Mark Strauss - TransUnion Personal Credit Report - 20170709

Report Created On: 07/09/2017
File Number: 376931196
You have been on our files since 09/01/1988

SSN: XXX-XX-1221 Date of Birth: 06/19/1953
Your SSN has been masked for your protection.
Names Reported: M L. STRAUSS, MARK L. STRAUSS, MARY JO STRAUSS and MARY JOE STRAUSS
Addresses Reported:
Address Date Reported
60 E SHARON RD, CINCINNATI, OH 45246-4433 12/31/2012
9709 W 144TH ST, OVERLAND PARK, KS 66221-7560 11/01/2002
13112 BALLENTINE ST, SHAWNEE MISSION, KS 66213-4683 06/01/1997
1891 TRAVERS CIR, LAWRENCEVILLE, GA 30044-4533
Telephone Numbers Reported:

(913) 481-3351 (913) 851-4434 (913) 636-2924 (513) 802-5012
Employment Data Reported:

Employer Name Date Verified
ENCORE RECEIVABLE MANAGEMENT INC 12/01/2001
NATIONAL CREDIT SVC CORP 07/01/1997
Typically, creditors report any changes made to your account information monthly. This means that some accounts listed below may not reflect the most recent activity until the
creditor's next reporting. This information may include things such as balances, payments, dates, remarks, ratings, etc. The key(s) below are provided to help you understand some of
the account information that could be reported.
Rating Key
Some creditors report the timeliness of your payments each month in relation to your agreement with them. The ratings in the key below describe the payments that may be reported
by your creditors. Please note: Some but not all of these ratings may be present in your credit report.
The following accounts are reported with no adverse information. For your protection, your account numbers have been partially masked, and in some cases scrambled. Please note:
Accounts are reported as "Current; Paid or paying as agreed" if paid within 30 days of the due date. Accounts reported as Current may still incur late fees or interest charges if not paid
on or before the due date.
AMERICAN EXPRESS #349990828003****

PO BOX 981537
EL PASO, TX 79998
(800) 874-2717
Date Opened: 03/20/1983 Date Updated: 06/16/2017 Pay Status: Current; Paid or Paying as
Responsibility: Individual Account Agreed
Account Type: Open Account Terms: Paid Monthly
Loan Type: CREDIT CARD
High Balance: High balance of $12,537 from 01/2015 to 04/2015; $20,191 from 05/2015 to 06/2015; $22,120 from 07/2015 to 06/2016; $22,959 from 07/2016 to 06/2017
Page 1 of 18
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $8,449 $7,605 $4,717 $21,610 $4,620 $7,030 $9,068 $5,097 $9,023 $11,461
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Rating OK OK OK OK OK OK OK OK OK OK
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $6,289 $22,959 $5,430 $6,946 $19,407 $18,448 $8,080 $6,236 $6,723 $4,909
Amount Paid $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $5,611 $8,925 $5,867 $22,120 $7,630 $20,191 $5,103 $5,243 $4,693 $6,945
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
Rating OK OK OK OK OK OK OK N/R OK OK
10/2010 09/2010 08/2010
Rating OK OK OK
AMERICAN EXPRESS #349990774475****

PO BOX 981537
EL PASO, TX 79998
(800) 874-2717
Date Opened: 03/20/1983 Balance: $0 Pay Status: Current; Paid or Paying as

Responsibility: Relationship Date Updated: 01/29/2010 Agreed
Page 2 of 18
Terminated Payment Received: $0
(10/08/2008) High Balance: $15,062
Account Type: Open Account
12/2009 11/2009 10/2009 09/2009 08/2009 07/2009 06/2009 05/2009 04/2009 03/2009
02/2009 01/2009 12/2008 11/2008 10/2008 09/2008 08/2008 07/2008 06/2008 05/2008
04/2008 03/2008 02/2008 01/2008 12/2007 11/2007 10/2007 09/2007 08/2007 07/2007
06/2007 05/2007 04/2007 03/2007 02/2007 01/2007 12/2006 11/2006 10/2006 09/2006
08/2006 07/2006 06/2006 05/2006 04/2006 03/2006 02/2006 01/2006 12/2005 11/2005
10/2005 09/2005 08/2005 07/2005 06/2005 05/2005
Rating OK OK OK OK OK OK
BANK OF AMERICA #431307338232****

