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    Goodwill Template Letter

    Uploaded by

    Michael Davis
    This letter is a "goodwill" request to a creditor to remove some late payments from the requester's credit report due to having a good recent payment history. The requester has been a customer of the creditor since a certain date and asks the creditor to make an adjustment in its credit reporting of a few late payments that occurred when the requester was a full-time college student without a job. The requester emphasizes their exceptional on-time payment history for the past 3 years and hopes the creditor will remove the negative payments to better reflect their actual creditworthiness.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Goodwill Template Letter

    Uploaded by

    Michael Davis
    353 views1 page
    This letter is a "goodwill" request to a creditor to remove some late payments from the requester's credit report due to having a good recent payment history. The requester has been a customer of the creditor since a certain date and asks the creditor to make an adjustment in its credit reporting of a few late payments that occurred when the requester was a full-time college student without a job. The requester emphasizes their exceptional on-time payment history for the past 3 years and hopes the creditor will remove the negative payments to better reflect their actual creditworthiness.

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    goodwill template letter

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    This letter is a "goodwill" request to a creditor to remove some late payments from the requester's credit report due to having a good recent payment history. The requester has been a customer of the creditor since a certain date and asks the creditor to make an adjustment in its credit reporting of a few late payments that occurred when the requester was a full-time college student without a job. The requester emphasizes their exceptional on-time payment history for the past 3 years and hopes the creditor will remove the negative payments to better reflect their actual creditworthiness.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    353 views1 page

    Goodwill Template Letter

    Uploaded by

    Michael Davis
    This letter is a "goodwill" request to a creditor to remove some late payments from the requester's credit report due to having a good recent payment history. The requester has been a customer of the creditor since a certain date and asks the creditor to make an adjustment in its credit reporting of a few late payments that occurred when the requester was a full-time college student without a job. The requester emphasizes their exceptional on-time payment history for the past 3 years and hopes the creditor will remove the negative payments to better reflect their actual creditworthiness.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    This letter is a "Goodwill" letter requesting a creditor to remove a late payment or two because you

    have been a good customer. You are appealing to the creditor based on a good recent paying history.
    You will need to alter this letter to fit your situation and late payment history. Please go through this
    letter carefully and make sure to edit it where needed.

    Date
    Your Name
    Your Address
    Creditor
    Creditor Address
    RE: Your Account Number
    Dear "Creditor":
    I have been a (creditor's name) customer since (date you opened account) and during that time, I have
    enjoyed my experience with (creditor) immensely. I am writing to see if you would be willing to make
    a "goodwill" adjustment to your reporting to the three credit agencies. I have a few late payments on
    the above referenced accounts that date back to (insert dates). All but 1 of the late payments are 30 day
    lates. Since that time I have been an exceptional customer paying early every month and have been
    rewarded by (creditor) with ever increasing limits and lower APRs.
    Because of my exceptional payment history over the last 3 years, I would like you to consider
    removing the negative payments from my credit report. At the time of those late payments, I was a full
    time college student without a job. I say that not to justify why the payments were late, but rather to
    show that the late payments are not a good indicator of my actual credit worthiness. I hope that MBNA
    is willing to work with me on erasing these marks from my credit reports.
    I have been a very happy customer in the past and hope to continue a long relationship with (creditor).
    With today's credit industry so competitive, I know how important it is to maintain good relationships
    with customers. (Creditor) has been exceptional in my book so far and I highly recommend it to all my
    friends and relatives. I hope that you will deeply consider my request and prove once again, why
    (creditor) is heads above the rest. I look forward to your reply.
    Sincerely,
    Your Name

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