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PREMIUM RECEIPT
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PROPOSER ADDRESS

ISSUING OFFICE ADDRESS

Customer Id: 23021480248

Customer Name: MR.VENKATESH S
1486/B Laxmi narayan reddy garden
City
: Bangalore
District : BANGALORE
State : KARNATAKA
Pincode : 560084
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DO 10 CHENNAI 730, ANNA SALAI, CHENNAI-600006

City
: CHENNAI
District : CHENNAI
State : TAMIL NADU
Pincode : 600006

BUSINESS CHANNEL DETAILS

.
.
.

Business Channel Code:

Mobile No:
Agent Email:
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NA
9176665444
.
null

Business Channel Sub Code:

Agent Name :

.
.
.

AGD0045838
DINESH

Received with thanks from MR.VENKATESH S a sum of Rs. 827.00 (RUPEES EIGHT HUNDRED TWENTY SEVEN ONLY) as
per details given hereunder
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.
Collection Number
.
Collection Date
.
Premium Amount
.
Payment Mode
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10201100015104161807
04/02/2016
.
827.00
.
CD
.

1. Receipt valid subject to realization of CD

2. Warranted that in case of non- realization of CD Policy and Receipt stands
cancelled automatically ab initio.
3. Please quote Customer Id, Receipt No. and Receipt Date in all correspondences
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Policy stamp defaced and retained at office
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For United India Insurance Company Limited

Client IP Address : 101.63.197.228

Print date & time: 04/02/2016 13:03:35 hours

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.

Duly Constituted Attorneys

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This receipt is computer generated and does not require any seal or signature in original.
* This is a system generated document and any manual alteration / correction / overwriting in the document will make it invalid.

-1-

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MOTOR INSURANCE - MOTORCYCLE/ SCOOTER PACKAGE POLICY SCHEDULE

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Policy Number
:0110003115P113300614
Geographical Area : India
Insured Name
:MR.VENKATESH S
Insured Address :
1486/B Laxmi narayan reddy garden
City
: Bangalore
District : BANGALORE
State : KARNATAKA
Pincode : 560084

Previous Policy Number

:0
Insurance Start Date & Time
:04/02/2016 12:31 (hours)
Insurance Expiry Date & Time
:03/02/2017 midnight
Policy Issuing Office Address
:
DO 10 CHENNAI "RAJI BUILDING" ,212
City
: CHENNAI
District : CHENNAI
State : TAMIL NADU
Pincode : 600006
Office Contact Details: 04428297495

Mobile No: 9108098025

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.
.
NA
Business Channel Code:
.
.
9176665444
Mobile No:
.
.
IRDA License Number :
1683719
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VEHICLE DETAILS
.
.
.
KA-03-ES/8989
Registration
Engine Number
Number
.......
.
.
.
KA03 INDIRANAGAR Chassis Number
RTA Name
- 560038
.......
.......
.

28/06/2005

Registration
Date
.

AA Membership
Number

Vehicle Make &

Model

Trailer

.
10000.00

.
0

MD625GF4751E09414

OTHER DETAILS
.

Financier

Electrical /Electronic
.
Accessories
.
0.00
.

Branch Name & Address

2005

109/0

TVS - Victor

Seating Capacity
(Including
Sidecar)

Fiber
.
Glass
.
0

AGD0045838
DINESH

Year of
Manufacture
.
Cubic Capacity /
GVW

Vehicle

0F4E51104510

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INSURED DECLARED VALUE (In Rupees)

Business Channel Sub Code:

Agent Name :

.
Non-Electrical
.
Accessories
.
0.00

.
CNG Kit
.
.
0.00
.

Solo with Pillion

Geographical
Extension

NoExtn

.
LPG Kit
.
.
0.00

Policy Subject to IMT Endorsements

Type of Body

.
TOTAL
.
.
10000.00

.
Co-Insurance
Details
.
100.00
.

Applicable Add-on covers / Services

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PERSONS OR CLASS OF PERSONS ENTITLED TO DRIVE: As narrated in the certificate of insurance attached herewith.
LIMITATIONS AS TO USE : As narrated in the certificate of insurance attached herewith.
LIMITS OF LIABILITY : As narrated in the certificate of insurance attached herewith.

