 625,000.00 629,392.35 665,101.96
4 37 - 572,471.69 666,148.86 716,979.91 584,154.78 679,743.74 731,612.15 625,000.00 679,743.74 731,612.15
5 38 - 601,372.15 726,782.00 796,725.63 607,446.61 734,123.23 804,773.37 625,000.00 734,123.23 804,773.37
6 39 - 631,725.87 792,853.09 885,250.70 631,725.87 792,853.09 885,250.70 631,725.87 792,853.09 885,250.70
7 40 - 656,994.90 856,281.34 973,775.77 656,994.90 856,281.34 973,775.77 656,994.90 856,281.34 973,775.77
8 41 - 683,274.70 924,783.85 1,071,153.35 683,274.70 924,783.85 1,071,153.35 683,274.70 924,783.85 1,071,153.35
9 42 - 710,605.68 998,766.56 1,178,268.69 710,605.68 998,766.56 1,178,268.69 710,605.68 998,766.56 1,178,268.69
10 43 - 739,029.91 1,078,667.88 1,296,095.55 739,029.91 1,078,667.88 1,296,095.55 739,029.91 1,078,667.88 1,296,095.55
11 44 - 771,665.47 1,169,621.16 1,431,407.93 771,665.47 1,169,621.16 1,431,407.93 771,665.47 1,169,621.16 1,431,407.93
12 45 - 802,532.09 1,263,190.85 1,574,548.72 802,532.09 1,263,190.85 1,574,548.72 802,532.09 1,263,190.85 1,574,548.72
13 46 - 834,633.37 1,364,246.12 1,732,003.59 834,633.37 1,364,246.12 1,732,003.59 834,633.37 1,364,246.12 1,732,003.59
14 47 - 868,018.71 1,473,385.81 1,905,203.95 868,018.71 1,473,385.81 1,905,203.95 868,018.71 1,473,385.81 1,905,203.95
15 48 - 902,739.46 1,591,256.67 2,095,724.35 902,739.46 1,591,256.67 2,095,724.35 902,739.46 1,591,256.67 2,095,724.35
16 49 - 942,604.43 1,725,431.43 2,314,517.97 942,604.43 1,725,431.43 2,314,517.97 942,604.43 1,725,431.43 2,314,517.97
17 50 - 980,308.61 1,863,465.95 2,545,969.77 980,308.61 1,863,465.95 2,545,969.77 980,308.61 1,863,465.95 2,545,969.77
18 51 - 1,019,520.95 2,012,543.22 2,800,566.75 1,019,520.95 2,012,543.22 2,800,566.75 1,019,520.95 2,012,543.22 2,800,566.75
19 52 - 1,060,301.79 2,173,546.68 3,080,623.42 1,060,301.79 2,173,546.68 3,080,623.42 1,060,301.79 2,173,546.68 3,080,623.42
20 53 - 1,102,713.86 2,347,430.41 3,388,685.76 1,102,713.86 2,347,430.41 3,388,685.76 1,102,713.86 2,347,430.41 3,388,685.76

