Credit Reports

- Samples
Credit Reports (Samples) Page

Description of Reports 1

CTOS Report (Company) 2- 12

​​​​
CTOS Score Report (Individual) 13- 22

CTOS LitE Report (Company) 23 - 27

CTOS LitE Report (Individual) 28 - 32

Trade Reference Report 33 - 34

 Description of Reports

CTOS Score Report

Our flagship report that contains the most comprehensive information on the subject. The CTOS Score Report
covers both companies & businesses. The report is structured in five (5) distinct sections;

• Section A: Snapshot
• Section B: Company / Business Profile
• Section C: Banking Payment History
• Section D: Litigation Information
• Section E: Trade Referee

The CTOS Score Report further builds on the CTOS Report by offering additional analytics such as the CTOS
Score to provide further insights that could aid your credit evaluation.

CTOS LitE Report

A concise version of the CTOS Report containing all the important business and identity information but excludes
litigation records. Subscribers who wish to conduct an initial review of the subject may use the LitE Report without
worrying about the Credit Reporting Agencies Act compliance.

1
CTOS Report
Company
 CTOS Report (Company)

Strictly Confidential 1 ID Verification

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report • This section displays the company’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 basic details i.e. Name, Registration
Number, Registered Address,
A : SNAPSHOT Business Address, Business Sector
ID Verification 1 CTOS Litigation Index 3 & Company Type.
Company Name / Reg. No. COMPANY SDN BHD / 123456 (your input)

Company Name COMPANY SDN BHD (Name Match)

8712 2 Financials & Shareholders*
Company Registration No. 1234560M (ID Match)

Registration Date 04/04/2002 WORST BEST • This section displays the financial
Registered Address NO. 32A, JALAN OPERA U2/L,
9999 0000
highlights, directorship & Top 5
TAMAN TTDI JAYA, SECTION U2,
SHAH ALAM, SELANGOR shareholders based on the latest
Business Sector GENERAL MERCHANDISE CCM information.
Company Status Existing

Financials and shareholders 2

Index Description
Last Updated 04/11/2011
3 CTOS Litigation Index
Previous Name Change ABC SDN BHD (12/02/2015) 87 Civil Suit / Summon
Revenue 30,100,390.00 1 > 96 months
• This index here is a weightage based
Profit After Tax (RM) 542,935.00 2 Number of records indexing system derived from
Net Assets (RM) 1,245,015.00 information in Section D of this report.
Paid-Up Capital (RM) 550,000.00
SECTION SUMMARY 4
Total Company Charges (RM) 4,200,000.00

Directorship • Director 1 (IC) • Director 3 (IC)

CTOS OTHERS
4 Section Summary
• Director 2 (IC) • Director 4 (IC) SECTIONS ID SSM BPH LGL TR IL

Top 5 shareholders • Shareholder 1 (value) • Shareholder 4 (value) SELECTED • This section displays the selected
• Shareholder 2 (value) • Shareholder 5 (value)
• Shareholder 3 (value)
DATA
AVAILABLE
A B C - E IL & available information in the report.
Credit Info at a Glance 5
Source Entity Related Parties

Winding Up Status NEWSPAPERS/GAZZETES Clean Clean

5 Credit Info At A Glance
Active legal records in past 24 months (personal capacity)
• Number
SUBSCRIBER
NEWSPAPERS 2 2 • This section displays the highlights
• Value MDI RM 200,000.00 RM 200,000.00
on the following information for the
Active legal records in past 24 months (non-personal capacity) SUBSCRIBER
• Number NEWSPAPERS 2 2 company + its related parties;
• Value MDI RM 200,000.00 RM 200,000.00

Availabilty of Legal Records B.P.H. 3 3 o Litigation

Special Attention Accounts B.P.H. 3 3
o Trade Reference
Availability of Dishonoured Cheques DCHEQS YES YES
o Banking Payment History
Outstanding credit facilities B.P.H. 3 3
• Number RM 274,599.00 RM 274,599.00 o Dishonoured Cheques
• Value YES YES
• Installment in arrears in past 24 months
Credit applications in past 12 months B.P.H.
• Total 4 4
• Approved 0 0
• Pending 1 1

Availability of Trade Referee Listing CTOS YES YES

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

3
 CTOS Report (Company)

Strictly Confidential 6 Company Profile

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report • This section displays the company’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 basic details i.e. Name, Registration
Number, Registered Address,
B : COMPANY PROFILE 6 Business Address, Business Sector
Company Name COMPANY SDN BHD (XXXXXXM) & Auditor & Financial Year End.
Registration Date 04/04/2002

Registered Address NO. 32A, JALAN OPERA U2/L,

TAMAN TTDI JAYA, SECTION U2,
7 Previous Name Change*
SHAH ALAM, SELANGOR
• This section displays the name the
Business Sector GENERAL MERCHANDISE
company was previously known as.
Auditor CHEN & CO

Financial Year End (DD/MM) 31/12

8 Address Records
Previous Name Change Date Changed 7
XYZ Sdn Bhd 15/01/2015 • This section displays all known
Test-Scan Sdn Bhd 07/10/2014 addresses registered to this company
and it’s source of information.
Address Record Date Source 8
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM 15/01/2015 SSM

89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR 07/10/2014 CCRIS 9 Share Capital*
Share Capital 9 • This section displays the company’s
Authorised Capital 2,000,000.00 Paid-up Capital 1,000,000.00 share capital.
Type Number of shares Nominal value (sen) Other than Cash Paid-up Capital

Ordinary 1,000,000.00 1 .00 0 1,000,000.00 10 Directors*

Preference 0 0 0 0
• This section displays the complete
Others 0 0 0 0
listing of the company directors
DIRECTORS 10 & secretary.
Name Residential Address IC no. Designation Date of Appointment Date of Resignation

DIRECTOR 1 219 JLN GIGIH 9, 790312012234 Director 04/04/2002 -

BANDAR T6, 11 Shareholders*
47100 SHAH ALAM
SELANGOR
• This section displays the complete
DIRECTOR 2 89 TAMAN FAJAR, 770310015514 Director 16/06/2006 22/09/2015 listing of the company shareholders.
BAKRI BARU 4,
47200 SHAH ALAM,
SELANGOR

DIRECTOR 3 NO. 198, JALAN SATU, 640301012231 Secretary 26/12/2003 -

TAMAN KERAMAT,
SELANGOR

SHAREHOLDERS 11
Name IC no. / BR No. Shareholding (shares) Shareholding (%)

SHAREHOLDER 1 790312012234 50,000 10%

SHAREHOLDER 2 770509355519 450,000 90%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

4
 CTOS Report (Company)

Strictly Confidential 12 Company Charges*

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report • This section displays the complete
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 listing of the company’s charges.

