Key Fact Sheet

Effective from July 01, 2020 to December 31, 2020

HBL ID Account is an account for the youth between the age of 18 and 24.
Free Services:
• No initial deposit requirement and no minimum balance charges
• Issuance of HBL DebitCard*
• Amazing discounts on restaurants and outlets
• No Zakat deduction
• Mobile banking application

Particulars Categories Charges

Duplicate Account Statement All Categories PKR 29/- Statement
Inter Branch Transactions –Intercity Cash Withdrawal up
All Categories PKR 370/- Flat
to PKR 500,000/- per day i
Inter Branch Transactions – Within City Cash 0.15% of the transaction amount with
All Categories
Withdrawal over PKR 500,000 per day minimum PKR 600/-

Bank certificate for the purpose of visa income tax etc. ii All Categories PKR 300/- Flat
Clearing of cheques returned in inward clearing All Categories PKR 550/- Flat
Banker's Cheque (Through A/c) iii All Categories PKR 330/- Flat
Cheque Book Issuance iv All Categories PKR 12/- Flat per leaf
Stop Payment of Cheques All Categories PKR 450/- Flat
Delivery of Cheque Book by Mail All Categories PKR 150/- Flat
Issuance of SBP/NBP Cheques All Categories PKR 500/- Flat
SMS Alert Charges for over-the-counter transactions All Categories PKR 85/- per month
Cancellation of Banker's Cheque through Account v All Categories PKR 240/- Flat
Debit Card Fee (Supplementary) Individuals Only PKR Nil to PKR 900/- (Refer to SOBC)
Debit Card Fee (Replacement) Individuals Only PKR 250/- to PKR 1,000/- (Refer to SOBC)
Local Funds Transfers (LFTs) Within City free
Online Funds Transfer/Cross All Categories Intercity PKR Nil
Branch Transfers vi
3% of Transaction Amount or PKR 300/- per
ATM International Cash Withdrawal All Categories
Transaction, whichever is higher
ATM International Balance Inquiry All Categories PKR 225/- per Transaction
POS Transaction Fee per transaction (International) All Categories 3% of transaction amount
Photocopy of the paid cheques forward to customer
PKR 50/- Flat per cheque
i) Up to one year
All Categories PKR 200/- Flat per cheque
ii) Above one year up to fi e years PKR 500/- Flat per cheque
iii) Above five years
Overseas employment certificate All Categories PKR 500/- Flat per certificate
Debit Card* All Categories PKR 600/- to PKR 10,000/- annually

Customer Name:
CNIC:
Date:

Customer Signature

*Free for the first year only after which annual charges of PKR 600/- to PKR 10,000/- will be charged depending on the nature of card being issued (excluding FED)
i Up to PKR 500,000/- per day, free for within city
ii Courier charges will be recovered where applicable
iii Charges for issuance of Banker's Cheque for payment of fee/dues in favour of Educational Institutions, HEC/Board etc. should not exceed 0.50% of fee/dues or PKR 25/- per instrument,
whichever is less. Charges amount should not exceed PKR 25/- inclusive of FED
iv Cheque book of 10 leaves will be issued
v Not applicable under issuance in favour of Ministry of Food, Government of Pakistan as an advance deposit against BARDANA (Jute Bags) only during wheat procurement season.
Issued in favour of Government Department as security deposit and refunded to the purchaser on the recommendation of the same Government Department
vi Free for within city and within catchment area of one clearing house, HBL cheque to be obtained from account holders for all Local Fund Transfers above.
For inter city PKR Nil – Charges will be updated against MT 103 as per SBP’s directives.

The Key fact sheet of HBL iD is self-explicit and all the efforts have been made to keep it simple and free of any ambiguity. However, if required, further classification can be sought by referring
queries to HBL branches or HBL PhoneBanking at 111-111-425.

I/We hereby acknowledge and confirm: (a) receipt of these key fact sheet governing this HBL iD (hereinafter referred to as the “KFS”); (b) having carefully read and understood the KFS;
(c) that the KFS has been signed by me/us as acceptance of the terms and conditions governing HBL iD.
The Bank charges are in accordance with the Schedule of Bank Charges, as amended from time to time. Please refer to SOBC for further details.
All other applicable Government levies on any specified service will be charged in addition to the service charges.