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EXCLUSIONS: (1) Any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area. (2) Any claim arising out of any contractual liability. (3) Any
accidental loss or damage to any property whatsoever or any loss or expense whatsoever resulting or arising there from or any consequential loss. (4) Any liability of whatsoever nature directly
or indirectly caused by or contributed to or by arising out of ionizing radiations or contamination by radioactivity from any nuclear fuel. For the purpose of this exception, combustion shall include
any self sustaining process of nuclear fission. (5) Any accidental loss or damage or liability directly or indirectly caused by or contributed to, by or arising from nuclear weapons material. (6) Any
accidental loss, damage or liability directly or indirectly or proximately or remotely occasioned by contributed to by or traceable to or arising out of or in connection with war, invasion, the act of
foreign enemies, hostilities or war like operations(whether before or after declaration of war), civil war, mutiny, rebellion, military or usurped power or by any direct or indirect consequence of
any of the said occurrences or any consequences thereof and in default of such proof, the company shall not be liable to make any payment in respect of such a claim.
.

PA COVER CSI (In Rupees)

DEDUCTIBLES (Under Section I) (In Rupees)
.
.
.
.
.
.
.
.
0.00
100.00
0.00
0.00
Owner- Driver
Compulsory
Imposed
Voluntary
(Under section IV)
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SCHEDULE OF PREMIUM (In Rupees)
.
.
.
A-OWN DAMAGE PREMIUM
B-LIABILITY PREMIUM
TOTAL PACKAGE PREMIUM
..
.
..
.
538.00 Package Premium
722
183.60 Basic TP Liability
Basic Own Damage
.
..
..
.
0 Sub Total
0 Service [email protected]%
105.00
Sub Total(Additions)
.
.
.(Additions)
0
Sub Total
.
. Incl.Edu.Cess &
0. Higher Edu. Cess &
(Deductions)
Sub Total
.
.
.
Swachh Bharat Cess of
184.00(Deductions)
Total
.
..
538.00. 0.5%
Total
.
.
827.00
TOTAL PAYABLE
.
.
PREMIUM
.
.
Rs. 1
Stamp Duty
.
.
AAACU5552CST001
Service Tax Regn.
.
No.
.
.
10201100015104161807
Receipt Number
.
.
04/02/2016
Receipt Date
.
.
827.00
Receipt Amount
.
.
CD
Payment Mode
.
.
MR.VENKATESH S
Paying Party
.
.

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TERMS & CONDITIONS: As per the Indian Motor Tariff, personal copy of the same is available free of cost on request. Further the Indian Motor Tariff is also available and displayed at all
United India Insurance Company Offices and on website http://uiic.co.in/sites/default/files/uploads/downloadcenter/IndianMotorTariff.pdf.
For terms and conditions for add on covers go to : http://uiic.co.in/sites/default/files/uploads/downloadcenter/motor_additional_covers.pdf .
DISCLAIMER: The policy stands cancelled or void in the event of Cheque Dishonored. The company may cancel the policy by sending 7 days notice in case of fraud, misrepresentation, non
disclosure of material fact or non co-operation of the insured.
IMPORTANT NOTICE : The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of
wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause headed "AVOIDANCE OF CERTAIN TERMS AND
RIGHT OF RECOVERY". For Legal interpretation, English version will hold good. In case of accident, the insured must inform United India Insurance Co. Immediately to arrange spot survey.
Date & Signature of Proposal: 2016-02-04 00:00:00.0
In Witness whereof this Policy has been signed at CHENNAI this day of , Date

.
CONSOLIDATED
STAMP DUTY
PAID
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IP Address:

.
For United India Insurance Company Limited
Duly Constituted Attorneys
.

101.63.197.228

Print Date: 04/02/2016 13:03:35 hours

United India Insurance Company Ltd : IRDA Reg: No : 545
* This is a system generated document and any manual alteration / correction / overwriting in the document will make it invalid.

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CERTIFICATE OF INSURANCE
(MOTORCYCLE / SCOOTER)
Customer Id
Insured Name
Occupation
Phone/Mobile
E-mail
Insured Address

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Policy Number

:23021480248
:MR.VENKATESH S
:Others
:9108098025 / 9108098025
:[email protected]
:

Policy Start Date & Time :04/02/2016 12:31 (hours)

Policy Expiry Date
:03/02/2017 midnight
Geographical Area
: INDIA
Policy Issuing Office
:
Address
DO 10 CHENNAI "RAJI BUILDING" ,212
City
: CHENNAI
District : CHENNAI
State : TAMIL NADU
Pincode : 600006
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1486/B Laxmi narayan reddy garden

City
: Bangalore
District : BANGALORE
State : KARNATAKA
Pincode : 560084
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Business Channel Code:
Mobile No:
IRDA License Number :
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VEHICLE DETAILS
Registreation No:

.
.
.

NA
9176665444
.
1683719
.

KA-03-ES/8989
.

Engine Number

0F4E51104510
.

Year of Manufacture

2005
.

