!"#$%&'()*+,-)#.

/01)

!""#$%&$'()*+,-.)/+($)+$'(0"1)2"()1$
)
23.),40)/30)-,56)7,4/5857,6/1)56)/30)56901/-06/)-,6,:0-06/)56;<1/4=>)
!
#$%&!&'()&)! ! *$+,)&-'!.($/)!0',!1--2,/3!()(0224!%$&-!)1,5%.%5!&41,)!-.!0)),&)!
! *$+,)&-')!0',!0))%6$,/!($%&)!%$!&7,!.($/!87%57!0',!&41%50224!&'0/,/!
! 9%)&,/!&'()&):!%$+,)&!%$!&'0/0;2,!($%&)3!,<6<!2%)&,/!1'-1,'&4!&'()&)!
! #$2%)&,/!&'()&):!50$!%))(,!$,8!($%&)!0&!0$4!&%=,!
!! >02(,!-.!,057!($%&!/,1,$/)!-$!&7,!+02(,!-.!&7,!($/,'24%$6!%$+,)&=,$&)!
!! ?1,$@,$/,/!.($/)3!%$!#A!&7,),!0',!=(&(02!.($/)!B02;,%&!8%&7!=-',!05&%+,!
=0$06,=,$&C!
A(1,'0$$(0&%-$! ! E55,1&!0$/!=0$06,!5-$&'%;(&%-$)!.'-=!,=12-4,')F,=12-4,,)!&-!1'-+%/,!
D($/)! ',&%',=,$&!%$5-=,!;,$,.%&)!
! G$-8$!62-;0224!0)!1,$)%-$!.($/)!
! H0$06,/!;4!2%.,!%$)('0$5,!5-=10$%,)3!.($/!0/=%$%)&'0&-')3!=0)&,'!&'()&)!0$/!
1--2,/!&'()&)!B0!87-2,)02,!%$+,)&=,$&!+,7%52,!.-'!-&7,'!)(1,'!.($/)C!
! A(1,'0$$(0&%-$!.($/!)&'(5&(',!
!! I,.%$,/!;,$,.%&:!&7,!',&%',=,$&!104-(&!%)!/,&,'=%$,/!;0),/!-$!0!.-'=(20!
!! I,.%$,/!5-$&'%;(&%-$!B055(=(20&%-$!.($/)C:!+02(,!-.!',&%',=,$&!104-(&!
/,1,$/)!-$!%$+,)&=,$&)!-.!5-$&'%;(&%-$)!%$!&7,!.($/)!B5-==-$!%$!
E()&'02%0C!
JK570$6,! ! 9%)&,/!-$!&7,!)&-5M!=0'M,&!
&'0/,/!.($/)! ! L'0/,!0)!1,'!0$4!)&-5M3!&7'-(67-(&!&7,!/043!($2%M,!-&7,'!=0$06,/!.($/)!
BJLD)C! ! J)),$&%0224!0!74;'%/!;,&8,,$!0!2%)&,/!),5('%&4!0$/!0$!-1,$@,$/,/!.($/!
! N'-+%/,!,0),!-.!055,))!0$/!&7,!2-8!5-)&)!-.!,$&'4!0$/!,K%)&O!"P!=0$06,=,$&!.,,!
! ?.&,$!70+,!0$!,K12%5%&!-;Q,5&%+,!0$/!;,$57=0'M!B,<6<!%$/,K!&'05M%$6C!
! A(;Q,5&!&-!)(1124!0$/!/,=0$/O!1'%5,)!/-!$-&!/,+%0&,!=(57!.'-=!&7,!($/,'24%$6!
+02(,!
R,/6,!.($/)! ! A,,M!&-!7,/6,!060%$)&!1'%5,!=-+,=,$&)!+%0!)7-'&!),22%$63!0';%&'06,!&'0/%$63!
/,'%+0&%+,)3!/%)&',)),/!),5('%&%,)3!2-8@6'0/,!;-$/)3!0$/!7%67!2,+,'06,!1-'&.-2%-)!
)-!0)!&-!=0K%=%S,!&7,!,K1,5&,/!',&('$@'%)M!-.&!,7!1-'&.-2%-!
! E55,))!&-!7,/6,!.($/)!%)!2%=%&,/!
*$.'0)&'(5&(',! ! D-5()!-$!1(;2%5!%$.'0)&'(5&(',!0)),&)O!,<6<!60)!1%1,2%$,)3!.',%67&!0$/!2-6%)&%5)!
.($/)! ;()%$,))3!0%'1-'&)!,&5<!
! ?.&,$!-'%6%$0&,!.'-=!6-+,'$=,$&!1'%+0&%)0&%-$)!
!
23,/)51),110/),??.8,/5.6>)
)
E)),&!022-50&%-$! R-8!&7,!1-'&.-2%-!%)!)1',0/!05'-))!520)),)!-.!0)),&)!B,T(%&43!.%K,/!%$&,',)&3!50)73!
1'-1,'&4!0$/!02&,'$0&%+,!%$+,)&=,$&)C!
A&-5M!),2,5&%-$! L7,!),2,5&%-$!-.!%$/%+%/(02!),5('%&%,)!8%&7%$!,057!0)),&!520))!
L05&%502! ! E5&%+,!=0$06,=,$&!;,&8,,$!0)),&!520)),)O!%.!0!.($/!%$+,)&-'!;,2%,+,)!&7,',!%)!
022-50&%-$! &,=1-'0'4!=%)1'%5%$63!&7,4!8%22!)7%.&!.($/)!%$!0$/!-(&!
! *$+-2+,)!=0'M,&!&%=%$6!;4!)8%&57%$6!;,&8,,$!0)),&!520)),)!
! U,%67&)!0',!)7%.&,/!%$!',)1-$),!&-!1-&,$&%02!0';%&'06,!-11-'&($%&%,)!
A&'0&,6%5! ! I,)5'%;,)!&7,!17%2-)-174!($/,'24%$6!&7,!022-50&%-$!-.!&7,!1-'&.-2%-!;,&8,,$!
022-50&%-$! 0)),&!520)),)!&-!',.2,5&!&7,!.($/V)!-;Q,5&%+,)!
! W-==%&!&-!=0%$&0%$%$6!8,%67&)!&-!',.2,5&!.($/!-;Q,5&%+,)!

! "
 !"#$%&'()*+,-)#./01)

!""#$3&$'(0"1)2"()$4"./1/+(1$5(,"*$
5(."*)6/()7$
!
@.A),40)56901/-06/);08515.61)-,;0>)
! *.!&7,',!%)!$-!($5,'&0%$&43!&7,$!8,!Q()&!$,,/!&-!/,&,'=%$,!7-8!=(57!8,!80$&!&-!5-$)(=,!$-83!
0$/!7-8!=(57!8,!80$&!&-!5-$)(=,!20&,'!
! Y%)M!.',,!0)),&):!',&('$!%)!5,'&0%$!05'-))!022!1-))%;2,!)&0&,)!-.!&7,!8-'2/O!57-%5,!%)!)%=124!
;,&8,,$!5-$)(=1&%-$!$-8!0$/!20&,'!B!"#$!%&'()%*&!%*+,$(+-C!
! Y%)M4!0)),&):!',&('$!%)!$-&!5,'&0%$!05'-))!022!1-))%;2,!)&0&,)!-.!&7,!8-'2/O!&7,!'0$6,!-.!.(&(',!
50)7!.2-8)!8%22!%=105&!-$!8,02&7!B!"#$!%&'()%*&'(!%*+,$(+-C!
)
23,/)51)</5?5/=>)
! #&%2%&4!.($5&%-$)!1'-+%/,!0!=,0$)!&-!'0$M!02&,'$0&%+,)3!&-!8,%67!-(&5-=,)!0$/!&7,%'!+02(,!
! *&!8,%67&)!022!&7,!-(&5-=,)!()%$6!&7,!JK1,5&,/!#&%2%&4!L7,-',=:!JZ#BUC[!\!A#HZ#BUCNBUC[!
!! U7,',!JZ#BUC[!%)!&7,!,K1,5&,/!(&%2%&4!-.!8,02&7!
!! NBUC!%)!&7,!1'-;0;%2%&4!-.!)&0&,!A!B,<6<!)&0&,!-.!&7,!8-'2/:!;--=3!',5,))%-$!,&5<C!
!! #BUC!%)!&7,!(&%2%&4!-.!8,02&7!
!
B4.704/501).C)</5?5/=)C<68/5.61)
! H-',!%)!1',.,'',/!&-!2,))!B$-$@)0&%0&%-$C!
!! D%')&!/,'%+0&%+,!-.!(&%2%&4!.($5&%-$!%)!1-)%&%+,:!#VBUC!]!^!!
! *$+,)&-')!8%22!;,!'%)M!0+,'),3!%<,<!&7,4!8%22!',Q,5&!0!.0%'!60=;2,!B$,60&%+,!),5-$/!/,'%+0&%+,C3!
&7()!/%)1204%$6!0!/%=%$%)7%$6!=0'6%$02!(&%2%&4!-.!8,02&7!
!! U%22!',Q,5&!&7,!.0%'!60=;2,:!',T(%',!0$!011'-1'%0&,!'%)M!1',=%(=!&-!055,1&!0!'%)M4!
%$+,)&=,$&!
!! L7,!'%)M!1',=%(=!%)!&7,!JBUC!_!WJ`O!&7,4!8%22!&0M,!0!1,$02&4!&-!0+-%/!&7,!'%)M!
! *$+,)&-')!50$!;,!'%)M!$,(&'023!%<,<!%$/%..,',$&!&-!0!.0%'!60=;2,!8%&7!0!S,'-!),5-$/!/,'%+0&%+,!
!! JZ#BUC[!\!#ZJBUC[!
! D%$02243!50$!;,!'%)M!),,M%$6O!%<,<!8%22!02804)!&0M,!0!.0%'!60=;2,3!),5-$/!/,'%+0&%+,!%)!1-)%&%+,!
!! J)),$&%0224!8%22%$6!&-!104!0!1',=%(=!&-!&0M,!&7,!'%)MO!JZ#BUC[!]!#ZJBUC[!
!
D30),11<-7/5.61>)
! *$+,)&-')!0',!022!'%)M@0+,'),!
! E%=!&-!=0K%=%S,!&7,%'!,K1,5&,/!(&%2%&4!-.!8,02&7!
! N',.,'!=-',!8,02&7!&-!2,))!
! R0+,!0!/%=%$%)7%$6!=0'6%$02!(&%2%&4!-.!8,02&7!B5-$50+,!)701,C!
!
@.A);.)A0)83,4,8/045E0)451F),90415.6>)
! E;)-2(&,!'%)M!0+,')%-$:!%.!0=-($&!%$+,)&,/!%$!'%)M4!0)),&)!%$5',0),)!0)!8,02&7!%$5',0),)3!&7,$!
&7,!%$+,)&-'!70)!0!/,5',0)%$6!0;)-2(&,!'%)M!0+,')%-$!
!! a,$,'0224!0))(=,/!&70&!%$+,)&-')!,K7%;%&!/,5',0)%$6!0;)-2(&,!'%)M!0+,')%-$!0)!8,02&7!
%$5',0),)!
! Y,20&%+,!Y%)M!E+,')%-$:!7-8!&7,!1,'5,$&06,!-.!8,02&7!%$+,)&,/!%$!'%)M4!0)),&)!570$6,)!0)!
8,02&7!570$6,)!
!! R-8,+,'3!&7,',!%)!$-!5-$),$)()!0)!&-!7-8!',20&%+,!'%)M!0+,')%-$!570$6,)!0)!8,02&7!
570$6,)O!6,$,'0224!&7,4!0',!5-$)%)&,$&!
!
! >0'%-()!&41,)!-.!(&%2%&4!.($5&%-$:!2-6!(&%2%&43!T(0/'0&%5!(&%2%&43!,K1-$,$&%02!(&%2%&43!1-8,'!(&%2%&4!
! X
 !"#$%&'()*+,-)#./01)
!
!4.-)20,?/3)/.)G0,6HI,45,680)
! H,0$@+0'%0$5,!1',.,',$5,)!011'-K%=0&,!%$+,)&-'!1',.,',$5,)!()%$6!,K1,5&,/!',&('$)!0$/!
)&0$/0'/!/,+%0&%-$! mean and std
! JK1,5&,/!',&('$)!0$/!)&0$/0'/!/,+%0&%-$!011'-1'%0&,!&-!011'-K%=0&,!%$+,)&-'!1',.,',$5,)!
87,$!B"C!/%)&'%;(&%-$)!0',!,K1,5&,/!&-!;,!$-'=02!-'!87,$!BXC!(&%2%&4!.($5&%-$)!0',!T(0/'0&%5!
! N'-;2,=!8%&7!T(0/'0&%5!(&%2%&4!%)!&70&!%&!%=12%,)!&70&!%$+,)&-')!;,5-=,!)0&%0&,/O!&70&!;,4-$/!0!
5,'&0%$!1-%$&!0$!%$5',0),!%$!8,02&7!8%22!',/(5,!(&%2%&43!87,$!%$!',02%&43!1,-12,!8%22!02804)!1',.,'!
=-',!&-!2,)))
!! *=12%,)!&70&!&7,!5('+,!8%22!&('$!0&!)-=,!1-%$&!0$/!8,02&7!8%22!%$5',0),!'%)M@0+,')%-$!_!
=0M,)!$-!),$),!
!

!""#$8&$9::/./"()$;+*):+</+$="<".)/+(!
!
@.A);.)A0)8.61/4<8/)451F=)7.4/C.?5.1>)
! H%$%=%),!1-'&.-2%-!+0'%0$5,!.-'!0!6%+,$!2,+,2!-.!,K1,5&,/!',&('$)!-'!=0K%=%S,!',&('$)!.-'!0!
6%+,$!2,+,2!-.!+0'%0$5,!
! ?$5,!0!),&!-.!1-'&.-2%-)!0',!%/,$&%.%,/3!%$+,)&-')!8%22!1%5M!&7,!-$,)!&70&!=0K%=%S,!&7,%'!,K1,5&,/!
(&%2%&4!
!
23=)51);590415C58,/5.6)5-7.4/,6/>)
! *$+,)&-')!50$!)&0;%2%S,!',&('$)!)-!&70&!+0'%0$5,!/,5',0),)!8%&7-(&!',/(5%$6!1-'&.-2%-!,K1,5&,/!
',&('$!
! I%+,')%.%50&%-$!%)!5',0&,/!/(,!&-!&7,!/%..,',$5,)!%$!5-'',20&%-$!B)=022,'!&7,!5-'',20&%-$3!7%67,'!
&7,!60%$)!.'-=!/%+,')%.%50&%-$C!022-8%$6!%$+,)&-')!&-!)&0;%2%S,!',&('$)!
!! L7,',!%)!0!'%)M@.',,!B&7,-',&%502C!1-'&.-2%-!%.!;-&7!0)),&)!0',!1,'.,5&24!$,60&%+,24!
5-'',20&,/!
!! *$!&7,-'43!&8-!)&-5M)!8%22!',/(5,!c^P!-.!%/%-)4$5'0&%5!'%)M3!87%2)&!.%+,!)&-5M)!8%22!',/(5,!
d^P3!0$/!ecP!8%22!;,!',/(5,/!;4!X^!)&-5M)!
!
23,/),40)/30),9,5?,J?0)451FH40/<46)8.-J56,/5.61>)
! L7,!-11-'&($%&4!),&!0$/!&7,!,..%5%,$&!.'-$&%,'!
!! A7-'&!),22%$6!B%<,<!&'0/%$6!&7,!;,0'!)%/,!-.!&7,!=0'M,&C!=,0$)!&70&!&7,),!2%$,)!50$!;,!
,K&,$/,/O!$-!2-$6,'!',)&'%5&,/!&-!-$24!"^^P!%$!0$!0)),&3!50$!;,!$,60&%+,!%$!-$,!0$/!"XcP!
%$!&7,!-&7,'!
! D-'!(&'%)M4!1-'&.-2%-)!0$/!-$,!'%)M@.',,!0)),&3!8,!50$!(),!&7,!=,0$@+0'%0$5,!1-'&.-2%-!&7,-'4!&-!
57--),!87%57!'%)M4!1-'&.-2%-!-.!$!0)),&)!8,!8%)7!&-!%$+,)&!%$!0$/!5-=;%$,!8%&7!0!'%)M!.',,!0)),&!
!! L7%)!=,0$)!&70&!87,$!0!'%)M@.',,!0)),&!%)!0+0%20;2,3!&7,$!&7,',!%)!-$24!-$,!'%)M4!.($/!87%57!
1,-12,!8%22!80$&!&-!%$+,)&!%$!
!! L7,!,..%5%,$&!.'-$&%,'!$-8!;,5-=,)!&7,!)&'0%67&!2%$,!87%57!%)!&0$6,$&%02!&-!&7,!
,..%5%,$&!.'-$&%,'!
!! L7,!;,)&!1-'&.-2%-!8%22!;,!0&!0!=0K%=%S,/!A70'1,!'0&%-!B6'0/%,$&!-.!&7,!WE9C!
!
! !

