OBSERVATION 2nd Quarter
OBSERVATION 2nd Quarter
OBSERVATION 2nd Quarter
DEPARTMENT OF EDUCATION
Region VIII (Eastern Visayas)
Division of Leyte
TABANGO SENIOR HIGH SCHOOL – STAND ALONE
St. Peter Drive, Poblacion, Tabango , Leyte
I. OBJECTIVES
Computes interest, maturity value, and present value in simple interest
environment.
(M11GM-IIa-b-1)
Is= Prt
Maturity (Future) Value – amount after t years; that the lender
receives from the borrower on the maturity date.
F = P + Is
F = P(1+rt)
III. PROCEDURE
A. Priming Activities
1. Prayer
2. Checking of Attendance
3. Motivation
The teacher will ask the following questions to the class:
Did you hear the word “interest”?
What are some ways to take care of hard-earned money?
4. Unlocking of difficulties
Vocabulary, Spelling and Pronunciation (SVP) Development
The teacher will present and define the following word/s below that will be
encountered by the students during the discussion.
Present Value/ Principal – amount of money borrowed or invested on
the origin date.
Rate – annual rate, usually in percent, charged by the lender, or rate
of increase of the investment.
Time or Term – amount of time in years the money is borrowed or
invested; length of time between the origin and maturity dates.
Conversion of percent to decimal.
Conversion of months to years.
B. Development of the Lesson
A. ACTIVITY (5 minutes)
The class will be divided into two groups; each group will be given
different activity.
Anthony borrowed P150 000 from a leading company where he needs to
pay an interest rate of 3% annually.
Group A will determine the simple interest for 2 years.
Group B will find the maturity value of the loan.
Each group will choose a representative to present their output to the
class.
The presentation of output will be graded according to the following rubric:
Outstanding Satisfactory Developing Beginning
20 points 15 points 10 points 5 points
Delivery There is a clear and There is a clear There is an There is no
effective explanation of explanation and incomplete explanation of
the solution. All steps appropriate use of explanation; it is the solution. The
are included so the accurate not clearly explanation
audience does not have mathematical represented. cannot be
to infer how the task representation. There is some understood or is
was completed. There is effective use of unrelated to the
use of appropriate task. There is no
mathematical mathematical use appropriate
terminology. representation mathematical
and terminology. representation
and terminology
for the task.
B. ANALYSIS
The teacher will process the outputs by asking the following guide questions:
How did you obtain the answer of the activity?
Group A’s activity is to determine the simple interest. In your own
understanding, how do you define simple interest?
Group B’s activity is to find the maturity value. In your own,
understanding, how do you define maturity value?
Based on the activities you have done, what do you think is our lesson for today?
C. ABSTRACTION
The teacher will do the following:
Presents to the class the objective of the day.
Discuss about simple interest, maturity value and present value.
Gives examples.
Let the students, summarize the lesson by stating the concept.
D. APPLICATION
Group activity (10 minutes)
The class will be divided into four groups.
Each group will be given the following problem:
What are the amounts of interest and maturity value of a loan for
P150 000 at 6 ½ % simple interest for 3 years?
Each group will choose a representative to explain their output.
The group output and presentation of output will be graded according to the
following rubric:
Outstanding Satisfactory Developing Beginning
5 points 4 points 3 points 2 points
There is a clear and There is a clear There is an There is no
effective explanation of explanation and incomplete explanation of
the solution. All steps appropriate use of explanation; it is the solution. The
are included so the accurate not clearly explanation
Delivery audience does not have mathematical represented. cannot be
to infer how the task representation. There is some understood or is
was completed. There is effective use of unrelated to the
use of appropriate task. There is no
mathematical mathematical use appropriate
terminology. representation mathematical
and terminology. representation
and terminology
for the task.
Content of Appropriate creative Appropriate content Content is not Content is not
the content is used. is used with some appropriate but appropriate. and
Situation Concept is very clearly creativity. some creativity no creativity is
understood. Understanding of is evident. seen. Directions
concept is Directions given given not
somewhat followed very followed
apparent. little
Directions given
followed somewhat
IV. EVALUATION
Complete the table by finding the unknown.
Principal (P) Rate (r) Time (t) Interest (I) Maturity Value
(F)
60,000 4% 15 (1) (2)
(3) 12% 5 15,000 (4)
50,000 (5) 2 (6) 59,500
(7) 10.5% (8) 157,500 457,500
1,000,000 0.25% 6.5 (9) (10)
V. ASSIGNMENT
Read about Compound Interest on pages 162-167.