Option 3 Nemesis PDF

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ANNEX C

SCHEDULE OF BENEFITS AND FEES


Option 3
PACKAGE PLAN AGGREGATE LIMIT 100%
Room Accommodation Category
Maximum Daily Room and Board Open
Maximum Benefit Limit Php 40,000.00 / year

I. Out-Patient Consultation / Laboratory


II. Emergency Treatment of Illness and Injury
100% of Total MBL
III. Confinement
OUTPATIENT CONSULTATION:
1. Accredited Clinic Covered
2. Non-accredited clinic in areas with provider network Covered (80%)
3. Non-accredited clinic in areas with no provider network Covered (reimbursement only)
EMERGENY TREATMENT:
1. Accredited Hospital Covered
2. Non - Accredited Hospital Covered (100%)
3. Medico Legal Cases Reimbursement only
CONFINEMENT (Hospital Bills & Professional Fees):
1. Non – emergency in areas with no provider network Covered (100%)
2. Non – accredited in areas with provider network Covered (80%)
3. Emergency confinement (nationwide) Covered (100%)
PRE-EXISTING ILLNESS:
100 - 399 Members - Covered after twelve ( 12 ) months of continuous membership
400 – up Members - Automatic coverage of Pre-Existing illness
PRESCRIBED TAKE HOME MEDICINES: Not covered
ANNUAL PHYSICAL EXAMINATION: Covered after twelve ( 12 ) months of continuous membership
DENTAL SERVICES:
1. Simple Tooth Extraction Unlimited
2. Oral Prophylaxis Once a year, covered after twelve ( 12 ) months of continuous
membership
3. Permanent Filling 2 Permanent Filling per year
FINANCIAL ASSISTANCE:
1. Natural Death Php 5,000.00
ACCIDENT INSURANCE COVERAGE (Subject to underwriting
guidelines):
1. Accidental Death Php 10,000.00
2. Dismemberment due to Accident Up to Php 20,000.00 ( as per scheduled body parts)
3. Burial Expense (accident) Php 10,000.00

PRODUCT DESCRIPTION GROSS PREMIUM


MODE OF PAYMENT MONTHLY
WARD Php 320.00
SEMI-PRIVATE Php 380.00

Conforme: __________________________ _____________________________

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