Schedule of Repayment of Term Loan With Principal and Interest Break-Up

Schedule of Repayment of Term Loan with Principal and Interest Break-up
` in lakhs.
Installment Estd.Month Opening Interest @ Principal Instalment Balance Loan
No. Balance 13.50% pa amount
1 Oct-10 31.50 0.32 0.88 1.20 30.62

2 Nov-10 30.62 0.31 0.88 1.19 29.74
3 Dec-10 29.74 0.30 0.88 1.18 28.86
4 Jan-11 28.86 0.29 0.88 1.17 27.98
5 Feb-11 27.98 0.28 0.88 1.16 27.10
6 Mar-11 27.10 0.27 0.88 1.15 26.22
1.77 5.28
7 Apr-11 26.22 0.26 0.88 1.14 25.34

8 May-11 25.34 0.25 0.88 1.13 24.46
9 Jun-11 24.46 0.24 0.88 1.12 23.58
10 Jul-11 23.58 0.24 0.88 1.12 22.70
11 Aug-11 22.70 0.23 0.88 1.11 21.82
12 Sep-11 21.82 0.22 0.88 1.10 20.94
13 Oct-11 20.94 0.21 0.88 1.09 20.06
14 Nov-11 20.06 0.20 0.88 1.08 19.18
15 Dec-11 19.18 0.19 0.88 1.07 18.30
16 Jan-12 18.30 0.18 0.88 1.06 17.42
17 Feb-12 17.42 0.17 0.88 1.05 16.54
18 Mar-12 16.54 0.17 0.88 1.05 15.66
2.56 10.56
19 Apr-12 15.66 0.16 0.88 1.04 14.78

20 May-12 14.78 0.15 0.88 1.03 13.90
21 Jun-12 13.90 0.14 0.88 1.02 13.02
22 Jul-12 13.02 0.13 0.88 1.01 12.14
23 Aug-12 12.14 0.12 0.88 1.00 11.26
24 Sep-12 11.26 0.11 0.88 0.99 10.38
25 Oct-12 10.38 0.10 0.88 0.98 9.50
26 Nov-12 9.50 0.10 0.88 0.98 8.62
27 Dec-12 8.62 0.09 0.88 0.97 7.74
28 Jan-13 7.74 0.08 0.88 0.96 6.86
29 Feb-13 6.86 0.07 0.88 0.95 5.98
30 Mar-13 5.98 0.06 0.88 0.94 5.10
1.31 10.56
31 Apr-13 5.10 0.05 0.88 0.93 4.22

32 May-13 4.22 0.04 0.88 0.92 3.34
33 Jun-13 3.34 0.03 0.88 0.91 2.46
34 Jul-13 2.46 0.02 0.88 0.90 1.58
35 Aug-13 1.58 0.02 0.88 0.90 0.70
36 Sep-13 0.70 0.01 0.70 0.71 -
0.17 5.10
Sr.No. Name of the Deductor TAN of Section
the Under
Deductor which
deduction
made**
1 KARAIKAL PORT PRIVATE LIMITED CHEK08208E 194C
5 MARG LIMITED CHEM02014F 194C
31 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

58 OIL AND NATURAL GAS CORPORATION LIMITED CHEO02501C 194C
SubTotal
61 MARG LIMITED CHEM02014F 194I
SubTotal
Total
Date of Amount Tax deducted TDS deposited Status of Date of
Payment/ Paid/ (TDS+ Booking Booking
Credit Credited Surcharge + (P/F/U)@
Education Cess)
4/27/2009 9042 205 205 F 26-10-2009
7/23/2009 7200 163 163 U 23-12-2009
1/20/2010 64634 646 646 F 18-06-2010
3/27/2010 112400 1124 1124 F 18-06-2010
4/5/2009 2845612 32241 32241 F 27-10-2009
5/9/2009 422939 4792 4792 F 27-10-2009
5/9/2009 11219412 127116 127116 F 27-10-2009
6/30/2009 176715 4004 4004 U 27-10-2009
6/30/2009 12451119 141072 141072 U 27-10-2009
6/30/2009 562980 6379 6379 U 27-10-2009
8/13/2009 2542448 28806 28806 F 14-01-2010
8/31/2009 9952946 112767 112767 F 14-01-2010
9/11/2009 4622846 52377 52377 F 14-01-2010
9/14/2009 1348853 15283 15283 F 14-01-2010
10/7/2009 27048 270 270 U 28-01-2010
10/13/2009 61250 613 613 U 28-01-2010
10/14/2009 1500000 15000 15000 U 28-01-2010
10/15/2009 2500000 25000 25000 U 28-01-2010
10/27/2009 718899 7189 7189 U 28-01-2010
11/10/2009 1000 10 10 F 28-01-2010
11/21/2009 10107 101 101 F 28-01-2010
12/1/2009 1200 12 12 F 28-01-2010
12/15/2009 5952345 59523 59523 F 28-01-2010
12/15/2009 10836981 108370 108370 F 28-01-2010
12/18/2009 12400498 124005 124005 F 28-01-2010
1/11/2010 22633 226 226 F 18-06-2010
1/22/2010 1306491 13065 13065 F 18-06-2010
2/16/2010 16236974 162370 162370 F 18-06-2010
3/18/2010 957698 9577 9577 U 18-06-2010
3/31/2010 9173068 91731 91731 F 18-06-2010
5/31/2009 780000 17675 17675 F 16-07-2009

