Fide Claim of Ownership Since June 12, 1945 or Earlier
Fide Claim of Ownership Since June 12, 1945 or Earlier
Fide Claim of Ownership Since June 12, 1945 or Earlier
Decree – issued by land registration authority containing technical Torrens Title – certificate of ownership issued under the Torrens
description of land; issued after finality of judgment System of registration by the government through road naming &
1. Decrees dismissing application declaring owner in fee simple of property described therein free from
2. Decrees of confirmation and registration all liens except those expressly noted.
Final after 1 year after decree
Unless there in innocent purchaser for value Process:
1. Within 15 days from finality of order of judgment directing
Subject only to appeal
registration of title – court to order Land Registration
Administration to issue decree of registration and Real Estate Mortgage – real property/real rights secure fulfillment of
certificate of title an obligation
2. Clerk of court will send order of court & copies of judgment
3. Administrator to issue decree of registration & original & Kinds:
duplicate of OCT – signed by Administrator, entered & file 1. Conventional – agreed upon by parties
decree of registration in LRA 2. Legal – Created by operation of law
4. Send to Register of Deeds – original & duplicate of title & 3. Judicial – results from a judgment
certificate for entry in his registration book 4. Equitable – pacto de retro in form but mortgage in essence
5. Enter in record book, dated, signed, numbered & sealed –
take effect upon date of entry Essential Requisites:
6. Register of Deeds to send notice to registered owner 1. Constituted to secure fulfillment of principal obligation
ready for delivery after payment of fees 2. Mortgagor be absolute owner of thing mortgaged
7. Register of Deeds shall send duplicate & note on each 3. Person constituting mortgage has free disposal of property
certificate of title to whom it is issued
8. Original copy to be filed in Register of Deeds; bound in Special Characteristics:
consecutive order. 1. Subject matter is realty
2. Real right – attaches to property wherever it is & whoever
Action for Partition, Splitting or Consolidation of Titles: holds it
1. Splitting or consolidation – ordinary – Register of Deeds 3. Accessory – presupposes existence of valid principal
level, no court involved obligation; cannot stand alone
2. Subdivision plan – approval of NHA, final approval of LRA, 4. Indivisibility – even if debt is divisible; mortgage is not
then Register of Deeds to issue memorandum that streets 5. Inseparability – mortgage lien is inseparable from property
not to be disposed except by way of donation to govt. shall 6. Retention of possession – mortgagor retains possession
be effected without approval of NHA.
Pacto de Retro – Equitable Mortgage
Annotations at Back of Certificate – need court order; otherwise 1. Price of sale with right to repurchase is usually inadequate
null & void 2. Vendor remains in possession as lessee or otherwise
3. Upon or after expiration of right to repurchase, another
instrument extending period /granting new period is
CHAPTER 8: VOLUNTARY DEALINGS WITH REGISTERED LAND executed
4. Purchaser retains a part of the purchase price
5. Vendor binds himself to pay taxes on thing sold
Operative Act – registration by owner; deed not registered – binding 6. Real intention of parties is that transaction
only between parties
shall secure payment of debt or fulfillment of
Process of Registration: other obligation
1. File instrument creating or transferring interest and
certificate of title with Register of Deeds Real Mortgage Chattel Mortgage
2. Owner’s duplicate
3. Payment of fees & documentary stamp tax Subject matter is real property Subject matter is movable
4. Evidence of full payment of real estate tax
5. Document of transfer – 1 copy additional for city/provincial May be in private document provided
assessor Public document only there is affidavit of good faith
6. Register of Deeds shall make a memorandum on the
certificate of title, signed by him Right of redemption for 1 year No right of redemption
7. Issue TCT
Deficiency can be recovered Deficiency cannot be recovered
Voluntary dealings
Need to present title – to record the deed in registry & to Execution & Registration
