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Insured: STACEY GARDINER Home: (813) 571-1661

Property: 3931 APPLETREE DR Other: (813) 571-1661
VALRICO, FL 33594-4316 Cell: (732)710-7547

Home: 3931 APPLETREE DR

E-mail: staceygardinerl l @gmail.com

VALRICO, FL 33594-4316

Claim Rep.: Kenneth Plunkett Business: (972) 522-2165

Estimator: Chris Fesler Business: (352) 678-8485
Company: Frontline Insurance

Claim Number: 01000035008 Policy Number: 2934435684 Type of Loss: Wind Damage

Date Contacted: 10/13/2020 11:36 AM Date of Loss: 7/22/2020 2:00 AM Date Inspected: 10/17/2020
9:00 AM

Price List: FLTA8X OCT20

Restoration/Service/Remodel Estimate: STACEY GARDINER

Date Received: 10/12/2020 2:00 AM Date Entered: 10/13/2020 8:15 AM

In the following pages, you will find the estimated cost of repairs to your home using prices that are usual and customary in your area.
This estimate is based on the replacement cost of repairs , less your policy deductible and any deprecia tion, if applicable.
We encourage you to work with a contractor of your choice in completing these repairs. If you or your contractor have any questions or
concerns about this estimate, please contact a member of the Frontline Claims Team at your earliest convenience.

When you have a covered structural damage claim to your property, you should know:

- We want you to receive quality repair work to restore the damages to your property.
- We will provide you with a detailed estimate of the scope of the damage and costs ofrepairs. Should the contractor you select
have questions concerning our estimate, please contact your claim representative directly.
- Depending upon the complexity of your repair, our estimate may or may not include an allowance for general contractor's
overhead and profit. If you have questions regarding general contractor's overhead and profit and whether general contractor
services are appropriate for your loss , please contact your claim representative before proceeding with repairs.
- There may be building codes, ordinances, laws or regulations that affect the repairs of your property. These items may or may
not be covered by your policy. Please contact your claim representative if you have any questions regarding coverage which may
be available under your policy
- If you select a contractor whose estimate is the same as or lower than our estimate, based on the same scope of damages , we will
pay based upon their estimate. If your contractor's estimate is higher than ours, you should contact your claim representative prior to
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beginning repairs.
- Frontline cannot authorize any contractor to proceed with work on your property. Repairs should proceed only with your
authorization.
- Frontline does not guarantee the quality of the workmanship of any contractor or guarantee that the work will be
accomplished within any specific tim e frame.
- It is understood that the contractor is hired by you, our insured, and that they work for you - not Frontline.
- You may see your mortgage company listed as a payee on your payment. If so, you will need to contact your mortgage
company to determine their procedures for processing claims payments.

If you have any questions or need additional information regarding your claim, please contact a member of the Frontline Claims Team
immediately.

Thank you for insuring with Frontline Insurance Company. We appreciate your business.

"ANY PERSON WHO, KNOWINGLY AND WITH INTENT TO INJURE, DEFRAUD OR DECEIVE ANY INSURANCE
COMPANY, FILES A STATEMENT OF CLAIM CONTAINING ANY FALSE, INCOMPLETE OR MISLEADING
INFORMATION, IS GUILTY OF A FELONY OF THE THIRD DEGREE"

SKIP BARNHART
EIN# 854380028

614 419 4456

2718 West St JOSEPH STREET

TAMPA, FLORIDA 33607

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r'1,

16 ' 5 16 ' 5''•

STACEY GARDINER
Exterior Main Level

4163.07 Surface Area 41.63 Number of Squares

T
;,I.-
11 "

!f,)

31' 10"--t ....

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.....

62.74 Total Hip Length

136.51 Total Ridge Length

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV

2200.00
3. Roof vent - Detach & reset 2.00 EA 80.81 0.10 161.72 (0.00) 161.72
150.00