COMPANY CHARGES 12
Charge No. Amount Created Chargee Status 13 Financial Highlights
1 100,000.00 27/01/2003 BANK A Fully Satisfied

2 400,000.00 02/06/2003 BANK B Unsatisfied

• This section displays the complete
listing of the company’s financial
FINANCIAL HIGHLIGHTS 13
Financial Year End 31/12/2009 31/12/2008 31/12/2007
details.
30/06/2008
Date of tabling 30/06/2010 30/06/2009
• The information populated is directly
Auditor Chen & Co Chen & Co Deloitte
Auditor Address NO. 32A, NO. 32A, NO. 32A,
from CCM, covering 5 years.
JALAN OPERA, U2/L, JALAN OPERA, U2/L, JALAN OPERA, U2/L,
TAMAN TTDI JAYA, TAMAN TTDI JAYA, TAMAN TTDI JAYA,
SECTION U2, SECTION U2, SECTION U2,
SHAH ALAM, SHAH ALAM, SHAH ALAM,
SELANGOR. SELANGOR. SELANGOR.
Exempt Private Company - - - 31/12/2006 31/12/2005
Unqualified Reports (Y/N) Y Y Y
Consolidated Accounts N N N
Balance Sheet

Non-Current assets 10,000,000.00 9,000,000.00 8,000,000.00

- Fixed Assets 5,000,000.00 5,000,000.00 5,000,000.00
- Other Assets 5,000,000.00 4,000,000.00 3,000,000.00
Current Assets 10,000,000.00 10,000,000.00 10,000,000.00
Total Assets 20,000,000.00 19,000,000.00 18,000,000.00
YoY Growth 5.3% 5.6%
Non-current liabilities 2,000,000.00 1,000,000.00 1,000,000.00
Current liabilities 5,000,000.00 4,000,000.00 3,000,000.00
Long Term Liabilities 0.00 0.00 0.00
Total Liabilities 7,000,000.00 5,000,000.00 4,000,000.00
YoY Growth 40% 25%
Share capital 10,000,000.00 10,000,000.00 10,000,000.00
Share premium 0.00 0.00 0.00
Reserves 3,000,000.00 4,000,000.00 4,000,000.00
Minority interests 0.00 0.00 0.00
Net worth 13,000,000.00 14,000,000.00 14,000,000.00
YoY Growth -7.1% 0%

Income Statement

Revenue 30,000,000.00 25,000,000.00 20,000,000.00

YoY Growth 20% 25%
Profit/(loss) before tax 20,000,000.00 18,000,000.00 16,000,000.00
YoY Growth 11% 13%
Profit/(loss) after tax 15,000,000.00 13,000,000.00 11,000,000.00
YoY Growth 15% 18%
Net dividend 3,000,000.00 2,500,000.00 2,000,000.00
Minority interests 0.00 0.00 0.00

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

5
 CTOS Report (Company)

Strictly Confidential 14 Related Companies &

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report Subsidiaries
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays a listing of the
company’s subsidiaries.
FINANCIAL HIGHLIGHTS
Financial Year End 31/12/2009 31/12/2008 31/12/2007
Liquidity Ratios

Current Ratio 2.00 2.50 3.33

Working Capital Days 61 88 128

Profitability Ratios

ROA 75% 68% 61%

ROE 115% 93% 79%
PBT Margin 67% 72% 80%
PAT Margin 50% 52% 55%
Other Ratios
Asset Turnover Ratio 1 .50 1 .32 1 .11
Gearing Ratio 0.54 0.36 0.29
Dividend Pay-out Ratio 20% 19% 18%
Earnings per Share 15.0 13.0 11 .0
Dividend per Share 3.0 2.5 2.0

RELATED COMPANIES/SUBSIDIARIES 14
Name BR NO. Paid Up Capital (RM) Shareholding (%)

SUBSIDIARY 1 551299M 55,000 10%

SUBSIDIARY 2 719223P 495,000 90%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

6
 CTOS Report (Company)

Strictly Confidential 15 Banking Payment History

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report (CCRIS Summary)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays the following:

C1 : BANKING PAYMENT HISTORY o Number of approved facilities.

o Number of pending facilities.
Subject Status Pending Verification
o Total amount outstanding
CCRIS SUMMARY 15 o Total limit
Credit Applications No of Applications Amount Applied
o Foreign Exchange Contract
Approved in past 12 months 2 48,000.00 amount.
Pending 3 25,000.00

Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit

As Borrower 39,488.00 48,000.00 0.00

16 Banking Payment History
As Guarantor - 0.00 0.00
(CCRIS Details)
Total 39,488.00 48,000.00 0.00 • Based on the summary reflected
Legal Action Taken Y above this section displays the
Special Attention Account Y
breakdown of each facility. With the
following details;
CCRIS DETAILS 16 o Status of facility
Loan Information o Capacity
No. Date Sts Capacity Lender
Type
Facility Total
Outstanding
Date
Balance
Limit (RM) Print. Col
Reprint. Type
Conduct of Account for Last 12 Months LGL
STS
Date
Status
o Lender Type
Balance (RM) Update Term Updated
o Facility Type
2015 2014 o Total Outstanding Balance
Outstanding Credit M F J D N O S A J J M A
o Limit
12 10/05/2014
o Repayment term
1 02/11/2011 Own CB 38,000.00 70 o Collateral Type
O PCPASCAR 34,488 28/02/20 MTH 0 0 0 0 1 0 0 0 0 0 0 1 o Conduct of account
2 10/11/2011 Own CB 10,000.00 00
o Legal Status
O CRDTCARD 5,000.0 28/02/20 MTH 0 0 0 0 0 0 0 0 0 0 0 1

• Special Attention Account

TOTAL TOTAL
OUTSTANDING 39,488.00 LIMIT: 43,000.00
BALANCE: • Credit Application Details
Special Attention Account
1 10/11/2014 CRDTCARD 10 09/01/2015
Credit Application
1 02/01/2015 P Own Own 25,000.00

2 11/03/2015 A Own CB 15,000.00

3 02/02/2015 A Joint OTH 33,000.00

REMARK LEGEND

FACILITY: STATUSES:
PCPASCAR – Purchase of Passenger Car CREDIT APPLICATION LOAN INFORMATION
CRDTCARD – Credit Card P – Pending C – Reschedule credit facility
A – Approved O – Outstanding

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

7
 CTOS Report (Company)

Strictly Confidential 17 Banking Payment History

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report (CCRIS Derivatives)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section is divided into 3;
Earliest known facility, secured
CCRIS DERIVATIVES 17 facilities & unsecured facilities as a
Earliest known Date of application 09/06/2011 quick guide.
facility
Facility type HRPCSGD – Hire purchase for scheduled goods

Secured facilities # of facilities 2

Total outstanding balance (RM) 272, 059.00 (12.4%)

