TOPIC: Mismanagement of Financial Aid Among Student in Usim: Section A: Demographic Profile

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TOPIC: Mismanagement of Financial Aid Among Student In Usim

Section A: Demographic Profile

1.Gender

Male Female

2. Age

18 - 23 years

24 - 29 years

30 - 35 years

Above 35 years

3. How Much you spend for one month

RM 100- RM 200

RM 201 – RM 400

RM 401 – RM 600

RM 601 – RM 800

RM 801 and Above

4. How do you spend money ‘the most’ on your daily routine? Please choose Three

Transportation Entertainment

Education Food

Clothing/Beauty Personal Care

Living (rental) Saving

Others (if yes, please state) : ____________

5. What type of your Financial resources

Scholarship PTPTN

Zakat MARA

Personal Loan YAYASAN

Family Members Friends

Others (if yes, Please state) : ____________


Section B: Financial Behaviour

1 2 3 4 5
Strong Disagree Disagree Neutral Agree Strongly Agree

1. I plan and implement a regular 1 2 3 4 5


savings/investment program.

2. I read to increase my financial knowledge. 1 2 3 4 5

3. I maintain adequate financial records. 1 2 3 4 5

4. I compare prices when shopping for 1 2 3 4 5


purchases.

5. I budget and track my spending. 1 2 3 4 5

6. I allocate some of the expenses for daily 1 2 3 4 5


necessities
7. I am very concerned about the brand in 1 2 3 4 5
purchasing needs

Section C: Financial Attitude

1 2 3 4 5
Strong Disagree Disagree Neutral Agree Strongly Agree

1. Debt is not the best solution in solving 1 2 3 4 5


financial problems

2. I fell that I am capable in controlling my 1 2 3 4 5


financial situation.

3. I save money to control money without 1 2 3 4 5


purpose
4. I enjoy talking to my friends regarding 1 2 3 4 5
money management issues (e.g. credit
cards, taxes, investing, etc.).

5. Buying academic items should be 1 2 3 4 5


prioritized over other things in spending

6. I note that every day outflow of money is a 1 2 3 4 5


smart move to spend efficiently
7. I think systematic financial management 1 2 3 4 5
cannot control the desire to spend

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