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    1.accounts With Nomination Clause:: United Bank of India Head Office: 11, Hemanta Basu Sarani

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    Santhosh Smart
    1. The document outlines the checklist of documents required for settling claims in respect of deceased depositors at United Bank of India for different types of accounts. 2. It provides details of documents required for accounts with nomination, joint accounts with survivor clause, and accounts without nomination or joint holder. 3. The document also includes notes on acceptable death certificates and proof of identification documents.

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    1.accounts With Nomination Clause:: United Bank of India Head Office: 11, Hemanta Basu Sarani

    Uploaded by

    Santhosh Smart
    87 views6 pages
    1. The document outlines the checklist of documents required for settling claims in respect of deceased depositors at United Bank of India for different types of accounts. 2. It provides details of documents required for accounts with nomination, joint accounts with survivor clause, and accounts without nomination or joint holder. 3. The document also includes notes on acceptable death certificates and proof of identification documents.

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    1. The document outlines the checklist of documents required for settling claims in respect of deceased depositors at United Bank of India for different types of accounts. 2. It provides details of documents required for accounts with nomination, joint accounts with survivor clause, and accounts without nomination or joint holder. 3. The document also includes notes on acceptable death certificates and proof of identification documents.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    87 views6 pages

    1.accounts With Nomination Clause:: United Bank of India Head Office: 11, Hemanta Basu Sarani

    Uploaded by

    Santhosh Smart
    1. The document outlines the checklist of documents required for settling claims in respect of deceased depositors at United Bank of India for different types of accounts. 2. It provides details of documents required for accounts with nomination, joint accounts with survivor clause, and accounts without nomination or joint holder. 3. The document also includes notes on acceptable death certificates and proof of identification documents.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 6

    United Bank of India

    Customer Service Department


    Head Office : 11, Hemanta Basu Sarani,
    Kolkata – 700 001.

    SETTLEMENT OF CLAIMS IN RESPECT OF DECEASED DEPOSITORS

    Check-list of Documents

    CLAIMS Documents Obtained : Yes/No


    1.ACCOUNTS WITH NOMINATION CLAUSE :

    (i) Application for Deceased Claim from


    Nominee/Guardian of Nominee(Annex-3)
    (ii) Copy of Death Certificate(Verified with
    Original)
    (iii) Identity Proof *
    2.JOINT ACCOUNTS WITH EITHER OR SURVIVOR CLAUSE :
    (i) Application for Deceased claim from
    Survivor(s) (Annex-3)
    (ii) Copy of Death Certificate(Verified with
    Original)
    3.FOR CASES OTHER THAN NOMINATION/JOINT ACCOUNTS
    WITH SURVIVOR CLAUSE :
    (FOR AMOUNTS UPTO THRESHOLD LIMIT i.e Rs 25000.00)
    (i) Application for Deceased Claim(Annex-4)
    (ii) Copy of Death Certificate(Verified with
    Original)
    (iii) Letter of Indemnity Signed by claimant(s)
    (Annex-5)
    (iv) Copy of Heirship Certificate in Bank’s
    Format
    Notes-
    1) Death Certificate issued by Registrar of Birth and Death or any agency
    authorized by them viz. Corporation, Municipality, Gram Panchayat etc will be
    accepted.
    2) Proof of identification such as Ration Cards, Election Card, PAN Card,
    Passport or any other satisfactory proof of identification acceptable to Bank.
    3) Name of Authority for issuing Heirship Certificate : Gazetted Officer,
    Judicial Officer, Mayor or Councilor of a Corporation, Chairman or Councilor
    of a Municipality, Chairman or Members of a Town Committee, Sabhadhipati of
    a Gram Panchayat, Panchayat Pradhan/Head of Gram Panchayat, Notary Public
    under Official Seal or by any valued constituent of the Branch in the format as
    devised by Bank.
    4.Heirship certificate should be issued in the following format :

    “ This is to certify that Late ………………………son of / daughter of/ wife


    of…………………………. left behind him/her the following legal heirs only :

    Sl No. Name of Legal Heir Age Relationship with the deceased

    5.For cases other than Nomination/Joint Accounts with survivor clause, where
    claim amount is above Rs 25000.00, detailed guidelines laid down by Bank will
    follow, including 2 surities.
    Annexure-3
    Application for Deceased Claim
    (To be used when account has nomination or is a joint account with survivor clause)
    From
    ……………………….
    ……………………….
    To
    The Branch Manager,
    United Bank of India,
    ………………………Branch
    Dear Sir,
    Ref : Deceased account of Late Shri/Smt ………………………
    Account No(s)……………………

    I/We advise the demise of Shri/Smt……………………………….on ………….