18 Dishonoured Cheques
FEC Limit

Average number of installments in arrears 4.4 • This section displays the cheques
Unsecured facilities # of facilities 1 that have been reported to BNM.
Total outstanding balance (RM) 2,500.00 (3.1%)

Average number of installments in arrears 0

C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm) 18

Dishonoured Cheque Information (Own Bank)

Account No Issuance Date Cheque No Amount Remarks

70122182 10/05/2015 223455 5000.00 Account Closed

Dishonoured Cheque Information (Commercial Bank)

Bank Account No Issuance Date Remark

1 1411238939242 05/05/2015 Account Closed

C3 : CCRIS SUBJECT COMMENTS

- None -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

8
 CTOS Report (Company)

Strictly Confidential 19 Legal Cases

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report (subject as defendant)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays a summary of
all cases tagged to the individual as
D1 : LEGAL CASES (SUBJECT AS DEFENDANT) the defendant.
SUMMARY 19
No. Case Type Amount Plaintiff Status of Last Update Subject Comment
20 Case Details
1 FORECLOSURE PROCEEDINGS - Alliance Bank Settled N
- STATUTORY NOTICE ISSUED (PJ BRANCH)
• This section displays the details of
2 SUMMONS 8,744,596 Asian Finance Bank Pending N
each case shown in the summary
3 DIRECTOR OF A COMPANY WITH - BONG FAILED Pending N above.
PETITION OR WINDING-UP ORDER ISSUED READY-MIXED

4 PROCLAIMATION OF SALE 30,000 MULTI SUDA FAIL Pending N

SDN BHD

Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the 21 Subject Comment
data subject prior to disclosure.”

CASE STUDIES 20
• This section displays any comments
or explanation provide by the
1. FORECLOSURE PROCEEDINGS - STATUTORY NOTICE ISSUED
individual to CTOS (if any)
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

SPECIAL REMARKS Property Sold Liability

NAME COMPANY SDN BHD

ID 1234560M (LC MATCH)

REMARK -

ADDRESS POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

CHARGEE ALLIANCE BANK

NOTICE DATE -

OUTSTANDING AMOUNT -

PROPERTY LOCATION LOT 6243, BLK 1, LAMBIR LAND DISCTRICT

PROPERTY DESCRIPTION FACTORY BUILDING

REGISTERED OWNER CARLOS WEIWEI WONG 1/3 SHARE

SOLICITOR S RAVI CHANDARAN & ASSOCIATES TEL 05-2437896

1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN,
PERAK.

SETTLEMENT PROPERTY SOLD LIABILITY DISCHARGED

SETTLEMENT DATE 04-05-2014

SUBJECT COMMENT - 21
CRA COMMENT -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

9
 CTOS Report (Company)

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28

2. SUMMONS – DIRECTED TO
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

REMARKS -

NAME COMPANY SDN BHD

ID 1234560M

REMARK PARTNER

ADDRESS POS 19, BT 11/2, J MINYAK BEKU, KG PETANI, BATU PAHAT

FIRM

PLAINTIFF ASIAN FINANCE BANK - JLN SULTAN ISMAIL,KL

CASE NO 22K-91-88-2013 HIGH COURT KUALA LUMPUR

ACTION DATE 01-10-2013 STAR 25-10-2013

AMOUNT 8744596

SOLICITOR BP AUCTION STRAT EGY SDN BHD TEL 05-2437896

51,JLN GUNUNG LAMBAK 1, REF JC/RHB/1203-2013
TMN GUNUNG LAMBAK,
86000 KLUANG, JOHOR.

SUBJECT COMMENT -

3. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED

Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

REMARKS -

NAME COMPANY SDN BHD

ID 1234560M

STATUS DIRECTOR

APPOINTED 09-09-2000

ADDRESS POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

RESPONDANT TEST-SCAN ASSOCIATES SDN BDH LOCAL NO: 9999876

OBJECT

INCORPORATION DATE 08-08-2014 RETURN DATE 09-09-2014

SHAREHOLDING 5000 CAPITAL 500000 PAID-UP 250000

PETITIONER BONG FAILED READY-MIXED

CASE NO

PETITION DATE 16-12-2013 STAR21-01-2014 GAZETTE 9999876

HEARING DATE INDEBTEDNESS

SEARCH DATE

SOLICITOR S RAVI CHANDARAN & ASSOCIATES TEL 03-324124

1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN, PERAK.

REF

EXPARTE - TEL -

REF -

SUBJECT COMMENT -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

10
 CTOS Report (Company)

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28

4. PROCLAIMATION OF SALE
Note : The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

SPECIAL REMARKS -

NAME COMPANY SDN BHD

ID 1234560M (LC MATCH)

REMARKS 56-4-01-2017/WRIT OF DISTRESS

ADDRESS -

PLAINTIFF MULTI SUDA FAIL SDN BHD

CASE NO A54-2-42-2014 SESSION COURT GEORGETOWN

OUTSTANDING AMOUNT - RESERVE PRICE 30000

AUCTION DATE 27-02-2014 STAR 18-02-2014

PROPERTY DESCRIPTION ELECTRONIC GOODS AND FURNITURE

PROPERTY LOCATION B-1-12, APT KASUARINA, BDR BOTANIK, KLANG

PROPERTY DESCRIPTION THREE BEDROOM APARTMENT

REGISTERED OWNER -

SOLICITOR ZAID IBTISAM & CO TEL 62018886

781-D, T KT SAT U,
JLN GAJAH MATI,
15000 KOTA BHARU,
KELANTAN.

“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.”

D2 : LEGAL CASES (SUBJECT AS PLAINTIFF)

1. SUMMON

REMARKS -

DEFENDANT ABSOLUTE DISASTER SDN BHD

ADDRESS EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

OBJECT 0273303 (LC MATCH)

INCORPORATION DATE 12-12-2011

LAST ANNUAL RETURN DATE 20-12-2012

AUTHORISED CAPITAL - PAID-UP CAPITAL -

CASE NO WU2-02-2014

PETITION DATE 10-05-2014

HEARING DATE 10-07-2014

GAZETTE CCM SEARCH DATE -

AMOUNT -

SOLICITOR KENGTEEN & CO TEL 07-24325266

SUITES 3 & 4, 15TH FLOOR,
REF 123456
KOMPLEKS PERDANA

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

11
 CTOS Report (Company)

Strictly Confidential 22 Anti-Money Laundering

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Report Act (AMLA)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • A set of procedures, laws or
regulations designed to stop the
D3 : AMLA (Anti Money Laundering Act) 22 practice of generating income
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening through illegal actions.
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.

Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the • In the event there is a match to
relevant authorities for confirmation.
the money laundering database
AMLA a display of name & registration
NAME COMPANY SDN BHD number will appear.
REGISTRATION NUMBER 123456P

23 Trade Referee Listing

E : TRADE REFEREE LISTING 23
• In the event the company has a
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by reflection of a Trade References,
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
this section will display the details
Trade Referees & Subject Comment of the entity that submitted the
REFEREE INTER-MILANO SDN BHD said information.
INCORPORATION DATE 12/12/2012

NATURE OF BUSINESS TELECOMMUNICATIONS SERVICE PROVIDER

24 Historical Enquiry
ADDRESS BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL
• This section displays the total
number of subscribers who have
HISTORICAL ENQUIRY 24
made an inquiry on the subject in
2013 2014 the past 24 months.
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Credit Non-Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Evaluation Lawyer 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Non-Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Others
Lawyer 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

12
CTOS Score Report
Individual
 CTOS Score Report (Individual)

Strictly Confidential 1 ID Verification

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report • This section displays the individual’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 personal details i.e. Name, IC No,
DOB, Nationality & Address.
A : SNAPSHOT

ID Verification 1 CTOS Score 4

Name/IC John Smith/861203355516 740 2 Credit Info At A Glance
Name John Smith WORST BEST • This section highlights the following
New ID 861203355516 300 850 information:
Old ID A123456
CTOS Score Reason Codes o Litigation
Date of Birth 12/12/1968
1. Lack of recently established credit o Trade Reference
Nationality Malaysian Source : CCRIS accounts on the credit report. o Banking Payment History
Address 1 127, Lorong Rusa 4, 34000, Taiping, Perak 2. No recent retail balance reported o Dishonoured Cheques
Source : CCRIS on credit report.

Address 2 27, Jalan Ketam, 34000, Taiping, Perak 3. Too few loan accounts on the credit
Source : CCRIS report.
3 Directorships & Business
Credit Info at a Glance 2 4. Too few revolving/charge accounts
with recent payment information on
Interests (Top 5 ranked by
Credit info Source Value
the credit report. Profit After Tax or (PAT))
Bankruptcy status NEWSPAPERS Clean
/GAZZETES
CTOS Litigation Index 5 • This section displays the top 5
Active legal records in past 24 months (personal capacity) SUBSCRIBER
• Number NEWSPAPERS 2 8712 companies/businesses that are linked
• Value RM 200,000.00
Active legal records in past 24 months (non-personal capacity)
MDI
SUBSCRIBER
to the individual, either as a Director/
Shareholder/Owner or Partner
WORST BEST
• Number NEWSPAPERS 2
• Value MDI RM 200,000.00 9999 0000
Availabilty of Legal Records B.P.H. 3
Index Description
Special Attention Accounts B.P.H. 3
87 Civil Suit/Summon
Availability of Dishonoured Cheques DCHEQS YES 1 > 96 months 4 CTOS Score
2 Number of records
Outstanding credit facilities B.P.H. 3
• Number RM 274,599.00 • This section displays the CTOS score.
• Value YES SECTION SUMMARY 6
• Installment in arrears in past 24 months A 3 digit number that summarises
CTOS OTHERS
Credit applications in past 12 months B.P.H. all relevant credit information in a
• Total SECTIONS ID SSM BPH LGL TR IL
• Approved
4
0
SELECTED
consumer’s credit report.
• Pending 1
Availability of Trade Referee Listing CTOS YES
DATA
AVAILABLE
A B C - E IL • The score ranges from 300–850.
Directorships & Business Interests (Top 5 ranked by PAT) 3 The higher the score, the lower
Company Type Position Appoint Resign Profit Profitable Status Shareholding
the risk.
Date Date After Tax (%)
• Also featured are the factors to
Company Sdn Bhd Company DIR & SH 30/10/2011 – 50,00.00 Y Existing Existing
improve the score.
CYZ Sdn Bhd Company DIR & SH 25/01/2011 – 40,00.00 Y Existing Existing

ABC Sdn Bhd Company DIR 09/09/2012 – 10,00.00 Y Existing Existing

5 CTOS Litigation Index
DEF Sdn Bhd Company DIR 01/07/2013 – – – Existing Existing

• This section display the CTOS

GHI Sdn Bhd Company DIR 02/07/2013 – – – Existing Existing
Litigation Index. The index is
a weightage based indexing
DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
system derived from information in
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related Section D.
to the contents of this report. Consent from the individual is required before retrieval of the report.

6 Section Summary
• This section displays the selected
& available information in the report.

14
 CTOS Score Report (Individual)

Strictly Confidential 7 Directorship & Business

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report Interest
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays the name of
the companies/businesses that are
B1 : DIRECTORSHIP & BUSINESS INTERESTS 7 linked to the individual.
Directorships & Business Interests

Company Type Position Appoint Date Resign Date Profit After Tax Profitable Status

Company Sdn Bhd Company DIR & SH 30/10/2011 – 50,00.00 Y Existing

CYZ Sdn Bhd Company DIR & SH 25/01/2011 – 40,00.00 Y Existing

ABC Sdn Bhd Company DIR 09/09/2012 – 10,00.00 Y Existing

DEF Sdn Bhd Company DIR 01/07/2013 – – – Existing

GHI Sdn Bhd Company DIR 02/07/2013 – – – Existing

JKL Sdn Bhd Company DIR & SH 03/07/2013 – – – Existing

1. COMPANY SDN BHD (123456P)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 10/10/2011 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

2. CYZ SDN BHD (334221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 25/01/2011 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

15
 CTOS Score Report (Individual)

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28

3. ABC SDN BHD (334221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 09/09/2012 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

4. DEF SDN BHD (554221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 10/10/201 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

5. GHI SDN BHD (554221W)

STATUS EXISTING

NATURE OF BUSINESS IMPORT & EXPORT

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 02/07/2013 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

16
 CTOS Score Report (Individual)

Strictly Confidential 8 Address Records

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report • This section displays the individual’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28
addresses from various sources

5. JKL SDN BHD (675221W)

STATUS EXISTING

NATURE OF BUSINESS IMPORT & EXPORT

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 03/07/2013 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

B2 : ADDRESS RECORDS 8

Address Record Data Source Last Updated Date

Address Source Date

127, Lorong Rusa 4, 34000, Taiping, Perak CCRIS 20/10/2013

127, Jalan Ketam, 34000, Taiping, Perak CCRIS 20/10/2013

127, Jalan Buluh 2, 34000, Taiping, Perak SSM (ABC SDN BHD/23456M) 10/03/2013

21, Lorong Buluh 12345, 46000, Petaling Jaya CTOS User ID 20/10/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya CCRIS 01/01/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya NRD 03/09/2007

21, Lorong Buluh 12345, 46000, Petaling Jaya CTOS 19/09/2005

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

17
 CTOS Score Report (Individual)

Strictly Confidential 9 Banking Payment History

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report (CCRIS Summary)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays the following:
Number of approved facilities.
C1 : BANKING PAYMENT HISTORY
o Number of pending facilities.
Subject Status
o Total amount outstanding
CCRIS SUMMARY 9
o Total limit
Credit Applications No of Applications Amount Applied
o Foreign Exchange Contract
Approved in past 12 months 2 48,000.00 amount.
Pending 3 25,000.00