:0110003115P113300614

Registering Authority & Place

KA03 INDIRANAGAR - 560038

Chassis Number

MD625GF4751E09414

Cubic Capacity / GVW

109/0

Vehicle Make & Model

.

Type of Body

.
.

Seating Capacity (Including Sidecar)

AGD0045838
DINESH

Registration Date

TVS - Victor

28/06/2005

Solo with Pillion

Business Channel Sub Code:

Agent Name :

Vehicle Color

NA

Geographical Extension

2 (Persons)

NoExtn

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INSURED DECLARED VALUE (In Rupees)
.
.
.
.
.
Vehicle
Side Car
Fiber
Electrical /Electronic Non-Electrical
.
.
.
.
.
Accessories
Glass
Accessories
.
.
.
.
.
10000.00

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PREMIUM
Premium -Rs.722

0.00

0.00

CNG Kit
.

0.00

LPG Kit
.

Co-Insurance
Details
.

0.00

Service Tax (Including Swachh Total Payable - Rs. 827.00

Bharat Cess of 0.5%)@ 14.50% -

TOTAL
10000.00

100.00

Stamp Duty - Rs. 1

Rs. 105.00

Service Tax Registration Number:AAACU5552CST001

Receipt Number:10201100015104161807
Receipt Date: 04/02/2016
Receipt Amount:- Rs.827.00
Payment Mode: CD
NOTE: Warranted that in case of dishonor of the premium cheque, this document stands cancelled automatically ab-initio.
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LIMITATIONS AS TO USE
The policy covers use of vehicle for any purpose other than (a) Hire or Reward (b) Carriage of goods [Other than samples or personal luggage]
(c) Organized Racing (d) Pace Making (e) Speed Testing (f) Reliability Trials (g) Any purpose in connection with motor trade.
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DRIVER:
Any person including insured: Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified
from holding or obtaining such a license.Provided also that the person holding an effective learner's license may also drive the vehicle and that
such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
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LIMITS OF LIABILITY:
Under Section II-1(i) of the policy
Death of or bodily injury
Such amount as is necessary to meet the
requirement of the Motor Vehicles Act,1988
Under Section II-1(ii) of the policy
Damage to Third Party Property
Rs.100000
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.

Financier

Branch Name & Address

Policy Subject to IMT Endorsements

.
.

Applicable Add-on covers / Services

.

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I / We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in accordance
with the provisions of Chapter X and Chapter XI of MV Act, 1988.
Print Date: 04/02/2016 13:03:35 hours

.
For United India Insurance Company Limited
DULY CONSTITUTED ATTORNEY(S):

Client IP Address : 101.63.197.228

United India Insurance Company Ltd : IRDA Reg: No : 545

* This is a system generated document and any manual alteration / correction / overwriting in the document will make it invalid.

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DO'S and DONT'S FOR MOTOR INSURANCE CUSTOMERS OF UNITED INDIA

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Thank you for placing your business with United India, the fastest growing general insurer in India. Ours is a Government owned Company at
your service. The Company has very high claim paying capacity as may be seen by our high solvency margin ratio and the highest rating given
by ICRA. Our customer service parameters may be seen at our web site www.uiic.co.in.
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We give below certain important guiding points which will be of use to you to ensure that your policy serves you in the fullest manner:
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Proposal Form:
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This is a very important document in Motor insurance which seeks vital information regarding the vehicle and also yourself. It should be filled in
all respects giving your contact number and E-mail id (if you have) and signed by you only. The items provided in the proposal are simple and
brief. In case, you need any clarification or information, you may seek the assistance of our Office or the Marketing Representatives viz. Agents,
Development Officers and our Intermediaries. A copy of the proposal will be returned to you along with the policy. In case you do not receive it,
please contact the policy issuing office.
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Policy Document:
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Please ensure that the policy document issued to you is duly checked with regard to the following important information.
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a. The vehicle number, Engine and Chassis Number mentioned in the policy are correct.
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b. Name and address given are correct. The name given in the policy should tally with R.C Book.
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c. The period of insurance is in order.