4. Drip edge 350.31 LF 2.41 24.42 868.67 (322.65) 546.02

370LF 891.7
5. Flat roof exhaust vent / cap - gooseneck 12" l.OOEA 88.73 3.23 91.96 (34.16) 57.80
100.00
6. Flat roof exhaust vent / cap - gooseneck 8" l.OOEA 77.73 2.30 80.03 (29.72) 50.31
85.00
7. Chimney flashing - average (32" x 36") l.OOEA 388.39 6.70 395.09 (146.75) 248.34
380.00
8. Flashing - pipe jack - lead 5.00 EA 69.93 16.24 365.89 (135.90) 229.99
350.00
9. Valley metal 125.47 LF 5.55 21.65 718.01 (266.69) 451.32
194 5 970
10. Roofing felt - 30 lb. 41.63 SQ 37.55 43.67 1,606.88 (1,044.48) 562.40
Weather gaurd 50 sq 2 sq @ 76 1900
11. Asphalt starter - universal starter course 350.31 LF 2.15 18.46 771.63 (501.56) 270.07
2.00 700.00
12. Laminated - comp. shingle rfg. - w/out felt 44.67 SQ 214.39 358.32 9,935.12 (4,305.22) 5,629.90
52 198 10296
13. Continuous ridge vent - shingle-over style 70.00LF 8.64 19.99 624.79 (232.06) 392.73
84LF 8.15 684.60
14. Ridge cap - composition shingles 199.25 LF 4.04 16.77 821.74 (427.30) 394.44
204 3.75 765
Total -19471

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Main Level

].
Ro om ff

:=n
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L mlr
13 ' 4" ;;,

-
1 3' 4" i

F=
Living
Living Room

816.99 SF Walls
1275.97 SF Walls & Ceiling

458.98 SF Ceiling
450.47 SF Floor
Height: Peaked

50.05 SY Flooring
82.40 LF Ceil. Perimeter
78.31 LF Floor Perimeter

Missing Wall Missing Wall

Missing Wall - Goes to Floor

1' 7" X 9' 8 3/4"

3' 9 7/8" X 9' 8 3/4"
3' 3 15/16" X 6' 8"

Opens into DINING_ROOM Opens into DINING_ROOM Opens into Exterior

DESCRIPTION QUANTITY UNIT PRI TAX RCV DEPREC. ACV

CE
15. Contents - move out then reset - Large room l.OOEA 67.9 0.00 67.90 (0.00) 67.90
0

16. Ceiling fan - Detach & reset l.OOEA 158.57 0.00 158.57 (0.00) 158.57
160.00

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17. Smoke detector - Detach & reset l.OOEA 43.1 0.00 43.11 (0.00) 43.11
43
18. Carbon monoxide detector - Detach & reset l.OOEA 34.1 0.00 34.11 (0.00) 34.11
35.00
19. Heat/AC register - Mechanically attached - Detach & 2.00 EA 12.9 0.00 25.96 (0.00) 25.96
26.00
20. Light fixture - Detach & reset 2.00 EA 44.5 0.00 89.04 (0.00) 89.04
95.00
21. Mask and prep for paint - tape only (per LF) 82.40 LF 0.54 0.28 44.78 (0.00) 44.78
45.00
22. Floor protection - plastic and tape - IO mil 450.47 SF 0.28 130.34 (0.00) 130.34
. 130.00
Total - 534
To\tals: Living Room 458.98 SF 0.87 7.41 406.72 (0.00) 406.72

11.90 1,000.53 0.00 1,000.53

Laundry Room

199.17 SF Walls
239.14 SF Walls & Ceiling

39.97 SF Ceiling
39.97 SF Floor
Height: 7' 10"

4.44 SY Flooring
25.34 LF Ceil. Perimeter
25.34 LF Floor Perimeter

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV

24. Washing machine - Remove & reset I.OOEA 31.87 .00 31.87 (0.00) 31.87
31.00
25. Dryer - Remove & reset I.OOEA 24.58 0.00 24.58 (0.00) 24.58
24.00
26. R&R 5/8" drywall - hung, taped, ready for texture 2.00 SF 2.67 0.09 5.43 (0.15) 2.69
5.00
27. Texture drywall - light hand texture 4.00 SF 0.69 0.02 2.78 (0.09) 23.61

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15
28. Seal/prime then paint the ceiling (2 coats) 39.97 SF 0.87 0.65 35.42 (11.81) 39.40
80
29. R&R Wallpaper border 25.34 LF 3.43 2.82 89.74 (50.34) 151.53
90
30. Paint the walls - two coats - 2 colors 199.17 SF 1.12 4.23 227.30 (75.77)
278.96
227.80
Totsl 472.80

