Business Gold Rewards p.

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HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 09/06/19 Next Closing Date 10/07/19 Account Ending 1-12008

Membership Rewards® Points

New Balance $2,224.92 Available and Pending as of 07/31/19
213,160
Please Pay By 09/21/19 For more details about Rewards, please
visit americanexpress.com/rewardsinfo
Payment is due upon receipt. We suggest you pay by the Please Pay By date. Account Summary
You may have to pay a late fee if your payment is not received by the Next
Closing Date. Previous Balance $5,367.52
Payments/Credits -$7,528.05
New Charges +$4,385.45
Fees +$0.00

New Balance $2,224.92

See page 2 for important information about your account.
Days in Billing Period: 30

See page 5 for an Important Notice About Changes to Your Customer Care
Cardmember Agreement.
Pay by Computer
americanexpress.com/business

Customer Care Pay by Phone

1-800-492-3344 1-800-472-9297

See page 2 for additional information.

Please fold on the perforation below, detach and return with your payment

Payment Coupon Pay by Computer Pay by Phone Account Ending 1-12008

Do not staple or use paper clips americanexpress.com/ 1-800-472-9297
business Enter 15 digit account # on all payments.
Make check payable to American Express.

TONY DIAZ Please Pay By

HILLSBOROUGH SCHOOL EMPLOY 09/21/19
HILLSBRGH SCHOL EMPL
5126 N FLORIDA AVE Amount Due
TAMPA FL 33603 $2,224.92

Check here if your address or AMERICAN EXPRESS

phone number has changed. P.O. BOX 650448
Note changes on reverse side. DALLAS TX 75265-0448
 TONY DIAZ Account Ending 1-12008 p. 2/6

Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address
to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If we
accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is required
by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will have no
effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically
we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any
other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify
in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which
we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this
balance computation method and how resulting interest charges are determined. The method we use to calculate the ADB and interest results in daily
compounding of interest.
How to Avoid Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will
not charge interest on charges added to a Pay Over Time balance if you pay the Account Total New Balance by the due date each month.
Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments
will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1.00 or more.

Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.

Customer Care & Billing Inquiries 1-800-678-0745 Hearing Impaired

International Collect 1-336-393-1111 TTY: 1-800-221-9950 Website: americanexpress.com
Large Print & Braille Statements 1-800-678-0745 FAX: 1-623-707-4442
Lost or Stolen Card 1-800-678-0745 In NY: 1-800-522-1897 Customer Care
Express Cash 1-800-CASH-NOW & Billing Inquiries Payments
P.O. BOX 981535 P.O. BOX 650448
EL PASO, TX DALLAS TX 75265-
79998-1535 0448

Change of Address
If correct on front, do not use.
Pay Your Bill with AutoPay
To change your address online, visit www.americanexpress.com/updatecontactinfo
For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. · Avoid late fees
Please print clearly in blue or black ink only in the boxes provided. · Save time
Deduct your payment from your bank
Street Address account automatically each month

Visit americanexpress.com/autopay
City, State today to enroll.
Zip Code

Area Code and

Home Phone
Area Code and
Work Phone For information on how we protect your
privacy and to set your communication
Email and privacy choices, please visit
www.americanexpress.com/privacy.
 Business Gold Rewards p. 3/6
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 09/06/19 Account Ending 1-12008

Payments and Credits

Summary

Total
Payments -$7,528.05
Credits $0.00
Total Payments and Credits -$7,528.05

Detail *Indicates posting date

Payments Amount
08/21/19* TONY DIAZ ONLINE PAYMENT - THANK YOU -$7,528.05

New Charges
Summary
Total
TONY DIAZ 1-12008 $106.19
IRAN ALICEA 1-12016 $645.62
STEPHANIE P MACNEEL 1-12032 $3,633.64
Total New Charges $4,385.45

Detail
TONY DIAZ
Card Ending 1-12008
Amount
08/29/19 SALEMS HILLSBOROUGH 000000001 TAMPA FL $106.19
8138982848
IRAN ALICEA
Card Ending 1-12016
Amount
08/14/19 ANGELITOS ROTISSERIE & MO 000000001 TAMPA FL $134.58
8135157934
08/15/19 PUBLIX BRANDON FL $85.56
8136558911
08/18/19 FACEBK *HM7LHNEMN2 FB.ME/ADS CA $25.00
FACEBOOK ADVERTISING
08/27/19 TIMES SUBSCRIPTIONS 000000001 ST PETERSBURG FL $0.99
810079217 33701
NEWSPAPER SUBSCRIBTION
09/05/19 ADT SECURITY*400163329 800-238-2727 FL $58.44
SECURITY
09/06/19 LONGHORN STEAK 0125240 0000 TAMPA FL $326.05
407-245-5589
09/06/19 FACEBK *4LXC5N2NN2 FB.ME/ADS CA $15.00
FACEBOOK ADVERTISING
STEPHANIE P MACNEEL
Card Ending 1-12032
Amount
08/08/19 GEICO AUTO (800)841-3000 DC $467.65
INSURANCE