PO Box 982238
EL PASO, TX 79998
(800) 421-2110
Responsibility: Individual Account Last Payment Made: 10/15/2014 Agreed
Account Type: Revolving Account Terms: Paid Monthly
Date Paid: 10/15/2014
Loan Type: FLEXIBLE
SPENDING CREDIT
CARD
High Balance: High balance of $3,368 from 01/2015 to 06/2017

Credit Limit: Credit limit of $7,000 from 01/2015 to 06/2017
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled
Payment
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Page 3 of 18
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled $25 $25 $25 $25 $25

Payment
Amount Paid $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled $25 $25 $25 $25 $25 $25 $25 $25 $25 $25
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $1,637 $1,637 $1,637 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
Rating OK OK X X OK OK OK OK OK OK
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
Rating X OK OK X X OK OK OK OK X
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
Rating X OK OK X OK OK OK OK OK OK
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
Rating X OK OK OK X OK OK OK X OK
10/2010 09/2010 08/2010
Rating OK OK OK
CAPITAL ONE #552318098480****

P O BOX 30253
SALT LAKE CITY, UT 84130-0253
(800) 947-1000
Responsibility: Joint Account Last Payment Made: 04/03/2013 Agreed
Date Paid: 04/03/2013
Loan Type: FLEXIBLE
SPENDING CREDIT
CARD
Page 4 of 18
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled
Payment
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled $25 $25

Payment
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled $25 $25 $25 $25 $25 $25 $25 $25 $25 $25
Payment
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
10/2010 09/2010 08/2010
Rating OK OK OK
CHASE/BANK ONE CARD SERV #414720220515****
Page 5 of 18
PO BOX 15298
WILMINGTON, DE 19850
(800) 432-3117
Responsibility: Individual Account Last Payment Made: 06/15/2017 Agreed
Account Type: Revolving Account Terms: $28 per month, paid
Monthly
Loan Type: FLEXIBLE
SPENDING CREDIT
CARD
High Balance: High balance of $9,400 from 01/2015 to 02/2015; $10,015 from 03/2015 to 05/2015; $10,779 from 06/2015 to 06/2017
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $2,855 $2,872 $4,880 $2,430 $3,821 $2,433 $5,728 $2,600 $3,339 $1,973
Scheduled $28 $28 $128 $25 $38 $25 $57 $26 $33 $25
Payment
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $1,939 $1,720 $2,339 $2,898 $4,160 $2,721 $709 $4,321 $3,372 $4,265
Scheduled $25 $25 $25 $28 $41 $27 $25 $43 $33 $42
Payment
Amount Paid $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $4,188 $0 $3,482 $2,385 $4,761 $6,148 $3,432 $4,467 $5,547 $3,926
Scheduled $41 $34 $25 $47 $61 $34 $44 $55 $39
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014
Rating OK OK OK OK

PO BOX 15298
(800) 432-3117
Responsibility: Authorized Account Last Payment Made: 09/18/2016 Agreed
Date Paid: 09/18/2016
Loan Type: FLEXIBLE
SPENDING CREDIT
Page 6 of 18
CARD

06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled
Payment
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $286 $76 $43 $76 $59 $93 $54 $235 $67 $41
Scheduled $25 $25 $25 $25 $25 $25 $25 $25 $25 $25
Payment
Amount Paid $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $19 $64 $35 $18 $2 $161 $5,851 $20 $62 $3
Scheduled $19 $25 $25 $18 $2 $25 $58 $20 $25 $3

Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
Page 7 of 18
10/2010 09/2010
Rating OK OK

