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    Business Loan

    Uploaded by

    Atulit Agarwal
    This document provides information on loan terms from four lenders: Shriram City Union Finance, HDB, Axis, and PSU. It outlines the internal rates of return, processing fees, documentation charges, loan insurance charges, eligibility criteria like age, CIBIL score requirements, and documents required for proof of identity, income, and property ownership. The document also specifies loan to value ratios for secured loans using property as collateral.

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    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd

    Business Loan

    Uploaded by

    Atulit Agarwal
    26 views10 pages
    This document provides information on loan terms from four lenders: Shriram City Union Finance, HDB, Axis, and PSU. It outlines the internal rates of return, processing fees, documentation charges, loan insurance charges, eligibility criteria like age, CIBIL score requirements, and documents required for proof of identity, income, and property ownership. The document also specifies loan to value ratios for secured loans using property as collateral.

    Original Title

    BUSINESS LOAN

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    This document provides information on loan terms from four lenders: Shriram City Union Finance, HDB, Axis, and PSU. It outlines the internal rates of return, processing fees, documentation charges, loan insurance charges, eligibility criteria like age, CIBIL score requirements, and documents required for proof of identity, income, and property ownership. The document also specifies loan to value ratios for secured loans using property as collateral.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    26 views10 pages

    Business Loan

    Uploaded by

    Atulit Agarwal
    This document provides information on loan terms from four lenders: Shriram City Union Finance, HDB, Axis, and PSU. It outlines the internal rates of return, processing fees, documentation charges, loan insurance charges, eligibility criteria like age, CIBIL score requirements, and documents required for proof of identity, income, and property ownership. The document also specifies loan to value ratios for secured loans using property as collateral.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Download as xlsx, pdf, or txt
    of 10

    S.

    NO 1
    BASIS SHRIRAM CITY UNION FINANCE
    INTERNAL RATE OF RETURN (I.R.R) 28%(WITH DOCUMENTATION)
    DOCUMENTATION CHARGES NIL
    PROCESSING FEES 2% OF LOAN AMOUNT+ G.S.T CHARGES
    LOAN INSURANCE CHARGES 1% OF LOAN AMOUNT

    S.NO 1
    BASIS SHRIRAM CITY UNION FINANCE
    INTERNAL RATE OF RETURN (I.R.R) 32-36%(WITH DOCUMENTATION)
    DOCUMENTATION CHARGES NIL
    PROCESSING FEES 2% OF LOAN AMOUNT+ G.S.T CHARGES
    LOAN INSURANCE CHARGES 1% OF LOAN AMOUNT
    SECURED
    2
    HDB
    28%(WITHOUT DOCUMENTATION & P.F CHARGES)
    1000
    2% OF LOAN AMT + G.S.T CHARGES
    1% OF LOAN AMOUNT

    UNSECURED
    2
    HDB
    32-36%(WITHOUT DOCUMENTATION & P.F CHARGES)
    1000
    2% OF LOAN AMT + G.S.T CHARGES
    1% OF LOAN AMOUNT
    3
    AXIS
    24% ( WITHOUT DOCUMENTATION & P.F CHARGES)
    1000
    1.5% OF LOAN AMT + G.S.T CHARGES
    1% OF LOAN AMOUNT

    3
    AXIS
    30-34% ( WITHOUT DOCUMENTATION & P.F CHARGES)
    1000
    1.5% OF LOAN AMT + G.S.T CHARGES
    1% OF LOAN AMOUNT
    4
    P.S.U
    UPTO 24%(WITH DOCUMENTATION )
    NIL
    1.5% OF LOAN AMT + G.S.T CHARGES
    VARIABLE

    4
    P.S.U
    24-28%(WITH DOCUMENTATION )
    NIL
    1.5% OF LOAN AMT + G.S.T CHARGES
    VARIABLE
    S.NO 1
    BASIS SHRIRAM CITY
    K.Y.C & SUPPORETING K.Y.C AADHAR CARD , PANCARD VOTER ID & PASSPORT
    OWNERSHIP PROOF YES
    INCOME PROOF UPTO 3 LAKH ( NIL)
    FINANCIAL PROOF DEPEND ON LOAN AMOUNT
    REPAYMENT BANK A/C YES
    CHEQUE'S REQUIREMENT YES
    PROPERTY PAPER/COLLATERAL YES
    PROPERTY LEGAL SEMI-POSITIVE
    PROPERTY VALUATION / L.T.V 70%

    BASIS SHRIRAM CITY


    K.Y.C & SUPPORETING K.Y.C AADHAR CARD , PANCARD VOTER ID & PASSPORT
    OWNERSHIP PROOF YES
    INCOME PROOF UPTO 3 LAKH ( NIL)
    FINANCIAL PROOF DEPEND ON LOAN AMOUNT
    REPAYMENT BANK A/C YES
    CHEQUE'S REQUIREMENT YES
    PROPERTY PAPER/COLLATERAL NO
    PROPERTY LEGAL NO
    PROPERTY VALUATION / L.T.V NO
    SECURED
    2
    HDB
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    YES
    POSITIVE
    60-65%

    UNSECURED
    HDB
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    NO
    NO
    NO
    3
    AXIS
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    YES
    POSITIVE
    60-70%

    AXIS
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    NO
    NO
    NO
    4
    P.S.U
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    YES
    POSITIVE
    60-65%

    P.S.U
    AADHAR CARD , PANCARD VOTER ID & PASSPORT
    YES
    YES
    YES
    YES
    YES
    NO
    NO
    NO
    S.NO 1
    BASIS SHRIRAM CITY
    AGE 24 & ABOVE
    CIBIL SCORE YES( CAN TAKE CALL ON NEGATIVE CIBIL IF F.I IS POSITIVE)
    CO.APPLICANT YES
    F.I YES
    CIBIL SCORE REQUIRED ABOVE 600

    S.NO 1
    BASIS SHRIRAM CITY
    AGE 24 & ABOVE
    CIBIL SCORE YES
    CO.APPLICANT YES
    F.I YES
    CIBIL SCORE REQUIRED ABOVE 600
    SECURED
    2 3 4
    HDB AXIS P.S.U
    25 & ABOVE 25 & ABOVE 21 & ABOVE
    YES YES YES
    YES YES YES
    YES YES YES
    ABOVE 700 ABOVE 700 ABOVE 700

    UNSECURED
    2 3 4
    HDB AXIS P.S.U
    25 & ABOVE 25 & ABOVE 21 & ABOVE
    YES YES YES
    YES YES YES
    YES YES YES
    ABOVE 700 ABOVE 700 ABOVE 700

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