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The document shows a bank statement for a business checking account for the month of October 2016. It lists transactions, balances, and fees.

The bank offers services like online banking, online statements, bill pay, spending reports, and overdraft protection.

Large withdrawals and transfers were made throughout the month, resulting in a negative balance by the end. Multiple debit purchases and payments were also made.

Wells Fargo Combined Statement of Accounts

Primary account number:

October 1, 2016 - October 31, 2016

Page 1 of 7

Questions?
1234
1712 PIONEER AVE STE 532
CHEYENNE WY 82001-4406

Available by phone 24 hours a day, 7 days a week:


Telecommunications Relay Services calls accepted

1-800-CALL-WELLS

(1-800-225-5935)

TTY: 1-800-877-4833
En espaol: 1-877-337-7454
Online: wellsfargo.com/biz
Write: Wells Fargo Bank, N.A. (297)
P.O. Box 6995
Portland, OR 97228-6995

Your Business and Wells Fargo

Account options

Get a clear look at the business financing process to decide if and when business
credit is right for you. Visit wellsfargoworks.com/credit to find out more.

A check mark in the box indicates you have these convenient


services with your account(s). Go to wellsfargo.com/biz or
call the number above if you have questions or if you would
like to add new services.

Credit decisions subject to credit qualification.

Business Online Banking


Online Statements
Business Bill Pay
Business Spending Report

Overdraft Protection

Summary of accounts
Checking/Prepaid and Savings
Account

Wells Fargo Business Choice Checking


Business Market Rate Savings

Page

2
5

Account number

0
0

Total deposit accounts

(297) Ins = 1

Sheet Seq = 0018454


Sheet 00001 of 00004

Ending balance
last statement

Ending balance
this statement

13,107.20
0.00

-8.59
25.00

$13,107.20

$16.41

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 2 of 7

Wells Fargo Business Choice Checking


Account number: 0

Activity summary
Beginning balance on 10/1
Deposits/Credits

$13,107.20
12,633.47

Withdrawals/Debits
Ending balance on 10/31
Average ledger balance this period

- 25,749.26

1234
Georgia account terms and conditions apply

-$8.59

For Direct Deposit use


Routing Number (RTN): 0

$4,460.32

For Wire Transfers use


Routing Number (RTN): 0

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo store.

Transaction history

Date
10/3

10/3
10/3
10/3
10/3
10/4
10/4
10/5
10/6
10/6
10/11
10/11
10/11
10/12
10/12
10/12
10/13
10/13
10/17
10/17
10/17
10/18

Check
Number Description
Purchase authorized on 09/30 Txdps Document Ser
866-459-0190 TX S586274596679522 Card 0375
Purchase authorized on 09/30 Txdps Document Ser
866-459-0190 TX S466274598846013 Card 0375
Purchase authorized on 10/01 Fandango.Com Fandango.Com CA
S466274790681272 Card 0375
Purchase authorized on 10/03 Amazon.Com Amzn.CO
Amzn.Com/Bill WA S586276710601122 Card 0375
Capital One Mobile Pmt 627539809261766
7684975027Kilgorekyle
Purchase authorized on 10/03 AT&T*Bill Payment
WWW.ATT.Com TX S466277459631928 Card 0375
Chase Epay Mobil 161003 2796009469 Kyle A L.Lyod
Purchase Return authorized on 10/04 Txdps Document Ser
8664590190 TX S616279555516215 Card 0375
Chase Epay Mobil 161005 2799137430 Kyle A L.Lyod
Capital One Mobile Pmt 627939809115637
7684975027Kilgorekyle
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibexzh7Sjs on 10/08/16
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibe5T3Mp9Z on 10/10/16
Chase Epay Mobil 161008 2786462077 Kyle A L.Lyod
Capital One Mobile Pmt 628539809003914
9934348138Kilgorekyle
Capital One Mobile Pmt 628539809003915
9934348138Kilgorekyle
Capital One Mobile Pmt 628539809003913
7684975027Kilgorekyle
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibe8Q5Svyt on 10/13/16
Recurring Transfer to 1234 Business Market Rate Savings Ref
#Ope8Q5Xsry xxxxxx5700
Square Inc Kyle 161017 T11402229 Travis
Stripe Transfer x
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Iber7Gs79K on 10/17/16
Stripe Transfer x

Deposits/
Credits

Withdrawals/
Debits
129.99

Ending daily
balance

129.99
24.58
213.95
32.92

12,575.77

513.87
30.00
129.99
154.00
345.00

12,031.90
12,161.89

11,662.89

2,000.00
7,000.00
198.54
50.00

2,464.35

70.00
100.00

2,244.35

1,000.00
100.00

1,144.35

3,000.00

328.09

9.72
2,174.02

769.93

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 3 of 7

Transaction history (continued)


