PHILAM LIFE AND GENERAL ASSURANCE CORPORATION

The Philippine American Life and General Insurance Company is the largest life insurance company in
the Philippines and the market leader for 60 years. Philam Life offers an extensive line of products in the
industry that provides solutions to various financial needs including income protection, retirement,
education, investment, health, personal accident, group life and credit life. Philam Life has the most
extensive network of offices and sales agencies nationwide.

Philam Life is part of the AIA Group, a leading pan-Asian life insurance organization that traces its roots in
the Asia-Pacific region back more than 90 years.

Philam Life’s financial strength remains unmatched in the industry and is the top life insurer* based on
Premium Income, Assets, and Investments. The company’s financial results in 2008 are indicative of
strong growth, profitability, and sound financial management.

12th, 14th and 15th Floor

Ayala Life-FGU Center
6811 Ayala Avenue
Makati City, 1226

PIONEER LIFE INC

Pioneer’s life operations began in 1964, and by 1997 a joint venture called Pioneer Allianz was formed
with Allianz AG of Germany. In 2003, a mutual agreement was reached for Pioneer Life to move forward
as a 100 percent Filipino company. The relationship with former joint venture partner Allianz remains
strong with Allianz SE taking the role of principal reinsurer for Pioneer Life.

Pioneer Life Inc. continues to grow with an agency force numbering over 500 and gross written premiums
of over –P692 million. With capital of –P761 million and managed assets of –P2.7 billion in 2008, the
company carries its philosophy that the customer is king through all aspects of its business.

Pioneer House Makati, 108 Paseo de Roxas,

Legaspi Village, Makati City 1229, Philippines

PHILIPPINE PRUDENTIAL LIFE INSURANCE COMPANY

The Philippine Prudential Life Insurance Company, Inc. was founded and organized on February 18, 1963
by Don DANIEL L. MERCADO, SR. with principal offices then at Escolta, Manila. Its Incorporators, and
the first set of Board Members were drawn from different sectors of society. They were Justice Roman
Ozaeta, Engr. Daniel L. Mercado, Sr., Hon. Constancio E. Castañeda, Ms. Teodora U. de Mesa, Hon.
Brigido R. Valencia, Mr. Sergio Corpus, Mr. Sixto L. Orosa, Jr., Mr. Ignacio Jao-Tayag, Don Andres
Pascual, Justice Pompeyo Diaz, Mr. Eugenio Unson and Mr. Aniceto M. Guevarra. The company was
formed primarily to meet the growing life insurance requirements of the Filipinos and to help channel
dormant private capital into the bloodstream of the country's infant industries. Philippine Prudential Life
then exerted all efforts to gain and maintain through maximum efficiency-SOLIDITY, PERMANENCE AND
RELIABILITY-all of which it enjoys today.

Philippine Prudential Life Insurance is little known to have pioneered in the issuance of Mortgage
Redemption Insurance (MRI) contracts, designed primarily for groups of borrowers. This was later on
modified to suit the needs of bank borrowers as well as of other financing institutions through what we
now call Credit Life Insurance (CLI) policies.

Philippine Prudential Life Insurance has grown in name and in stature over the years, moderately but
surely. It is solid, permanent and reliable. From Metro Manila, agency offices have been organized in the
provinces and in key cities.

As part of its pledge to serve its growing clientele more efficiently and speedily, its has purchased a
computer system which was installed and made operational since October 1982, thus joining a small and
elite number of insurance companies which have gone to early computerization at that time.

THE PHILIPPINE PRUDENTIAL LIFE has been an acknowledged pioneer in organizing groups of life
insurance companies as a pool to handle a program of protection for some of its clients. Among them is
the Mortgage Security Insurance (MSI) of Philippine National Bank Provident Fund in 1965. Also, in 1990
in order to address the lack of organized protection program for private security guards, PPLIC once more
organized a group of 14 companies and offered the Philippine National Police (PNP) the life and accident
insurance program for the "Blue Guards" that remains to this day.

True to its expertise in group insurance and in view of its continuing belief in collaboration instead of
competition, the PPLIC once more organized and led 16 life insurance companies to provide the
government-mandated life and accident insurance program to our Filipino Overseas Contract Workers
(OCW) in 1991. Among the latest was the pioneering group plan covering all Land Bank of the Philippines
borrowers again leading 15 other participating life insurance companies. These large group contracts has
PPLIC as the Lead Company and have become shining proofs of how far cooperative efforts can succeed
even in a highly competitive milieu. All these are in addition to its various plans designed to suit individual
insureds.