Totals: Laundry Room 7.81 417.12

Bedroom Closet

152.23 SF Walls
167.00 SF Walls & Ceiling

14.77 SF Ceiling
14.77 SF Floor
Height: 7' 11"

1.64 SY Flooring
19.15 LF CeiI. Perimeter
19.15 LF Floor Perimeter

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV

31. Contents - move out then reset - Small room I.00EA 33.99 0.00 33.99 (0.00) 33.99
34
32. Shelving - wire (vinyl coated) - Detach & reset 7.80LF 8.71 0.00 67.94 (0.00) 67.94
50
33. Floor protection - plastic and tape - 10 mil 14.77 SF 0.28 0.14 4.28 (0.00) 4.28
25.00
34. R&R 5/8" drywall - hung, taped, ready for texture 2.00 SF 2.67 0.09 5.43 (0.15) 5.28
75.00
35. R&R 1/2" drywall - hung, taped, ready for texture 2.00 SF 2.57 0.08 5.22 (0.14) 5.08
50.00
36. Texture drywall - light hand texture 6.00 SF 0.69 0.04 4.18 (0.14) 4.04
15.00
37. Seal/prime then paint the walls and ceiling (2 coats) 167.00 SF 0.87 2.70 147.99 (49.33) 98.66
150.00
Total 399

Totals: Bedroom Closet 3.05 269.03 49.76 219.27

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Dining Room

300.74 SF Walls
426.05 SF Walls & Ceiling

125.31 SF Ceiling
122.91 SF Floor
Height: Sloped

13.66 SY Flooring
41.28 LF Ceil. Perimeter
35.48 LF Floor Perimeter

Missing Wall 5' X 8'

Missing Wall - Goes to neither Floor/Ceiling 4' 5/16" X 5' 1 5/16" Missing Wall 3' 9 7/8" X 8'
Missing Wall 1' 7" X 8'

Opens into FOYER_ENTRY2 Opens into FOYER_ENTRY2 Opens into LIVING_ROOM Opens into
LIVING_ROOM

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV

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38. Contents - move out then reset I.00EA 45.28 0.00 45.28 (0.00) 45.28
50.00

39. Floor protection - plastic and tape - 10 mil 122.91 SF 0.28 1.15 35.56 (0.00) 35.56
35.00

40. Mask and prep for paint - tape only (per LF) 41.28 LF 0.54 0.14 22.43 (0.00) 22.43
25.00
41. Heat/AC register - Mechanically attached - Detach & I.00EA 12.98 0.00 12.98 (0.00) 12.98
reset 25.00

42. Light fixture - Detach & reset - Large I.00EA 81.85 0.00 81.85 (0.00) 81.85
81.85
43. Paint the ceiling - one coat 125.31 SF 0.62 1.49 79.18 (26.40) 52.78
80
Total 296.85

Totals: Dining Room 2.78 277.28 26.40 250.88

l-- 4• 8-"
-

.. ---4

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5• 5"
3"
l---5'

0
.
Foyer/Entry
T

1 .

J.

l-- ---1
4• 4" 5' 4" i

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4"---tt-
Foyer/Entry

145.61 SF Walls
216.10 SF Walls & Ceiling

70.49 SF Ceiling
69.06 SF Floor
Height: Sloped

7.67 SY Flooring
23.45 LF Ceil. Perimeter
18.16 LF Floor Perimeter

Missing Wall 5' 4 1/8" X 8' 7 1/8"

Missing Wall 5' X 8' 7 1/8"
Missing Wall - Goes to neither Floor/Ceiling 4' 5/16" X 5' 1 5/16" Missing Wall 5' 1/16" X 8' 7 1/8"

Opens into FAMILY_ROOM Opens into DINING_ROOM Opens into DINING_ROOM Opens into FAMILY_ROOM

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV

44. Floor protection - plastic and tape - 10 mil 69.06 SF 0.28 0.65 19.99 (0.00) 19.99
20.00
45. Mask and prep for paint - tape only (per LF) 23.45 LF 0.54 0.08 12.74 (0.00) 12.74
13.00
46. Light fixture - Detach & reset I.OO EA 44.52 0.00 44.52 (0.00) 44.52
45.00
47. Paint the ceiling - one coat 70.49 SF 0.62 0.84 44.54 (14.85) 29.69
45.00
Total 123
Totals: Foyer/Entry 1.57 121.79 14 .85 106.94

oyer/Entry

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, 1 s·"-=+l-r 1 s

Family Room

480.79 SF Walls

151.48 SF Ceiling

Height: Peaked

l-- 5• 4" --l Family Room =

Missing Wall Missing Wall

'::::

632.27 SF Walls & Ceiling

16.67 SY Flooring
55.15 LF Ceil. Perimeter

5' 4 1/8" X 9' 5 7/8"