Summary of Potential & Current Liabilities Outstanding Total Limit FEC Limit
10 Banking Payment History
As Borrower 39,488.00 48,000.00 0.00

As Guarantor - 0.00 0.00

(CCRIS Details)
Total 39,488.00 48,000.00 0.00 • Based on the summary reflected
Legal Action Taken Y
above this section displays the
Special Attention Account Y
breakdown of each facility. With the
following details;
CCRIS DETAILS 10 o Status of facility
Loan Information o Capacity
No. Date Sts Capacity Lender
Type
Facility Total
Outstanding
Date
Balance
Limit (RM) Print. Col
Reprint. Type
Conduct of Account for Last 12 Months LGL
STS
Date
Status
o Lender Type
Balance (RM) Update Term Updated
o Facility Type
2015
2014
o Total Outstanding Balance
Outstanding Credit M F J D N O S A J J M A
o Limit
12 10/05/2014
o Repayment term
1 02/11/2011 Own CB 38,000.00 70 o Collateral Type
O PCPASCAR 34,488 28/02/20 MTH 0 0 0 0 1 0 0 0 0 0 0 1 o Conduct of account
2 10/11/2011 Own CB 10,000.00 00
o Legal Status
O CRDTCARD 5,000.0 28/02/20 MTH 0 0 0 0 0 0 0 0 0 0 0 1

• Special Attention Account

TOTAL
Special Attention Account • Credit Application details
1 CRDTCARD 10 09/01/2015
Credit Application
1 P Own Own 25,000.00
2 A Own CB 15,000.00
3 A Joint OTH 33,000.00

REMARK LEGEND

FACILITY: STATUSES:
PCPASCAR – Purchase of Passenger Car CREDIT APPLICATION LOAN INFORMATION
CRDTCARD – Credit Card P – Pending C – Reschedule credit facility
A – Approved O – Outstanding

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

18
 CTOS Score Report (Individual)

Strictly Confidential 11 Banking Payment History

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report (CCRIS Derivatives)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section is divided into 3 sub
sections:
CCRIS DERIVATIVES 11
o Earliest known facility
Date of application 09/06/2011
Earliest known
facility
o Secured facilities
Facility type HRPCSGD – Hire purchase for scheduled goods
o Unsecured facilities as a
Secured facilities # of facilities 2
quick guide.
Total outstanding balance (RM) 272, 059.00 (12.4%) FEC Limit

Average number of installments in arrears 4.4

Unsecured facilities # of facilities 1

Total outstanding balance (RM) 2,500.00 (3.1%) 12 Dishonoured Cheques

Average number of installments in arrears 0
• This section displays the cheques
that have been reported to Bank
C2 : DISHONOURED CHEQUES (please note that DCHEQS system is only available from Mon – Fri , 9am – 10pm) 12 Negara Malaysia (BNM).
Dishonoured Cheque Information (Own Bank)

Account No Issuance Date Cheque No Amount Remarks

70122182 10/05/2015 223455 5000.00 Account Closed

Dishonoured Cheque Information (Commercial Bank)

Bank Account No Issuance Date Remark

1 1411238939242 05/05/2015 Account Closed

C3 : CCRIS SUBJECT COMMENTS

- No Information Available -

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

19
 CTOS Score Report (Individual)

Strictly Confidential 13 Legal Cases

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report (subject as defendant)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • This section displays a summary of
all cases tagged to the individual as
D1 : LEGAL CASES (SUBJECT AS DEFENDANT) a defendant.
SUMMARY 13
No. Case Type Amount Plaintiff Status of Last Update Subject Comment

1 DIRECTOR OF A COMPANY WITH - OCBC BANK Settled N

14 Case Details
PETITION OR WINDING-UP

2 BANKRUPTCY NOTICE ISSUED 48,000 OCBC BANK Settled N

• This section displays the details of
each case shown in the summary
Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this category of credit information with the
data subject prior to disclosure.”
above.

CASE STUDIES 14 15 Subject Comment

1. DIRECTOR OF A COMPANY WITH PETITION OR WINDING-UP ORDER ISSUED
• This section displays any comments/
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties. explanation provide by the individual
SPECIAL REMARKS - to CTOS (if any)
NAME John Smith

ID 861203355516

STATUS DIRECTOR

APPOINTED 09-09-2000

ADDRESS POS 19, BT 11/2, JMINYAK BEKU, KG PETANI, BATU PAHAT

RESPONDENT TEST-SCAN ASSOCIATES SDN BHD LOCAL NO: 9999876

OBJECT

INCORPORATION DATE 08-08-2014 RETURN DATE 09-09-2014

SHAREHOLDING 500000 PAID-UP 250000

PETITIONER BONG FAILED READY-MIXED

CASE NO

PETITION DATE 16-12-2013 STAR21-01-2014 GAZETTE 9999876

HEARING DATE INDEBTEDNESS

SEARCH DATE

SOLICITOR S RAVI CHANDARAN & ASSOCIATES TEL 03-324124

1058, JLN SYED ABU BAKAR,
36000 TELUK INTAN,
PERAK.

REF -

EXPARTE - TEL -

REF -

SUBJECT COMMENT - 15

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

20
 CTOS Score Report (Individual)

Strictly Confidential 16 Bankruptcy Case

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report • This section displays the details of
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 each case shown in the summary
above.
2. BANKRUPTCY NOTICE ISSUED 16
Note: The record below is NOT intended to reflect the 'current status' of the case. Any judgment, order or action where indicated, could have subsequently been settled,
quashed, rescinded, revoked, set aside, annulled, struck off or dismissed. Please check with the relevant parties.

SPECIAL REMARKS Account Fully Settled & Closed Letter Dated 23/02/14
17 Legal Cases
NAME JOHN SMITH (subject as plaintiff)
ID 861203355516

REMARKS
• This section displays the details of
ACCOUNT SETTLED

ADDRESS 127, Lorong Rusa 4, 34000, Taiping, Perak

each case where the individual is
FIRM TOTAL FAIL DISTRIBUTION SDN BHD
the plaintiff.
EXPARTE OCBC BANK–EMB LOAN RECOVERY UNIT, KL

CASE NO 39-4855-10-2013-HIGH COURT K.L.

NOTICE DATE 26-12-2012 STRAITS TIMES 15-01-2013

PETITION DATE 30-01-2013

ORDER DATE 04-02-2013

AMOUNT 48,000

SOLICITOR YING & RAKAN-RAKAN, TEL 03-2212234

12-1, 1ST FLOOR JALAN TIARA 2D/KU1, REF OCBC/SAU/R16/2013

BANDAR BARU KLANG, 41150 KLANG, SELANGOR

SETTLEMENT ACCOUNT FULLY SETTLED & CLOSED

SETTLED DATE 20-02-2014

“Pursuant to our obligation under the CRA Act, we are in the process of ascertaining and verifying the remaining record(s) in this
category of credit information with the data subject prior to disclosure.”