5/31/2009 601500 13630 13630 F 16-07-2009
5/31/2009 4095000 92793 92793 F 16-07-2009
5/31/2009 644408 14602 14602 F 16-07-2009
5/31/2009 8145380 184574 184574 F 16-07-2009
6/30/2009 1578832 35776 35776 F 16-07-2009
7/31/2009 158888 3600 3600 F 16-10-2009
7/31/2009 98888 2241 2241 F 16-10-2009
7/31/2009 44460 1007 1007 F 16-10-2009
7/31/2009 74460 1687 1687 F 16-10-2009
7/31/2009 1833000 41536 41536 F 16-10-2009
7/31/2009 225000 5099 5099 F 16-10-2009
7/31/2009 298000 6753 6753 F 16-10-2009
7/31/2009 245000 5552 5552 F 16-10-2009
7/31/2009 1347840 30542 30542 F 16-10-2009
7/31/2009 125000 2833 2833 F 16-10-2009
7/31/2009 316670 7176 7176 F 16-10-2009
7/31/2009 587250 13307 13307 F 16-10-2009
8/31/2009 90633 2054 2054 F 16-10-2009
8/31/2009 458675 10394 10394 F 16-10-2009
8/31/2009 409609 9282 9282 F 16-10-2009
8/31/2009 201600 4568 4568 F 16-10-2009
9/30/2009 412000 9336 9336 F 16-10-2009
9/30/2009 2200000 49852 49852 F 16-10-2009
12/31/2009 2200000 22000 22000 F 14-01-2010
12/31/2009 1300000 13000 13000 F 14-01-2010
12/31/2009 103000 1030 1030 F 14-01-2010
3/31/2010 159948 1599 1599 F 09-06-2010
3/31/2010 6311356 63114 63114 F 09-06-2010
3/31/2010 3195207 31952 31952 F 09-06-2010
1842601
12/29/2009 16000 320 320 F 28-01-2010
320
146302942 1842921
Remarks (in
case of
reversals)*
Actual & Projected Profitability Statement.
PARTICULARS ` in lakhs.
Actuals Projected
2008-09 2009-10 2010-11 2011-12 2012-13 2013-14
Income
Contract Income 1,012.57 1463.03 1901.94 2472.52 3214.28 4178.56

Miscellaneous Income 0.42 0.50 0.63 0.79 0.99 1.24
Total 1,012.99 1,463.53 1,902.57 2,473.31 3,215.27 4,179.80
Expenditure
Labour Expenses 24.89 35.97 46.76 60.78 79.02 102.73

Materials Purchased 463.01 668.99 869.69 1130.59 1469.77 1910.70
Transportation Expenses 489.87 707.80 920.14 1196.18 1555.04 2021.55
Machinery Maintenance Expenses 17.22 24.88 32.35 42.05 54.67 71.07
Stationery and Tender Forms 1.26 1.81 2.36 3.07 3.99 5.18
Fuel & Travelling Expenses 4.02 5.81 7.55 9.82 12.76 16.59
Audit Fees 0.18 0.25 0.33 0.43 0.56 0.72
Bank Charges 0.13 0.19 0.25 0.32 0.42 0.54
Telephone & Communication Expenses 0.15 0.22 0.28 0.37 0.48 0.62
Depreciation 2.96 2.11 4.95 7.35 6.25 5.31
Total 1,003.69 1,439.75 1,873.88 2,436.96 3,164.75 4,111.35
Profit before Interest and Taxation 9.30 23.78 28.69 36.35 50.52 68.45
Interest on Working Capital Limit 0 0 1.69 3.38 3.38 3.38