The PPLIC has come this far, and as it has pledged in the past, it will continue to serve the best interest
of the insuring public
3/F Suite 305-308 AIC Burgundy Empire Tower
ADB Avenue Cor. Garnet St. and Sapphire Rd., Ortigas Center
Pasig City, Philippines

PHILIPPINE AXA LIFE INSURANCE CORPORATION

AXA Philippines is the formidable alliance between the Metrobank Group, one of the country’s biggest
financial conglomerates, and the AXA Group, one of the world's largest financial protection and wealth
management companies serving more than 80 million customers in more than 50 countries.

Considered one of the fastest growing life insurance companies in the Philippines, AXA has improved on
its 9th place ranking in its inaugural year in 1999 to become the second biggest life insurance company in
2006. With its 2007 performance, AXA was listed as one of the Top 50 biggest corporations in the
Philippines in terms of revenues by respected publications such as BizNews Asia, Business World, as
well as by the Securities & Exchange Commission (SEC 500).

Philippine AXA Life Centre

Sen. Gil Puyat Ave. corner Tindalo St.
Makati City, Philippines 1200

PHILAM EQUITABLE LIFE ASSURANCE COMPANY, INC

Philam Equitable Life Assurance Company is the product of a strategic alliance with one of the largest
and most reputable banks in the industry, Equitable PCI Bank. With this alliance, both Philam and
Equitable PCI Bank hope to strengthen their core business while diversifying into the bancassurance
distribution channel

The Philam Group of Companies is a learning organization that can offer vast growth opportunities for its
employees. Backed up by the American International Group (AIG), it operates on a global perspective
and employees enjoy the exposure to a wealth of resources and best practices from the more advanced
companies worldwide. It continues to be at the forefront of delivering world class services to its clients,
and helping the country in nation building.

MANULIFE CHINA BANK LIFE ASSURANCE CORPORATION

Manulife China Bank Life Assurance Corporation engages in the business of life insurance in Philippines.
It provides term life insurance and universal life insurance programs. Manulife China Bank Life Assurance
Corporation was formerly known as The Prumerica Life Insurance Company, Inc. and changed its name
in March, 2007. The company was founded in 1998 and is based in Makati City, Philippines. As of August
31, 2006, Manulife China Bank Life Assurance Corporation operates as a subsidiary of Manulife Financial
Corporation.

Manulife China Bank Life Assurance Corporation is a strategic alliance between Manulife Philippines and
China Bank, providing a wide range of innovative insurance products and services to China Bank
customers. The aim is to ensure that every client receives the best possible solution to meet his or her
individual financial and insurance needs.

Manulife Philippines
LKG Tower
6801 Ayala Avenue
1226 Makati City

PNB LIFE INSURANCE INC

PNB Life Insurance, Inc. traces its roots from New York Life Insurance Philippines, Inc. (NYLIP) as a
Philippine subsidiary of US-based New York Life International, LLC and commenced operation in August
2001.

As a 100% Filipino owned and managed company and a proud member of theLucio Tan Group of
Companies, PNB Life is now even more dedicated to strengthen and broaden its role in the financial
services market.

Today, PNB Life offers innovative financial solutions through a variety of platforms through its
bancassurance with Allied Bank and Philippine National Bank, and alternative distribution channels.

Ranked among the top life insurance companies in the country in terms of premium income and a leading
provider of variable life products, PNB Life remains steadfast in Providing New Beginnings in your
Life and aims to be the Dominant Provider of Financial Security to Filipinos Worldwide.

10th Floor Allied Bank Center, 6754, Ayala Ave. Cor., Legaspi St., Makati City

PRU LIFE INSURANCE CORPORATION OF U.K

The company known worldwide as the prudential, and in the UK, where at one time every third household
was insured with it, as the Pru, has played an integral part in the commercial and social life of the nation
for the past 150 years.

Pru Life UK's head office is conveniently located in the premier business district of Makati City in Metro
Manila. The hub of Pru Life UK's operation has over 200 employees, prepared to accommodate your
concerns, such as:

• Established Philippine operations in 1996

• 18 offices in major cities in year 2003, over 50 branches in 25 locations all over the Philippines
• Fastest growing life insurer registering 63% growth rate in 2001 - the highest rate in First Year
Premium Income Ordinary Life business among the top ten life companies
• One of the first life companies approved to market US$ policies
 • Has over 2,000 agents selling an increasing portfolio of ordinary life, endowment, personal
accident and investment-linked products
• Registered 19 Million Dollar Round Table (MDRT) qualifiers in 2001 and registered its first Court
of the Table qualifier for MDRT in 2003
• Ranks no. 1 in ordinary life among foreign entrants in years 2001-2002
• Ranked 4th highest in terms of First Year Premium Income - Ordinary Life Business in 2001
• Acquired AllState Life Phils in 2001 and ING Life Phils in 2002
• First to market variable life products in the Philippines
• Pru Life UK was named as the 2004 Outstanding Life Insurance Company for the 15th Annual
National Consumers Award (ANCA) awarded by the Consumers Union of the Philippines.