make memorandum on title. 1. Execution of deed in a form sufficient in law (public
instrument)
Involuntary dealings 2. Registration with Register of Deeds where the land lies &
No presentation required; sufficient that annotation in entry take effect upon registration
book is sufficient 3. Present deed of mortgage together with owner’s duplicate
4. Payment of fees
Formal requisites of a deed: 5. Register of Deeds shall enter upon original certificate of
1. Full name title & upon duplicate a memorandum – date, time of filing,
2. Nationality signature, file number assigned to deed
3. Place of residence 6. Register of Deeds to note on deed the date & time of filing
4. Postal address of grantee or other persons acquiring or & reference to volume & page of registration book in which it
claiming interest was registered
5. Civil status 7. No duplicate need be issued
6. Whether or not corporation:
Subject Matter
a. Register of Deeds to keep an entry book – day book Real property plus all its accessions unless contrary is
b. Enter in order of reception all deeds & voluntary stipulated
instruments, write & processes re land -Year, month, day, Future property – without legal effect
time, minute of reception of instrument; Registered from
time of entry Future improvements – deemed included
c. Fees of 5 bucks per document to be paid within 15 days Fruits & rents of mortgaged property deemed included
d. Note memorandum & sign & issuance of certificate Continuing credit secured by mortgage valid
e. Documents are numbered & indexed & indorsed with
reference to certificate of title– public records Forms:
f. Subject to reasonable regulation 1. Private document – void & inexistent
Cost borne by vendor. 2. Public instrument but not recorded – binding between
parties but not 3rd persons without notice
3. Public document & registered – valid & binding to
CHAPTER 9: REAL ESTATE MORTGAGE 3rd parties
Lease – one of parties deliver possession of property to another who CHAPTER 13: INVOLUNTARY DEALINGS WITH REGISTERED
is obliged to pay rent for use of such property. LAND
Registration of Lease
1. File with Register of Deeds the instrument creating lease Involuntary Dealings – transactions affecting land in which
together with Owner’s Duplicate of certificate of title cooperation of registered owner is not needed: it may even be
2. Register of Deeds to register by way of memorandum against his will
upon certificate of title
3. No new certificate shall be issued Attachment
A writ issued at the institution or during progress of an
When Prohibition in Mortgaged Property as regards Subsequent action commanding the sheriff to attach the property,
Conveyances, etc.: Leasehold cannot be registered in the title rights, credits or effects of the defendant to satisfy
thereof. demands of the plaintiff
Effect of Registration: Kinds:
1. Creates a real right but without prejudice to rights of 1. Preliminary
3rd persons 2. Garnishment
2. If not registered – valid as between parties but not to 3. Levy on execution
3rd persons without notice
Registration of Attachment / Other Liens
Registration – lessor not required to initiate; lessee shall initiate 1. Copy of writ in order to preserve any lien, right or
attachment upon registered land may be filed with Register
Aliens: of Deeds where land lies, containing number of certificate
1. May be granted temporary rights for residential purposes of title of land to be affected or description of land
2. Limit: 25 years, renewable for another 25 years 2. Register of Deeds to index attachment in names of both
plaintiff & defendant or name of person whom property is
Who Else May Register: Builder in Good Faith held or in whose name stands in the records
3. If duplicate of certificate of title is not presented:
4. Register of Deeds shall within 36 hours send notice to
registered owner by mail stating that there has been
CHAPTER 12: TRUSTS & POWERS OF ATTORNEY registration & requesting him to produce duplicate so that
memorandum be made
5. If owner neglects or refuses – Register of Deeds shall
Trust – obligation of a person to whom legal title to property is report matter to court
transferred to hold the property according to confidence reposed in 6. Court after notice shall enter an order to owner to