Interest on Term Loan 0 0 1.77 2.56 1.31 0.17
Interest on Vehicle Loan. (Existing) 3.45 1.6 0.31 0.08 0 0
Profit before Tax 5.85 22.18 24.92 30.33 45.83 64.90

Cash Flow Statement
PARTICULARS Actuals Projected

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14
Cash inflows:
Opening Balance 27.34 0.15 0.21 0.25 0.58 0.55

Profit Before Tax 5.85 22.18 24.92 30.33 45.83 64.90
Contract Amt. Receivable 73.15 57.06 74.18 96.43
Non-Cash Expenditure (Depreciation) 2.96 2.11 4.95 7.35 6.25 5.31
Tax Refunds 11.93 0 16.43 12.56 17.83 23.52
Fresh TL 31.50
Fresh WCCC 25.00
Trade Creditors 80.5 46.5 71 94.5 115
Total 20.74 104.79 222.45 178.30 238.59 305.16
Cash Outflows:
Principal Repayment for existing loan 3.67 4.9 2.72 1.65 0 0
Principal Repayment - WCCC 0 0 0 0
Principal Repayment - TL 5.28 10.56 10.56 5.10
Non-Cash Income (Contract Amt. Receivable) 0 73.15 57.06 74.18 96.43 125.36
Tax Deducted At Source 17.21 18.42 24.54 31.9 41.46 53.9
Drawings 1.5 2.4 3.6 4.8 6 7.2
Tax Payments 0.78 5.86 6.71 8.38 13.17 19.06
Other Repayments (Trade Creditors etc) 24.77 80.5 46.5 71 94.5
Investments in Fixed Assets 42
Total 47.93 104.73 222.41 177.97 238.62 305.12
Cash Gap -27.19 0.06 0.04 0.33 -0.03 0.04
Closing Balance 0.15 0.21 0.25 0.58 0.55 0.59

Debt Service Coverage Ratio

2008-09 2009-10 2010-11 2011-12 2012-13 2013-14
Profit before Interest, Tax and Drawings 9.30 23.78 28.69 36.35 50.52 68.45
Add: Non-Cash Expenditure (Depreciation) 2.96 2.11 4.95 7.35 6.25 5.31
Total 12.26 25.89 33.64 43.70 56.77 73.76
Principal Repayment - Existing Loan 3.67 4.9 2.72 1.65 0 0

Principal Repayment - Proposed TL 0 0 5.28 10.56 10.56 5.1
Principal Repayment - Proposed WCCC 0 0 0 0 0 0
Interest Payment - Existing Loan 3.45 1.6 0.31 0.08 0 0
Interest Payment - Proposed TL 0 0 1.77 2.56 1.31 0.17
Interest Payment - Proposed WCCC 0 0 1.69 3.38 3.38 3.38
Personal Drawings 1.5 2.4 3.6 4.8 6 7.2
Tax Liability 0.78 5.86 6.71 8.38 13.17 19.06
Total 9.4 14.76 22.08 31.41 34.42 34.91
Funds Available at Disposal 9.98 17.63 23.33 30.52 37.60 47.50

Debt Service 7.12 6.5 11.77 18.23 15.25 8.65
Debt Service Coverage 1.40 2.71 1.98 1.67 2.47 5.49
Average DSCR 2.06 2.90
Working Capital Service Schedule
Details
` in lakhs.
2010-11 2011-12 2012-13 2013-14
Opening Principal 0.00 25.00 25.00 25.00

Add: Additions 25.00 0.00 0.00 0.00
25.00 25.00 25.00 25.00
Less: Repayment during the year 0.00 0.00 0.00 0.00
Closing Principal Balance 25.00 25.00 25.00 25.00
Average Interest for the year @ 13.50% pa 1.69 3.38 3.38 3.38
1. Interest is assumed at 13.50% pa