! b
 !"#$%&'()*+,-)#./01)

!""#$>&$=/(?<"$'(,"@$A+,"<$
!
! D351)51)6./)/30)$KBGL)$KBG)51),6)0M<5?5J45<-)/30.40/58,?)-.;0?N)/351)51),)1/,/51/58,?)-.;0?!
! H0'M-8%&S!.'0=,8-'M!',T(%',)!0!)%6$%.%50$&!$(=;,'!-.!%$1(&)!87,$!/,02%$6!8%&7!0!20'6,!$(=;,'!
-.!),5('%&%,)!B&7,!,$&%',!5-+0'%0$5,!=0&'%KC!
! L7,!1-'&.-2%-!-1&%=%S0&%-$!&0)M!50$!;,!)%=12%.%,/!;4!0))(=%$6!&70&!&7,!'%)M!-.!0$!%$/%+%/(02!
),5('%&4!50$!;,!/,5-=1-),/!%$&-!0!.%'=!)1,5%.%5!5-=1-$,$&!0$/!0!=0'M,&!8%/,!5-=1-$,$&!
! A70'1,!B"egbC!5',0&,/!&7,!A%$62,!*$/,K!H-/,2!BA*HC3!87%57!(),)!&7%)!0))(=1&%-$!&-!)1,5%.4!0!
10'&%5(20'!.-'=!.-'!),5('%&4!',&('$)!0$/!',/(5,!&7,!$(=;,'!-.!',T(%',/!%$1(&)!
)
"6;595;<,?)40/<461),40):0604,??=)8.440?,/0;O)
! W-==-$!),&!-.!.05&-')!/'%+,!',&('$)!
! W-==-$!',)1-$),!&-!=0'M,&!570$6,)!
! L7,!5-'',20&%-$!=04!;,!501&(',/!;4!',20&%$6!&7,!)&-5M!',&('$!&-!)-=,!=0'M,&!%$/,K!
! E))(=,)!022!)&-5M!',&('$)!0',!',20&,/!&-!-$,!=05'-!%$.2(,$5,!B,<6<!=-$,&0'4!1-2%543!aINC!
! J057!)&-5M!70)!0!/%..,',$&!),$)%&%+%&4!&-!=0'M,&!8%/,!',&('$)!
!
D30)P"GO)
! A*H!/,)5'%;,)!0$!0)),&!',&('$!0)!=0/,!(1!-.!0!5-$)&0$&!0$/!0!),$)%&%+%&4!&-!0!.05&-'!
!! L7%)!.05&-'!%)!-.&,$!&7,!',&('$)!-$!&7,!h=0'M,&V!%$/,K!
#!" = %! + $!##" +"! !"
!
!!Y=&!%)!&7,!',&('$!-$!&7,!.05&-'!%$!1,'%-/!&!
!!E2170!%)!&7,!5-$)&0$&!5-=1-$,$&!-.!0)),&!%V)!',&('$!
!!i,&0!%)!&7,!),$)%&%+%&4!-.!0)),&!%V)!',&('$!8%&7!&7,!.05&-'!
!!J!%)!',)%/(02!5-=1-$,$&!-.!0)),&!%V)!',&('$!&70&!%)!$-&!,K120%$,/!;4!&7,!.05&-'!
!! L7,!',)%/(02!J!%)!0))(=,/!&-!;,!($5-'',20&,/!05'-))!0)),&)!0$/!&%=,3!0$/!%)!02)-!
($5-'',20&,/!&-!&7,!.05&-'!',&('$!Y=&!
! A70'1,!0))(=,)!&70&!&7,!',&('$)!&-!&7,!.05&-'!Y=&!0',!6,$,'0&,/!0):!
#"! = " ! + ! !
!
!! U7,',!E!%)!0!1,'=0$,$&!5-$)&0$&!0$/!5!%)!0!'0$/-=!',)%/(02!B+0'%0;2,C!
!! !L7,!,K1,5&,/!',&('$!0$/!+0'%0$5,!.-'!0)),&!%!0',!&7,$:!
"#$ " ! = " + % " "#$ ! ! !!!!! " " = " # ! # " + " ! !! ! !
! ! ! !

! *&!%)!02)-!5-==-$!&-!8-'M!%$!,K5,))!',&('$!.-'=!0$/!/,/(5&!&7,!'%)M@.',,!'0&,!.'-=!;-&7!&7,!0)),&V)!
',&('$)!0$/!&7,!=0'M,&V)!',&('$:!
#!" # #" = &! + %! $#$" # #" " + ! !"
!
!! *.!&7,!,K5,))!',&('$!-$!&7,!=0'M,&!%)!S,'-3!&7,$!02170!',1',),$&)!&7,!,K1,5&,/!,K5,))!',&('$!
-$!&7,!)&-5M!
!
G,4F.A5/E)91)P"GO)
!! H0'M-8%&S!%$+-2+,)!=(57!=-',!/0&0!0$/!%)!5-=1(&0&%-$0224!/%..%5(2&!
!! A*H!011'-057!%)!,0)%,'O!-$24!$,,/!&-!,)&%=0&,!),$)%&%+%&4!&-!5-==-$!.05&-'!
!! H0'M-8%&S!=0M,)!$-!0))(=1&%-$)!0;-(&!',&('$!6,$,'0&%$6!1'-5,))O!A*H!/-,)!
!! A*H!-=%&)!%$/()&'4!'%)M!
!! A*H!%6$-',)!5-'',20&%-$)!0=-$6!.%'=!)1,5%.%5!'%)M)!0$/!&7()!=04!$-&!1'-+%/,!&7,!;,)&!'%)M!
=%$%=%S%$6!8,%67&)!%$!1-'&.-2%-!&7,-'4!
!
!

! f
 !"#$%&'()*+,-)#./01)
!
!
!
G583,<;)Q'RSRT)UD30)G,4F.A5/E)V7/5-51,/5.6)*65:-,W)
)
i,$,.%&)!-.!=,0$@+0'%0$5,!-1&%=%),')! N'-;2,=)!8%&7!=,0$@+0'%0$5,!-1&%=%),')!
! *$5-'1-'0&,!5-$)&'0%$&)!0$/!-;Q,5&%+,)! ! N-2%&%502:!&7,!%$+,)&=,$&!5-==%&&,,!2-),)!
%=1-),/!;4!52%,$&)!%$&-!&7,!1-'&.-2%-! 5-$&'-2!-.!&7,!%$+,)&=,$&!/,5%)%-$))
5-$)&'(5&%-$!1'-5,))) ! hi205M!;-KV!_!&--!T(0$&%&0&%+,)
! W-$&'-2!'%)M!,K1-)(',!-.!&7,!1-'&.-2%-) ! J''-'!=0K%=%S0&%-$)
! *)!0;2,!&-!%=12,=,$&!)&42,!-;Q,5&%+,)!0$/! !! ?+,'8,%67&!),5('%&%,)!8%&7!7%67,'!
17%2-)-174!-.!&7,!%$+,)&=,$&!=0$06,'!B+02(,! ,K1,5&,/!',&('$)3!$,60&%+,!5-'',20&%-$)!
-'!6'-8&7!=0$06,'jC) 0$/!2-8,'!+0'%0$5,O!87%57!8%22!2%M,24!
! E+-%/!,)&"#!&8,%67&%$6!-.!%$.-'=0&%-$!B/-,)! 5-$&0%$!,''-')
$-&!2,$/!($/(,!8,%67&!&-!$,8!%$.-'=0&%-$C) ! >0'4%$6!5-$.%/,$5,!%$!.-',50)&))
! W0$!0/Q()&!&-!570$6,)!%$!=0'M,&!5-$/%&%-$)! ! H%))%$6!.05&-')!B%)!-$,!,$-(67j!N'-;0;24!$-&3!
T(%5M24!;4!1'-5,))%$6!%$.-'=0&%-$!T(%5M24) &7,',!0',!-&7,'!)-('5,)!-.!'%)MC)
! #$)&0;2,!-1&%=02!)-2(&%-$!B570$6%$6!,K1,5&,/!
',&('$)!-'!5-+0'%0$5,!Q()&!)2%67&24!8%22!570$6,!
&7,!,$&%',!)-2(&%-$)C)
!
B.1/HG.;046)B.4/C.?5.)D30.4=!0'6(,)!&70&!'%)M!)7-(2/!$-&!;,!=,0)(',/!;4!+0'%0$5,!0)!&7,-'%,)!/-!
/,=-$)&'0&,!&7,!/%)&%$5&%-$!;,&8,,$!6--/!+-20&%2%&4!B(1)%/,C!0$/!;0/!+-20&%2%&4!B/-8$)%/,C!
! D-5(),)!-$!/-8$)%/,!'%)M!B),=%@/,+%0&%-$!0$/!),=%@+0'%0$5,C3!0$/!%$)&,0/!-.!&7,!A70'1,!'0&%-3!
&7,4!(),!&7,!A-'&%$-!'0&%-!0)!0!=,0)(',!-.!'%)M@0/Q()&,/!',&('$))!
!
!

!""#$B&$CD"$E6F/)6<$G11")$;*/./(?$A+,"<$
!
! L7,!WENH!1'-+%/,)!0!),&!-.!1',/%5&%-$)!0;-(&!,T(%2%;'%(=!,K1,5&,/!',&('$)!-$!'%)M4!0)),&)!
! *.!022!%$+,)&-')!0',!&7,!)0=,3!0!10))%+,!)&'0&,64!%)!,..%5%,$&!
! E22!',&('$)!-$!%$/%+%/(02!)&-5M)!0',!5025(20&,/!;4!&7,!5-+0'%0$5,!-.!&7,!)&-5M!8%&7!&7,!=0'M,&!
! L7%)!1'-+%/,)!()!8%&7!0!=,0$)!.-'!Q(/6%$6!87,&7,'!)&-5M)!0',!($/,'!-'!-+,'!+02(,/!
!
$KBG)K11<-7/5.61O)
"<! L7,',!0',!=0$4!%$+,)&-')3!,057!8%&7!0$!%$%&%02!2,+,2!-.!8,02&7!87%57!%)!)=022!5-=10',/!8%&7!
&7,!&-&02!2,+,2!-.!8,02&7!%$!&7,!=0'M,&!B1,'.,5&!5-=1,&%&%-$C!
X<! E22!%$+,)&-')!120$!.-'!0!)%$62,!7-2/%$6!1,'%-/!-.!&7,!)0=,!2,$6&7!
b<! *$+,)&=,$&)!0',!',)&'%5&,/!&-!0!($%+,'),!-.!1(;2%524!0+0%20;2,!0)),&)!B)&-5M)3!;-$/)C!0$/!
=04!;-''-8!0$/!%$+,)&!0&!0!.%K,/!'%)M@.',,!'0&,!
f<! L7,',!0',!$-!&0K,)!-'!&'0$)05&%-$)!5-)&)!
c<! E22!%$+,)&-')!0',!=,0$@+0'%0$5,!-1&%=%),')<!L7%)!=,0$)!&7,4!022!(),!&7,!H0'M-8%&S!=-/,2!
&-!),2,5&!&7,%'!1-'&.-2%-)!
g<! E22!%$+,)&-')!5',0&,!&7,%'!-1%$%-$)!%$!&7,!)0=,!804<!L7,4!&7()!70+,!%/,$&%502!,)&%=0&,)!.-'!
&7,!1'-;0;%2%&4!/%)&'%;(&%-$!-.!0)),&)!',&('$)!0$/!&7()!1'-+%/,!&7,!,K05&!)0=,!%$1(&)!%$&-!
&7,!H0'M-8%&S!=-/,2!&-!),2,5&!&7,%'!1-'&.-2%-)!B7-=-6,$-()!,K1,5&0&%-$)C!
!
!
!
! c
 !"#$%&'()*+,-)#./01)
D30)P08<45/=)G,4F0/)X560)QPGXT)
! L7,!,T(0&%-$!.-'!&7,!WENH!12-&)!0!2%$,0'!',20&%-$)7%1!;,&8,,$!0!1-'&.-2%-V)!;,&0!0$/!%&)!,K1,5&,/!
',&('$!
! WENH!)04)!022!)&-5M)!2%,!-$!&7,!AH9O!%.!&7,4!/-!$-&3!&7,!/%..,',$5,!%)!5022,/!02170!
!
D.)<10)/30)$KBGO)
! L7,!'%)M@.',,!'0&,!%)!&7,!)7-'&,)&!=0&('%&4!6-+,'$=,$&!;-$/!-$!%))(,!
! H0'M,&!'%)M!1',=%(=!',T(%',)!0$!,)&%=0&,!-.!JBY=C@Y.!
!! N'-;2,=:!%.&,(+%!,)&%=0&,)!0',!-.&,$!=0/,!()%$6!%.&/#0+!',&('$)!!
%!"# #$"# = '! + &! $%%"# #$"# " + ! !"#
!
)
G0,1<40-06/)044.4)56)J0/,O)
! *.!0!)70',!%)!&'0/,/!%$.',T(,$&24!B&7%$24C!&7,$!;,&0!,)&%=0&,)!()%$6!&7,!0;-+,!011'-057!50$!2,0/!&-!
0!;%0)!%$!&7,!=,0)(',=,$&!-.!;,&0!
!! W-$)%/,'!0!50),!87,',!20)&!&'0/,!7011,$)!0&!"<X^1=O!0$!0$$-($5,=,$&!0..,5&%$6!87-2,!
=0'M,&!;,.-',!52-),!-.!/04!8%22!570$6,!,)&%=0&,/!;,&03!;(&!$-&!&7,!=0'M,&!',&('$!&7,!
.-22-8%$6!/04!
!
D30)Y?,8F)Q'R(ZT)[04.HY0/,)$KBG)
! L7,!0))(=1&%-$)!($/,'24%$6!&7,!WENH!50$!;,!',20K,/!&-!/,'%+,!02&,'$0&%+,!0)),&!1'%5%$6!=-/,2)!
!! W-+,'!&0K,)3!/%..,'%$6!;-''-8%$6!0$/!2,$/%$6!'0&,)3!$-!'%)M!.',,!0)),&3!)M,8$,))3!
%$&,'$0&%-$02!=0'M,&)!,&5<!
! i0)%5!)&'(5&(',!-.!&7,!=-/,2!)('+%+,)3!7-8,+,':!2%$,0'%&43!5-+0'%0$5,!-.!',&('$)!8%&7!'%)M!.05&-')!
B%<,<!)4)&,=0&%5!'%)M!%)!870&!=0&&,')C!
! *.!&7,',!%)!$-!'%)M@.',,!'0&,3!&7,',!0',!/%..,',$&!'0&,)!.-'!2,$/%$6!0$/!;-''-8%$63!&7,!i205M!WENH:!
#$"# ! = #$" ! ! + %##$"" " ! ! !
! J+,'4!,..%5%,$&!1-'&.-2%-!70)!0!5-=10$%-$!1-'&.-2%-!&70&!2%,)!-$!&7,!;-&&-=!702.!-.!&7,!=,0$@
+0'%0$5,!.'-$&%,'!8%&7!87%57!%&!%)!($5-'',20&,/!
! L7,!S,'-@;,&0!WENH!)7-8)!&70&!&7,',!%)!0!1-'&.-2%-!-$!&7,!.'-$&%,'!()(0224!-$!&7,!2-8,'!;'0$57C!
87%57!70)!S,'-!5-+0'%0$5,!8%&7!&7,!=0'M,&!1-'&.-2%-!B&7,!S,'-@;,&0!1-'&.-2%-C!
! L-!.%$/!&7%)!1-'&.-2%-3!8,!5-=1(&,!&7,!&0$6,$&!&-!&7,!=0'M,&!1-'&.-2%-!0$/!.-22-8!&7%)!&-!&7,!
,K1,5&,/!',&('$!0K%)3!&7,$!=-+,!7-'%S-$&0224!02-$6!&7,!.'-$&%,'!&-!&7,!1-'&.-2%-!
!
D01/,J?0)5-7?58,/5.61).C)/30)$KBGO)
"<! L7,!=-/,2!5-=12,&,24!/,&,'=%$,)!&7,!,K1,5&,/!',&('$)!-.!&7,!1-'&.-2%-!
X<! L7,! =-/,2! ,K120%$)! ',&('$! +0'%0&%-$! &-! &7,! ,K52()%-$! -.! 022! -&7,'! 02&,'$0&%+,! ,K120$0&-'4!
+0'%0;2,)!
b<! L7,!=-/,2!1',/%5&)!0!2%$,0'!',20&%-$)7%1!%$!;,&0!
f<! L7,!=-/,2!1',/%5&)!&70&!&7,!;,&0!5-,..%5%,$&!\!&7,!'%)M!1',=%(=!\[email protected]!
c<! L7,!=-/,2!1',/%5&)!&70&!-+,'!2-$6!1,'%-/)3!&7,!=0'M,&!'0&,!-.!',&('$!8%22!;,!6',0&,'!&70$!&7,!
'%)M@.',,!'0&,!-.!',&('$!
!
23,/),40)/30)C.<4)-,56)74.J?0-1)A5/3)/01/56:)/30)$KBG>)
!
"<! *&! %)! 0$! %.& ,(+%& B;0),/! -$! .-',50)&)! $-&! 05&(02! ',)(2&)C! =-/,2! ;,%$6! &,)&,/! 8%&7! %.& /#0+&
%$.-'=0&%-$<! L7%)! )(66,)&)! &70&! 10)&! %$.-'=0&%-$! 8%22! ',.2,5&! ,K1,5&0&%-$)! 6%+,$! 0! )(..%5%,$&24!
2-$6!&%=,!1,'%-/<!
X<! L7,! ,)&%=0&%-$! -.! ,K1,5&,/! ',&('$)! .-'! &7,! =0'M,&! 1-'&.-2%-3! %$/%+%/(02! '%)M4! 0)),&)! 0$/! &7,!
'%)M@.',,!0)),&!%)!7%6724!,''-'!1'-$,!
b<! L7,',!0',!($',02%)&%5!0))(=1&%-$)!&70&!,K52(/,!&'0$)05&%-$!5-)&)!0$/!&0K,)!