Check
Number Description
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibexzl3Ntd on 10/18/16
Stripe Transfer x
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibekfd98Yr on 10/19/16
Stripe Transfer x
Online Transfer From L.Lyod T Everyday Checking xxxxxx9502
Ref #Ibegjc3N68 on 10/20/16
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibenbfzvk7 on 10/20/16
NSF Return Item Fee for a Transaction Received on 10/21
$2,515.00 Stripe Transfer x
Mobile Deposit : Ref Number :612240808752
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibekffpkyg on 10/24/16
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibe5T7Ry2C on 10/24/16
Discover E-Payment 161024 4312 Smith Precious
Online Transfer to 1234 Business Market Rate Savings
xxxxxx2739 Ref #Ibe5T7Y7N4 on 10/25/16
WT Seq152655 WF Return Wires IN Proc /Org= Srf#
2016102600132572 Trn#161026152655 Rfb#
Online Transfer From L.Lyod T Everyday Checking xxxxxx9502
Ref #Ibecmc8Bj7 on 10/26/16
Wire Trans Svc Charge - Sequence: 161026128889 Srf#
Ow00000129236180 Trn#161026128889 Rfb#
Ow00000129236180
Online Transfer to 1234 Business Market Rate Savings
xxxxxx2739 Ref #Ibexzn88Dy on 10/26/16
WT Fed#03004 First National Ban /Ftr/Bnf=Cabeaux LLC Srf#
Ow00000129236180 Trn#161026128889 Rfb#
Ow00000129236180
WT Seq#90453 WF Return Wires IN Proc /Org= Srf#
2016102700054256 Trn#161027090453 Rfb#
Wire Trans Svc Charge - Sequence: 161027001398 Srf#
Ow00000129250109 Trn#161027001398 Rfb#
Ow00000129250109
Wire Trans Svc Charge - Sequence: 161027137173 Srf#
Ow00000129343166 Trn#161027137173 Rfb#
Ow00000129343166
WT Fed#00065 First National Ban /Ftr/Bnf=Cabeaux LLC Srf#
Ow00000129250109 Trn#161027001398 Rfb#
Ow00000129250109
WT Fed#03916 Bank of America, N /Ftr/Bnf=G9 Capital LLC Srf#
Ow00000129343166 Trn#161027137173 Rfb#
Ow00000129343166
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref
#Ibecmd4Kpq on 10/29/16
Chase Epay Mobil 161028 2820565539 Kyle A L.Lyod

Date
10/18

10/19
10/19
10/20
10/20
10/20
10/24
10/24
10/24
10/24
10/24
10/25
10/26
10/26
10/26

10/26
10/26

10/27
10/27

10/27

10/27

10/27

10/31
10/31

Deposits/
Credits

Withdrawals/
Debits
1,090.00

Ending daily
balance
8.02

450.00

33.21

1,200.00

157.66

475.19

1,224.45
100.00

35.00
3,250.17
50.00
70.00
300.00
2,900.00

2,952.83
52.83

1,100.00
2,400.00
30.00

1,000.00
1,100.00

1,422.83

1,000.00
30.00

30.00

1,000.00

796.42

566.41

550.00
25.00

-8.59

Ending balance on 10/31

-8.59

Totals

$12,633.47

$25,749.26

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Items returned unpaid


Date
10/24

Description
Stripe Transfer x Reference #

Sheet Seq = 0018455


Sheet 00002 of 00004

091000010524936

Amount
2,515.00

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 4 of 7

Monthly service fee summary


For a complete list of fees and detailed account information, please see the Wells Fargo Fee and Information Schedule and Account Agreement applicable to
your account or talk to a banker. Go to wellsfargo.com/feefaq to find answers to common questions about the monthly service fee on your account.

Fee period 10/01/2016 - 10/31/2016

Standard monthly service fee $14.00

You paid $0.00

The fee is waived (or discounted) by the bank for this fee period. For the next fee period you must meet an account requirement to avoid the fee, or
receive the discount when applicable.
How to avoid the monthly service fee
Have any ONE of the following account requirements
Average ledger balance
Qualifying transaction from a linked Wells Fargo Business Payroll Services account
Qualifying transaction from a linked Wells Fargo Merchant Services account
Total number of posted Wells Fargo Debit Card purchases and/or payments
- Enrollment in a linked Direct Pay service through Wells Fargo Business Online
Combined balances in linked accounts, which may include
- Average ledger balances in business checking, savings, and time accounts
- Most recent statement balance of Wells Fargo business credit cards, Wells Fargo

Business Secured Credit Card, BusinessLine line of credit, Wells Fargo Small

Business Advantage line of credit , Working Capital Line of Credit, Advancing

Term Line of Credit, and BusinessLoan term loan


- Combined average daily balances from the previous month for Wells Fargo
SM
Business PrimeLoan , Commercial Equity Loan, Commercial Refinance Loan,
Commercial Purchase Loan, Commercial Equity Line of Credit, Small Business

Advantage loan, Equipment Express loan, and Equipment Express Single


Event loan

Minimum required
$7,500.00
1
1
10
1
$10,000.00

This fee period


$4,460.00
0
0
5
0

3
3
3
3
3
3

WX/WX

Account transaction fees summary


Service charge description
Cash Deposited ($)
Transactions

Units used
0
16

Units
included
7,500
200

Excess
units
0
0

Service charge per


excess units ($)
0.0030
0.50

Total service charges

IMPORTANT ACCOUNT INFORMATION


It's important for you to have peace of mind.
We want to ensure you're comfortable with your accounts and have the tools you need to manage your money. We recommend you
visit your local Wells Fargo bank location, or call the toll-free number that appears on this statement, to make sure you are satisfied
with all your accounts and services.
We'll spend time understanding your financial needs and reviewing your accounts and options. We'll also help you close any accounts
or discontinue services you do not recognize or want, and discuss the process that's been established to address any remaining
concerns resulting from accounts and services opened on your behalf.