PO BOX 15298
(800) 432-3117

Responsibility: Authorized Account Date Updated: 10/16/2011 Agreed
Account Type: Open Account Payment Received: $0 Date Closed: 06/29/2011
Date Paid: 01/07/2011
Loan Type: CREDIT CARD Last Payment Made: 01/07/2011
High Balance: $249
Remarks: ACCOUNT CLOSED BY CONSUMER; CLOSED
09/2011 08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010
11/2010 10/2010 09/2010 08/2010 07/2010
Rating OK OK OK OK OK
CITICARDS CBNA #037435000383****

PO BOX 6241
SIOUX FALLS, SD 57117
Phone number not available

Responsibility: Individual Account Date Updated: 03/11/2009 Agreed
Account Type: Revolving Account Payment Received: $0 Terms: Paid Monthly
Date Closed: 11/17/2008
Loan Type: CREDIT CARD Last Payment Made: 12/22/2008
Date Paid: 12/22/2008
Remarks: ACCOUNT CLOSED BY CONSUMER; CLOSED
02/2009 01/2009 12/2008 11/2008 10/2008 09/2008 08/2008 07/2008 06/2008 05/2008
04/2008 03/2008 02/2008 01/2008 12/2007
COUNTRY CLUB BANK #411145814****

PO BOX 410889
KANSAS CITY, MO 64141
(816) 751-9363

Responsibility: Joint Account Date Updated: 01/29/2013 Agreed
Account Type: Installment Account Payment Received: $0 Terms: $0 per month, paid Monthly
for 10 months
Loan Type: SECURED Last Payment Made: 01/29/2013
High Balance: $550,000
Remarks: PRNCPL DEFRD/INTRST PYMT ONLY; CLOSED
12/2012 11/2012
Rating OK OK
Page 8 of 18
DISCOVER FINCL SVC LLC #601120883331****
PO BOX 15316
WILMINGTON, DE 19850-5316
(800) 347-2683
Responsibility: Joint Account Last Payment Made: 01/06/2016 Agreed
Date Paid: 01/06/2016

06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled
Payment
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $9 $0
Scheduled $9 $9 $9 $9 $35
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $41 $127 $0 $15 $0 $0 $0 $0 $0 $9
Scheduled $35 $35 $15 $15 $9 $9 $9 $9 $9 $9

Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
Page 9 of 18
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
10/2010 09/2010 08/2010
Rating OK OK OK
DISCOVER FINCL SVC LLC #601100882023****

PO BOX 15316
WILMINGTON, DE 19850-5316
(800) 347-2683
Responsibility: Authorized Account Last Payment Made: 05/30/2017 Agreed
Account Type: Revolving Account Terms: $35 per month, paid
Monthly

Credit Limit: Credit limit of $8,000 from 01/2015 to 04/2017; $19,100 from 05/2017 to 06/2017
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $222 $76 $87 $0 $95 $100 $68 $68 $40 $40
Scheduled $35 $35 $35 $35 $35 $35 $35 $35 $35
Payment
Amount Paid
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $132 $87 $123 $54 $71 $26 $163 $66 $83 $87
Scheduled $35 $35 $35 $35 $35 $26 $35 $35 $35 $35
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $83 $47 $88 $78 $101 $119 $79 $82 $110 $94
Scheduled $35 $35 $35 $35 $35 $35 $35 $35 $35 $35
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Page 10 of 18
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011 11/2011 10/2011 09/2011
08/2011 07/2011 06/2011 05/2011 04/2011 03/2011 02/2011 01/2011 12/2010 11/2010
10/2010 09/2010 08/2010
Rating OK OK OK
FIFTH THIRD BANK #88085****