! g
 !"#$%&'()*+,-)#./01)
f<! L7,',! %)! )('+%+-')7%1! ;%0)3! 87,',;4! .0%2,/! 5-=10$%,)! 0',! ,K52(/,/! 0$/! )('+%+%$6! B%<,<!
)(55,)).(2C!5-=10$%,)!,K%)&!%$!&7,!=0'M,&!1-'&.-2%-!
!
\.??W1)$45/5M<0)
! WENH!%)!022!0;-(&!501%&02!0)),&)3!;(&!-;),'+0;%2%&4!()(0224!/%5&0&,)!&,)&)!;0),/!-$!0!=0'M,&!
1-'&.-2%-!-.!)70',)!
! i4!/,.%$%&%-$!%.!&7,!1'-K4!.-'!&7,!=0'M,&!1-'&.-2%-!%)!-$!&7,!,..%5%,$&!),&!&7,',!8%22!;,!0!1,'.,5&!
2%$,0'!',20&%-$!;,&8,,$!',&('$)!0$/!;,&0!=,0)(',/!',20&%+,!&-!&70&!1-'&.-2%-!
! L7,',.-',!&7,!-$24!&,)&!-.!&7,!WENH!%)!87,&7,'!&7,!=0'M,&!1-'&.-2%-!%)!,..%5%,$&O!8,!50$V&!/-!
&7%)!
!
!

!""#$H&$G<)"*(6)/0"$G11")$;*/./(?$A+,"<1$
!
K4J5/4,:0)745856:)/30.4=)QKBDT!
! E%=,/!&-!-+,'5-=,!&7,!)7-'&5-=%$6)!-.!WENH3!()%$6!2,))!',)&'%5&%+,!0))(=1&%-$)!0$/!0$!
,=1%'%50224!&,)&0;2,!=,&7-/!
! I,+,2-1,/!;4!Y-))!B"ekgC3!;0),/!-$!0';%&'06,!B&7,!208!-.!-$,!1'%5,CO!&7,!ENL!70)!$-!)1,5%02!'-2,!
.-'!&7,!=0'M,&!1-'&.-2%-!
! Y,&('$)!0',!6,$,'0&,/!;4!123,!+#*04!5-==-$3!)4)&,=0&%53!,5-$-=4@8%/,!)-('5,)!-.!'%)M3!2%M,!A*H!
! U,!/-!$-&!)1,5%.4!.05&-'!)&'(5&(',!0&!&7%)!)&06,3!;(&!/-!',T(%',!0!2%$,0'!',20&%-$)7%1:!
%! = #$%! " + !!$ $ + !!# # + !!! + !!" " + ! !
!! U7,',!Y%!%)!&7,!',&('$!-$!&7,!%&7!0)),&!
!! JBY%C!%)!&7,!,K1,5&,/!',&('$!-$!&7,!%&7!0)),!!
!! i%"!%)!&7,!),$)%&%+%&4!-.!&7,!%&7!0)),&V)!',&('$!&-!&7,!M&7!.05&-'!
!! lM!%)!&7,!M&7!.05&-'!5-==-$!8%&7!S,'-!=,0$!',&('$O!)-!%.!,+,'4&7%$6!%)!0)!,K1,5&,/3!&7,$!
&7,',!%)!$-!M!0$/!',&('$)!0',!=,',24!,K1,5&,/!',&('$)!m!',)%/(02)!
! JBY%C!%)!2%$,0'24!',20&,/!&-!'%)M!1',=%(=)!0$/!&7,!),$)%&%+%&4O!%.!%&!8,',!$-&3!&7,',!8-(2/!;,!
0';%&'06,!-11-'&($%&%,)!
!! E))(=,)!&7,!($2%=%&,/!$(=;,'!-.!),5('%&%,)3!($2%=%&,/!)7-'&!),22%$6!0$/!-$,!.05&-'!1'%5,)!
0)),&)!
! E';%&'06,!/'%+,)!0)),&!1'%5,)!&-!,T(%2%;'%(=!)-!&70&!&7,!'%)M@.',,!1-'&.-2%-)!4%,2/!&7,!)0=,!',&('$O!
&7%)!50$!-$24!;,!057%,+,/!%.!022!)&-5M)!2%,!-$!0!2%$,!8%&7!',)1,5&!&-!.05&-'!'%)M!
! *.!ENL!0112%,)!&-!0!1-'&.-2%-!-.!0)),&)3!&7,$!%&!=()&!01124!&-!02=-)&!022!-.!&7,!5-$)&%&(,$&!0)),&)O!%.!
&7,',!0',!/,+%0&%-$)3!&7,4!)7-(2/!$-&!;,!20'6,!0$/!&7()!0!8,22@/%+,')%.%,/!1-'&.-2%-!8%22!02804)!2%,!
-$!&7,!2%$,!
! ENL!/-,)!$-&!,K52(/,!&7,!,K%)&,$5,!-.!=(2&%@.05&-'!=-/,2)!
!
K11<-7/5.61O)
! 90'6,!0)),&!=0'M,&)O!&7,',!0',!)(..%5%,$&!),5('%&%,)!&-!/%+,')%.4!0804!%/%-)4$5'0&%5!'%)M!
! E)),&!',&('$)!70+,!0!2%$,0'!.05&-'!)&'(5&(',O!),5('%&4!',&('$)!50$!;,!/,)5'%;,/!;4!0!.05&-'!=-/,2!
B,<6<!)%$62,@%$/,K!=-/,2C!
! H0'M,&!1,'=%&)!$-!0';%&'06,!-11-'&($%&%,)!B&7%)!%)!/-,)!$-&!T(%&,!7-2/!%$!1'05&%5,C!
! L7,!=-/,2!/-,)!$-&!',T(%',!T(0/'0&%5!1',.,',$5,!.($5&%-$)!-'!$-'=0224!/%)&'%;(&,/!',&('$)!
!
*-75458,?)/01/1O)!
! i0),/!-$!)&0&%)&%502!&,57$%T(,)!&-!%/,$&%.4!($-;),'+0;2,!.05&-'):!
!! A(11-'&!.'-=!Y-22!0$/!Y-))!B"ed^C!

! k
 !"#$%&'()*+,-)#./01)
!! I7'4=,)!B"edfC!',Q,5&)!ENL!
!! E22!70+,!.0%2,/!&-!%/,$&%.4!0!)&0;2,!6'-(1!-.!1'%5,/!($-;),'+0;2,!.05&-')O!&7,4!/-!$-&!1',/%5&!
8,22!-(&!-.!)0=12,!0$/!50$$-&!;,!(),/!&-!.-',50)&!
! E';%&'0'4!),2,5&%-$!-.!=05'-,5-$-=%5!+0'%0;2,)!
!! L,)&,/!&7,!ENL!;4!0';%&'0'%24!),2,5&%$6!,5-$-=%5!+0'%0;2,)!&-!1'-K4!.-'!&7,!($-;),'+0;2,!
1'%5%$6!.05&-')O!;(&!&7,',!%)!$-!5-'',5&!),&!-.!.05&-')!
!! W7,$3!Y-22!0$/!Y-))!B"edgC!.-($/!&70&!)-=,!0';%&'0'%24!),2,5&,/!=05'-,5-$-=%5!+0'%0;2,)!
1'%5,!%$!&7,!#A!)&-5M!=0'M,&!+,'4!8,22!B570$6,!%$!,K1,5&,/!%$.20&%-$3!($0$&%5%10&,/!%$.20&%-$3!
',&('$!-$!&7,!%$/,KC!
!
\0,1.61)C.4)?,8F).C),8807/,680O)
! W-=12,K%&43!0112%50&%-$!/%..%5(2&43!/-,)!$-&!8-'M!%$!)=022!=0'M,&)3!&7,-',&%502!2%=%&0&%-$)3!%&!%)!0$!
0+,'06,!1'%5%$6!=-/,2!B%$/%+%/(02!)&-5M)!/-!$-&!70+,!&-!2%,!-$!&7,!2%$,!_!-$24!&7,!0+,'06,C3!=04!
70+,!2%=%&,/!0112%50&%-$!87,',!&7,!$(=;,'!-.!),5('%&%,)!%$!0!=0'M,&!%)!)=022!
)
KBD) $KBG)
nU,!70+,!0!.05&-'!&70&!/'%+,)!1'%5,!=-+,=,$&)3! nU,!M$-8!&7,!=0'M,&!1-'&.-2%-3!0$/!022!0)),&!
0$/!022!0)),&!',&('$)!0',!2%$,0'24!',20&,/!&-!&7,! ',&('$)!0',!2%$,0'24!',20&,/!&-!&7,!5-+0'%0$5,!-.!
5-+0'%0$5,)!-.!&7,!0)),&!8%&7!&7%)!.05&-'o! &7,!0)),&!8%&7!&7,!=0'M,&o!
E22-8)!'%)M!1',=%(=)!&-!;,!,)&%=0&,/!;4!&7,!/0&0! W-$)&'0%$)!'%)M!1',=%(=)!
B%<,<!7-2/)!87,$!WENH!.0%2)C!
p-!)&'-$6!0))(=1&%-$)!0;-(&!%$+,)&-'!(&%2%&4! #&%2%&4!.($5&%-$!=()&!;,!T(0/'0&%5!
.($5&%-$)!
W0$!70+,!=(2&%12,!'%)M!.05&-')! i,&0!%)!&7,!-$24!'%)M!.05&-'!
I-,)!$-&!',T(%',!&7,!=0'M,&!1-'&.-2%-! Y,T(%',)!&7,!=0'M,&!1-'&.-2%-!&-!;,!M$-8$!
W0$!;,!=,0)(',/!8%&7!0$4!)(;),&!-.!'%)M4!0)),&)! W0$!-$24!;,!=,0)(',/!8%&7!&7,!,$&%',!($%+,'),!-.!
0)),&)!
ENL!%)!0!;,&&,'!.%&!8%&7!/0&0O!2,))!1',5%),! !
1',/%5&%-$)!&70$!&7,!WENH!
I-,)!$-&!',T(%',!',&('$)!;,!2%$,0'!&-!'%)M!.05&-')! Y,T(%',)!2%$,0'%&4!
E22-8)!+%-20&%-$!-.!'%)M@',&('$!',20&%-$)7%1!.-'! Y%)M@',&('$!',20&%-$)7%1!%)!2%$,0'!
)-=,!%$/%+%/(02!),5('%&%,)!
ENL!/-,)!$-&!%/,$&%.4!&7,!'%)M!.05&-')! WENH!%/,$&%.%,)!&7,!'%)M!.05&-'!
)
V/304)G.;0?1) K11<-7/5.61) 20,F601101)
W-$)(=1&%-$@WENH! ! D($5&%-$%$6!501%&02!=0'M,&)3!87%57! ! I%..%5(2&!&-!&7%$M!-.!0$!0)),&!&70&!
BWWENHC!BY(;%$)&,%$! 022-8!%$+,)&-')!&-!057%,+,!&7,%'! %)!($',20&,/!&-!066',60&,!
"ekdC! /,)%',/!2,+,2!-.!5-$)(=1&%-$O!),22! 5-$)(=1&%-$!0)!022!&7%$6)!&,$/!
87,$!5-$)(=1&%-$!%)!2-8!0$/! &-!;,!5-$)(=,/!
%$+,)&!87,$!5-$)(=1&%-$!%)!7%67! ! W-$)(=1&%-$!)&0&%)&%5)!0',!
! E)),&)!87-),!',&('$)!70+,!0!7%67! ;0),/!-$!,K1,$/%&(',!'0&7,'!
$,60&%+,!5-+0'%0$5,!8%&7! &70$!+02(,!
5-$)(=1&%-$!70+,!0!2-8!'%)M! ! H,0)(',=,$&!,''-')!
1',=%(=!B05&!0)!%$)('0$5,C! !
! *$+,)&-')!),,M!&-!=0K%=%S,!&7,!
(&%2%&4!-.!2%.,&%=,!5-$)(=1&%-$!
! *$+,)&-')!70+,!7-=-6,$-()!
,K1,5&0&%-$)!
*$&,'&,=1-'02!WENH! ! *$/%+%/(02)!-1&%=%S,!&7,%'!(&%2%&4! ! D0%2)!&-!%/,$&%.4!&7,!M!h)&0&,!
BH,'&-$!"ekbC! ;0),/!-$!5-$)(=1&%-$! +0'%0;2,)V!&70&!($/,'2%,!&7,!'%)M!
! *$+,)&=,$&!%)!5-$/%&%-$02!-$! .05&-')O!=-/,2!%)!0!.%)7%$6!

