Certificate of Full Payment

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CERTIFICATE OF FULL PAYMENT

This is to certify that EDGAR R. BAYUBAY, of legal age, Filipino, and a resident
of Caggay, Tuguegarao City has fully paid his loan obligation to CARMEN R. BAYUBAY,
resident of Parabba, Peñablanca, Cagayan, in the amount of Nine Hundred Thirty-Four
Thousand Pesos only (Php934,000.00).

This certification was issued for whatever legal purpose it may serve.

__________________ CARMEN R. BAYUBAY


EDGAR R. BAYUBAY CREDITOR

Notary Public:
CERTIFICATE OF FULL PAYMENT

This is to certify that EDGAR R. BAYUBAY, of legal age, Filipino, and a resident
of Caggay, Tuguegarao City has fully paid his loan obligation to CECILIA C. NARAG,
resident of Caggay, Tuguegarao City, in the amount of Nine Hundred Thirty-Four
Thousand Pesos only (Php934,000.00).

This certification was issued for whatever legal purpose it may serve.

__________________ CECILIA C. NARAG


EDGAR R. BAYUBAY CREDITOR

Notary Public:

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