5050 KINGSLEY DR
MD# 1MOC2N
CINCINNATI, OH 45263
(800) 972-3030
Responsibility: Joint Account Payment Received: $146 Agreed
Account Type: Installment Account Last Payment Made: 06/22/2017 Terms: $146 per month, paid
Monthly for 24 months
Loan Type: AUTOMOBILE
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $1,159 $1,302 $1,445 $1,587 $1,729 $1,870 $2,011 $2,152 $2,292 $2,431
Scheduled $146 $146 $146 $146 $146 $146 $146 $146 $146 $146
Payment
Amount Paid $146 $146 $146 $146 $146 $146 $146 $146 $146 $146
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Page 11 of 18
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016
Balance $2,571 $2,710 $2,848 $2,986 $3,124 $3,261 $3,398
Scheduled $146 $146 $146 $146 $146 $146 $146

Payment
Amount Paid $146 $146 $146 $146 $146 $146 $0
Past Due $0 $0 $0 $0 $0 $0 $0
Rating OK OK OK OK OK OK OK
SEARS/CBNA #512107232955****
PO BOX 6282
SIOUX FALLS, SD 57117-6282
(800) 917-7700
Responsibility: Individual Account Payment Received: $0 Agreed
Account Type: Revolving Account Last Payment Made: 07/10/2015 Terms: Paid Monthly
Date Paid: 07/10/2015

Credit Limit: Credit limit of $5,600 from 01/2015 to 03/2017; $2,001 from 04/2017 to 06/2017
06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Scheduled $25 $25 $25 $25 $25

Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $0 $0 $0 $0 $907 $968 $0 $0 $0 $0
Scheduled $25 $25 $25 $25 $25 $25

Payment
Amount Paid $0 $0 $0 $918 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
Page 12 of 18
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
04/2013 03/2013 02/2013
Rating OK OK OK
STATE FARM BANK #85399449660****

310 PRICE PLACE
MADISON, WI 53705
(877) 734-2265
Responsibility: Co-Signor on Payment Received: $0 Agreed
Account Last Payment Made: 09/29/2015 Terms: $196 per month, paid
Account Type: Installment Account
Loan Type: AUTOMOBILE

Remarks: CLOSED
09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015 12/2014
Balance $0 $4,505 $4,665 $4,831 $4,991 $5,152 $5,311 $5,473 $5,632
Scheduled $196 $196 $196 $196 $196 $196 $196 $196 $196
Payment
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0
11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014 02/2014
01/2014 12/2013 11/2013 10/2013 09/2013
STATE FARM BANK #85380264790****

310 PRICE PLACE
MADISON, WI 53705
(877) 734-2265

Responsibility: Joint Account Date Updated: 10/31/2014 Agreed
Account Type: Installment Account Payment Received: $0 Terms: $236 per month, paid
Loan Type: AUTOMOBILE Last Payment Made: 10/31/2014
High Balance: $9,600
Remarks: CLOSED
09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014 02/2014 01/2014 12/2013
Page 13 of 18
11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013 04/2013 03/2013 02/2013
01/2013 12/2012 11/2012 10/2012 09/2012 08/2012 07/2012
Rating OK OK OK OK OK OK OK
US BANK #13011841****
CRA MANAGEMENT
PO BOX 3447
OSHKOSH, WI 54903
(844) 624-8230
Responsibility: Joint Account Payment Received: $0 Agreed
Account Type: Line of Credit Terms: Paid Monthly
Account
Loan Type: LINE OF CREDIT
High Balance: High balance of $0 from 01/2015 to 06/2017

06/2017 05/2017 04/2017 03/2017 02/2017 01/2017 12/2016 11/2016 10/2016 09/2016
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
08/2016 07/2016 06/2016 05/2016 04/2016 03/2016 02/2016 01/2016 12/2015 11/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
10/2015 09/2015 08/2015 07/2015 06/2015 05/2015 04/2015 03/2015 02/2015 01/2015
Balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Amount Paid $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Past Due $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
12/2014 11/2014 10/2014 09/2014 08/2014 07/2014 06/2014 05/2014 04/2014 03/2014
02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013 07/2013 06/2013 05/2013
Page 14 of 18
04/2013 03/2013 02/2013
Rating OK OK OK
Regular Inquiries are posted when someone accesses your credit information from TransUnion. The presence of an inquiry means that the company listed received your credit
information on the dates specified. These inquiries will remain on your credit file for up to 2 years.
STATE FARM BANK CONS LOAN