22 55 - 1,197,466.10 2,748,995.01 4,116,711.01 1,197,466.10 2,748,995.01 4,116,711.01 1,197,466.10 2,748,995.01 4,116,711.01
27 60 - 1,462,728.20 4,055,332.25 6,656,524.27 1,462,728.20 4,055,332.25 6,656,524.27 1,462,728.20 4,055,332.25 6,656,524.27
32 65 - 1,786,751.04 5,982,447.99 10,763,280.50 1,786,751.04 5,982,447.99 10,763,280.50 1,786,751.04 5,982,447.99 10,763,280.50
37 70 - 2,182,551.27 8,825,339.51 17,403,708.35 2,182,551.27 8,825,339.51 17,403,708.35 2,182,551.27 8,825,339.51 17,403,708.35
47 80 - 3,256,606.40 19,205,976.90 45,502,585.47 3,256,606.40 19,205,976.90 45,502,585.47 3,256,606.40 19,205,976.90 45,502,585.47
1. Initial charge amounts to Php 0.00. All top-ups are subject to an initial charge of 0%
of the top-up premium. Top-ups made, if any, will automatically
increase the minimum guaranteed death benefit by 125% of the top-up premium.
2. Top-up made on the first policy year is assumed to take place one month after issuance to give way to the cooling off period. For the succeeding years,
top-ups made are assumed to be paid during policy modal anniversaries.
3. Insurance charge of Php
21.25
will be deducted from the fund for the first month of coverage. Succeeding monthly insurance charges shall depend on the
insured's attained age and the net-amount-at-risk at the time of deduction.
4. The investment return rates are net of the 2.00% annual investment management charge, fund accounting charge, taxes and other fees.
5. Rider charges of Php
0.00
will be deducted monthly from the fund for the first year. Rider charges for the succeeding years shall depend on the attained
age.
6. Insurance and rider charges are not guaranteed but are subject to maximum rates.
7. The illustrative benefits are computed by applying the investment return rate to the ending balance of the previous period after deducting the policy
charges.
8. Net Withdrawal Values are reduced by withdrawal fees of 5%, 4%, 3%, 2%,
1% for withdrawals made on the first five (5) years respectively. Policy year of
withdrawal is determined from the date the single premium and/or top-up premiums were paid. Partial Withdrawals, if any, are still subject to the same
withdrawal fees and are assumed to be made at the end of the policy year. Partial withdrawals will automatically decrease the minimum guaranteed death
benefit by 125% of the withdrawal amount. A minimum maintaining balance of Php
100,000.00 should be kept in the fund for the policy to remain active
and in-force.
9. Upon the issuance of the policy, sum insured is equal to 125% of the single premium. When there is top-up or partial withdrawal, the sum insured
changes to (i) 125% of the single premium; or (ii) the current minimum guaranteed death benefit, whichever is higher. The insurance charge also changes
with the change in sum insured.
10. The policy will be issued under a Guaranteed Issue Offer (GIO) basis subject to a maximum single premium. Any single premium beyond this amount
will be subject to routine underwriting. Policy benefits provision of the policy is as follows:
10.1. If this policy is in force and the insured dies within two (2) years from the Effective Date, we will provide a death benefit to the designated
beneficiaries as follows:
(a) If the death is a result of an accident, as defined in the provision entitled "Accidental Death", the death benefit will be the higher of the following:
(i) Sum Insured; and
(ii) The value of the units in this policy on the date notice of insured's accidental death is received by us.
(b) If the death is due to causes not resulting from an accident, or if due to accidental causes, arises from any of the excluded risks as provided under
the provision on Accidental Death, the liability of the Company shall be limited to payment of an amount equal to the market value of the units
including initial and insurance charges.
10.2. If this Policy is in force and the insured dies after two (2) years from the Effective Date but before the Maturity Date stated in the Policy Data
Page, we will provide a death benefit to the designated beneficiaries as follows:
(a) If the death is a result of an accident, as defined in the provision entitled "Accidental Death", the death benefit will be the higher of the following:
(i) Sum Insured; and
(ii) The value of the units in this policy on the date notice of insured's death is received by us.
(b) If the death is due to causes not resulting from an accident or, if due to accidental causes, arises from any of the excluded risks as provided under
the provision on Accidental Death, we will pay the death benefit as defined in item (10.2.a), excluding any increase due to top-up premiums paid
within two (2) years from the date of death. The value of your units corresponding to the excluded top-up premiums, including the corresponding
initial and insurance charges, shall be refunded.
"Accidental death" means death occurring within one hundred eighty (180) days from the date of the accident and resulting directly and solely from
external, violent and accidental means visible on the surface of the body or disclosed by an autopsy.
The above illustration assumes that death is due to accident.
11. For illustration purposes, a non-guaranteed loyalty bonus is added into the fund beginning policy year 11 and every five years thereafter. The loyalty
bonus will be determined by us from time to time.
This sales illustration shall form part of the insurance contract once the Policy
is issued. For more information on what constitutes the entire insurance contract,
please refer
to your Policy.
The information contained in this sales illustration may change as deemed necessary
by the Insurance Commission.
Presented By: RENATO MUICO BASIT Financial Advisor/ Broker/ Agent Code: 0000A02980
Date: 14 Sep 2021 05:46PM Financial Advisor/ Broker/ Agent Signature:
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Prominence Max - Peso Global Technology Fund

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SALES ILLUSTRATION OF BENEFITS - PESO GLOBAL TECHNOLOGY FUND

The values below are based on assumed investment return rates of

TOTAL ILLUSTRATIVE BENEFITS

I-Quote version 1.43

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