! d
 !"#$%&'()*+,-)#./01)
8,02&7!0$/!',&%',=,$&!06,! 2%5,$),3!%<,<!0$4!+0'%0;2,!50$!;,!
(),/!
D0=0@D',$57!b!D05&-'! ! W7-),!&7',,!.05&-')O!=0'M,&!'%)M@ ! I%..%5(2&!&-!%/,$&%.4!&7,!'%)M!
H-/,2!B"eebC! 1',=%(=3!)%S,!1',=%(=!BAHiC!0$/! 1',=%(=!+02(,)!
;--M@&-@=0'M,&!1',=%(=!BRH9C! ! >0'%0;2,)!0',!-.&,$!5-'',20&,/O!
! L7,4!-;),'+,/!&70&!)=022!.%'=)! )=022!.%'=)!=04!02',0/4!70+,!0!
;,0&!20'6,!.%'=)!0$/!+02(,!.%'=)! 2-8!;--MF=0'M,&!'0&%-!
;,0&!6'-8&7!.%'=)!
*$&,'$0&%-$02!WENH! ! N'%5,)!)&-5M)!0)!%.!&7,',!0',!$-! ! A0=,!%))(,)!0)!WENH!
BA-2$%M!"ekkC! $0&%-$02!-'!1-2%&%502!;-($/0'%,)! ! Y-22V)!5'%&%T(,:!4-(!50$$-&!5',0&,!
! E))(=,)!0!5-=12,&,24!%$&,6'0&,/! 0!=0'M,&!1-'&.-2%-!
62-;02!.%$0$5%02!=0'M,&! ! p-!($%.-'=!'%)M@.',,!'0&,!
! p-!%$+,)&=,$&!',)&'%5&%-$)!-'! ! JK570$6,!'0&,!'%)M!
;0''%,')!&-!501%&02!.2-8)! !
)
$KBG)91])"$KBGO!
! L7,',!0',!)%6$%.%50$&!;,$,.%&)!&-!%$+,)&-')!.'-=!%$&,'$0&%-$02!/%+,')%.%50&%-$!
! L7,!,K&,$&!&-!87%57!%$+,)&-')!0',!0;2,!&-!055,))!&7,),!-11-'&($%&%,)!',2%,)!(1-$!&7,!2,+,2!-.!501%&02!
=0'M,&!%$&,6'0&%-$!
! W01%&02!=0'M,&)!0',!)0%/!&-!;,!%$&,6'0&,/!87,',!%$+,)&-')!0',!0;2,!&-!7-2/!)70',)!%$!.-',%6$!
=0'M,&)!B0$/!7,$5,!50$!7-2/!0!62-;0224!/%+,')%.%,/!1-'&.-2%-C!
! E)!=0'M,&)!;,5-=,!=-',!%$&,6'0&,/3!&7,!5-'',20&%-$)!0$/!5-+0'%0$5,)!;,&8,,$!0)),&)!%$!/%..,',$&!
5-($&'%,)!%$5',0),!0$/!&7,!*WENH!;,5-=,)!&7,!1',.,'',/!=,0)(',!-.!)4)&,=0&%5!'%)M!
! R-=,!;%0)!70)!&7,!,..,5&!-.!%$5',0)%$6!2-502!%$.2(,$5,!)-$!0)),&!1'%5,)3!87%2,!6',0&,'!5'-))@;-'/,'!
,T(%&4!.2-8)!%$5',0),!62-;02!%$.2(,$5,)!-$!0)),&!1'%5,)!
!
23=)51)/30)\.11)Q'R(^T)C.4-).C)/30)K4J5/4,:0)B45856:)D30.4=)6./),6)0+,8/)745856:)-.;0?>)
!
! a%+,$!&7,!20'6,!$(=;,'!-.!),5('%&%,)3!%&!%)!1-))%;2,!.-'!),+,'02!&-!;,!=%)1'%5,/!0$/!)&%22!1'-+%/,!
0!S,'-!,K1,5&,/!',&('$!-$!&7,!&-&02!0';%&'06,!1-'&.-2%-!
! L7,!/%..%5(2&4!2%,)!%$!&7,!0))(=1&%-$!70&!&7,!+0'%0$5,!-.!&7,!0)),&!1'%5%$6!,''-')!',/(5,!&-!S,'-3!
6%+,$!0';%&'06,!
! J''-')! %$! 1'%5%$6! 0',! -$! 0+,'06,! S,'-! ;(&! &7%)! $,,/! $-&! -55('! ($%.-'=24! 05'-))! 0)),&)! %$! 0$!
0';%&'06,!1-'&.-2%-O!%<,<!&7,!ENL!%)!0$!0+,'06,!1'%5%$6!=-/,2!
!
23,/)51)$,43,4/W1)Q'RR(T)-.;0?>)
!
! D-'=(20!%)!&7,!DD@b!8%&7!0!hNY"qYV!.05&-'3!%<,<!0!=-=,$&(=!.05&-'!
! E2170! %)! 0! =,0)(',! -.! )(1,'%-'! 1,'.-'=0$5,! 0.&,'! 5-$&'-22%$6! .-'! .-('! .05&-')3! 7,$5,3! .($/!
=0$06,')!&70&!5-$)&'(5&!1-'&.-2%-)!/,)%6$,/!&-!501&(',!&7,),!1',=%(=)!8%22!6,$,'0&,!2%&&2,!&-!$-!
02170O!'0&7,'3!=0$06,')!87-!.-22-8!-&7,'!1',=%(=)!8%22!6,$,'0&,!02170!
! L7%)! %)! =-',! 055('0&,! &70$! r,$),$V)! 021703! 87%57! 5-'',)1-$/)! -$24! &-! 0;$-'=02! ',&('$)! -$! &7,!
WENH!
!! *$/,,/3! %.! 0$! %$+,)&-'!=0/,! 0! ;($57! -.! 2-)),)! 0$/! -$,! 7(6,! 1'-.%&3! r,$),$V)! 02170! =04! ;,!
1-)%&%+,! 05'-))! &7,! 1-'&.-2%-3! $-&! /(,! &-! 5-$)%)&,$54! -'! %$+,)&-'! )M%22O! W0'70'&V)! 02170!
,2%=%$0&,)!&7%)!&-!0$!,K&,$&!
! !

! e
 !"#$%&'()*+,-)#./01)

!""#$I&$A6*#")$9::/./"(.7$6(,$G(+26</"1$
!
! *$!0$!,..%5%,$&!=0'M,&3!$,8!%$.-'=0&%-$!%)!%$5-'1-'0&,/!%$&-!1'%5,)!%$!0$!%$)&0$&0$,-()!0$/!
($;%0),/!=0$$,'O!M$-82,/6,!-.!&70&!%$.-'=0&%-$!),&!50$$-&!;,!(),/!&-!5-$)%)&,$&24!,0'$!,K5,))!
',&('$)!
! E!.-',50)&!0;-(&!.0+-('0;2,!.(&(',!1,'.-'=0$5,!2,0/)!&-!.0+-('0;2,!5('',$&!1,'.-'=0$5,3!0)!
=0'M,&!10'&%5%10$&)!'()7!&-!&'0/,!-$!$,8!%$.-'=0&%-$!
!! Y,)(2&:!1'%5,)!570$6,!($&%2!,K1,5&,/!',&('$)!0',!,K05&24!5-==,$)('0&,!8%&7!'%)M!
! H0'M,&!,..%5%,$54!/-,)!$-&!%=124!1',/%5&0;%2%&4O!%&!%)!05&(0224!%$,..%5%,$54!&70&!%=12%,)!1',/%5&0;%2%&4!
! N'%5,)!.-22-8!0!'0$/-=!802M!0)!%$.-'=0&%-$!0''%+,)!&-!&7,!=0'M,&!%$!0$!($1',/%5&0;2,!=0$$,'!
! JK1,5&,/!',&('$!)7-(2/!,T(02!-;),'+,/!',&('$!
! *$+,)&-')!8%22!022!1,'.-'=!,T(0224O!)-=,!%$+,)&-')!8%22!8%$!0$/!)-=,!%$+,)&-')!8%22!2-),!
!
23,/)-,F01)56901/.41)A,6/)/.)/4,;0)<6/5?)745801)40C?08/)56C.4-,/5.6>)
! *$.-'=0&%-$@60&7,'%$6!%)!=-&%+0&,/!;4!/,)%',!.-'!7%67,'!%$+,)&=,$&!',&('$)!
! L7,!=0'6%$02!',&('$!-$!',),0'57!05&%+%&4!=04!;,!)-!)=022!&70&!-$24!=0$06,')!-.!&7,!20'6,)&!
1-'&.-2%-)!8%22!.%$/!&7,=!8-'&7!1(')(%$6!
! *$!0$!,..%5%,$&!=0'M,&3!&7,!=0'6%$02!5-)&!-.!-;&0%$%$6!0$/!05&%$6!-$!%$.-'=0&%-$!)7-(2/!$-&!,K5,,/!
&7,!=0'6%$02!;,$,.%&!/,'%+,/!.'-=!)(57!05&%-$)!
! *.!=0'M,&)!8,',!%$,..%5%,$&3!',)-('5,)!8-(2/!;,!)4)&,=0&%50224!=%)022-50&,/!
!! L'0$)20&,)!%$&-!=%)+02(0&%-$)!%$!5-=10$4!5-)&!-.!501%&02!
!! D%'=!8%&7!-+,'+02(,/!),5('%&%,)!50$!'0%),!501%&02!&--!57,0124!
!! D%'=!8%&7!($/,'+02(,/!),5('%&%,)!=04!70+,!&-!10))!(1!1'-.%&0;2,!-11-'&($%&%,)!;,50(),!
5-)&!-.!501%&02!%)!&--!7%67!
!
! U,0M!.-'=:!W('',$&!=0'M,&!1'%5,)!',.2,5&!%$.-'=0&%-$!5-$&0%$,/!%$!10)&!1'%5,)!0$/!+-2(=,!
!! LJALA:!&,57$%502!0$024)%)3!&'0/%$6!'(2,)3!),'%02!5-'',20&%-$!
!! E$-=02%,):!=-=,$&(=!B&7,',!%)!0$!-;),'+,/!',20&%-$)7%1!;,&8,,$!1,'.-'=0$5,!-+,'!
&7,!1',+%-()!b@"X!=-$&7)!0$/!.(&(',!)70',!1'%5,!1,'.-'=0$5,C3!2-$6@&,'=!1'%5,!
',+,')02)!B)&-5M)!8%&7!&7,!2-8,)&!',&('$)!-+,'!10)&!b@c!4,0')!-(&1,'.-'=!8%$$,')!
;,50(),!=0'M,&)!-+,'',05&!&-!8%$$,')!%$!&7,!=,/%(=@&,'=C!
! A,=%@)&'-$6!.-'=:!8,0M!.-'=!m!1'%5,)!%$5-'1-'0&,!1(;2%524!0+0%20;2,!%$.-'=0&%-$!
!! LJALA:!,+,$&!)&(/%,)3!&%=,!),'%,)!&,)&)3!',6',))%-$)!
!! r-%$&!&,)&!1'-;2,=:!0$4!&,)&!-.!=0'M,&!,..%5%,$54!%)!%$7,',$&24!0!Q-%$&!&,)&!-.!=0'M,&!
,..%5%,$54!0$/!&7,!=-/,2!-.!,K1,5&,/!',&('$!B0!=-/,2!%)!',T(%',/3!)(57!0)!&7,!WENHC!
!! E$-=02%,):!,+,$&!)&(/%,)!B0;$-'=02!',&('$)!0'-($/!0$$-($5,=,$&)!0$/!,+,$&)O!)&-5M!
=0'M,&!',05&)!%$!&7,!)0=,!/%',5&%-$!0)!&7,!($,K1,5&,/!,0'$%$6)!&-!e^P!-.!570$6,C3!
)=022!.%'=!,..,5&3!iFH!,..,5&3!NFJ!,..,5&3!2%T(%/%&4!,..,5&3!1-)&!,0'$%$6)!0$$-($5,=,$&!
1'%5,!/'%.&3!1(;2%5!7-2%/04!,..,5&3!r0$(0'4!0$-=024!,&5<!
! A&'-$6!.-'=:!),=%@)&'-$6!.-'=!m!022!1'%+0&,!%$.-'=0&%-$!
!! LJALA!_!+,'4!/%..%5(2&!&-!&,)&!;(&!/,&,5&!',&('$)!.'-=!=0'M,&!10'&%5%10$&)!0))(=,/!&-!
70+,!h%$)%/,V!%$.-'=0&%-$!B,<6<!0$024)&)3!)1,5%02%)&)3!%$+,)&=,$&!=0$06,')C!
!! A&'-$6!.-'=!JHR!/-,)!$-&!),,=!&-!7-2/3!10'&%5(20'24!8%&7!5-$&%$(-()!/%)52-)(',!
'(2,)!-$!&7,!EAs!0$/!W-'1-'0&%-$)!908!87%57!1'-7%;%&)!=0'M,&!=0$%1(20&%-$3!
.'0(/(2,$&3!0'&%.%5%02!-'!.%5&%&%-()!&'0/%$6!0$/!%$)%/,'!&'0/%$6!
!
"6/04740/56:)/30),6.-,?501)
! L7,!=-)&!1(SS2%$6!0$-=02%,)!0',!)=022@.%'=3!;--M@&-@=0'M,&3!=-=,$&(=3!0$/!2-$6@&,'=!',+,')02!
!! D0=0!0$/!D',$57!0'6(,!&70&!&7,),!,..,5&)!50$!;,!,K120%$,/!;4!'%)M!1',=%(=)!
! "^
 !"#$%&'()*+,-)#./01)
!! W-(2/!Q()&!0)!,0)%24!;,!,+%/,$5,!-.!%$,..%5%,$&!=0'M,&)!B90M-$%)7-M3!A72,%.,'!0$/!>%)7$,4C))
)
Y03,95.<4,?)!56,680),6;)G,4F0/)*CC585068=!
!
! i,70+%-('02!.%$0$5,!)(66,)&)!&70&!%$+,)&-')!%$5-'1-'0&,!1)457-2-64!%$&-!&7,%'!/,5%)%-$@=0M%$6!
0$/!&7()!0..,5&!=0'M,&!-(&5-=,)!
! L8-!50&,6-'%,)!-.!%''0&%-$02%&%,):!
!! *$+,)&-')!/-!$-&!02804)!1'-5,))!%$.-'=0&%-$!5-'',5&24O!',)(2&)!%$!%$5-'',5&!1'-;0;%2%&4!
/%)&'%;(&%-$)!-.!.(&(',!',&('$)!
!! J+,$!87,$!6%+,$!0!1'-;0;%2%&4!/%)&'%;(&%-$!-.!',&('$)3!%$+,)&-')!=04!=0M,!%$5-$)%)&,$&!-'!
)(;-1&%=02!/,5%)%-$)O!%<,<!;,70+%-('02!;%0),)!
! L7,),!,''-')!2,0/!&-!=%),)&%=0&%-$):!
!! D-',50)&%$6!,''-')!_!&--!=(57!8,%67&!1205,/!-$!',5,$&!,K1,'%,$5,)!
!! ?+,'5-$.%/,$5,!_!.0%2(',!&-!011',5%0&,!/-8$)%/,!'%)M3!-+,'@,)&%=0&%-$!-.!0;%2%&%,)!
!! 9-))!0+,')%-$!0$/!.'0=%$6!_!%$/%+%/(02)!8,%67&!2-)),)!=-',!&70$!&7,%'!60%$)!
!! W-$),'+0&%)=!_!%$+,)&-')!0',!)2-8!&-!(1/0&,!;,2%,.)!0$/!($/,'@',05&!&-!$,8!%$.-'=0&%-$!
!! Y,1',),$&0&%+,$,))!7,('%)&%5!_!)&,',-&41%$6!0$/!6,$,'02%S%$6!.'-=!0!)=022!)0=12,!
!! N'-)1,5&!&7,-'4FI%)1-)%&%-$!,..,5&!_!%$+,)&-')!7-2/!-$&-!2-)),)!&--!2-$6!0$/!),22!8%$$,')!
&--!T(%5M24!
!
X5-5/1)/.),4J5/4,:0)
! i,70+%-('02!;%0),)!8-(2/!$-&!=0&&,'!%.!'0&%-$02!0';%&'06,(')!5-(2/!.(224!,K12-%&!&7,!=%)&0M,)!-.!
;,70+%-('02!%$+,)&-')!
! D($/0=,$&02!'%)M:!%$&'%$)%5!+02(,!0$/!=0'M,&!+02(,!=04!&0M,!&--!2-$6!&-!5-$+,'6,!
! *=12,=,$&0&%-$!5-)&):!&'0$)05&%-$)!5-)&)!0$/!',)&'%5&%-$)!-$!)7-'&!),22%$6!50$!2%=%&!0';%&'06,!
05&%+%&4!
! H-/,2!'%)M:!%.!&7,!=-/,2!%)!;0/3!0$/!&7,!=0'M,&!+02(,!%)!05&(0224!5-'',5&O!%<,<!&70&!&7,!.0%'!+02(,!%)!
8'-$6!
)
23=) ;.) C<6;) -,6,:041) ;09./0) 401.<4801) /.) 4010,483>) 23,/) A.<?;) 3,7706) 5C) /3040) A040)
A5;01740,;)J0?50C1)56)-,4F0/)0CC585068=>)
! L7,4! 0',! &'4%$6! &-! .%$/! -(&! %$.-'=0&%-$! -&7,')! /-! $-&! 70+,O! &7,4! ;,2%,+,! %$! =0'M,&! %$,..%5%,$543!
=,0$%$6!&70&!$,8!%$.-'=0&%-$!70)!&7,!1-&,$&%02!&-!6,$,'0&,!1'-.%&)!
!! Y,),0'57!50$!02)-!05&!0)!0!5-$&%$6,$54!120$O!&7-(67!&7,4!=04!70+,!$-!',02!;,2%,.!%$!=0'M,&!
%$,..%5%,$543!%&!),'+,)!0)!5-$.%'=0&%-$!&70&!&7,4!0',!$-&!=%))%$6!0$4!1'-.%&0;2,!-11-'&($%&%,)!
! *.! &7,',! 8,',! 8%/,)1',0/! ;,2%,.)! %$! =0'M,&! ,..%5%,$543! =4! ,K12-%&%$6! %$,..%5%,$5%,)! %$+,)&-')!
05&(0224!5-$&'%;(&,!&-!J..%5%,$&!H0'M,&!R41-&7,)%)!;4!,2%=%$0&%$6!&7,!,..%5%,$5%,)!
!! L7,! 5-=1,&%&%-$! 0=-$6)&! %$+,)&-')! &'0/%$6! -$! %$,..%5%,$5%,)! 7,21)! =0%$&0%$! =0'M,&!
,..%5%,$54!!
!
X,-.6/),6;)D3,?04)QZ&&%T)0+7?.40)%$.-),6;)B,?-L)3.A);5;)/30)1756.CC)95.?,/0)/30)X,A).C)V60)
B4580>)
! I%/!0$!*N?!-.!fP!N02=!8%&7!.('&7,'!"P!6%+,$!&-!%$)&%&(&%-$02!%$+,)&-')!BbW-=!.,2&!($/,'+02(,/C!
! E.&,'!)%K!=-$&7)3!&7,!',=0%$%$6!ecP!80)!/%)&'%;(&,/!&-!bW-=!)70',7-2/,')O!;(&3!,057!bW-=!)70',!
6-&!"<c!N02=)3!87%57!80)!0$!%$,T(02%&4!%=124%$6!&70&!bW-=!8-(2/!),22!.-'!"<c!&7,!1'%5,!-.!N02=3!%$!
&('$!%=124%$6!0!$,60&%+,!=0'M,&!+02(,!.-'!bW-=!
! A(57!80)!&7,!=%)1'%5%$6!&70&!&-!1'-.%&3!0$!0';%&'06,('!8-(2/!$,,/!-$24!&-!;(4!-$,!)70',!-.!bW-=!
B.-'! tdX3! 87%57! ,=;,//,/! "<c! )70',)! -.! N02=C3! )7-'&! "<c! )70',)! -.! N02=! B.-'! tecC! 0$/! 80%&! )%K!
=-$&7)!-'!)-O!%$!,)),$5,3!&7,!0';%&'06,('!8-(2/!;,!;(4%$6!0!),5('%&4!8-'&7!0&!8-')&!S,'-3!.-'!tgb3!
;,.-',!',02%S%$6!1'-.%&)!