    He/She holds the above account(s) at your Branch.The account is in the name(s)
    of :……………………………………………….
    A. In case of Nomination
    I, ………………………………son/daughter of Shri…………………………….
    Residing
    at………………………………………………………………………am
    (i) the registered nominee in the above account(s).
    (ii) the person authorized to receive payment on behalf of Master/Miss…..
    …………………..who is the nominee in the above account(s) and is a
    minor as on date of this claim.
    Please settle the balance in the account in the name of the nominee. I/We receive
    the payment as trustee(s) of the legal heirs of the deceased.

    B.In case of Joint Account

    I/We request you to delete the name of deceased person and continue the
    account in my/our name(s) with same mode of operations.
    I/We submit photocopy of the following document(s) together with
    originals.Please return the original to us after verification.
    Death certificate issued by ……………………………….
    Identity proof(required in nomination cases)……….........

    Place: Yours faithfully,


    Date:
    (Claimants)

    Annexure-4
    Application for Deceased Claim
    (To be used for cases other than nomination / joint account with survivor clause)
    From
    ……………………….
    ……………………….
    To
    The Branch Manager,
    United Bank of India,
    ………………………Branch
    Dear Sir,
    Ref : Deceased account of Late Shri/Smt ………………………
    Account No(s)……………………

    I/We advise the demise of Shri/Smt……………………………….on ………….


    He/She holds the above account(s) at your Branch.The account is in the name(s)
    of :……………………………………………….

    I/We lodge my/our claim for the balances with accrued interest lying to the
    credit of the above named deceased who died intestate. I/We am/are the legal
    heirs of the above named deceased and lodge my/our claim for payment as per
    the bank’s rules and discretion.The relevant information about the deceased and
    the legal heirs are as under.
    1.Names in full of the parents of the deceased :
    Father:…………………………………….
    Mother:…………………………………...
    2.Religion of the deceased:………………
    3.Details of living (i)
    Husband(ii)Wife(iii)Children(iv)Father(v)Mother(vi)Brothers(vii)Sisters(viii)Gr
    and Children.If Hindu Joint Family,the name and address of the Karta and Co-
    parceners with their respective ages.

    Full Name/address Occupation Relationship with deceased Age


    (i)……………… ………….. …………………………… …..
    (ii).…………… ………….. …………………………… …..
    (iii)…………… ………….. …………………………… …..
    (iv)…………… ………….. …………………………… …..
    (v)…………… ………….. …………………………… …..
    Cond-
    4.Name or Names of the :…………………………………………….
    Guardian/s of the minor
    Children of the depositor
    (a) Whether Natural Guardian :…………………………………………
    (b) Whether guardian appointed :………………………………………
    By court of Law in India.If so,
    Attach a certified copy or duly
    attested copy of such order
    (c) In whose custody the Minor/ :………………………………………
    Minors is/are ?
    5.Claimant/s name/s and address in full :……………………………….

    I/We submit the following documents. Please return the original death certificate
    to us after verification:
    1. Death Certificate(Original + 1 Photocopy) issued by : ……………………..
    2. Letter of Indemnity
    3. Heirship Certificate

    We request you to pay the balance amount lying to the credit of the above
    named deceased to …………………………..on my/our behalf.

    I/We hereby solemnly affirm that the above statements are true and correct to
    the best of my/our knowledge and belief.

    Yours faithfully,
    Place:
    Date: Signature of Claimant(s)

    (i) Name of Claimant Address Signature


    Indemnity Format Annexure-5
    (to be duly stamped as per the
    Stamp Act applicable to the state)
    LETTER OF INDEMNITY WITH RESPECT TO PAYMENT OF
    BALANCE IN THE DECEASED CONSTITUENT’S ACCOUNT
    WITHOUT PRODUCTION OF LEGAL REPRESENTATION
    To
    The Branch Manager,
    United Bank of India,
    …………………….Branch

    IN CONSIDERATION of your paying or agreeing to pay me/us,

    Insert here the 1)………………………………………….


    Name(s) of 2)………………………………………….
    Claimants 3)…………………………………………..

    The sum of Rupees………………………………………………………………..


    Standing at the credit of Savings Bank/Current/RD/TD Account etc…………….
    With your bank in the name of Shri/Smt/Kum……………………………………
    since deceased, without production of Letters of Administration or a Succession
    Certificate to his/her estate or a Certificate from the Controller of Estate Duty to
    the effect that estate duty has been paid or will be paid or none is due, I/we do
    hereby for myself/ourselves and my/our heirs, legal representatives, executors
    and administrators, jointly and severally UNDERTAKE AND AGREE to
    indemnify you and your successors and assign against all claims, demands,
    proceedings, losses, damages, charges and expenses which may be raised
    against or incurred by you by reasons or in consequence of your having agreed
    to pay/or paying me/us the said sum as aforesaid.

    SIGNED AND DELIVERED


    By the above named on this………………….
    Day of …………………….Two thousand……………
    …………………………………………………………
    SIGNED AND DELIVERED
    By the above named
    1………………………..2………………………..3……………………….
    4………………………. 5…………………………… 6……………………
    (heirs/claimants of the deceased)

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