D2 : LEGAL CASES (SUBJECT AS PLAINTIFF) 17

REMARKS -

DEFENDANT ABSOLUTE DISASTER

ADDRESS EMR 5217, LOT 3530, 11 .MILES, JLN KAPAR, BEG BERKUNCI, 213 KAPAR, SEL

OBJECT 0273303 (LC MATCH)

INCORPORATION DATE -

LAST ANNUAL RETURN DATE -

AUTHORISED CAPITAL - PAID-UP CAPITAL -

CASE NO WU2-02-2014

PETITION DATE 10-05-2014

HEARING DATE 10-07-2014

GAZETTE CCM SEARCH DATE -

AMOUNT -

SOLICITOR KENGTEEN & CO TEL 07-24325266

SUITES 3 & 4, 15TH FLOOR,
REF 123456
KOMPLEKS PERDANA

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

21
 CTOS Score Report (Individual)

Strictly Confidential 18 Anti-Money Laundering

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS Score Report Act (AMLA)
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 • AMLA refers to a set of procedures,
laws or regulations designed to stop
D3 : AMLA (Anti Money Laundering Act) 18 the practice of generating income
Your enquiry has been screened against the database complied from the following sources which are used frequently for AMLA (Anti Money Laundering Act) screening through illegal actions.
(a) UN Security Council resolution 1267 list (b) United States Dept. of the Treasure Specially Designated Nationals.

Please take note that a “Name Match” does not mean the subject enquired on is in fact the subject referred to in the AMLA list. Please conduct further investigation with the • In the event there is a match to
relevant authorities for confirmation.
the money laundering database
AMLA a display of name & IC number
NAME John Smith will appear.
IDENTITY CARD NUMBER 861203355516

19 Trade Referee Listing

E : TRADE REFEREE LISTING 19
The following are prepared to provide reference(s) on the subject or business / companies to which your subject is/was connected to. References are given independently and
• In the event the company has a
voluntarily by the referees and are strictly between you and the referees. CTOS does not endorse, verify, validate, agree or disagree with any views or information provided by reflection of a Trade Reference,
the referee(s) or the subject of enquiry. Users must exercise their discretion and evaluate any information obtained accordingly.
this section will display the details
Trade Referees & Subject Comment of the entity that submitted the
REFEREE INTER-MILANO SDN BHD said information.
INCORPORATION DATE 12/12/2012

NATURE OF BUSINESS TELECOMMUNICATIONS SERVICE PROVIDER

20 Historical Enquiry
ADDRESS BLOCK B, LEVEL 45, UNIT B-8-6-7, GED TOWER, KL

• This section displays the total

HISTORICAL ENQUIRY
number of subscribers who had
20
made an inquiry on the subject in
2014 2015 the past 24 months.
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Credit Non-Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Evaluation Lawyer 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Non-Fl 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Others
Lawyer 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

22
CTOS LitE Report
Company
 CTOS LitE Report (Company)

Strictly Confidential 1 ID Verification

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays the company’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 basic details i.e. Name, Registration
Number, Registered Address,
A : SNAPSHOT 1 Business Address, Business Sector
& Company Type.
ID Verification

Company Name/Reg No COMPANY SDN BHD / 123456 (your input)

Company Name COMPANY SDN BHD (Name Match) 2 LitE Status

Company Registration No. 1234560M (ID Match)
• There are 3 statuses displayed in
Registration Date 04/04/2002
this section;
Registered Address NO. 32A, JALAN OPERA U2/L
TAMAN TTDI JAYA, SECTION U2
SHAH ALAM
o Blank
Selangor
o Fresh MDI search required
Business Sector GENERAL MERCHANDISE

Company Type Private Limited o Complete

LitE Status 2 Complete

Ref No -

Financials and shareholders 3

3 Financials & Shareholders
Last Updated 04/11/2011 • This section displays the Financial
Revenue 30,100,390.00 Highlights, directorship & Top 5
Profit After Tax (RM) 542,935.00 shareholders based on the latest
Net Assets (RM) 1,245,015.00 CCM information.
Paid-up Capital (RM) 550,000.00

Total Company Charges (RM) 4,200,000.00

Top 5 shareholders / owners • Shareholder 1 (x%)

• Shareholder 2 (x%)
• Shareholder 3 (x%)
• Shareholder 4 (x%)
• Shareholder 5 (x%)

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

24
 CTOS LitE Report (Company)

Strictly Confidential 3 Company Profile

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays the company’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 basic details i.e. Name, Registration
Number, Registered Address,
B : COMPANY PROFILE 4 Business Address, Business Sector
Last updated: 04/11/2011 & Auditor & Financial Year End.
Company Name COMPANY SDN BHD (XXXXXXM)

Registration Date 04/04/2002

Registered Address NO. 32A, JALAN OPERA U2/L,

TAMAN TTDI JAYA, SECTION U2,
4 Previous Name Change*
SHAH ALAM, SELANGOR
Business Sector GENERAL MERCHANDISE • This section displays the name the
Auditor CHEN & CO company was previously known as.
Financial Year End (DD/MM) 31/12

Previous Name Change Date Changed 5

XYZ Sdn Bhd 15/01/2015
5 Address Records
Test-Scan Sdn Bhd 07/10/2014 • This section displays all known
Address Record Date Source 6 addresses registered to this company
219 JLN GIGIH 9, BANDAR T6, 47100 SHAH ALAM 15/01/2015 SSM and it’s source of information.
89 TAMAN FAJAR BAKRI BATU 4, 47200 SHAH ALAM, SELANGOR 07/10/2014 CCRIS

Share Capital 7
7 Share Capital*
Authorised Capital 2,000,000.00 Paid-up Capital 1,000,000.00
Type Number of shares Nominal value (sen) Other than Cash Paid-up Capital • This section displays the company’s
Ordinary 1,000,000.00 1 .00 0 1,000,000.00 share capital.
Preference 0 0 0 0
Others 0 0 0 0
8 Directors*
DIRECTORS 8
Name Residential Address IC no. Designation Date of Appointment Date of Resignation • This section displays the complete
DIRECTOR 1 219 JLN GIGIH 9, 790312012234 Director 04/04/2002 - listing of the company directors
BANDAR T6,
47100 SHAH ALAM
& secretary.
SELANGOR

DIRECTOR 2 89 TAMAN FAJAR, 770310015514 Director 16/06/2006 -

BAKRI BATU 4, 9 Shareholders*
47200 SHAH ALAM,
SELANGOR
• This section displays the complete
DIRECTOR 3 NO. 198, JALAN SATU, 640301012231 Secretary 26/12/2003 - listing of the company’s shareholders.
TAMAN KERAMAT,
SELANGOR

SHAREHOLDERS 9
Name IC no. / BR No. Shareholding (shares) Shareholding (%)

SHAREHOLDER 1 790312012234 50,000 10%

SHAREHOLDER 2 770509355519 450,000 90%
SHAREHOLDER 3 571009353738 30,000 50%
SHAREHOLDER 4 771213729303 41,000 10%
SHAREHOLDER 5 880302827374 100,000 73%

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

25
 CTOS LitE Report (Company)

Strictly Confidential 10 Company Charges*

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays the complete
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 listing of the company’s charges.