3 STATE FARM PLAZA N 4
BLOOMINGTON, IL 61791
(877) 734-2265
Requested On: 09/23/2015

Inquiry Type: Joint
The listing of a company's inquiry in this section means that they obtained information from your credit file in connection with an account review or other business transaction with you.
These inquiries are not seen by anyone but you and will not be used in scoring your credit file (except insurance companies may have access to other insurance company inquiries,
certain collection companies may have access to other collection company inquiries, and users of a report for employment purposes may have access to other employment inquiries,
where permitted by law).
BANK OF AMERICA DISCOVER FINANCIAL SERVI

PO BOX 982238 2500 LAKE COOK ROA
EL PASO, TX 79998 RIVERWOODS, IL 60015
(800) 421-2110 (800) 347-2683
Requested On: 07/03/2017 Requested On: 06/10/2017
Your credit report contains the following messages.
PROMOTIONAL OPT-OUT: This file has been opted out of promotional lists supplied by TransUnion.
(Note: This opt-out has no expiration date.)
Should you wish to contact TransUnion, you may do so,

Online:
To report an inaccuracy, please visit: dispute.transunion.com
For answers to general questions, please visit: www.transunion.com
By Mail:
TransUnion Consumer Relations
P.O. Box 2000
Chester, PA 19016-2000
By Phone:
(800) 916-8800
You may contact us between the hours of 8:00 a.m. and 11:00 p.m. Eastern Time, Monday
through Friday, except major holidays.
For all correspondence, please have your TransUnion file number available
(located at the top of this report).
Page 15 of 18
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W.,
Washington, DC 20552.
A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting
agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell
information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the
FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to:
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of
consumer report to deny your application for credit, insurance, or employment -- or to take another adverse action against you -- must
tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer
reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security
Number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:

a person has taken adverse action against you because of information in your credit report;

you are the victim of identity theft and place a fraud alert in your file;

your file contains inaccurate information as a result of fraud;

you are on public assistance;

you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and
from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information
from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in
residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information
for free from the mortgage lender.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate,
incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency
may continue to report information it has verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may
not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

Access to your file is limited.A consumer reporting agency may provide information about you only to people with a valid need -
usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid
need for access.

You must give your consent for reports to be provided to employers.A consumer reporting agency may not give out information
about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is
not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore

You may limit "prescreened" offers of credit and insurance you get based on information in your credit report.Unsolicited
"prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name
and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-567-8688
(888-5OPTOUT).

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher
Page 16 of 18
of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.

Identity theft victims and active duty military personnel have additional rights. For more information, visit
www.consumerfinance.gov/learnmore
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights
under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For
information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT:
1.a. Banks, savings associations, and credit unions with total assets of over $10 Bureau of Consumer Financial Protection
billion and their affiliates 1700 G Street, NW
Washington, DC 20552
b. Such affiliates that are not banks, savings associations, or credit unions also Federal Trade Commission
should list, in addition to the CFPB: Consumer Response Center - FCRA
Washington, DC 20580 1-877-382-4357
2. To the extent not included in item 1 above: Office of the Comptroller of the Currency
a. National banks, federal savings associations, and federal branches and federal Customer Assistance Group
agencies of foreign banks 1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. State member banks, branches and agencies of foreign banks (other than federal Federal Reserve Consumer Help
branches, federal agencies, and insured state branches of foreign banks), PO Box 1200
commercial lending companies owned or controlled by foreign banks, and Minneapolis, MN 55480
organizations operating under section 25 or 25A of the Federal Reserve Act
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and FDIC Consumer Response Center
Insured state savings associations 1100 Walnut Street, Box #11
Kansas City, MO 64106
d. Federal credit unions National Credit Union Administration
Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach
(DCCO)
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation Enforcement &
Proceedings
Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue, S.E.
Washington, DC 20590 1-202-366-1306
4. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface Transportation Board
Department of Transportation
395 E Street, S.W.
5. Creditors subject to Packers and Stockyards Act, 1921 Nearest Packers and Stockyards Administration area
supervisor
6. Small Business Investment Companies Associate Deputy Administrator for Capital Access
United States Small Business Administration
409 Third Street, SW, 8th Floor
7. Brokers and Dealers Securities and Exchange Commission
100 F Street, N.E.
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Farm Credit Administration
Credit Banks, and Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above FTC Regional Office for region in which the creditor
operates or
Federal Trade Commission: Consumer Response
Center-FCRA
Washington, DC 20580 1-877-382-4357
Information Regarding State Laws