! ""
 !"#$%&'()*+,-)#./01)
! E';%&'06,(')!8,',!1',+,$&,/!%$!&7%)!50),!;4!&7,!.05&!&70&!N02=!80)!/%..%5(2&!&-!),22!)7-'&:!&7,!)&-5M!
5-(2/! $-&! ;,! ;-''-8,/! &-! )7-'&! ),22! 0)! %&! 80)! -8$,/! ;4! ',&0%2! %$+,)&-')! '0&7,'! &70$! .%$0$5%02!
%$)&%&(&%-$)!
!
!

!""#$J&$'(0"1)2"()$=)7<"$
!
K8/5901)91])B,11590)"6901/-06/1)
! N0))%+,!=0$06,=,$&!\!=0&57!&7,!',&('$!1,'.-'=0$5,!-.!0!)1,5%.%,/!;,$57=0'M!%$/,K!
!! H%67&!%$%&%0224!%$+-2+,!0!)&'0&,6%5!022-50&%-$!;,&8,,$!0)),&!520)),)!0$/!&7,$!1,'%-/%5!
',;020$5%$6!0)!&7,!5-$)&%&(,$&)!-'!8,%67&)!-.!&7,!%$/,K!570$6,!
!! #)(0224!0%=)!&-!,T(02!&7,!',&('$!;,.-',!=0$06,=,$&!.,,)!0$/!,K1,$),)!
!! L41%502243!%$+,)&-')!70+,!2-$6,'!7-2/%$6!1,'%-/)!0$/!%$5('!2-8,'!&'0$)05&%-$!5-)&)!
!! J<6<!>0$6(0'/!*$/,K!E()&'02%0$!A70',)!D($/O!-;Q,5&%+,)!%)!&-!&'05M!&7,!',&('$!B%$5-=,!
0$/!501%&02!011',5%0&%-$C!-.!&7,!EAsb^^!%$/,K!;,.-',!.($/!.,,)!0$/!,K1,$),)!
! E5&%+,!=0$06,=,$&!\!;,&&,'!',&('$!1,'.-'=0$5,!-.!0!)1,5%.%,/!;,$57=0'M!%$/,K!
!! Y,)1-$/!&-!570$6,)!%$!&7,!=0'M,&!&7'-(67!)&-5M!),2,5&%-$!-'!=0'M,&!&%=%$6!
!! JK1,'%,$5,!7%67,'!&('$-+,'!0$/!&'0$)05&%-$!5-)&)!
!! A&-5M!),2,5&%-$:!&7,!1'%=,!-;Q,5&%+,!%)!&-!%/,$&%.4!=%)1'%5,/!),5('%&%,)!0$/!&-!;(4!&7-),!
&70&!0',!($/,'+02(,/!0$/!),22!&7-),!&70&!0',!-+,'+02(,/!
!! H0'M,&!&%=%$6:!&7,!%$+,)&-'!)7%.&)!;,&8,,$!0)),&!520)),)3!055-'/%$6!&-!87%57!-.!&7,!0)),&!
520)),)!%)!,K1,5&,/!&-!1,'.-'=!;,)&!
!
"6901/-06/)1/=?0)
! *$+,)&=,$&!)&42,)!6'-(1!)&-5M)!;0),/!-$!0!5-==-$!570'05&,'%)&%5O!h)&42,)V!70+,!,=,'6,/!0)!0!
',)(2&!-.!=0'M,&!0$-=02%,)3!0$/!,057!=0$06,'!8%22!70+,!0!/%..,',$&!)&42,!
! *$+,)&=,$&!)&42,!%)!',1',),$&,/!-$!H-'$%$6)&0'!;4!&7,!h)&42,!;-KV3!=,0)('%$6!
>02(,Fi2,$/Fa'-8&7!060%$)&!90'6,FH%/FA=022!)&-5M)!
! >02(,!+)<!a'-8&7!
!! a'-8&7!=0$06,')!70+,!7%67!,K1,5&0&%-$)!.-'!&7,!)&-5M)!&7,4!;(43!7-1,!&70&!&7,!10)&!
',.2,5&)!&7,!.(&(',!
!! >02(,!=0$06,')!0',!5-$&'0'%0$)!0$/!2--M%$6!.-'!;0'60%$)!
!! H0$06,')!&,$/!&-!),2,5&!6'-8&7!)&-5M)O!%&!%)!'0',!&-!57--),!/,,1@+02(,!)&-5M)!0$/!10)&!
2-),')!
! 90'6,@501!+)<!A=022@501!
!! H(&(02!.($/)!&,$/!&-!7-2/!)=022,'!.%'=)3!;(&!)=022@501)!/-!$-&!0=-($&!&-!0!20'6,!
1,'5,$&06,!-.!&-&02!.($/!7-2/%$6)3!87%57!%)!%$!20'6,!)&-5M)!
! J<6<!L4$/022!E()&'02%0$!A70',!*$5-=,!D($/!
!! A&'0&,64:!%$+,)&!%$!f^@k^!-.!&7,!EAsX^^!8%&7!0!1',.,',$5,!.-'!',0/%24!=0'M,&0;2,!)70',)!
&70&!/,2%+,'!&0K@,..,5&%+,!%$5-=,O!)&-5M)!),2,5&,/!+%0!0$!05&%+,3!;-&&-=@(1!)&-5M@1%5M%$6!
1'-5,))O!%<,<!20'6,!m!+02(,!
! H-=,$&(=!+)<!5-$&'0'%0$!!
! I,.,$)%+,!+)<!5452%502!+)<!),$)%&%+,!
!
"-7,8/).C)56901/-06/)1/=?0)56)C56,685,?)-,4F0/1)
! p0=,!570$6,)!-55('!&-!',.2,5&!&',$/)!%$!.%$0$5%02!=0'M,&)!BW--1,'3!a(2,$!0$/!Y0(!X^^cC!!
!! H(&(02!.($/)!&70&!570$6,!&7,%'!$0=,!&-!',.2,5&!h7-&V!%$+,)&=,$&!)&42,)!0&&'05&!0$!
0;$-'=02!0=-($&!-.!.($/!%$.2-8!B,<6<!+02(,!;,0&%$6!6'-8&7!)-!$0=,!\!h+02(,VC!
!! X^P!%$5',0),!%$!0;$-'=02!.($/!.2-8!',1',),$&)!011'-K%=0&,24!tg^!=%22%-$!1,'!.($/!
! "X
 !"#$%&'()*+,-)#./01)
!! p-!570$6,!%$!1,'.-'=0$5,O!/-,)!$-&!',.2,5&!8,22!-$!%$+,)&-'!'0&%-$02%&4!
! D($/)!&,$/!&-!501&(',!)&42,!',20&,/!&',$/)F=-=,$&(=!%$!,T(%&4!',&('$)!BW7,$!0$/!I,!i-$/&!
X^^fC!
!! A&(/%,/!022!&7,!.%'=)!%$!&7,!AuNc^^!;,&8,,$!"ekg@X^^^3!'0$M%$6!"^!)&42,!1-'&.-2%-)!
B()%$6!5-=;%$0&%-$)!-.!)=022F=%/F20'6,!0$/!6'-8&7F;2,$/F+02(,!0$/!$-!/%+%/,$/C!!
!! E!2-$6F)7-'&!1-'&.-2%-!7,2/!.-'!&7,!.%')&!"X!=-$&7)!,0'$,/!fb!;0)%)!1-%$&)!1,'!=-$&7!-'!
-+,'!cP!1,'!0$$(=!
! L7,!',&('$)!-$!/%..,',$&!)&42,)!',+,'),!-+,'!&%=,!BL,-!0$/!U--!X^^fC!
!! A%6$%.%50$&!'%)M@0/Q()&,/!',&('$)!,K%)&!.-'!)&-5M)!&70&!;,2-$6!&-!)&42,)!&70&!70+,!
1,'.-'=,/!1--'24!
! *$/%+%/(02!%$+,)&-')!)7%.&!&7,%'!1',.,',$5,)!05'-))!,K&',=,!)&42,!1-'&.-2%-)!BG(=0'!X^^eC!
!! L7%)!%)!%$!',)1-$),!&-!B"C!10)&!)&42,!',&('$)3!BXC!,0'$%$6)!/%..,',$&%02)!0$/!BbC!0/+%5,!
.'-=!%$+,)&=,$&!$,8)2,&&,')!!
!
@.A),40)56901/-06/)1/=?01)40?,/0;)/.)-,4F0/),6.-,?501>)23=)56901/)56),):4.A/3)C<6;>)
!
! H0'M,&! 0$-=02%,)! 022-8! J..%5%,$&! H0'M,&! R41-&7,)%)! /-(;&,')! &-! 1'-.%&!
-$!0+,'06,3!+02(,!)&-5M)!)7-(2/!;,0&!6'-8&7!)&-5M)O!7-8,+,'3!6'-8&7!5-=10$%,)!&,$/!&-!;,!)=022!
501)3!87%57!-(&1,'.-'=!20'6,!501)!
! *.! 0$! %$+,)&-'! 50$! %/,$&%.4! 0! 6'-8&7! =0$06,'! 8%&7! )M%223! &7,4! =04! ;,! 0;2,! &-! 6,$,'0&,! 0;$-'=02!
',&('$)!
!
$3,6N)$306),6;)X,F.6513.F)QZ&&ZT);518<11)-</<,?)C<6;)56901/-06/)1/=?01])@.A);.)_P)-</<,?)
C<6;1);5CC04)C4.-)/30)P`Ba&&>)
)
! H(&(02! .($/)! 0',! 5-22,5&%+,! %$+,)&=,$&! )57,=,)! &70&! %$+-2+,! %$+,)&-')! 1--2%$6! &7,%'! =-$,4!
&-6,&7,'!.-'!.($/!=0$06,')!&-!%$+,)&!%$!&7,!=0'M,&!B6,$,'0224!10%/!"<cP!-$!0)),&)C!
! L7,4!&,$/!&-!.-5()!-$!-$,!0)),&!520))!0$/!&7,%'!/,'%+0&%+,!0)),&)!B-$!0!)502,!-.!>02(,Fa'-8&7!+)<!
90'6,FA=022C!
! L7,!0(&7-')!.-($/!-$!0+,'06,!=(&(02!.($/!1-'&.-2%-)!/%/!$-&!/%..,'!.'-=!&7,!AuNc^^3!&7-(67!87,$!
&7,4!/%/!&7,4!8,',!-+,'8,%67&,/!%$!6'-8&7!0$/!7%67!=-=,$&(=!)&-5M)!
! U74!/%/!&7,4!$-&!/%..,'!.'-=!&7,!%$/,Kj!
!! W0',,'!5-$5,'$):!70'/!&-!Q()&%.4!7-2/%$6!0!1-'&.-2%-!&70&!%)!/%..,',$&!&-!&7,!=0'M,&3!,)1,5%0224!
%.!%&!($/,'1,'.-'=)!
!! H-)&!=0$06,')V!;-$(),)!5-=,!.'-=!=0'6%$)!-+,'!&7,!=0'M,&!;,$57=0'M!
!! L7,',! 0',! )%6$%.%50$&! /%..,',$5,)! 87,$! &7,! 8,%67&)! -.! ,057! 1-'&.-2%-! 0',! ,K0=%$,/! 05'-))!
/,5%2,)!.-'!,057!)&42,!
!
b518<11)!<6;,-06/,?)"6;0+,/5.6)QK46.//N)@1<),6;)G..40)Z&&aT])P3.<?;)56901/.41)3,90)7,11590)
7.4/C.?5.1),9,5?,J?0)/.)/30->)
!
! D($/0=,$&02!*$/,K0&%-$!%)!0!10))%+,!%$+,)&=,$&!=0$06,=,$&!011'-057!
!! Y0&7,'! &70$! 5025(20&%$6! 1-'&.-2%-! 8,%67&)! ;0),/! -$! =0'M,&! 501%&02%S0&%-$3! &7,! =-/,2!
1'-1-),)!02&,'$0&%+,!=,0)(',)!-.!.%'=!)%S,!&-!5025(20&,!1-'&.-2%-!8,%67&)<!L7,4!0',:!
!! i--M!+02(,!-.!0)),&)!
!! L-&02!,=12-4=,$&!
!! L'0%2%$6!.%+,!4,0'!0+,'06,!50)7!.2-8)!
!! L'0%2%$6!.%+,!4,0'!0+,'06,!',+,$(,!
!! L'0%2%$6!.%+,!4,0'!0+,'06,!6'-))!)02,)!
!! L'0%2%$6!.%+,!4,0'!0+,'06,!6'-))!/%+%/,$/)!
! L7,! 0(&7-')! )7-8! &70&! 8,%67&%$6! ;4! &7,),! =,0)(',)! $-&! =0'M,&! 501%&02%S0&%-$! 4%,2/)! 1-)%&%+,!
02170!',20&%+,!&-!&7,!WENH!
! "b
 !"#$%&'()*+,-)#./01)
!! R-8,+,'3! 87,$! 8,! 5-$)%/,'! &7,! DD@b3! &7,! 02170! %)! 52-),! &-! S,'-! 0)! &7,! 1-'&.-2%-)! 70+,!
1-)%&%+,!.05&-'!2-0/%$6)!-$!&7,!RH9!.05&-'O!0)!)(573!&7,4!=04!)%=124!;,!501&('%$6!&7,!+02(,!
1',=%(=!
! U7,&7,'! &7,4! )7-(2/! ;,! 0+0%20;2,! %)! /,;0&0;2,O! &7,4! 0',! $-&! ',0224! 10))%+,3! '0&7,'! 0! 74;'%/!
1-'&.-2%-!&70&!%)!10))%+,!8%&7!0$!05&%+,!&%2&!%$!&7,!7-2/%$6)!-.!&7,!1-'&.-2%-!
!! L7,!.,,)!570'6,/!;4!)(57!0!.($/:!%.!&7,!.,,)!8,',!05&%+,!&7,$!%$+,)&-')!8-(2/!;,!0;2,!&-!.%$/!
0!+02(,!.($/!8%&7!;,&&,'!',&('$)!
!! *.! %&! 8,',! 0! )=022,'! .,,3! 7-8,+,'3! 0$/! 5-=10'0;2,! &-! -&7,'! 10))%+,! .($/)3! &7,$! %$+,)&-')!
=04!;,!0&&'05&,/!
! L7%)!)(66,)&)!&70&!&7,!=0'M,&!8,%67&,/!1-'&.-2%-!%)!,..%5%,$&!0$/!-$24!)4)&,=0&%5!'%)M!=0$06,')!
! *&!)7-8)3!02)-3!&70&!&7,!)%K!.05&-')!)7-(2/!;,!=-$%&-',/!0$/!&70&!&7,!=,0$@+0'%0$5,!1-'&.-2%-!%)!$-&!
,..%5%,$&!)%$5,!8,!50$!8,%67&!-$!-&7,'!%/,0)!
!
)