25/F Tower 1, The Enterprise Center,

6766 Ayala Avenue
corner Paseo de Roxas and Dela Rosa Streets
1226 Makati City, Philippines

SONY LIFE INSURANCE CORPORATION PHILIPPINES

Wholly-owned by Sony Life Japan, Sony Life Philippines is a prominent member of the Sony Group of
Companies. Established in 1998, Sony Life Philippines is regarded as a highly stable life insurance company.
Aside from having the second highest capitalization in the industry, standing at more than 1 Billion Pesos, it
has also maintained a high level of liquidity and solvency, signifying its strong ability to pay the claims and
benefits of its customers.

Sony Life in Japan is a world leader in the industry. It was ranked by theWeekly Economist as #1 in insurer
reliability, while Toyo Keizai Business Magazine named it #1 in Life Insurer Rankings. International credit
rating agencies have given Sony Life the following rati

Agency Category Rating

A.M. Best Company Inc. Financial strength A+ Superior
rating
Ratings and Investment Insurance claim AA A very high degree of capacity for
Information, Inc. paying ability payment of insurance claims
Standard & Poor’s Insurer financial A+ Stron
strength rating
35th Floor PBCom Tower
6795 Ayala Avenue cor.
V.A. Rufino Street
Makati City 1226

SUN LIFE OF CANADA PHILIPPINES INC

SLOCPI pioneered life insurance in the Philippines in 1895. Today, we are one of the largest and most
trusted insurers in the country with almost half a million policy holders to date.

Sun Life Financial Philippines is represented in the country by its life insurance arm, Sun Life of Canada
(Philippines), Inc. (SLOCPI); its mutual fund manager, Sun Life Asset Management Company Inc.
(SLAMC); and its pre-need business distributor, Sun Life Financial Plans Inc (SLFPI).

SLFPI is the sole distributor of Sun Life’s Pension and Education plans in the country. It is the first pre-
need company in the Philippines to offer participating pension and education plans.

As a multinational organization, we are committed to conducting our business with fairness and integrity.
A commitment that is based on a fundamental belief in law and honesty.

Sun Life of Canada (Philippines), Inc.

12/F, Tower 2, Enterprise Center
6766 Ayala Avenue Corner Paseo de Roxas
Makati City, Philippines

UNITED COCO PLANTERS LIFE ASSURANCE CORPORATION

COCOLIFE (United Coconut Planters Life Assurance Corporation), the first ISO Certified life insurance
company in the Philippines, is the parent company of the COCOLIFE Group of Companies which offers a
complete range of insurance and financial services. It has subsidiaries in the non-life business (UCPB
General Insurance), pre-need (Cocoplans), mutual funds (United Fund, COCOLIFE Fixed Income Fund),
asset management (COCOLIFE Asset Management) and security services (Ultra Security Services, New
Ultra, All Nation).

COCOLIFE Building
6807 (6774) Ayala Avenue
Makati City
Trunkline: (02) 812-9015 to 26

UNITED LIFE ASSURANCE CORPORATION PHILIPPINES

United Life Insurance Company has been committed to providing its clients with quality service and
competitive products for over 40 years. It was established in 1962 to complement United Fire & Casualty
Company’s expanding list of products, and by October 1963 had acquired a network of 55 agents.

In 1982, United Life Insurance Company became one of the first companies to offer the revolutionary life
insurance product, Universal Life. In more recent years, Annuities have emerged as one of the company’s
principal products. Both products have contributed substantially to the company’s growth.
In looking toward the future, United Life Insurance Company is confident that the next 40 years will be just
as successful as the first.

United Life Assurance Corp. provides insurance products. It offers life, education, and endowment plans.
The company was founded in 1958 and is based in Binondo Manila, the Philippines with branches in
Makati City and Cebu City, the Philippines.

6th Floor Federal Tower Building

Dasmariñas Street Corner
Muelle De Binondo
Binondo Manila,
Philippines

NATIONAL LIFE INSURANCE OF PHILIPPINES

National Life Insurance Company is the first all Filipino owned Insurance company. Founded in 1933, the
company has been serving the Filipino people for over 70 years with its outstanding finacial prodects of
Investments and Insurance.
Ayala Avenue 6762 National Life Insurance Bldg.
Manila 3116

15th Floor Ayala Life - FGU Center,

6811, Ayala Avenue, Makati City