Opcf 38 Agreed Limit For Automobile Electronic Accessories and Equipment
Opcf 38 Agreed Limit For Automobile Electronic Accessories and Equipment
Opcf 38 Agreed Limit For Automobile Electronic Accessories and Equipment
This change applies only to automobile(s) number indicated on your Certificate of Automobile Insurance.
1. Purpose of Change
This change is part of your policy. Where your policy provides coverage under Section 7 “Loss or Damage Coverages” this change form
limits the amount we will pay for loss or damage to automobile electronic accessories and equipment, other than factory installed
equipment, to agreed amounts.
2. Definitions
“Electronic accessories and equipment” includes, but is not limited to, radios, tape players/decks, stereo players/decks, compact disc
players, speakers, telephones, two-way radios including CB radios, ham radios and VHF radios, televisions, facsimile machines, electronic
navigation assistance, positioning and location finding devices, computers, and items of a similar nature.
“Factory installed equipment” means electronic accessories and equipment which was included in the original new purchase price of the
automobile.
3. What We Will Pay
If loss or damage to electronic accessories and equipment, other than factory installed equipment, is covered under Section 7 “Loss or
Damage Coverages” provided by your policy we will pay the actual cash value of the equipment up to $1,500 in total, unless the
equipment is listed below, in which case we will pay the limit shown for each item or the actual cash value of the equipment, whichever is
the lesser. The amount payable on any claim made under this coverage does not include the deductibles that apply to the claim.
Description of Equipment Limit of Coverage Premium
$ $
$ $
$ $
Total $ $
All other terms and conditions of your policy remain the same.
(JAN 01)