!""#$%K&$;"*:+*26(."$906<-6)/+($
!
! N0)&!%$.-'=0&%-$!%)!&41%50224!',60'/,/!0)!0$!%=1-'&0$&!%$1(&!%$!%$+,)&=,$&!/,5%)%-$)!
! E()&'02%0$!A,5('%&%,)!0$/!*$+,)&=,$&)!W-==%))%-$!BEA*WC!',+,02,/!&70&!10)&!1,'.-'=0$5,!%)!
%$52(/,/!%$!k^P!-.!5-==,'5%02!0/+,'&%),=,$&)!
! ?.!&7,),3!gcP!',1-'&!10)&!1,'.-'=0$5,!.%6(',)!;0),/!-$!-$24!-$,!4,0'!-.!1'%-'!/0&0!
!! A%''%!0$/!L(.0$-!B"eedC!.-($/!&70&!#A!%$+,)&-')!0',!0&&'05&,/!&-!6--/!1,'.-'=,')!!
!! A0=,!%$!E()&'02%0!BA08%5M%!X^^^C!!
!
23=)6./)c<1/)C.8<1).6)4,A)C<6;)40/<461>)
! E+,'06,!L'05M%$6!N,'.-'=0$5,:!5'%&%5%S,/!;,50(),!1-)%&%+,!0$/!$,60&%+,!,''-')!-..),&!!
!! W-=10'%)-$)!0',!=0/,!&-!0!1',@),2,5&,/!;,$57=0'M!1-'&.-2%-!BY;&C3!&41%50224!0$!%$/,K!
2%M,!&7,!EAsX^^!
!
#
$"% =
"
(!
# ="
%# ! $# )
!!
! E;)-2(&,!E+,'06,!L'05M%$6!N,'.-'=0$5,!:!=,0)(',)!),$)%&%+%&4!%$!;-&7!/%',5&%-$)!B-..),&C!
# !
$$"% = (! %# ! $# )
" # =" !
! A&0$/0'/!/,+%0&%-$!-.!&'05M%$6!,''-')3!;(&!&7%)!1,$02%S,)!20'6,!&'05M%$6!,''-'):!
# !
&"% $ = (! &# ! %# )$
" # =" !
! L7,!'%)M!-.!&7,!%$+,)&=,$&!%)!&7,!5'%&%502!%))(,3!0$/!0)!)(573!%$+,)&=,$&)!)7-(2/!;,!5-=10',/!-$!
0!'%)M@0/Q()&,/!;0)%)!
!
B04C.4-,680) _1,:0) X5-5/,/5.61) !.4-<?,)
G0,1<40)
A70'1,!Y0&%-! ! H,0)(',)!&-&02!'%)M!%$! ! Y,2%,)!-$!&7,!WH93! (" "" )
!
&,'=)!-.!)&0$/0'/! 87%57!=0M,)!
/,+%0&%-$! ($',02%)&%5! !!
!
! r-%$&24!501&(',)!'%)M! 0))(=1&%-$)!
0$/!',&('$! ! JT(0224!8,%67&)!
! A(1,'%-'!1,'.-'=0$5,! )(1,'%-'F%$.,'%-'!
87,$!A70'1,!'0&%-! 1,'.-'=0$5,!
! "f
 !"#$%&'()*+,-)#./01)
,K5,,/!=0'M,&!'%)M!
1',=%(=!
L',4$-'!Y0&%-! ! H,0)(',)!'%)M!%$!&,'=)! ! Y,2%,)!-$!&7,!WENH! (! !" )
!
-.!;,&0! ! i,&0!,)&%=0&%-$!
! #),!87,$!&7,!1-'&.-2%-! %))(,)! !
!
%)!-$,!-.!=0$4! ! JT(0224!8,%67&)!
5-=;%$,/!%$&-!0!20'6,'! )(1,'%-'F%$.,'%-'!
%$+,)&=,$&!.($/! 1,'.-'=0$5,!
! A(1,'%-'!1,'.-'=0$5,! ! p-!5-$),$)()!-$!
87,$!L',4$-'!,K5,,/)! =0'M,&!'%)M!1',=%(=!
=0'M,&!'%)M!1',=%(=! !
r,$),$V)!E2170! ! *.!0!.($/!%)!1,'.-'=%$6! ! Y,2%,)!-$!&7,!AH9! [
# = !# !! + "# !" !! ( ) ]!
&-!,K1,5&0&%-$)3!&7,$! ! Y,2%,)!-$!WENH!
02170!8%22!;,!S,'-!
*$.-'=0&%-$! ! E$!,..%5%,$54!=,0)(',! ! % ! &# ! %# $
Y0&%-! .-'!7-8!=(57!'%)M!%)! &! & =
!
# $
&0M,$!&-!,0'$!0$!,K5,))!
"
(!
# ="
&# ! %# )
',&('$! !
! >02(,)!52-),!&-!"!
%$/%50&,!6--/!
1,'.-'=0$5,!
)
G,4F0/)D5-56:)
! *$!%&)!1(',!.-'=3!=0'M,&!&%=%$6!%$+-2+,)!)7%.&%$6!.($/)!;,&8,,$!0!=0'M,&!%$/,K!1-'&.-2%-!0$/!0!
)0.,!0)),&!
"
" " = + ("$ "# ) + ("$ "# ) + !!
! L',4$-'!0$/!H0S(4:! % # !
!! U7,',!02170!%)!%$/%50&%+,!-.!)&-5M!),2,5&%-$!1,'.-'=0$5,3!;,&0!%)!),$)%&%+%&4!&-!&7,!
=0'M,&!0$/!60==0!%)!&7,!=0'M,&!&%=%$6!0;%2%&4!B1-)%&%+,!%)!6--/C!
! H,'&-$!B"ed"C!/,.%$,)!=0'M,&!&%=%$6!0)!1,'.-'=0$5,!',20&%+,!&-!&7,!'%)M@.',,!'0&,!
!! H0$6,')!50$!)8%&57!;,&8,,$!,T(%&4!0$/!;-$/)3!)-!1-'&.-2%-!',&('$!%)!5-=1'%),/!-.!0!
',&('$!-$!&7,!,T(%&4!=0'M,&!12()!0!1(&!-1&%-$!-$!&7,!,T(%&4!=0'M,&!
!! L7,!-1&%-$!%)!+02(0;2,!87,$!,T(%&4!',&('$!.022)!;,2-8!&7,!'%)M@.',,!'0&,O!1-)%&%+,!+02(,)!
-.!-!%$/%50&,!=0'M,&!&%=%$6!0;%2%&4!
" " = + (" " ) + #$%["! " " ] + !
!! $ " # " # " !
!
! R,$'%M))-$!B"edfC!)7-8)!&70&!0)!&7,!',&('$!-$!&7,!=0'M,&!%$5',0),)3!.($/!;,&0)!05&(0224!
/,5',0),!)2%67&24O!,+%/,$5,!060%$)&!&7,%'!0;%2%&4!&-!&%=,!&7,!=0'M,&3!8%&7!-$24!b!%$!"^d!.($/)!
;,0'%$6!0!1-)%&%+,!&%=%$6!0;%2%&4!
)
23,/)51)-0,6/)J=)704C.4-,680)704151/0680>)
!
! L7,!/,6',,!&-!87%57!.($/)!0',!0;2,!&-!=0%$&0%$!5-$)%)&,$&!1,'.-'=0$5,!05'-))!&%=,O!5025(20&,/!;4!
0)),))%$6!&7,!5-'',20&%-$!-.!.($/!',&('$)!
!
23,/),40)/30)5-7?58,/5.61).C)704C.4-,680)704151/0680)C.4)7..4?=)704C.4-0;)C<6;1>)
!
! *$!)7-'&3!=-$,4!.2-8%$6!-(&!
! N,'.-'=0$5,! 1,')%)&,$5,! )(66,)&)! &70&! 10)&! ',&('$)! 0',! (),.(2! %$! 1',/%5&%$6! .(&(',! ',&('$)! &-! 0!
/,6',,!

! "c
 !"#$%&'()*+,-)#./01)
!! L7()3! 1--'24! 1,'.-'=%$6! .($/)! 8%22! 5-$&%$(,! %$! &70&! =0$$,'O! 87,$! &7%)! %$.-'=0&%-$!
;,5-=,)!1(;2%53!%$+,)&-')!8%22!)74!0804!.'-=!&7,!.($/!',)(2&%$6!%$!0$!-(&.2-8!-.!%$+,)&,/!
.($/)!
!
B04C.4-,680) 704151/0680) 5-7?501) 1.-0) 740;58/,J5?5/=) .C) C</<40) 704C.4-,680]) @.A) ;.01) /351)
095;0680)15/)A5/3)/30)6./5.6).C),6)0CC58506/)-,4F0/>)
!
! E$,5/-&02!,+%/,$5,!-.!NN!%$!&7,!#AO!)1,5%.%502243!8%$$,')!',1,0&!
! *$!E()&'02%03!&7,',!%)!$-!,+%/,$5,!-.!NN3!1'-;0;24!/(,!&-!&7,!)=022!)%S,!-.!&7,!=0'M,&!
! *.! %&! ,K%)&,/3! &7,$! 10)&! %$.-'=0&%-$! 5-(2/! ;,! (),/! &-! =0M,! 1'-.%&0;2,! .-',50)&)3! 87%57!
5-$&'0/%5&)!J..%5%,$&!H0'M,&!R41-&7,)%)!
! L7,! 1'-;2,=! %)! &70&! ;4! 570)%$6! &7,! ;,)&! 1,'.-'=%$6! .($/)3! %$+,)&-')! 7-2/! /%+,')%.%0;2,! '%)M!
;,50(),!-.!&7,!1-)%&%+,!5-'',5&%-$!;,&8,,$!8%$$%$6!.($/)!0$/!&7,!=0'M,&!
!! R,$5,3!,K1,5&,/!',&('$)!0',!7%67,'3!0)!8,22!0)!/%+,')%.%0;2,!'%)M!
!! L7%)! =,0$)! &70&! JHR! %)! $-&! ',0224! ;,%$6! ;',057,/3! )%$5,! &7,! .($/0=,$&02! '%)M@',&('$!
',20&%-$)7%1!%)!;,%$6!1',),'+,/!
!