5' 1/16" X 9' 5 7/8"
149.99 SF Floor
44.00 LF Floor Perimeter

Opens into FOYER_ENTRY2 Opens into FOYER_ENTRY2

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DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV
48. Contents - move I.OO EA 67.90 0.00 67.90 (0.00) 67.90
out then reset - Large
room
70.00
49. Mask and prep for 55.15 LF 0.54 0.19 29.97 (0.00) 29.97
paint - tape only (per 30.00
LF)
50. Floor protection - plastic and tape - IO mil 149 .99 SF 0.28 1.40 43.40 (0.00) 43.40
45.00
51. Ceiling fan - I.OOEA 158.57 0.00 158.57 (0.00) 158.57
Detach & reset 160.00
52. Smoke detector - I.OOEA 43 .11 0.00 43.11 (0.00) 43.11
Detach & reset 43.00

53. Heat/AC register - I.OOEA 12.98 0.00 12.98 (0.00) 12.98

Mechanically attached 13.00
- Detach & reset
54. Carbon monoxide I.OOEA 34.11 0.00 34.11 (0.00) 34.11
detector - Detach & 35.00
reset
55. Paint the ceiling - 151.48 SF 0.62 1.80 95.72 (31.91) 63.81
one coat 100.00
Total 496

Totals: Family Room 3.39 485.76 31.91 453.85

Master Bedroom

619.65 SF Walls
836.40 SF Walls & Ceiling

216.75 SF Ceiling
210.77 SF Floor
Height: Peaked

23.42 SY Flooring
59.01 LF Ceil. Perimeter
58.14 LF Floor Perimeter

l
DESCRIPTION QUANTITY PRICE TAX RCV DEPREC.
UNIT
56. Contents - I.OOEA 67 .90 0.00 67.90 (0.00)
move out then
reset - Large room
75.00 75.00
57. Ceiling fan - 1.00 EA 158..57 0.00 158.57 (0.00)
Detach & reset
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160.00
59. Mask and prep 59.01 LF 0.54 0.20 32.07
for paint - tape 35
only (per LF)

60. Floor 210.77 SF 0.28 1.97 60.99 (0.00)

protection -
plastic and tape -
IO mil
.28 60.99
61. Seal/prime 216.75 SF 0.87 3.50 192.07 (64.03)
then paint the
ceiling (2 coats)
.87 250
Total 545.99

Totals: Master 5.67 524.58 64.03

Bedroom
Total: Main 36.17 3,096.09 325.11
Level
Total: Interior 36.17 3,096.09 325.11

Labor Minimums Applied

DESCRIPTION QUANTITY UNIT PRICE TAX RCV DEPREC. ACV
62. Gutter labor minimum I.OOEA 76.57 0.00 76.57 (0.00) 76.57

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Others
63. Heat, vent, & air cond. labor minimum I.OOEA 171.00 0.00 171.00 (0.00) 171.00

64. Drywall labor minimum I.OOEA 447.05 0.00 447.05 (0.00) 447.05
450.00

65. Finish carpentry labor minimum 1.00 EA 120.90 0.00 120.90 (0.00) 120.90
130.00
66. Wallpaper labor minimum I.OOEA 122.16 0.00 122.16 (0.00) 122.16
125.00

Totals: Labor Minimums Applied 0.00 937.68 0.00 937.68

Line Item Totals: STACEY GARDINER 568.02 22,749.85 7,771.60 14,978.25

Grand Total Areas:

2,715.18 SF Walls 1,077.76 SF Ceiling 3,792.93 SF Walls and Ceiling

1,057.94 SF Floor 117.55 SY Flooring 278.57 LF Floor Perimeter
0.00 SF Long Wall 0.00 SF Short Wall 305.78 LF Ceil. Perimeter

1,057.94 Floor Area 1,146.31 Total Area 2,715.18 Interior Wall Area
3,071.69 Exterior Wall Area 235.94 Exterior Perimeter of
Walls
4,163. 07 Surface Area 41.63 Number of Squares 350.31 Total Perimeter Length
136.51 Total Ridge Length 62.74 Total Hip Length

Summary for Homeowners Dwelling Limit $389,000.00

Line Item Total 22,181.83
Material Sales Tax 568.02
Replacement Cost Value $22,749.85
Less Depreciation (7,771.60)
Actual Cash Value $14,978.25
Less Deductible (1,000.00)
Net Claim $13,978.25

Total Recoverable Depreciation 7,771.60

Net Claim if Depreciation is Recovered $21,749.85

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Chris Fesler

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