Ohio Residents
Page 17 of 18
OHIO BILL OF RIGHTS
Ohio Consumers Have the Right to Obtain a Security Freeze
You may obtain a "security freeze" on your credit report to protect your privacy and ensure that credit is not granted in your name without your
knowledge. You have a right to place a "security freeze" on your credit report pursuant to Ohio law. The "security freeze" will prohibit a
consumer reporting agency from releasing any information in your credit report without your express authorization or approval. The security
freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. When you place a security
freeze on your credit report, within five business days you will be provided a personal identification number or password to use if you choose to
remove the freeze on your credit report or to temporarily authorize the release of your credit report for a specific party or parties or for a specific
period of time after the security freeze is in place. To provide that authorization you must contact the consumer reporting agency and provide
all of the following:
a) Information generally considered sufficient to identify the consumer;
b) The unique personal identification number or password provided by the consumer credit reporting agency; and
c) The proper information regarding the third party who is to receive the consumer credit report or the time period for which the credit
report shall be available to users of the credit report.
A consumer reporting agency that receives a request from a consumer to temporarily lift a security freeze on a credit report shall comply with
the request not later than fifteen minutes after receiving the request.
A security freeze does not apply to circumstances in which you have an existing account relationship and a copy of your report is requested by
your existing creditor or its agents or affiliates for certain types of account review, collection, fraud control, or similar activities.
You have a right to bring civil action against anyone, including a consumer reporting agency, who improperly obtains access to a file, knowingly
or willfully misuses file data, or fails to correct inaccurate file data.
If you are actively seeking credit, you should understand that the procedures involved in lifting a security freeze may slow your own applications
for credit. You should plan ahead and lift a freeze, either completely if you are shopping around, or specifically for a certain creditor, a few days
before actually applying for new credit.
The parent or guardian of a minor under the age of sixteen or the guardian or conservator of an incapacitated or protected adult, collectively
referred to as a "protected consumer" may seek a security freeze to protect the identity of a protected consumer and ensure that credit is not
inappropriately granted in the protected consumer's name. In order to request a security freeze for a protected consumer, the protected
consumer's parent, guardian, or conservator must present sufficient proof of authority to act on the protected consumer's behalf. The parent,
guardian, or conservator must also present sufficient proof of identity for the parent, guardian, or conservator, in addition to proof of identity for
the protected consumer
In order for the representative of a protected consumer to request the removal of a security freeze of a protected consumer, the representative
must contact the consumer credit reporting agency and provide all of the following:
(a) Sufficient proof of identity for both the protected consumer and the protected consumer's representative;
(b) Sufficient proof of authority to act on the behalf of the protected consumer.
A minor protected consumer, upon reaching sixteen years of age, may also request that the security freeze be removed. A minor protected
consumer making such a request must provide proof of identity and age.
A consumer credit reporting agency that receives a proper request by certified mail or other comparable service, secure electronic method
selected by the consumer credit reporting agency, telephone, or by any other means authorized by the consumer credit reporting agency to
remove a security freeze on a credit report shall comply with the request not later than thirty days after receiving the request. A security freeze
does not apply to circumstances in which a protected consumer already has an existing account relationship and a copy of the protected
consumer's credit report is requested by the protected consumer's existing creditor or its agents or affiliates for certain types of account review,
collection, fraud control, or similar activities. If a protected consumer is actively seeking credit, it should be understood that the procedures
involved in removing a security freeze may slow any applications for credit. Plan ahead and remove a freeze a month before actually applying
for new credit.
Page 18 of 18

