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    Declined - New BECU Account PDF

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    Swaift
    BECU has declined the applicant's request to open a new account. According to a consumer report from Chex Systems, factors negatively affecting the applicant's score included a history of address changes, lack of property or asset ownership, and no recent banking activity. The applicant has rights under the Fair Credit Reporting Act to obtain their consumer report and dispute any inaccurate information. Contact information is provided for Chex Systems to discuss factors affecting the score.

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    Declined - New BECU Account PDF

    Uploaded by

    Swaift
    397 views2 pages
    BECU has declined the applicant's request to open a new account. According to a consumer report from Chex Systems, factors negatively affecting the applicant's score included a history of address changes, lack of property or asset ownership, and no recent banking activity. The applicant has rights under the Fair Credit Reporting Act to obtain their consumer report and dispute any inaccurate information. Contact information is provided for Chex Systems to discuss factors affecting the score.

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    Declined - New BECU Account.pdf

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    BECU has declined the applicant's request to open a new account. According to a consumer report from Chex Systems, factors negatively affecting the applicant's score included a history of address changes, lack of property or asset ownership, and no recent banking activity. The applicant has rights under the Fair Credit Reporting Act to obtain their consumer report and dispute any inaccurate information. Contact information is provided for Chex Systems to discuss factors affecting the score.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    397 views2 pages

    Declined - New BECU Account PDF

    Uploaded by

    Swaift
    BECU has declined the applicant's request to open a new account. According to a consumer report from Chex Systems, factors negatively affecting the applicant's score included a history of address changes, lack of property or asset ownership, and no recent banking activity. The applicant has rights under the Fair Credit Reporting Act to obtain their consumer report and dispute any inaccurate information. Contact information is provided for Chex Systems to discuss factors affecting the score.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    9/5/2019 Declined - New BECU Account

    Unable to Proceed
    9/5/2019
    Tawsif Azad
    420 Pontius Ave N #423
    Seattle, WA 98109

    Thank you for considering BECU. Unfortunately, we are not able to open your account today.
    This decision was made after we reviewed your application and information provided by the
    consumer reporting agency listed below.

    Consumer Score:
    0581
    Score Date:
    9/6/2019

    Key factors that adversely affect your score:

    CURRENT ADDRESS CHANGE HISTORY


    NO EVIDENCE OF PROPERTY OWNERSHIP
    NO EVIDENCE OF ASSET OWNERSHIP
    NON-DEROGATORY PUBLIC RECORD HISTORY
    TIME SINCE DDA INQUIRY ACTIVITY

    Your consumer score was also obtained and considered in our decision. A consumer score is a
    numeric reflection of the information in a consumer disclosure report and can change,
    depending on changes to information in a consumer disclosure report. Scores range from a low
    of 100 to a high of 899. Please note that when there is insufficient data to generate a score, an
    exception score can range from 9000 to 9999.

    Your Rights Under the Fair Credit Reporting Act


    You have the right to know the information contained in your file at the consumer reporting agency
    You have the right to obtain a free copy of this report if you submit a written request to the agency
    named below no later than 60 days after you receive this notice
    You have the right to dispute with the consumer reporting agency the accuracy or completeness of
    any information in the report
    Consumer Reporting Agency

    You can contact Chex Systems, Inc. regarding the Key Factors affecting your score. Please
    note Chex Systems, Inc. did not make the decision to not approve your BECU application and
    will not be able to provide information on that decision.

    Chex Systems, Inc.


    Attn: Consumer Relations
    7805 Hudson Road, Suite 100
    Woodbury, MN 55125
    Telephone: 800-428-9623 (voice messaging system)
    Fax: 602-659-2197
    www.chexsystems.com

    https://membership.becu.org/declined 1/2
    9/5/2019 Declined - New BECU Account

    If you choose to contact the consumer reporting agency, you may need to provide the following
    information:

    Full name
    Maiden name or last name used
    Social Security number or tax identification number
    Date of birth
    Home phone number
    Driver’s license number and date of issuance
    Current address
    Previous addresses for the last five years

    Please know that you do not need to be a BECU member to take advantage of free financial
    education seminars, webinars and courses that BECU Financial Educators offer on a variety of
    topics, including budgeting, building credit and understanding credit reports. As a not-for-profit
    credit union, we are committed to providing responsible resources to promote financial
    wellness. Learn more at www.becu.org/seminars.

    BECU 6793 2/2017

    Print Adverse Action Notice

    https://membership.becu.org/declined 2/2

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