COMPANY CHARGES 10
Charge No. Amount Created Chargee Status 11 Financial Highlights
1 100,000.00 27/01/2003 BANK A Fully Satisfied

2 400,000.00 02/06/2003 BANK B Unsatisfied

• This section displays the complete
listing of the company’s financial
FINANCIAL HIGHLIGHTS 11 details.
Financial Year End 31/12/2009 31/12/2008 31/12/2007
Date of tabling 30/06/2010 30/06/2009 30/06/2008 • The information populated is directly
Auditor Chen & Co Chen & Co Deloitte
from CCM, covering 5 years.
Auditor Address NO. 32A, NO. 32A, NO. 32A,
JALAN OPERA, U2/L, JALAN OPERA, U2/L, JALAN OPERA, U2/L,
TAMAN TTDI JAYA, TAMAN TTDI JAYA, TAMAN TTDI JAYA,
SECTION U2, SECTION U2, SECTION U2,
SHAH ALAM, SHAH ALAM, SHAH ALAM,
SELANGOR. SELANGOR. SELANGOR.
Exempt Private Company - - - 31/12/2006 31/12/2005
Unqualified Reports (Y/N) Y Y Y
Consolidated Accounts N N N
Balance Sheet

Non-Current assets 10,000,000.00 9,000,000.00 8,000,000.00

- Fixed Assets 5,000,000.00 5,000,000.00 5,000,000.00
- Other Assets 5,000,000.00 4,000,000.00 3,000,000.00
Current Assets 10,000,000.00 10,000,000.00 10,000,000.00
Total Assets 20,000,000.00 19,000,000.00 18,000,000.00
YoY Growth 5.3% 5.6%
Non-current liabilities 2,000,000.00 1,000,000.00 1,000,000.00
Current liabilities 5,000,000.00 4,000,000.00 3,000,000.00
Long Term Liabilities 0.00 0.00 0.00
Total Liabilities 7,000,000.00 5,000,000.00 4,000,000.00
YoY Growth 40% 25%
Share capital 10,000,000.00 10,000,000.00 10,000,000.00
Share premium 0.00 0.00 0.00
Reserves 3,000,000.00 4,000,000.00 4,000,000.00
Minority interests 0.00 0.00 0.00
Net worth 13,000,000.00 14,000,000.00 14,000,000.00
YoY Growth -7.1% 0%

Income Statement

Revenue 30,000,000.00 25,000,000.00 20,000,000.00

YoY Growth 20% 25%
Profit/(loss) before tax 20,000,000.00 18,000,000.00 16,000,000.00
YoY Growth 11% 13%
Profit/(loss) after tax 15,000,000.00 13,000,000.00 11,000,000.00
YoY Growth 15% 18%
Net dividend 3,000,000.00 2,500,000.00 2,000,000.00
Minority interests 0.00 0.00 0.00

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

*Not applicable for sole-proprietor/partnership reports

26
 CTOS LitE Report (Company)

Strictly Confidential 11 Financial Highlights

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays the complete
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 listing of the company’s financial
details.
FINANCIAL HIGHLIGHTS 11
• The information populated is directly
Financial Year End 31/12/2009 31/12/2008 31/12/2007
from CCM, covering 5 years.
Liquidity Ratios

Current Ratio 2.00 2.50 3.33

Working Capital Days 61 88 128 12 Related Companies &

Profitability Ratios
Subsidiaries
ROA 75% 68% 61%

ROE 115% 93% 79%

• This section displays a listing of the
PBT Margin 67% 72% 80%
company’s subsidiaries.
PAT Margin 50% 52% 55%

Other Ratios

Asset Turnover Ratio 1 .50 1 .32 1 .11

Gearing Ratio 0.54 0.36 0.29

Dividend Pay-out Ratio 20% 19% 18%

Earnings per Share 15.0 13.0 11 .0

Dividend per Share 3.0 2.5 2.0

RELATED COMPANIES/SUBSIDIARIES 12
Name BR NO. Paid Up Capital (RM) Shareholding (%)

SUBSIDIARY 1 551299M 55,000 10%

SUBSIDIARY 2 719223P 495,000 90%

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

27
CTOS LitE Report
Individual
 CTOS LitE Report (Individual)

Strictly Confidential 1 ID Verification

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays the individual’s
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 personal details i.e. Name, IC No,
DOB, Nationality, Address & LitE
A : SNAPSHOT 1 Status.
Identity Verification • The status displayed in this section
Name/IC XXXXXXXXXX/XXXXXX (your input) has 3 indicators:
Name John Smith (your output)
o Blank
New ID 771233475892 (New ID match)

Old ID A1234567 o Fresh MDI search required

Date of Birth 12/12/1968
o Complete
Nationality Malaysian Source : CCRIS Latest Date : 20/10/2013

Address 1 127, XXXXXXXXXX, , 34000, Taiping, Perak

Source : NRD Latest Date : 20/10/2013

LitE Status Complete 2 Directorship & Business

Interests (Top 5 ranked
Directorships & Business Interests 2
by PAT)
Company Type Position Appoint Date Resign Date Profit After Tax Profitable Status

Company Sdn Bhd Company DIR & SH 10/10/2011 – 50,00.00 Y Existing

• This section displays the top 5
CYZ Sdn Bhd Company DIR & SH 25/01/2011 – 40,00.00 Y Existing
companies/businesses that are
linked to the individual, either as a
ABC Sdn Bhd Company DIR 09/09/2012 – 10,00.00 Y Existing
Director/ Shareholder/ Owner or
DEF Sdn Bhd Company DIR 01/07/2013 – – – Existing
Partner.
GHI Sdn Bhd Company DIR 02/07/2013 – – – Existing

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

29
 CTOS LitE Report (Individual)

Strictly Confidential 3 Directoship & Business

Report no.: 1234567890 Interest
Attention: XML UAT (XMLUAT) CTOS LitE Report
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28
• This section displays the name of
the companies/businesses that are
B1 : DIRECTORSHIP & BUSINESS INTERESTS 3 linked to the individual.
Directorships & Business Interests

Company Type Position Appoint Date Resign Date Profit After Tax Profitable Status

