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    Medical Chart Regular PDF

    Uploaded by

    ArunGandhi
    This document outlines the regular medical examination requirements for insurance policies based on the insured's age and sum at risk. Different medical tests are required depending on the policyholder's age and amount of coverage. Tests include medical examination, blood tests, ECG, treadmill test, lipid profile, renal profile, and chest X-ray. The types of medical tests are coded from ML1 to ML12 with more tests required for older policyholders and higher sums insured.

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    Medical Chart Regular PDF

    Uploaded by

    ArunGandhi
    121 views1 page
    This document outlines the regular medical examination requirements for insurance policies based on the insured's age and sum at risk. Different medical tests are required depending on the policyholder's age and amount of coverage. Tests include medical examination, blood tests, ECG, treadmill test, lipid profile, renal profile, and chest X-ray. The types of medical tests are coded from ML1 to ML12 with more tests required for older policyholders and higher sums insured.

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    Medical_Chart_Regular.pdf

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    This document outlines the regular medical examination requirements for insurance policies based on the insured's age and sum at risk. Different medical tests are required depending on the policyholder's age and amount of coverage. Tests include medical examination, blood tests, ECG, treadmill test, lipid profile, renal profile, and chest X-ray. The types of medical tests are coded from ML1 to ML12 with more tests required for older policyholders and higher sums insured.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    121 views1 page

    Medical Chart Regular PDF

    Uploaded by

    ArunGandhi
    This document outlines the regular medical examination requirements for insurance policies based on the insured's age and sum at risk. Different medical tests are required depending on the policyholder's age and amount of coverage. Tests include medical examination, blood tests, ECG, treadmill test, lipid profile, renal profile, and chest X-ray. The types of medical tests are coded from ML1 to ML12 with more tests required for older policyholders and higher sums insured.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 1

    Regular Medical Examination Chart

    TMSA under fresh Age At Entry (Nearer Birthday)


    proposal together with
    sum at risk under
    policies taken during Up to 35 years 36 to 45 years 46 to 50 years 51 to 59 years 60 yrs and above
    last 2 years
    Up to 1 lakh
    MER (ML1) MER (ML1) MER (ML1) MER (ML1) MER,FBS,ECG (ML4)

    100,001- 300,000 MER,FBS,ECG MER,FBS,ECG,LIP,RU MER,FBS,ECG,LIP,R


    MER (ML1) MER (ML1) (ML4) A (ML5) UA (ML5)

    300,001- 500,000 MER,FBS,ECG,LIP, MER,FBS,ECG,LIP,RU MER,FBS,ECG,LIP,R


    MER (ML1) MER,FBS,LIP (ML3) RUA (ML5) A (ML5) UA (ML5)
    Up to 30
    Yrs 31 -35 Yrs MER,ECG,RUA,S12 MER,TMT,RUA, MER,TMT,RUA,CBC,S MER,TMT,RUA,CBC,
    500,001- 1,500,000
    MER,FBS (ML6) CBC,S12 (ML9) 12 (ML9) S12 (ML9)
    MER (ML1) (ML2)

    MER,ECG,RUA,S12,HI
    1500001 - 5000000
    V,AUS (ML8) MER,TMT,RUA,CB
    MER,ECG,RUA,S12,HIV MER,TMT,RUA,CBC,S MER,TMT,RUA,CBC,
    C, S12,HIV,AUS
    (ML7) 12,HIV,AUS (ML11) S12,HIV,AUS (ML11)
    (ML11)
    MER,TMT,RUA,S12,HI
    5000001 - 99,99,999
    V,AUS (ML10)

    MER,TMT,RUA,CBC,S MER,TMT,RUA,CB MER,TMT,RUA,CBC,S MER,TMT,RUA,CBC,


    MER,ECG,RUA,S12,HIV
    1 crore and above 12,HIV,AUS,CXR C,S12,HIV,AUS,CX 12,HIV,AUS,CXR S12,HIV,AUS,CXR
    (ML7)
    (ML12) R (ML12) (ML12) (ML12)

    S.No Medical Code Type of Medicals


    1 ML1 MER
    2 ML2 MER,FBS
    3 ML3 MER,FBS,LIP
    4 ML4 MER,FBS,ECG
    5 ML5 MER,FBS,ECG,LIP,RUA
    6 ML6 MER,ECG,RUA,S12
    7 ML7 MER,ECG,RUA,S12,HIV
    8 ML8 MER,ECG,RUA,S12,HIV,AUS
    9 ML9 MER,TMT,RUA,CBC,S12
    10 ML10 MER,TMT,RUA,S12,HIV,AUS
    11 ML11 MER,TMT,RUA,CBC,S12,HIV,AUS
    12 ML12 MER,TMT,RUA,CBC,S12,HIV,AUS,CXR
    Note:-
    1. Above medical chart is applicable for Life Products including MRTA.
    2. SMA12 must include the following:a. FBS b. S.Cholestrol c. S. Triglycerides d. HDL e. LDL f. S. Proteins, g. S.Albumin, h.
    S.Bilirubin (Direct & Indirect) i. SGOT j. SGPT k. S. Creatinine l. GGT.
    3. Lipid Profile must include: Total Cholesterol, S. Triglycerides, S. HDL Cholesterol
    4. TMT: Computerised Treadmill test with multichannel recorder & by Bruce Protocol or Modified Bruce
    Protocol only if Bruce Protocol is not indicated because of past disease.
    Please note that the above chart is not applicable to I-Protect and Health Products (Health Saver & Hospital Care II)

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