Scribd Logo
Upload

Welcome to Scribd!

  • 18 views

    Descriptive

    Uploaded by

    Bikram Bisarad
    The document contains sample questions from descriptive exams on commercial banking in India from 2005 to 2008. The questions cover a wide range of topics related to commercial banking including: 1. Major problems faced by public sector banks in India and measures taken to address them. 2. Credit control functions of banks and types of fraud in banking operations. 3. Functions of a central bank and monetary policy making in India. 4. Objectives of bank nationalization and challenges due to liberalization. 5. Regulations around cheque clearing, customer accounts, lending practices and ancillary bank services.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd

    Descriptive

    Uploaded by

    Bikram Bisarad
    18 views3 pages
    The document contains sample questions from descriptive exams on commercial banking in India from 2005 to 2008. The questions cover a wide range of topics related to commercial banking including: 1. Major problems faced by public sector banks in India and measures taken to address them. 2. Credit control functions of banks and types of fraud in banking operations. 3. Functions of a central bank and monetary policy making in India. 4. Objectives of bank nationalization and challenges due to liberalization. 5. Regulations around cheque clearing, customer accounts, lending practices and ancillary bank services.

    Copyright

    © Attribution Non-Commercial (BY-NC)

    Available Formats

    DOCX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    The document contains sample questions from descriptive exams on commercial banking in India from 2005 to 2008. The questions cover a wide range of topics related to commercial banking including: 1. Major problems faced by public sector banks in India and measures taken to address them. 2. Credit control functions of banks and types of fraud in banking operations. 3. Functions of a central bank and monetary policy making in India. 4. Objectives of bank nationalization and challenges due to liberalization. 5. Regulations around cheque clearing, customer accounts, lending practices and ancillary bank services.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    18 views3 pages

    Descriptive

    Uploaded by

    Bikram Bisarad
    The document contains sample questions from descriptive exams on commercial banking in India from 2005 to 2008. The questions cover a wide range of topics related to commercial banking including: 1. Major problems faced by public sector banks in India and measures taken to address them. 2. Credit control functions of banks and types of fraud in banking operations. 3. Functions of a central bank and monetary policy making in India. 4. Objectives of bank nationalization and challenges due to liberalization. 5. Regulations around cheque clearing, customer accounts, lending practices and ancillary bank services.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 3

    Descriptive

    2005

    1. What are the major problems faced by the Indian public sector banks? What are the measures taken to tackle
    them?
    OR
    (a) Briefly highlight the present structure of commercial banking in India.
    (b) What are considered as sound banking principles? Explain

    2. Elaborate the quantitative and qualitative credit control function

    3. (a) Briefly discuss the fee-based products of commercial banks


    (b) Discuss the rights and duties of the payee with regard to cheque

    4. What are the types of frauds in banking operations? Suggest measures to prevent them.

    5. Write brief note on any four of the following:-


    (a) Promissory notes
    (b) Clearing house
    (c) RBI
    (d) Rural banking
    (e) Branch licensing
    (f) Ancilliary services of commercial banks

    2006

    1 What are the functions of a central bank? What additional role does it play in developing economy
    Or
    Briefly describe the process of monetary policy making in India. What are the instruments used by RBI for the
    purpose? What are the recent recommendations for improving Indian monetary policy?
    2 (a) What are the objectives of bank nationalization in India? To what extend have the objectives been achieved.
    (b) What are the challenges to commercial banks in India due to liberalization and globalization of banking
    business?

    3 Distinguish between negotiable and non negotiable securities. Outline various non-negotiable accepted by
    bankers and their relative advantages
    4 (a) What is endorsement? What is its significance? What are the different kinds of endorsement
    (b) State the circumstances under which a banker is justified in refusing payment of cheque drawn on him

    5 Write brief note on any four of the following:-


    (a) Frauds in banking operations
    (b) Balance Sheet of a commercial bank
    (c) Recurring deposit account
    (d) Promissory Note
    (e) Duties of collecting banker to his customer
    (f) Hypothecation

    2007

    1. (a) Differentiate between branch banking and unit banking. Explain their relative advantages and disadvantages
    (b) Draw a balance sheet of a commercial bank and explain the items on each side
    Or
    (a) State the functions of a commercial bank
    (b) What are the challenges to commercial banks in India due to liberalization and globalization of banking
    business?

    2. Explain the role of RBI in development, control and functioning of commercial banks in India.

    3. (a) What precautions should a banker take while granting advance against

    i. Immovable property
    ii. Insurance policy

    (b) Write short notes on

    i. Bankers duty of secrecy

    ii. Safe Custody service

    4. (a) What are the points that a banker must consider while opening a current account for a society or association
    (b) Discuss the effects of crossing a cheque with the words “not negotiable” written on its face
    (c) Explain the meaning of double crossing
    5. (a) What are the precautions the paying banker should take while making payment of his customer’s cheque.
    (b) State the various types of fraud which can be committed in case of saving bank account

    2008

    1. Where do commercial banks employ there funds? What are the principles needed to be followed by the banks
    while employing funds? Explain
    Or
    Discuss the major problems faced by the public sector commercial banks in India. Suggest some measures to
    address those problems
    2. What are the various instruments used by RBI in its monetary policies? Why in some cases those instruments fail
    in controlling credit
    3. (a) Examine the statutory obligations of the banker to honor customer’s cheques
    (b) Highlight the various types of ancillary services presently offered by the commercial banks in India
    4. (a) Define a ‘customer’ of a bank
    (b) Who are the special types of customers for a bank and what special care a banker has to take in order to deal
    with such customers
    5. (a) Explain the duties of a collecting banker with regard to presentation of a bill for collection
    (b) Describe the functions of a clearing house

    You might also like