him surrender certificate at time & place to be named therein
7. Although notice of attachment is not noted in duplicate,
2 Kinds: notation in book of entry of Register of Deeds produces
1. Expressed – need to be in writing; cannot be proved by effect of registration already.
parole evidence
2. Implied – exist by operation of law; can be proved by Effect of Registration of Attachment:
parole evidence 1. Creates real right
3. Property is bought but paid by another party 2. Has priority over execution sale
4. Donation is made but donee have no beneficial interest 3. But between 2 attachments – one that is earlier in
thereon registration is preferred
5. Price of sale of property is loaned & conveyance is made 4. If not registered – actual knowledge is same as registration
to lender to secure fulfillment of loan
6. Land passes by succession to a person but legal title is put Duty of Register of Deeds
in another’s name
7. 2 persons purchase property but placed only in one’s Basically ministerial but may refuse registration in ff
name circumstances:
8. Guardian uses funds of ward to buy property 1. Title to land is not in the name of defendant
9. Property is acquired thru mistake or fraud
2. No evidence is submitted to show that he has present or Purpose: keep subject matter within the power of the court until the
possible future interest in land entry of final judgment
3. Unless: heir Therefore creates merely a contingency & not a liens
Properties Exempt From Execution: Family Home Effect of Registration:
1. Impossibility of alienating the property in dispute during the
Attachment – How continued, reduced or discharged pendency of the suit – may be alienated but purchaser is
Any method sufficient in law subject to final outcome of pending suit
Document to be registered 2. Register of Deeds duty bound to carry over notice of lis
pendens on all new titles to be issued
1. EXECUTION SALE
Cancellation of Lis Pendens:
To enforce a lien of any description on registered land, any 1. Before final judgment – court may order cancellation after
execution or affidavit to enforce such lien shall be filed with showing that notice I sonly for purpose of molesting an
Register of Deeds where land lies adverse party or it is not necessary to protect rights of
Register in registration book & memorandum upon proper party who caused it to be registered
certificate of title as adverse claim or as an encumbrance 2. Register of Deeds may also cancel by verified petition of
To determine preferential rights between 2 liens: priority of party who caused such registration
registration of attachment 3. Deemed cancelled when certificate of clerk of court stating
manner of disposal of proceeding is registered
2. TAX SALE
Notice of Lis Pendens is an Involuntary Transaction
Sale of land for collection of delinquent taxes and penalties
due the government Sufficient that there is entry in day book
In personam (all persons interested shall be notified so Other Parties who Need to Register:
that they are given opportunity to be heard) 1. ASSIGNEE IN INVOLUNTARY PROCEEDING FOR
Notice to be given to delinquent tax payer at last known INSOLVENCY
address Duty of the officer serving notice to file copy of notice
Publication of notice must also be made in English, to Register of Deeds where the property of debtor lies
Spanish & local dialect & posted in a public & conspicuous Assignee elected or appointed by court shall be
place in place wherein property is situated & at main entitled to entry of new certificate of registered land
entrance of provincial building upon presentment of copy of assignment with
Sale cannot affect rights of other lien holders unless given bankrupt’s certificate of title (duplicate)
right to defend their rights: due process must be strictly New certificate shall not that it is entered to him as
observed assignee or trustee in insolvency proceedings
Tax lien superior to attachment
No need to register tax lien because it is automatically Judgment / Order Vacating Insolvency Proceedings
registered once the tax accrues Order shall also be registered
But sale of registered land to foreclose a tax lien need to Surrender title issued in name of assignee & debtor shall
be registered be entitled to entry of new certificate
Court Authority Needed in Order to Sell CHAPTER 17: PETITIONS AND MOTIONS AFTER ORIGINAL
1. May be dispensed with if will empowers him sell REGISTRATION
2. Without authority first secured, heir may sell subject to
result of pending administration
1. Lost Duplicate Certificate
Sworn statement that certificate is lost to be filed by
CHAPTER 16: ASSURANCE FUND person in interest with Register of Deeds
Petition to court for issuance of new title
State creates a fund for the compensation of persons After notice and hearing – court to order issuance of
injured by divesting/cutting off of rights due to the new title with memorandum that it is issued in place of
indefensibility of title; following that act of registration is lost certificate (duplicate)
operative act by which State transfers title; created to If false statement: complex crime of estafa thru
relieve innocent persons from harshness of doctrine that falsification of public document
certificate of title is conclusive evidence of an indefeasible
title to land. 2. Adverse claim in registered land
Upon entry of certificate in name of owner or TCT, ¼ of 1% Whoever claims a better right or interest in a land
shall be paid to Register of Deeds based on assessed adverse to the registered owner shall make written
value of land – as contribution to assurance fund; if no statement alleging his right, how and when acquired
assessment yet, sworn declaration of 2 disinterested with description of land
persons subject to determination by court. Statement to be signed and sworn to
Money shall be under custody of the National treasurer; Entitled to registration as adverse claim – noted on
invest it until P+I aggregates to 500,000, excess shall be certificate of title
paid to the Assurance Fund; annual report of Treasurer to
Secretary of Budget. If there is petition – speedy hearing, determine validity
of adverse claim
Who is Entitled: May be cancelled without court order; effective only for
1. Claimant must be owner, purchaser or encumbrancer in 30 days
good faith who suffered actual damage by loss of land; in After cancellation, no adverse claim on same ground