!""#$%%&$A6.*+".+(+2/.$6(,$'(,-1)*7$G(6<71/1$
!
D.7H;.A6),6,?=151)
! L7,!.-5()!%)!-$!/-=,)&%5!0$/!62-;02!,5-$-=%5!0$024)%)!&-!/,&,'=%$,!&7,!=-+,=,$&)!0&!&7,!=0'M,&!
2,+,23!&7,$!&7,!,K1,5&,/!=-+,=,$&)!0&!&7,!%$/()&'4!2,+,2O!&7,$3!0$024)%)!-.!%$/%+%/(02!),5('%&%,)!
=04!;,6%$!
! L7,',!0',!)%6$%.%50$&!2%$M)!;,&8,,$!&7,!)70',!=0'M,&!0$/!&7,!,5-$-=4!87%57!)7-(2/!;,!
5-$)%/,',/!B,5-$-=%5!6'-8&73!%$&,',)&!'0&,)3!,K1,5&,/!%$.20&%-$C!
! L7,),!+0'%0;2,)!%$!&('$!0..,5&!1'-Q,5&,/!,0'$%$6)3!/%+%/,$/!4%,2/)!0$/!'%)M!1',=%(=)O!1',/%5&%-$!-.!
M,4!,5-$-=%5!+0'%0;2,)!=04!7,21!.-',50)&!)70',!=-+,=,$&)!
)
G,84.08.6.-58)K6,?=151O)8.615;04,/5.61)
)
H0'M,&!5-$/%&%-$)! ! 9,0/%$6!%$/%50&-')!B'%),F.022!%$!0/+0$5,!-.!&7,!,5-$-=4C!_!)&-5M!=0'M,&!
%$/%5,)3!7-()%$6!05&%+%&43!4%,2/!5('+,)3!.(&(',)!=0'M,&)!
! W-%$5%/,$&02!%$/%50&-')!B=-+,!8%&7!&7,!,5-$-=4C!_!1,')-$02!%$5-=,3!
',&0%2!)02,)3!%$/()&'%02!1'-/(5&%-$!
! 9066%$6!%$/%50&-')!B.-22-8!&7,!,5-$-=4C!_!($,=12-4=,$&3!5-'1-'0&,!
1'-.%&3!'%)M!.05&-')!
H-$,&0'4!0$/!.%)502! ! D%)502F=-$,&0'4!1-2%54!%$.2(,$5,)!,5-$-=%5!6'-8&7!
1-2%54! ! I,=0$/!)7-5M:!0$!,+,$&!&70&!0..,5&)!/,=0$/!B&0K!5(&)3!%$5',0),)!%$!
6-+,'$=,$&!)1,$/%$6C!
! A(1124!)7-5M:!0$!,+,$&!&70&!0..,5&)!)(1124!B5-==-/%&4!1'%5,!570$6,)3!
,/(50&%-$!2,+,2)C!
! N*HW?!',),0'57,)!7-8!&-!%$5-'1-'0&,!=05'-,5-$-=%5!.-',50)&)O!
)(66,)&!&70&!8-'2/!%)!0!.($5&%-$!-.!aIN!6'-8&7!060%$)&!%$.20&%-$!
L0K!0$/!2,6%)20&%-$O! !
6-+,'$=,$&!1-2%54!
H0'M,&!2%T(%/%&4! !
!
!
!
! "g
 !"#$%&'()*+,-)#./01)
"6;<1/4=)K6,?=151)
! J057!%$/()&'4!70)!/%..,',$&!),$)%&%+%&%,)!&-!=05'-,5-$-=%5!5452,)!
!! J057!)&-5M!50$!;,!520))%.%,/!%$&-!-$,!-.!&,$!a2-;02!*$/()&'4!W20))%.%50&%-$!A&0$/0'/)!Ba*WAC!
),5&-'):!
W-$)(=,'!I%)5',&%-$0'4! *$/()&'%02)!
W-$)(=,'!)&012,)! *$.-'=0&%-$!&,57$-2-64!B6'-8&7C!
J$,'64! H0&,'%02)!
D%$0$5%02)! L,2,5-==($%50&%-$!),'+%5,)!
R,02&7!50',!B/,.,$)%+,C! #&%2%&%,)!
!
P08/.4)\./,/5.6)
! W-=10$%,)!50$!02)-!;,!520))%.%,/!0)!5452%502!B1-)%&%+,24!0..,5&,/!;4!&7,!;()%$,))!5452,C3!/,.,$)%+,!
B)&0;2,!',60'/2,))!-.!&7,!;()%$,))!5452,C!-'!6'-8&7!B1,'.-'=0$5,!%$/,1,$/,$&!-.!;()%$,))!5452,C!
! A,5&-'!'-&0&%-$!%)!)7%.&%$6!)&-5M!),2,5&%-$!&-!055-($&!.-'!&7,!;()%$,))!5452,!
!! J<6<!1,0M)!B$0&('02!',)-('5,!,K&'05&%-$!.%'=)C3!5-$&'05&%-$!B/,.,$)%+,!%$/()&'%,)!2%M,!.--/!
0$/!170'=05,(&%502)C3!&'-(67)!B501%&02!6--/)C!0$/!,K10$)%-$)!B5452%502!%$/()&'%,)C!
!
@.A);.01)451F)9,4=),84.11)/30)J<156011)8=8?0>)
!
! *$!&7,!WENH3!;,&0!%)!&7,!M,4!/,&,'=%$0$&!-.!0$!0)),&V)!'%)M!0$/!5-'',)1-$/%$6!',&('$!
! W452%502!5-=10$%,)!',5-'/!1,'.-'=0$5,!1-)%&%+,24!',20&,/!&-!&7,!;()%$,))!5452,!
! I,.,$)%+,! 5-=10$%,)! 0',! 2%&&2,! 0..,5&,/! ;4! &7,! ;()%$,))! 5452,! 0$/! 0',! )&,0/4! ',60'/2,))! -.!
,5-$-=%5!05&%+%&4!
! A-!0!/,.,$)%+,!)&-5M!8%22!;,!2,))!0..,5&,/!;4!&7,!;()%$,))!5452,!&70$!5452%502!%$/()&'%,)!
! a'-8&7!)&-5M)!0',!5-($&,'@5452%502!
! *$/()&'%,)! 2%M,! h5-$)(=,'! /%)5',&%-$0'4V! 0',! 7%6724! 5452%502! 87%2,! h5-$)(=,'! )&012,)V3!
h&,2,5-==($%50&%-$)V!0$/!h(&%2%&%,)V!0',!.0'!=-',!/,.,$)%+,F)&0;2,!
)
@.A),40)108/.4)4./,/5.6)1/4,/0:501)<10;)/.).</704C.4-)/30)-,4F0/>)
!
! *$!',5,))%-$3!0!),5&-'!'-&0&%-$!)&'0&,64!8-(2/!)7%.&!&7,!1-'&.-2%-V)!%$+,)&=,$&)!.'-=!5452%502!&-!
/,.,$)%+,!)&-5M)O!%.!&7%)!%)!%$5-'',5&24!.-',50)&,/3!%$+,)&-')!8-(2/!($/,'1,'.-'=!&7,!=0'M,&!
! L7,!1-%$&!%)3!1,'.-'=0$5,!-.!0!1-'&.-2%-!/,1,$/)!-$!&7,!0;%2%&4!&-!055('0&,24!.-',50)&!,5-$-=%5!
5-$/%&%-$)!
!
!
!""#$%3&$L",?"$M-(,1$
!
) G</<,?)C<6;1) @0;:0)C<6;1)
D4,617,4068=) Y,6(20&%-$)!',T(%',!1(;2%5! 9%=%&,/!9%0;%2%&4!N0'&$,')7%1)!&70&!1'-+%/,!
/%)52-)(',!-.!)&'0&,64!0$/! -$24!=%$%=02!/%)52-)(',!-.!)&'0&,64!0$/!
1-'&.-2%-!5-=1-)%&%-$! 1-'&.-2%-!5-=1-)%&%-$!
#<-J04).C) #$2%=%&,/! p-!=-',!&70$!"^^!B)-17%)&%50&,/C!
56901/.41)
!001) D%K,/!0&!^<c@"<cP! H0$06,=,$&!.,,!-.!"@XP!0$/!%$5,$&%+,!.,,!0&!
X^P!-.!1'-.%&)!
P/4,/0:=) N',/%5&0;2,3!)&0;2,3!)&0&,/!%$! D2,K%;2,3!-11-'&($%)&%53!8%/,!'0$6%$6!
1'-)1,5&()!

! "k
 !"#$%&'()*+,-)#./01)
X5M<5;5/=) J0)4!&-!%$+,)&!0$/!8%&7/'08! 9-5M@(1!.($/)3!0/+0$5,/!',/,=1&%-$!$-&%5,!
.($/)!
!
@0;:0)C<6;)1/4,/0:501),6;)1/=?01O)
! I%',5&%-$02:!;,&)!&70&!-$,!),5&-'!8%22!-(&1,'.-'=!-&7,'!),5&-')!
! p-$@/%',5&%-$02:!,K12-%&!&,=1-'0'4!=%)02%6$=,$&)!%$!',20&%+,!+02(0&%-$!05'-))!),5&-')3!;(4!-$,!
&41,!-.!),5('%&4!0$/!),22!0$-&7,'3!)&'%+,!&-!;,!=0'M,&!$,(&'02!
!
*M<5/=)-,4F0/) JK12-%&)!,T(%&4!=0'M,&!%$,..%5%,$5%,)!0$/!%$+-2+,)!7-2/%$6!)%=(2&0$,-()24!
60</4,?) 2-$6!0$/!)7-'&!=0&57,/!1-'&.-2%-)!-.!&7,!)0=,!)%S,3!;,&0!0$/!%$/()&'4!
*906/H;45906) W01&(',)!1'%5,!=-+,=,$&!6,$,'0&,/!;4!0$!0$&%5%10&,/!,+,$&!
!5+0;)568.-0) E%=)!&-!1'-.%&!.'-=!1'%5,!0$-=02%,)!;,&8,,$!',20&,/!%$&,',)&!'0&,!),5('%&%,)!
,4J5/4,:0) B,<6<!%$&,',)&!'0&,!)801)3!;-$/!0';%&'06,3!=-'&606,@;05M,/!),5('%&%,)C!
d?.J,?) W0''4!2-$6!0$/!)7-'&!1-)%&%-$)!%$!0$4!=0Q-'!501%&02!-'!/,'%+0&%+,!=0'M,&)3!
-,84.08.6.-58) 8%&7!&7,!1-)%&%+,!',.2,5&%$6!+%,8)!-$!=0'M,&!/%',5&%-$!0)!%$.2(,$5,/!;4!
1/=?0) %$&,'$0&%-$02!,5-$-=%5!&',$/)!
X.6:e13.4/)0M<5/=) I%',5&%-$02!)&'0&,64!-$!;-&7!2-$6!0$/!)7-'&!-.!&7,!,T(%&4!=0'M,&3!;(&!$-&!
=0'M,&!$,(&'02O!022-8)!=0$06,')!&-!)7%.&!;,&8,,$!0)),&!)&42,)!
G,6,:0;)C</<401) *$+,)&!%$!.(&(',)!=0'M,&)!
!
P/,/51/58,?),4J5/4,:0)
! #),)!T(0$&%&0&%+,!)4)&,=)!&70&!),,M!-(&!=0$4!&,=1-'0'4!0$/!=-/,)&!=%)02%6$=,$&)!%$!1'%5,)!
! *$+-2+,)!&'0/%$6!%$!7($/',/)!-.!),5('%&%,)!0!/04!8%&7!)7-'&!7-2/%$6!1,'%-/)!
! N0%')!&'0/%$6:!10%'!(1!)%=%20'!5-=10$%,)!87-),!',&('$)!0',!7%6724!5-'',20&,/!;(&!87,',!-$,!%)!
1'%5,/!=-',!066',))%+,24!
! I0&0!=%$%$6!&-!($5-+,'!)4)&,=0&%5!1'%5%$6!10&&,')!
! I%..,')!.'-=!1(',!0';%&'06,!%$!&70&!%&!/-,)!$-&!),,M!-(&!'%)M@.',,!1-)%&%-$)!;0),/!-$!($0=;%6(-()!
=%)1'%5%$6)!
!
23,/)451F)C,8/.41),40)30;:0)C<6;1)0+7.10;)/.>)
! H0$4!7,/6,!.($/)!70+,!/%',5&%-$02!)&'0&,6%,)!%$!87%57!&7,!.($/!=0M,)!0$!-(&'%67&!;,&!
! E!/%',5&%-$02!.($/!8%22!70+,!)%6$%.%50$&!;,&0)!-$!&7,!.05&-')!-$!87%57!%&!;,&)!
! H0'M,&@$,(&'02!.($/)!70+,!%$)%6$%.%50$&!;,&0)!
! I,/%50&,/!)7-'&!;%0)!.($/)!,K7%;%&!)(;)&0$&%02!$,60&%+,!;,&0)!-$!&7,!AuN!%$/,K!
! I%)&',)),/!.%'=!.($/)!70+,!)%6$%.%50$&!,K1-)(',!&-!5',/%&!5-$/%&%-$)!
! a2-;02!=05'-!.($/)!)7-8!$,60&%+,!,K1-)(',!&-!0!)&'-$6,'!#A!/-220'!
!
!00)1/4<8/<40)
! XP!-.!0)),&)!12()!0$!%$5,$&%+,!.,,!-.!X^P!-.!%$+,)&=,$&!1'-.%&)!B,..,5&%+,24!0!5022!-1&%-$C!
! s!\!1-'&.-2%-!+02(,!K!B"!m!;,$57=0'M!',&('$C!
! R%67!80&,'!=0'M:!&7,!.,,!)&'(5&(',!50$!6%+,!%$5,$&%+,)!&-!)7(&!/-8$!0!1--'24!1,'.-'=%$6!.($/!
!! *.!0!.($/!,K1,'%,$5,)!2-)),)3!%&!=04!$-&!;,!0;2,!&-!570'6,!0$!%$5,$&%+,!($2,))!%&!',5-+,')!
&-!%&)!1',+%-()!7%67,'!+02(,O!8%&7!/,,1!2-)),)3!&7%)!=04!;,!&--!/%..%5(2&!)-!&7,!.($/!52-),)!
!
!<6;1).C)C<6;1)
! ?$,!804!&-!/%+,')%.4!0804!&7,!'%)M!-.!7,/6,!.($/)!%)!&-!%$+,)&!%$!0!h.($/!-.!.($/)V3!87%57!%&),2.!
%$+,)&)!%$!=-',!&70$!-$,!7,/6,!.($/!
!! H0/-..!)50$/02!)7-8,/!&70&!&7,),!0/+0$&06,)!0',!$-&!02804)!',02%S,/!%$!1'05&%5,!
! *.!&7,!+0'%-()!7,/6,!.($/)!70+,!)%=%20'!%$+,)&=,$&!)&42,)3!&7,!/%+,')%.%50&%-$!%)!%22()-'4!
! ?1&%-$02%&4!50$!70+,!0!;%6!%=105&!-$!,K1,5&,/!.,,)!

