Name: ___________________________________________ Date: ___________________

Financial Terms Crossword Puzzle

2
C
3
S T O C K S

M
4
P U
5
N E T W O R T H M
6 7 8
R A U S B
9 10
P R E M I U M D E P E N D E N T T R

B O D A E
11 12
A R C A P I T A L G A I N S L

L T N R D L
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A F I X E D R A T E M O R T G A G E A

N Z E R I
14 15
C A E S C R O W B O N D S N

I T E D S
16
N I F I C O S C O R E E U

G O T D R

N U A
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I T E M I Z E D D E D U C T I O N

T C
18 19
A S S E T A L L O C A T I O N E

G O
20
S T O C K O P T I O N S

Across Down
1. Employer-sponsored retirement plans, such as pensions, in which the 2. When you’re investing or saving, this is the interest that you earn on the
employer promises a specified retirement benefit based on a formula that may amount you deposit, plus any interest you’ve accumulated over time.
include an employee’s earnings history, length of employment and age. 4. A type of policy that provides additional liability coverage beyond what your
3. Also called equities or shares. home, auto or boat insurance may provide.
5. The difference between your assets and liabilities. 6. The process of buying or selling securities over time in order to maintain
9. The payments you make to an insurance company in return for protection your desired asset allocation.
from financial losses within the scope of your policy. 7. This is the process of paying off your debt in regular installments over a
10. A person who is financially dependent on your income, typically a child or an fixed period of time.
adult relative you may support. 8. A standard amount that can be used to reduce your taxable income if you
11. The increase in the value of an asset or investment — like a stock or real decide not to itemize your deductions.
estate — above its original purchase price. 12. A type of mortgage in which the interest you pay on your outstanding
13. A mortgage that carries a fixed interest rate for the entire life of the balance rises and falls based on a specific benchmark.
loan. 19. Used to determine your taxable income, minus any additional IRS-qualified
14. An account held by an impartial third party on behalf of two parties in a deductions that you’re eligible to take.
transaction.
15. Commonly referred to as fixed-income securities.
16. A number used by banks and other financial institutions to measure a
borrower’s credit worthiness.
17. A qualified expense that the IRS allows you to subtract from your
adjusted gross income, which further reduces your taxable income.
18. The process by which you choose what proportion of your portfolio you’d
like to dedicate to various asset classes, based on your goals, personal risk
tolerance and time horizon.
20. Companies often use these as management incentives.