Continued on reverse
 TONY DIAZ Account Ending 1-12008 p. 4/6

Detail Continued
Amount
08/08/19 SEAWORLD/BUSCH GARDENS ORLANDO FL $61.56
177 32821
THEME PARK
08/08/19 SEAWORLD-MRCHDSE ORLANDO FL $31.95
6301 32821
THEME PARK
08/08/19 SEAWORLD ORLANDO FL $136.96
31 32821
THEME PARK
08/08/19 SEAWORLD ORLANDO FL $170.40
30 32821
THEME PARK
08/08/19 SEAWORLD-FOOD SVC ORLANDO FL $40.98
0031 32821
THEME PARK
08/08/19 SEAWORLD-MRCHDSE ORLANDO FL $117.99
10581 32821
THEME PARK
08/09/19 THE TAMPA CLUB 813-2296028 FL $140.00
8132296028
08/11/19 ORANGE LAKE COUNTRY CLUB KISSIMMEE FL $505.28
Arrival Date Departure Date
08/06/19 08/11/19
00000000
LODGING
08/13/19 AUTO LOAN ACCEPTANCE C 605-338-5786 SD $242.62
605-338-5786
08/21/19 SELECT MEMBERSHIP NEW YORK NY $300.00
+16466502039
08/21/19 1-800-FLOWERS.COM (800)468-1141 NY $325.49
FLORAL PROD
08/23/19 AUTO LOAN ACCEPTANCE C 605-338-5786 SD $242.62
605-338-5786
08/26/19 PAYPAL *PROGRESSIVE 8007764737 OH $344.32
8007764737
08/30/19 VERIZONWRLSS RTCCRVE 800-922-0204 FL $505.82
SERVICE

Fees

Amount

Total Fees for this Period $0.00

2019 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2019 $0.00
Total Interest in 2019 $0.00
Business Gold Rewards p. 5/6
HILLSBOROUGH SCHOOL EMPLOY
TONY DIAZ
Closing Date 09/06/19 Account Ending 1-12008

Notice of Important Changes to Your Cardmember Agreement

We are making changes to your American Express Cardmember Agreement referenced in this
notice. We encourage you to read this notice, share it with Additional Card Members on your
account, and file it for future reference. The detailed changes to your Cardmember Agreement can
be found after the below summary chart.

Summary of Changes, Effective Immediately

Claims We are making changes to the claims resolution section in your
Resolution Cardmember Agreement. These changes will be reflected on your billing
statements received on or after September 1, 2019.
ID 12820

See the following page for the Detail of Changes to your Cardmember Agreement

CMLENGDPRUS0033
 TONY DIAZ Account Ending 1-12008 p. 6/6

Detail of Changes to Your Cardmember Agreement

This notice amends your American Express Cardmember Agreement ("Agreement") as described
below. Any terms in the Cardmember Agreement conflicting with this change are completely replaced.
Terms not changed by this notice continue to apply. If you have any questions, please call the
number on the back of your Card.
Effective Immediately, the Claims Resolution section in Part 2 of the Cardmember Agreement is
amended as follows:
Mediation
The seventh sentence is deleted and replaced with: All applicable statutes of limitation will be tolled
from the date you or we send the claim notice until termination of the mediation.
Arbitration
The sixth sentence is deleted and replaced with: The arbitrator's authority is limited to claims between
you and us alone. Claims may not be joined or consolidated unless you and we agree in writing. An
arbitration award and any judgment confirming it will apply only to the specific case and cannot be
used in any other case except to enforce the award. The arbitrator's decisions are as enforceable as
any court order and are subject to very limited review by a court.
Limitations on Arbitration
The third, fourth, and fifth sentences is deleted.

Arbitration Procedures

The fifth sentence is deleted and replaced with: You and we agree that the arbitration will be
confidential. You and we agree that we will not disclose the content of the arbitration proceeding or its
outcome to anyone, but you or we may notify any government authority of the claim as permitted or
required by law.

The eighth and ninth sentences are deleted and replaced with: The arbitrator's award will be final
and binding, subject to each party's right to appeal as stated in this section and/or to challenge
or appeal an arbitration award pursuant to the FAA. To initiate an appeal, a party must notify the
arbitration organization and all parties in writing within 35 days after the arbitrator's award is issued.
The arbitration organization will appoint a three-arbitrator panel to decide anew, by majority vote
based on written submissions, any aspect of the decision objected to. The appeal will otherwise
proceed pursuant to the arbitration organization's appellate rules.

Additional Arbitration Awards

The section is deleted and replaced with: If the arbitrator rules in your favor for an amount greater
than any final offer we made before the final hearing in arbitration, the arbitrator's award will include:
(1) any money to which you are entitled, but in no case less than $5,000; and (2) any reasonable
attorneys' fees, costs and expert and other witness fees.