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    SOBC (HBL PersonalLoan) Jan 2020 PDF

    Uploaded by

    Inayat Ullah
    The document outlines the schedule of bank charges for HBL PersonalLoan products from January 1, 2020 to June 30, 2020. It lists processing charges, annual percentage rates, early settlement charges, and late payment charges. Processing charges vary based on the loan type but include a percentage of the loan amount and a flat fee. Annual percentage rates range from 32.99% to 35.99% depending on the loan tenure and type. Early settlement charges are 5% of the outstanding loan amount. Late payments incur a Rs. 900 fee plus applicable taxes. The schedule aims to be clear and simple, with options to contact HBL for further clarification if needed.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    SOBC (HBL PersonalLoan) Jan 2020 PDF

    Uploaded by

    Inayat Ullah
    142 views1 page
    The document outlines the schedule of bank charges for HBL PersonalLoan products from January 1, 2020 to June 30, 2020. It lists processing charges, annual percentage rates, early settlement charges, and late payment charges. Processing charges vary based on the loan type but include a percentage of the loan amount and a flat fee. Annual percentage rates range from 32.99% to 35.99% depending on the loan tenure and type. Early settlement charges are 5% of the outstanding loan amount. Late payments incur a Rs. 900 fee plus applicable taxes. The schedule aims to be clear and simple, with options to contact HBL for further clarification if needed.

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    SOBC (HBL PersonalLoan) Jan 2020 (3).pdf

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    The document outlines the schedule of bank charges for HBL PersonalLoan products from January 1, 2020 to June 30, 2020. It lists processing charges, annual percentage rates, early settlement charges, and late payment charges. Processing charges vary based on the loan type but include a percentage of the loan amount and a flat fee. Annual percentage rates range from 32.99% to 35.99% depending on the loan tenure and type. Early settlement charges are 5% of the outstanding loan amount. Late payments incur a Rs. 900 fee plus applicable taxes. The schedule aims to be clear and simple, with options to contact HBL for further clarification if needed.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    142 views1 page

    SOBC (HBL PersonalLoan) Jan 2020 PDF

    Uploaded by

    Inayat Ullah
    The document outlines the schedule of bank charges for HBL PersonalLoan products from January 1, 2020 to June 30, 2020. It lists processing charges, annual percentage rates, early settlement charges, and late payment charges. Processing charges vary based on the loan type but include a percentage of the loan amount and a flat fee. Annual percentage rates range from 32.99% to 35.99% depending on the loan tenure and type. Early settlement charges are 5% of the outstanding loan amount. Late payments incur a Rs. 900 fee plus applicable taxes. The schedule aims to be clear and simple, with options to contact HBL for further clarification if needed.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Schedule of Bank Charges

    Effective from Jan 1, 2020 to June 30, 2020

    The Schedule of Bank Charges for HBL PersonalLoan product is self-explanatory and all efforts have been made to keep it simple and free of any
    ambiguity. However, if required, further clarification can be sought by referring queries to HBL Branches or HBL PhoneBanking at 111-111-425.

    HBL PhoneBanking HBL Branches


    S. No Particular Category Charges FED Applicable

    1. Processing Charges Salary Transfer: Rs. 4,000/- or 1.25% of the


    (This will include charges related to Top-Up: loan amount whichever is Yes
    Data Check, Verification and Stamp higher
    Duty) 4,000/-
    1.25%
    HBL Staff: Rs. 1,750/- or 0.625% of the
    loan amount whichever is higher Yes
    1,750/-
    0.625%
    Institutional/Corporate As per agreement Yes
    Segment:

    2. Annualised Percentage Rate Salary Transfer: 32.99% to 35.99% p.a. No


    Top-Up: 35.99% 32.99%
    HBL Staff: Cost of Fund + 3% p.a. Yes

    LOE Waiver Segment: 35.99% p.a. No


    35.99%
    Loans through Mobile: 35.99% p.a. No
    35.99%
    (Vary as per loan tenure/income) Institutional/Corporate As per agreement No
    Segment:
    3. Early Settlement Charges @ 5% of outstanding finance amount Yes

    4. Partial Payment Not allowed


    5. Late Payment Charges Rs. 900 + FED per late payment Yes
    FED + 900

    The Schedule of Bank Charges of HBL PersonalLoan is self-explanatory and all efforts have been made to keep it simple and free of any ambiguity.
    However, if required, further clarification can be sought by referring queries to HBL Branches or HBL PhoneBanking at 111-111-425.

    The Bank charges are in accordance with the Schedule of Bank Charges, as amended from time to time.

    111-111-425 www.hbl.com HBL Mobile

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