Total service
charge ($)
0.00
0.00

$0.00

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 5 of 7

Business Market Rate Savings


Account number: 0

Activity summary
Beginning balance on 10/1

1234

$0.00

Deposits/Credits

100.00

Georgia account terms and conditions apply

Withdrawals/Debits

- 75.00

Ending balance on 10/31

$25.00

For Direct Deposit use


Routing Number (RTN): 0

Average ledger balance this period

$41.93

For Wire Transfers use


Routing Number (RTN): 0

Interest summary
Interest paid this statement

$0.00

Average collected balance

$41.93

Annual percentage yield earned

0.00%

Interest earned this statement period

$0.00

Interest paid this year

$0.00

Transaction history

Date
10/13

10/24

Description
Recurring Transfer From 1234 Business Checking Ref #Ope8Q5Xsry
xxxxxx8243
Online Transfer to L.Lyod T Everyday Checking xxxxxx9502 Ref #Iber7Jnydx on
10/24/16

Deposits/
Credits
100.00

Withdrawals/
Debits

Ending daily
balance
100.00

75.00

25.00

Ending balance on 10/31

25.00

Totals

$100.00

$75.00

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Indicates transaction counts toward the Regulation D and Wells Fargo savings withdrawal and transfer limit. Except outgoing wire transfers, there is no limit
on the number of withdrawals or transfers made in person at an ATM or Wells Fargo location or on any types of deposits. For more information, please refer to
your Account Agreement.

Monthly service fee summary


For a complete list of fees and detailed account information, please see the Wells Fargo Fee and Information Schedule and Account Agreement applicable to
your account or talk to a banker. Go to wellsfargo.com/feefaq to find answers to common questions about the monthly service fee on your account.

Fee period 10/01/2016 - 10/31/2016

Standard monthly service fee $6.00

You paid $0.00

Minimum required

This fee period

How to avoid the monthly service fee


Have any ONE of the following account requirements
Average collected balance
Total automatic transfers from an eligible Wells Fargo business checking account
YC/YC

Sheet Seq = 0018456

$500.00
$25.00

$42.00
$100.00

3
3

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 6 of 7

Account transaction fees summary


Service charge description
Deposited Items
Cash Deposited ($)

Total service charges

Units used
0
0

Units
included
20
5,000

Excess
units
0
0

Service charge per


excess units ($)
0.50
0.0030

Total service
charge ($)
0.00
0.00

$0.00

Primary account number: 0

October 1, 2016 - October 31, 2016

Page 7 of 7

General statement policies for Wells Fargo Bank


Notice: Wells Fargo Bank, N.A. may furnish information about accounts
belonging to individuals, including sole proprietorships, to consumer
reporting agencies. If this applies to you, you have the right to dispute the
accuracy of information that we have reported by writing to us at: Overdraft
Collections and Recovery, P.O. Box 5058, Portland, OR 97208-5058.

Account Balance Calculation Worksheet

You must describe the specific information that is inaccurate or in dispute


and the basis for any dispute with supporting documentation. In the case of
information that relates to an identity theft, you will need to provide us with
an identity theft report.

Number

Items Outstanding

1. Use the following worksheet to calculate your overall account balance.


2. Go through your register and mark each check, withdrawal, ATM
transaction, payment, deposit or other credit listed on your statement.
Be sure that your register shows any interest paid into your account and
any service charges, automatic payments or ATM transactions withdrawn
from your account during this statement period.
3. Use the chart to the right to list any deposits, transfers to your account,
outstanding checks, ATM withdrawals, ATM payments or any other
withdrawals (including any from previous months) which are listed in
your register but not shown on your statement.
ENTER
A. The ending balance
shown on your statement . . . . . . . . . . . . . . . . . . . . . .$.
ADD
B. Any deposits listed in your
register or transfers into
your account which are not
shown on your statement.

$
$
$
+ $

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL
......$
CALCULATE THE SUBTOTAL
(Add Parts A and B)
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . TOTAL
......$
SUBTRACT
C. The total outstanding checks and
withdrawals from the chart above . . . . . . . . . . . . . - $
CALCULATE THE ENDING BALANCE
(Part A + Part B - Part C)
This amount should be the same
as the current balance shown in
your check register . . . . . . . . . . . . . . . . . . . . . . . . . . .$. .

Total amount $

2010 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID 399801

Sheet Seq = 0018457

Amount

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