2. Assumed that full limit is utilised.
Actual & Estimated Balance Sheet

2008-09 2009-10 2010-11 2011-12 2012-13
Liabilities:
God's Account 0.01 0.01 0.01 0.01 0.01
Proprietor's Capital Account
Opening Balance 16.57 20.92 40.70 62.02 87.55
Add: Profit for the year 5.85 22.18 24.92 30.33 45.83
22.42 43.10 65.62 92.35 133.38
Less: Drawings 1.50 2.40 3.60 4.80 6.00
20.92 40.70 62.02 87.55 127.38
Secured Loan - Existing 9.28 4.38 1.66 - -
Proposed Loan - TL 26.22 15.66 5.10
Proposed Loan - WCCC 25.00 25.00 25.00
Creditors 0.45 80.50 46.50 71.00 94.50
TOTAL 30.66 125.59 161.41 199.22 251.99
Assets:
Fixed Assets 14.08 11.97 49.02 41.67 35.42

Current Assets (Excl. Cash) 16.43 113.41 112.14 156.97 216.02
Cash & Cash Equivalents 0.15 0.21 0.25 0.58 0.55
TOTAL 30.66 125.59 161.41 199.22 251.99

et
cted
2013-14
` in lakhs.
0.01
127.38
64.90
192.28
7.20
185.08
-
(0.00)
25.00
115.00
325.09
30.11
294.39
0.59
325.09
Fixed Assets Schedule:
Currency : `
Balance As on 31st March ~
Particulars of Assets Depn. Rate 2009 2010 2011 2012 2013 2014
S. No
1 Lorry - TN-31 V - 5382 15.00% 18,590 15,802 13,431 11,417 9,704 8,248
2 Taurus Tipper (Cost. 21.00) 15.00% 0 0 1,942,500 1,651,125 1,403,456 1,192,938
3 Soil Compacter (Cost 21.00) 15.00% 0 0 1,942,500 1,651,125 1,403,456 1,192,938
4 JCB Escorts - PY01V-9711 15.00% 573,049 487,092 414,028 351,924 299,135 254,265
5 Scorpio Car - TN31AZ9999 15.00% 686,370 583,415 495,902 421,517 358,289 304,546
6 Temporary Shed 35.00% 130,000 110,500 93,925 79,836 67,861 57,682
Total 1,408,009 1,196,808 4,902,287 4,166,944 3,541,902 3,010,617

Depreciation 295,540 211,201 494,521 735,343 625,042 531,285

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Schedule of Repayment of Term Loan with Principal and Interest Break-up

1 Oct-10 31.50 0.32 0.88 1.20 30.62

7 Apr-11 26.22 0.26 0.88 1.14 25.34

19 Apr-12 15.66 0.16 0.88 1.04 14.78

31 Apr-13 5.10 0.05 0.88 0.93 4.22

1 KARAIKAL PORT PRIVATE LIMITED CHEK08208E 194C

2 KARAIKAL PORT PRIVATE LIMITED CHEK08208E 194C

3 KARAIKAL PORT PRIVATE LIMITED CHEK08208E 194C

4 KARAIKAL PORT PRIVATE LIMITED CHEK08208E 194C

5 MARG LIMITED CHEM02014F 194C

6 MARG LIMITED CHEM02014F 194C

7 MARG LIMITED CHEM02014F 194C

8 MARG LIMITED CHEM02014F 194C

9 MARG LIMITED CHEM02014F 194C

10 MARG LIMITED CHEM02014F 194C

11 MARG LIMITED CHEM02014F 194C

12 MARG LIMITED CHEM02014F 194C

13 MARG LIMITED CHEM02014F 194C

14 MARG LIMITED CHEM02014F 194C

15 MARG LIMITED CHEM02014F 194C

16 MARG LIMITED CHEM02014F 194C

17 MARG LIMITED CHEM02014F 194C

18 MARG LIMITED CHEM02014F 194C

19 MARG LIMITED CHEM02014F 194C

20 MARG LIMITED CHEM02014F 194C

21 MARG LIMITED CHEM02014F 194C

22 MARG LIMITED CHEM02014F 194C

23 MARG LIMITED CHEM02014F 194C

24 MARG LIMITED CHEM02014F 194C

25 MARG LIMITED CHEM02014F 194C

26 MARG LIMITED CHEM02014F 194C

27 MARG LIMITED CHEM02014F 194C

28 MARG LIMITED CHEM02014F 194C

29 MARG LIMITED CHEM02014F 194C

30 MARG LIMITED CHEM02014F 194C

31 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

33 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

34 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

35 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

36 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

37 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

38 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

39 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

40 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

41 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

42 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

43 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

44 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

45 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

46 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

47 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

48 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

49 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

50 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

51 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

52 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

53 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

54 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C

55 NIKORESOURCES (NELPV) LIMITED CHEN05474A 194C