Mark Strauss - TransUnion Personal Credit Report - 20170709

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Report Created On: 07/09/2017

File Number: 376931196

You have been on our files since 09/01/1988

Telephone Numbers Reported:

Employment Data Reported:

AMERICAN EXPRESS #349990828003****

10/2010 09/2010 08/2010

AMERICAN EXPRESS #349990774475****

Date Opened: 03/20/1983 Balance: $0 Pay Status: Current; Paid or Paying as

10/2005 09/2005 08/2005 07/2005 06/2005 05/2005

BANK OF AMERICA #431307338232****

High Balance: High balance of $3,368 from 01/2015 to 06/2017

Scheduled $25 $25 $25 $25 $25

Amount Paid $0 $0 $0 $0 $0 $0 $1,637 $1,637 $1,637 $0

10/2010 09/2010 08/2010

CAPITAL ONE #552318098480****

Scheduled $25 $25

10/2010 09/2010 08/2010

CHASE/BANK ONE CARD SERV #414720220515****

12/2014 11/2014 10/2014 09/2014

CHASE/BANK ONE CARD SERV #407166210610****

High Balance: High balance of $8,197 from 01/2015 to 06/2017

Balance $19 $64 $35 $18 $2 $161 $5,851 $20 $62 $3

Scheduled $19 $25 $25 $18 $2 $25 $58 $20 $25 $3

CHASE/BANK ONE CARD SERV #438854002220****

Date Opened: 06/16/2010 Balance: $0 Pay Status: Current; Paid or Paying as

Remarks: ACCOUNT CLOSED BY CONSUMER; CLOSED

11/2010 10/2010 09/2010 08/2010 07/2010

CITICARDS CBNA #037435000383****

Date Opened: 12/03/2007 Balance: $0 Pay Status: Current; Paid or Paying as

Remarks: ACCOUNT CLOSED BY CONSUMER; CLOSED

04/2008 03/2008 02/2008 01/2008 12/2007

COUNTRY CLUB BANK #411145814****

Date Opened: 11/02/2012 Balance: $0 Pay Status: Current; Paid or Paying as

Remarks: PRNCPL DEFRD/INTRST PYMT ONLY; CLOSED

High Balance: High balance of $7,965 from 01/2015 to 06/2017

Balance $41 $127 $0 $15 $0 $0 $0 $0 $0 $9

Scheduled $35 $35 $15 $15 $9 $9 $9 $9 $9 $9

10/2010 09/2010 08/2010

DISCOVER FINCL SVC LLC #601100882023****

High Balance: High balance of $1,972 from 01/2015 to 06/2017

10/2010 09/2010 08/2010

FIFTH THIRD BANK #88085****

High Balance: High balance of $3,390 from 02/2016 to 06/2017

Balance $2,571 $2,710 $2,848 $2,986 $3,124 $3,261 $3,398

Scheduled $146 $146 $146 $146 $146 $146 $146

Amount Paid $146 $146 $146 $146 $146 $146 $0

High Balance: High balance of $5,255 from 01/2015 to 06/2017

Scheduled $25 $25 $25 $25 $25

Balance $0 $0 $0 $0 $907 $968 $0 $0 $0 $0

Scheduled $25 $25 $25 $25 $25 $25

Amount Paid $0 $0 $0 $918 $0 $0 $0 $0 $0 $0

04/2013 03/2013 02/2013

STATE FARM BANK #85399449660****

High Balance: High balance of $8,000 from 01/2015 to 09/2015

Balance $0 $4,505 $4,665 $4,831 $4,991 $5,152 $5,311 $5,473 $5,632

01/2014 12/2013 11/2013 10/2013 09/2013

STATE FARM BANK #85380264790****