CERTIFICATE For Claiming Deduction Under Section 24 (B) & 80C (2) (Xviii) of INCOME TAX ACT, 1961

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Date : 18-FEB-2019

CERTIFICATE for claiming deduction under section 24(b) & 80C(2)(xviii) of INCOME TAX ACT ,1961

For the period 01-APR-2018 to 31-

TO WHOMSOEVER IT MAY CONCERN


This is to certify that MR. DESHRAJ SHARMA, MR. VINAY SHARMA, MRS VANITA SHARMA Has/have been granted a HOUSING LOAN of Rs
27,00,439.00 vide Loan Account Number HHLNOD00343538 in respect of the following property:

UNIT NO.H-1206A,12TH A FLOOR,TOWER-H,,CASA ROYALE PLOT NO.GH-10,SECTOR-1,


GREATER NOIDA,GAUTAM BUDDHA NAGAR
UTTAR PRADESH - 201303

The above loan is repayable in Equated Monthly Installment ( EMIs) comprising of principal and interest.
The total amount of EMIs PAID from 01-APR-2018 to 31-MAR-2019 is Rs2,498.00
The break up of amount into Principal and Interest is given below
Loan Amount Rs. 2700439 Principal Component Rs.2450.94
(exclusive of insurance amount)
Disbursed Amount Rs. 2677297 Interest Component Rs.0
(exclusive of insurance amount)
Insurance Amount Rs. 50439 Pre Emi Interest Rs.197,774.00
*Principal and Interest received during the year is Rs. 47.06 & Rs. 0 respectively on insurance amount.
NOTES:

- This certificate is issued in order to enable you to claim the deduction from taxable income under section 24 (b) of the INCOME-TAX
ACT, 1961.
- Deduction under Section 24(b) of the Income-tax Act, 1961, in respect of interest payable on borrowed capital can be claimed
with and subject to fulfillment of conditions prescribed under the income-tax laws.Interest payable for the pre-acquisition or p
period can also be claimed as deduction in five equal installments beginning with the year the house property is purchased or
accordance with and subject to fulfillment of conditions prescribed in section 24(b) of the Income-tax Act, 1961.
- Deduction under Section 80C(2)(xviii) of the Income-tax Act, 1961, in respect of payments towards repayment of principal ca
claimed in accordance with and subject to fulfillment of conditions prescribed under the income-tax laws.
- The utilisation/end use of the loan is as per the Borrowers' discretion, and is required to be in accordance with the details prov
loan application and the undertakings given, if any, in the Loan Agreement, which, where such details has been provided, has
upon.
- For purpose of calculation of Interest / further interest (additional interest) & other charges, the basis, applied by Indiabulls is
- The details of amount disbursed is mentioned above and to be used for Tax purposes as per sections mentioned abo
Regulatory Guidelines as per Income Tax Act 1961.
* The amount interest and principal on insurance premium shown in certificate is not eligible for rebate under sectio
- In case of any discrepancy in the certificate, the same shall be reported within 7 days from date of issue of the sam

For Indiabulls Housing Finance Limited

This is a system generated letter and hence does not require a signature.

DESHRAJ SHARMA
LAN No. (HHLNOD00343538)
FTR HQ BSF MASIMPUR, PO ARUNACHAL,DISTT- CACHAR
CACHAR

Address: Corporate Office: Indiabulls House 448-451,Udyog Vihar,Phase-V,Gurgaon-122016.


Registered Office:M-62&63,First Floor,Connaught Place, New Delhi-110001.
Tel: 1800-200-7777(Toll free) Fax: - (022)-30491730
Mailto: [email protected] WebMail: www.indiabulls.com, Mon-Sun 08:30AM to 06:30PM.
CIN -U65923DL2006PLC150632, PAN: AABCI3612A

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