Company Sdn Bhd Company DIR & SH 10/10/2011 50,000.00 Y Existing

CYZ Sdn Bhd Company DIR & SH 25/01/2011 40,000.00 Y Existing

ABC Sdn Bhd Company DIR 09/09/2012 10,000.00 Y Existing

DEF Sdn Bhd Company DIR 01/07/2013 - - Existing

GHI Sdn Bhd Company DIR 02/07/2013 - - Existing

JKL Sdn Bhd Company DIR & SH 03/07/2013 - - Existing

1. COMPANY SND BHD (123456P)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 10/10/201 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

2. CYZ SDN BHD ( 334221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 25/01/2011 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

30
 CTOS LitE Report (Individual)

Strictly Confidential
Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28

3. ABC SDN BHD (334221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 09/09/2012 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

4. DEF SDN BHD (554221W)

STATUS EXISTING

NATURE OF BUSINESS WHOLESALE OF A VARIETY OF GOOD WITHOUT ANY PARTICULAR SPECIALIZATION

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 01/07/2013 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

5. GHI SDN BHD (554221W)

STATUS EXISTING

NATURE OF BUSINESS IMPORT & EXPORT

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 02/07/2013 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

31
 CTOS LitE Report (Individual)

Strictly Confidential 4 Address Records

Report no.: 1234567890
Attention: XML UAT (XMLUAT) CTOS LitE Report • This section displays all address
Account: XMLUAT (XML UAT SDN BHD)
Knowledge Creates Confidence Date: 2015 - 02- 28 records available on the individual.

6. JKL SDN BHD (675221W)

STATUS EXISTING

NATURE OF BUSINESS IMPORT & EXPORT

INCORPORATION 01/10/2011 PAID-UP 2.00

CCM DATED -

NAME John Smith

NEW ID/PASSPORT 861203355516 ID -

POSITION Directors SHARES -

APPOINTED 03/07/2013 RESIGNED -

ADDRESSS NO, 36 , Jalan Sepah Puteri 5/6, Seri Utama Seksyen 5

REMARKS

B2 : ADDRESS RECORDS 4

Address Record Data Source Last Updated Date

Address Source Date

127, Lorong Rusa 4, 34000, Taiping, Perak CCRIS 20/10/2013

127, Jalan Ketam, 34000, Taiping, Perak CCRIS 20/10/2013

127, Jalan Buluh 2, 34000, Taiping, Perak SSM (ABC SDN BHD/23456M) 10/03/2013

21, Lorong Buluh 12345, 46000, Petaling Jaya CTOS User ID 20/10/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya CCRIS 01/01/2012

21, Lorong Buluh 12345, 46000, Petaling Jaya NRD 03/09/2007

21, Lorong Buluh 12345, 46000, Petaling Jaya CTOS 19/09/2005

------- END OF REPORT -------

DISCLAIMER: This report may not be reproduced in whole or in part in any form or manner whatsoever. This report is provided to the client in strict confidence for use by the client as one factor in connection
with credit and other business decisions. The report contains information compiled from data sources which CTOS does not control and which may not have been verified unless otherwise stated in this report.
CTOS therefore cannot accept responsibility for the accuracy, completeness or timeliness of the contents of the report. CTOS disclaims all liability for any loss or damage arising out of or in manner related
to the contents of this report. Consent from the individual is required before retrieval of the report.

32
Trade Reference Report
 Trade Reference Report

From: XYZ SDN BHD

Sent: Tuesday, 6 October, 2015 10:23 AM
1
To: Company Sdn Bhd
Subject: Request for Trade References
• This section displays the references
tagged to the subject’s company.
TRADE REFERENCES
• A trade reference is the payment
Note experience information provided by
This notation pertains to the information that you may receive below :
a supplier on its customers.
References :
These are trade references which you or your company have requested from other businesses on your subject of enquiry.

It is based on actual trade experiences of the trade referee with your subject of enquiry or a company or business to which your subject of enquiry is
connected to. It is provided by the trade referees directly to you. Should you have any questions relating to the information herein please refer to the
2 Ageing
trade referee or the subject for further clarification.
An accounts receivable ageing is
As with any other trade reference which you may receive, whether positive or negative, do exercise the normal caution, judgment and discretion for
such references.
a report that lists unpaid customer
invoices and unused credit memos by
Subject of Reference : WENDALL KOON KOON KOON (760528913131) 1 date ranges.
Your request of 2015-02-28 for a reference refers. This reference in given to you in strict confidence and meant only for your use. You shall not
circulate, inform or disseminate it to any other party including the subject concerned unless we indicate otherwise. These information is used at your
own risk and we are not liable for any loss or damage, if any that may arise.
3 Returned Cheque
1. Relationship Subject as customer START DATE 30th June 2011
A check that cannot be processed
2. Aging Information As at Statement Date : 2015 - 01 - 28 2
because the writer has insufficient
Name of Debtor WENDALL KOON KOON KOON (760528913131)
funds.
Credit Terms 30 Days CREDIT LIMIT

Account Status Under Recovery Action

Address 111, Kampung Lama, Sungai Baru, Kuala Lumpur 4 Reference Details
Nature of Debt Services Rendered
Details of the subscriber that
30 DAYS 60 DAYS 90 DAYS 120 DAYS 150 DAYS 180 DAYS 210 DAYS
submitted the Trade Reference
589.00
information.
The above was accurate as at the statement date indicate above.

Account Conduct Not Provided Excellent Good Satisfactory Unsatisfactory

3. Returned Cheque Experience : Details as provided below 3

Cheques No Account No Bank Amount (RM) Date Returned Reason Cheque Issuer

963963 77584320 EBB 500.00 2014-12-25 Refer to Drawer Issued by self

The above cheque were received for payment of amount owed but were returned unpaid for reasons indicated.

4. Reminders/Letter of Demand for Payment

Sent reminder to the subject for settlement 01-03-2015 LOR/0001/20130301

Issued our Letter of Demand dated 02-03-2015 LOR/0001/20132345

Issued a Letter of Demand through our solicitor

5. Referee’s Request Please ask the subject to contact us. 4

Our Contact is Rosie Lee _Credit Department

Address Lot 331M, Jalan Dagang , Taman Ehsan, Kepong K.L.

Our Reference WEND2011

Tel. 03-87777777

Nature of Business Supplier of office equipment and computers

Any indebtness indicated above may have been subsequently settled, in which case, our official receipt or letter of discharge or settlement would have been
issued to the subject. Please check with subject.

34
 Web: www.ctoscredit.com.my
Personal Enquiries 03-2722 8833
Business Enquiries 03-2722 8888
Subscriber Helpline: 03-2722 8800
Operating Hours: Mondays to Fridays (8:00am - 7:00pm)

CTOS Data Systems Sdn Bhd (247651-H)

Unit A-9-6, 9th Floor, Megan Avenue 1, No. 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.