! "d
 !"#$%&'()*+,-)#./01)
!! D($/!-.!.($/)!104)!0$!%$5,$&%+,!.,,!&-!,057!($/,'24%$6!.($/!&70&!-(&1,'.-'=)!%&)!
;,$57=0'M!,+,$!%.!&7,!066',60&,!1,'.-'=0$5,!%)!1--'!
!! I%+,')%.%50&%-$!50$!05&(0224!7('&!&7,!%$+,)&-'!%$!&7%)!50),!
! JK0=12,:!%.!0!.($/!-.!.($/)!70)!t"!=%22%-$!%$+,)&,/!%$!&7',,!7,/6,!.($/)!0$/!&7,!7('/2,!'0&,!.-'!
&7,!%$5,$&%+,!.,,!%)!0!S,'-!',&('$!0$/!,057!.($/!570'6,)!0$!%$5,$&%+,!.,,!-.!X^P!
!! L7,!066',60&,!1-'&.-2%-!-.!&7,!.($/!-.!.($/)!%)!@cPO!)&%22!104)!%$5,$&%+,!.,,)!-.!^<"X5!.-'!
,+,'4!tb!%$+,)&,/!
!
@0;:0)C<6;)704C.4-,680)09,?<,/5.6)
! R,/6,!.($/)!0',!/,)%6$,/!&-!;,!-11-'&($%)&%5!0$/!=04!.',T(,$&24!570$6,!&7,%'!'%)M!1'-.%2,)!
!! *.!'%)M!%)!$-&!5-$)&0$&3!02170)!8%22!;,!;%0),/!%.!0!)&0$/0'/3!2%$,0'!%$/,K!=-/,2!%)!(),/!
!
9%T(%/%&4! R,/6,!.($/)!&,$/!&-!7-2/!=-',!%22%T(%/!0)),&)!&70$!-&7,'!%$)&%&(&%-$02!%$+,)&-')<!
N-)%&%+,!02170!=04!Q()&!;,!0!2%T(%/%&4!1',=%(=!'0&7,'!&70$!0!)%6$!-.!)&-5M@),2,5&%-$!
0;%2%&4<!*$/,,/!7,/6,!.($/)!70+,!),'%02!5-'',20&%-$3!0!)%6$!-.!2%T(%/%&4!1'-;2,=)!
A,'%02! A,'%02!5-'',20&%-$!%)!0!',)(2&!-.!%22%T(%/!0)),&)<!R,/6,!.($/)!7-2/!2,))!2%T(%/!0)),&)3!0$/!
5-'',20&%-$! 02170!=04!&7()!;,!0!2%T(%/%&4!1',=%(=!BE'06-$!X^"^C!
i05M.%22!;%0)! R,/6,!.($/)!',1-'&!',&('$)!-$24!%.!&7,4!57--),!&-!0$/!&7,4!=04!/-!)-!-$24!87,$!&7,%'!
1'%-'!1,'.-'=0$5,!%)!6--/!
A('+%+-')7%1! D0%2,/!.($/)!/'-1!-(&!-.!&7,!/0&0;0),3!0$/!7,/6,!.($/!0&&'%&%-$!'0&,)!0',!=-',!&70$!
;%0)! /-(;2,!&7-),!.-'!=(&(02!.($/)!
D05&-'! E!1,'.,5&!=0'M,&!&%=,'!%)!-$,!87-!,$606,/!%$!$-!),5('%&4!),2,5&%-$!;(&!=-+,)!.($/)!
2-0/%$6)! .'-=!'%)M@.',,!0)),&)!%$&-!&7,!=0'M,&!1-'&.-2%-!-$24!87,$!&7,!=0'M,&!1-'&.-2%-!
-(&1,'.-'=)!;%22)O!7,/6,!.($/)!.',T(,$&24!570$6,!&7,%'!'%)M!1'-.%2,)!
!
V7/5.61)<1,:0)
! N-'&.-2%-)!8%&7!8'%&&,$!-1&%-$)!6%+,!&7,!0;%2%&4!&-!1,'.,5&24!&%=,!&7,!=0'M,&!0$/!&7()!6%+,!&7,!
.($/!0!$-$2%$,0'!570'05&,'%)&%5!2%$,!)%=%20'!&-!7-2/%$6!0!5022!-1&%-$O!&7%)!=,0$)!&7,!.($/!70)!
6',0&,'!),$)%&%+%&4!&-!&7,!=0'M,&!87,$!%&!%)!'%)%$6!
!! D($/)!&70&!8'%&,!-1&%-$)!70+,!6'0&,'!),$)%&%+%&4!&-!&7,!=0'M,&!87,$!%&!%)!.022%$6!&70$!
87,$!%&!%)!'%)%$6!
!! p-$2%$,0'!570'05&,'%)&%5!2%$,)!)(66,)&!=0$4!7,/6,!.($/)!0',!%=12%5%&!-1&%-$!8'%&,')!
! W%5%!0$/!N0205%-)!BX^""C!0%=!&-!/%)&%$6(%)7!;,&8,,$!&7,!'%)M!0$/!',&('$)!-.!/,'%+0&%+,!(),')!
0$/!$-$@(),')!
!! L7,!)(1,'%-'!&02,$&!741-&7,)%)!%)!',Q,5&,/!B&70&!-1&%-$!(),')!70+,!6',0&,'!)M%22CO!',)(2&)!
0',!5-$)%)&,$&!8%&7!-1&%-$)!(),')!;,%$6!0&!0$!%$.-'=0&%-$02!/%)0/+0$&06,!',20&%+,!&-!
-&7,'!&41,)!-.!%$+,)&-')!%$!&7,!-1&%-$)!=0'M,&!
!! J+,$!%.!&7,4!70+,!;,&&,'!%$.-'=0&%-$!&7,4!0',!($0;2,!&-!1'-.%&!.'-=!&'0/%$6!-$!
&70&!%$.-'=0&%-$!%$!-1&%-$)!=0'M,&)!
!! L7,!(),!-.!-1&%-$)!%)!0))-5%0&,/!8%&7!2-8,'!)4)&,=0&%5!'%)M3!0$/!&7,!2-8,'!=0'M,&!;,&0)!
-.!-1&%-$)!(),')!%)!5-$)%)&,$&!8%&7!0!7,/6%$6!,K120$0&%-$!-.!-1&%-$)!()06,!
!! R,/6%$6!741-&7,)%):!-1&%-$)!5-(2/!)%=124!;,!(),/!;4!=(&(02!.($/)!.-'!'%)M@
7,/6%$6!1('1-),)!;4!022-8%$6!&7,=!&-!057%,+,!2-8,'!/,)%',/!'%)M!2,+,2)!&70&!0',!
5-$)%)&,$&!8%&7!&7,!-;Q,5&%+,)!-.!.($/!%$+,)&-')!
!! L7,!0'&%52,!)7-8)!&70&!9LWH!%)!0!1'%=,!,K0=12,!-.!7-8!&7,!(),!-.!-1&%-$)!%)!$-&!02804)!
)(55,)).(2!
! E'06-$!0$/!H0'&%$!BX^"^C!(),!/0&0!-$!7,/6,!.($/!%$+,)&=,$&!0/+%),')!5022!-1&%-$3!1(&!-1&%-$!
0$/!5-==-$!,T(%&4!1-)%&%-$)!&-!,K0=%$,!+-20&%2%&4!&%=%$6!0;%2%&4!0$/!),2,5&%-$!)M%22!
!! E'&%52,!5-+,')!Xc^!7,/6,!.($/!0/+%)-')!.'-=!"eee@X^^g!Bc^bd!T(0'&,'24!.%2%$6)C!
!! E+,'06,!0;$-'=02!',&('$)!-.!"<kXP!&7'-(67!&7,!,$/!-.!&7,!T(0'&,'O!,T(%+02,$&!&-!0$!
0$$(02%S,/!',&('$!-.!"f<dbP!8%&7!0!1-'&.-2%-!;0),/!(1-$!1(;2%524!0+0%20;2,!%$.-'=0&%-$!

! "e
 !"#$%&'()*+,-)#./01)
!! hL0M,$!&-6,&7,'3!-('!.%$/%$6)!7,',!)(66,)&!&70&!7,/6,!.($/)!(),!-1&%-$!7-2/%$6)!&-!
1'-.%&!.'-=!+-20&%2%&4!&%=%$6!%$.-'=0&%-$!0$/!),2,5&%+%&4!)M%223!0$/!&7,),!',$&)!0',!20'6,24!
10)),/!&7'-(67!&-!%$+,)&-')!%$!&7,!.-'=!-.!0.&,'@.,,!',&('$)V!
!! R,/6,!.($/)!(),!1'-&,5&%+,!1(&)!0$/!)&'0//2,)!&-!',/(5,!&7,%'!,K1-)(',!&-!)4)&,=0&%5!
'%)M!
!
23=) 51) 5/) 3,4;04) /.) ,11011) /30) 704C.4-,680) .C) ,) 30;:0) C<6;) 7.4/C.?5.) -,6,:04) /3,6) /3,/) .C),)
/=758,?)-</<,?)C<6;)-,6,:04>)
)
! R,/6,! .($/)! &,$/! &-! %$+,)&! %$! =-',! %22%T(%/! 0)),&)! )-! &70&! 0110',$&! 02170! %)! -.&,$! Q()&!
5-=1,$)0&%-$!.-'!%22%T(%/%&4!
! R,/6,! .($/)V! +02(0&%-$! -.! %22%T(%/! 0)),&)! 50$! ;,! T(,)&%-$0;2,3! 0$/! %)! -.&,$! ;0),/! -$! -2/!
%$.-'=0&%-$F/0&0!.'-=!1',+%-()!4,0')!
! A('+%+-')7%1! ;%0)! B=0M,)! %&! 2--M! 2%M,! ,+,'4-$,! 1,'.-'=,/! 8,22! ;,50(),! .0%2,/! .($/)! /-! $-&!
011,0'C!0$/!;05M.%22!;%0)!B87,',!-$24!6--/!',)(2&)!0',!',1-'&,/C!02)-!=,0$!&70&!1,'.-'=0$5,!
',1-'&)!-$24!',.2,5&!&7,!.%6(',)!-.!)(55,)).(2!7,/6,!.($/)!
! R,/6,! .($/)! 02)-! 70+,! ($)&0;2,! '%)M! 570'05&,'%)&%5)3! =0M%$6! 1,'.-'=0$5,! ,+02(0&%-$! &70&!
/,1,$/)!-$!5-$)%)&,$&!'%)M!1'-.%2,)!1'-;2,=0&%5!
!! ?.&,$! 7,/6,! .($/! =0$06,')! 0',! 2--M%$6! .-'! )7-'&@&,'=! 60%$)! ()%$6! ,+,$&@/'%+,$!
)&'0&,6%,)!
!! *$!5-$&'0)&3!=(&(02!.($/)!7-2/!0)),&)!.-'!=(57!2-$6,'!
! L0%2! ,+,$&)! )M,8! &7,! /%)&'%;(&%-$! -.! 7,/6,! .($/! -(&5-=,)! &--3! =0M%$6! %&! /%..%5(2&! &-! -;&0%$! 0!
',1',),$&0&%+,!)0=12,!-.!',&('$)!-+,'!0!',20&%+,24!)7-'&!1,'%-/!-.!&%=,!
!! WENH!0))(=,)!2-6@$-'=02!/%)&'%;(&%-$!;(&!7,/6,!.($/)!2--M!.-'!2-8!1'-;0;%2%&4!,+,$&)!
-(&)%/,!&7,!0',0!
! H(&(02!.($/)!20)&!2-$6,'O!()(0224!',)(2&)!%$!0)),))=,$&!-.!&7,!=0$06,'!$-&!&7,!.($/!
! 9,))!/0&0!0+0%20;2,!.-'!7,/6,!.($/)O!H-'$%$6)&0'!/0&0;0),)!/-!$-&!,K%)&!.-'!&7,=!3;(&!=(&(02!
.($/)!&,$/!&-!',1-'&!T(0'&,'24!
!

!""#$%8&$N/O-/,/)7$P/1#$
!
! 9%T(%/%&4!',.,')!&-!&7,!0;%2%&4!&-!&'0/,!&7,!T(0$&%&4!-.!),5('%&%,)!87,$!4-(!80$&3!0&!&7,!1'%5,!4-(!
80$&3!8%&7-(&!%=105&%$6!&7,!1'%5,!
! L7,',!0',!0!$(=;,'!-.!1'-K%,)!(),/:!
!! i%/@0)M!)1',0/)O!&'0$)05&%-$!5-)&)3!%$.-'=0&%-$!0)4==,&'4!
!! N'%5,!%=105&!-.!0!20'6,!&'0/,O!0/+,'),!1'%5,!=-+,=,$&!
!! N'%5,!',+,')02)!0.&,'!0!&'0/,!
!! >-2(=,!-.!)70',)!&'0/,/!
!! I,1&7!%$!0!2%=%&!-'/,'!;--M!
! L7,',!0',!7%67,'!5-)&)!0))-5%0&,/!8%&7!&'0/%$6!%$!%22%T(%/!)70',)3!)-!%$+,)&-')!)7-(2/!;,!
5-=1,$)0&,/!8%&7!0!7%67,'!',&('$O!&7,!7%67,'!&7,!&'0/%$6!5-)&)3!&7,!7%67,'!&7,!%22%T(%/%&4!
/%)5-($&!!
! E)),&!',&('$)!0',!),$)%&%+,!&-!570$6,)!%$!=0'M,&!2%T(%/%&4:!1-)%&%+,!5-'',20&%-$!\!7%67,'!
,K1,5&,/!',&('$3!$,60&%+,!5-'',20&%-$!\!2-8,'!,K1,5&,/!',&('$!
!! L7,!2%T(%/%&4!1',=%(=!%)!-.!0!)%=%20'!=06$%&(/,!&-!&7,!=0'M,&!'%)M!1',=%(=!
! A&-5M)!8%&7!7%67,'!2%T(%/%&4!;,&0)!)7-(2/!70+,!7%67,'!,K1,5&,/!',&('$)!&-!5-=1,$)0&,!.-'!&7,!
'%)M!
!! N0)&-'!0$/!A&0=;0(67!BX^^bC:!)7-8,/!&70&!02170!%$5',0),)!0)!%22%T(%/%&4!%$5',0),)!0$/!
&70&!7%67!2%T(%/%&4!;,&0)!70+,!7%67!02170!
! X^
 !"#$%&'()*+,-)#./01)
! 9,,!BX^""C!)7-8,/!&70&!&7,',!%)!5'-))@5-($&'4!,+%/,$5,!-$!&7,!2%T(%/%&4!WENH3!87,',;4!
2%T(%/%&4!'%)M!%)!5-=1,$)0&,/!%$!%$&,'$0&%-$02!=0'M,&)!
! A0/M0!BX^"C:!($,K1,5&,/!/,52%$,)!%$!=0'M,&!2%T(%/%&4!0',!0$!%=1-'&0$&!/,&,'=%$0$&!-.!0+,'06,!
7,/6,!.($/!',&('$)3!87,',;4!7%67!2%T(%/%&4!'%)M!7,/6,!.($/)!,0'$!c<gP!7%67,'!02170!',20&%+,!&-!
2-8!2%T(%/%&4!'%)M!7,/6,!.($/)!
! E%$)8-'&7!BX^"XC:!%$+,)&=,$&!.($/)!8%&7!7%67,'!2%T(%/%&4!'%)M!,0'$!7%67,'!',&('$)!
!! L7,!',)(2&!%)!/'%+,$!;4!)=022@501!.($/!=0$06,')3!87%57!70+,!022!&7,!%22%T(%/!)&-5M)!!
!! J)),$&%02243!0$!%22%T(%/!0)),&!',T(%',)!0!',&('$!1',=%(=!&-!,$&%5,!%$+,)&-')!&-!7-2/!&7,!
0)),&O!%.!%22%T(%/!0)),&)!,0'$!0;$-'=0224!$,60&%+,!',&('$)!/('%$6!2%T(%/%&4!5'%),)3!&7,$!%$!
-'/,'!&-!6,$,'0&,!0!2%T(%/%&4!1',=%(=!-$!0+,'06,3!&7-),!%22%T(%/!0)),&)!=()&!,0'$!0!20'6,!
1',=%(=!/('%$6!1,'%-/)!$-&!%$!2%T(%/%&4!5'%),)!
!! L7,!.05&!&70&!%22%T(%/!-'!7%67!2%T(%/%&4!;,&0!)&-5M)!-(&1,'.-'=!&7,%'!2%T(%/!-'!2-8,'!;,&0!
5-($&,'10'&)!%$!$-$@2%T(%/%&4!5'%),)!1,'%-/)!%)!,+%/,$5,!)(11-'&%$6!&7,!,K%)&,$5,!-.!0!
2%T(%/%&4!'%)M!1',=%(=!
!
!
!
!
!

! X"