short – he is deprived of his land or interest therein may be registered by same claimant
2. No negligence attributable to him
3. Claimant is barred from filing action to recover said land 1. Adverse to registered owner
4. Action to recover from assurance fund has not prescribed 2. Arises after original registration
3. Cannot be registered under provisions of land
Loss/Damages Should Not be Due to Following Reasons: registration act
1. Breach of trust
2. Mistake in resurvey resulting in expansion of area in To be made on original certificate, to the
certificate of title duplicate is not necessary because no access
Contracts of lease, contract to sell but
Loss/Damages Should be Due to the Following Reasons: prescription and money claims are not allowed
1. Omission, mistake, misfeasance of Register of Deeds or Purpose: measure designed to protect the
clerk of court interest of a person over a property where
2. Registration of 3rd persons as owner registration is not provided for by the land
3. Mistake, omission, misdescription in certificate of title, registration act; serve as notice and warning to
duplicate or entry in books persons subsequently dealing on said land
Different with lis pendens: permanent; can only Full payment of fees prerequisite to registration: at least
be removed after hearing is done but adverse the entry fee of 5.00, rest of the fees due payable within
claim is only for 30 days: lis pendens – notice next 15 days
that property is in litigation; adverse claim;
somebody is claiming better right Offenses:
Recent ruling: adverse claim can only be 1. Larceny
removed upon court order 2. Perjury – false statement under oath
3. Fraudulent procurement of certificate: fine of not more than
3. Petition Seeking Surrender of Duplicate Title 10,000 or imprisonment of 5 years or both in discretion of
court
In voluntary and involuntary conveyances – when 4. Forgery: fine of not more than 10,000 or imprisonment of
duplicate cannot be produced, petition in court may be 10 years or both in discretion of court
filed to compel surrender of certificate of title duplicate 5. Forging of seal in Register of Deeds, name, signature or
to Register of Deeds handwriting of any officer of court of Register of Deeds
After hearing, may order issuance of new certificate 6. Fraudulent stamping or assistance in stamping
and annul the old certificate; new certificate shall 7. Forging of handwriting, signature of persons authorized to
contain annotation re annulment of old certificate sign
8. Use of any document which an impression of the seal of
4. Amendment and Alteration of Certificate of Title the Register of Deeds is forged
A certificate of title cannot be altered, amended except 9. Fraudulent sale: sale of mortgaged property under the
in direct proceeding in court; summary proceeding misrepresentation that it is not encumbered; deceitful
disposition of property as free from encumbrance:
Entries in registration books also not allowed to be imprisonment of 3 years or fine not exceeding 2,00 or both
altered except by order of the court at discretion of court
Grounds:
1. New interest not appearing on the instrument
have been created CHAPTER 19: REGISTRATION OF PUBLIC LANDS
2. Interest have terminated or ceased
3. Omission or error was made in entering
certificate Public Lands – all lands owned by the government
4. Name of person on certificate has been changed
5. Registered owner has married Inalienable and alienable
6. Marriage has terminated Inalienable – public domain: timber and miner lands
7.Corporation which owner registered land has Alienable/ Disposable – public agricultural land
dissolved and has not conveyed the property
within 3 years after its dissolution Public land may be alienated, conveyed to private person.
What corrections are permitted in title (which does not
include lands included in original; technical description as Procedure:
long as original decree of registration will not be reopened 1. Official issuing instrument of conveyance to issue
and rights or interest of persons not impaired; old survey instrument
was incorrect; substitution of name of registered owner) 2. File instrument with Register of Deeds
1. Alteration which do not impair rights and 3. Instrument to be entered in books and owner’s duplicate to
2. Alteration which impair rights – with consent of be issued
all parties 4. Instrument – only contract between Government and
3. Alterations to correct obvious mistakes private person and does not take effect as conveyance if
unregistered, it is registration which is operative act of
5. Reconstitution of original certificate of tile conveying land; evidence of authority for Register of
Deeds to register
As consequence of war – records have been 5. Fees to be paid by grantee
destroyed 6. After issuance of certificate of title, land is deemed
When reconstituted – have same validity as old title registered land within the purview of the Torrens system
Can only be done judicially by filing a petition for
reconstitution with RTC Nature of Title to Public Lands conveyed: Indefeasible and
Conclusive
To be published in OG for 2 cons issues and on main
entrance of municipality at least 30 days before In absence of registration, title to public land is not
hearing perfected and therefore not indefeasible
In rem proceedings In case of 2 titles obtained on same date – one procured
thru decree of registration is superior than patent issued by
Court to order reconstitution if it deemed fit; issue director of lands
order to Register of Deeds
2 titles procured by one person – one from homestead
Lack of essential data fatal patent, one from judicial decree & sold to 2 diff persons,
one who bought it for value and in good faith & one who
register first shall have preference.
6. Transaction evidenced by lost document – how registered
Register of Deeds forbidden to effect registration of Classification of Land of Public Domain:
lost or destroyed documents Classification is exclusive prerogative of executive & not
Steps by interested parties: by judiciary
1. Procure authenticated copy of lost or destroyed Anyone who applies for confirmation of imperfect title has
instrument burden of proof to overcome the presumption that the land
2. Secure an order from court sought to be registered forms part of public domain
(Regalian doctrine).