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d. The policy contains the terms of coverage, exclusions and conditions. In case you need any clarification in respect of any condition or
exclusion, you may seek the help of our Office or our Marketing Representatives.
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Important Conditions for Insurance:

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a. You must have insurable interest. In other words, you must be the Registered Owner of the vehicle. In case of transfer of ownership on sale of
your vehicle, the transferee (buyer of the vehicle) shall apply for transfer of the policy within 14 days from the date of transfer of R.C to the
Company so that the necessary change of ownership is recorded in the policy by the Company and issue a fresh Certificate of Insurance. If this
is not done within the stipulated period of 14 days, claims if any will be rejected. This may kindly be noted.
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b. In case your vehicle is fitted with bi-fuel system such as Petrol/ Diesel and CNG/ LPG as permitted by the concerned RTA, the same should
be mentioned in the proposal form itself so that required premium can be charged. Non-disclosure of this can prejudice the claim.
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c. It is always advised to renew your motor policy before the expiry date so that there is continuity. In case there is any break in insurance policy,
the vehicle needs to be physically inspected at your cost and a fresh proposal form will be collected.
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d. The Insured Declared Value (IDV) of the vehicle will be deemed to be Sum Insured for the purpose of insurance. Therefore, when your
vehicle is brand new, it is covered at 95% of Invoice Price for the first policy period. Thereafter depreciation is charged for the vehicle based on
the usage i.e. age of the vehicle as per schedule of depreciation for arriving at IDV. The said schedule of depreciation is very much available
with our Office and the same can be verified by you if you feel it necessary. However, if your vehicle is beyond 5 years of age or an obsolete
model, IDV fixation under the policy is only based on an understanding between you and our Company. Therefore you may exercise proper care
before fixing IDV under the policy.
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e. We advise you to keep safely all previous policy records so that you are helped in case Third party claims are filed after many years.
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Claims:
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In case an unfortunate loss covered in the policy occurs, we request you to take the following steps to get prompt service:
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1. Contact the policy issuing Office of United India immediately or if the accident takes place anywhere other than the City/ Town where
line policy issuing Office is located, contact the nearest Office of United India so that survey is arranged. List of our Offices with addresses
across the country with Phone Numbers are available in our Company's web site for your ready reference. Check our web site
www.uiic.co.in for list of our Offices across the country.
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2. In case of major accidents including fire/riot losses, keep the vehicle at the accident spot/ site until the spot surveyor comes to the place of
line accident and inspects the same. However, please note that spot survey is necessary in case of accident to all commercial vehicles. Please
keep the phone No. of the agent/ policy issuing Office for quick response from our side.
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3. Simultaneously if there are any third party injuries/ deaths, make sure to inform the nearest Police Station about the accident and also full
line details of injuries/ deaths or damage to any Third Party Property as the case may be. In case you provide treatment to any injured person/s
in any Hospital, the name of the hospital and also Doctor's Name who has given the treatment may be informed to us.
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4. After completing the said formalities you may move/ tow the vehicle to any authorized workshop of your choice and obtain estimate from
line them and the same may be submitted to us together with completed claim form (this can be obtained from any of our nearest office) for our
arranging final survey. You may also please submit to the surveyor copy of the complaint lodged with the police station along with original
FIR, if immediately available. However, in case where TP injuries are involved, FIR is compulsory and the same must be submitted to the
office.
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5. It should be ensured that under no circumstances repair work is commenced until the final surveyor verifies the damage and gives green
line signal to proceed with the repairs.
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6. After the repairs are carried out for partial loss claims, you have to submit the cash bills for spare parts and labour and seek
line reimbursement if the claim is admissible.
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Salvage:
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Utmost care should be taken by you to preserve the salvage (wherever replacements of parts are allowed) in whatever form i.e. parts of the
vehicle/vehicle as a whole till the claim is disposed off either by deducting the value of salvage from the claim amount or collecting the salvage
from you and settling the claim in Toto. This is applicable whatever be the mode settlement i.e. whether on repair loss basis/total loss basis/net
of salvage loss basis, as otherwise the claim settlement will be jeopardized which may be carefully noted. At any stage of the claim if the
company feels the necessity to inspect the salvage, the company may do so. In case the claim settlement is delayed due to unavoidable
reasons, you may take the assistance of the surveyor and our Office in prompt disposal of the salvage.
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Theft losses:
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Immediate intimation to the police as well as our policy issuing office is compulsory. Please note that the delay in lodging FIR and intimating the
claim to our office may ultimately result into rejection of the claim. Please note that filing of the FIR is not only a policy condition, but also a
requirement under law.
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Finally, you should not engage any unauthorized persons for your insurance purpose, so also at the time of claim. It is always safe for you either
to contact the office or any of our authorized representatives of the company viz. Agents, Development Officers, and our Intermediaries.
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Grievance Redressal:
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In case you have a complaint or grievance regarding the services rendered by us, you may approach or write or e-mail to the policy issuing
office, Regional office/Head office for redressal. If you are not satisfied with the response from the Company you are free to take up the matter
with the Hon'ble Ombudsman, details of which may be obtained from the policy issuing office or log on to uiic.co.in.
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Your support is our strength.