UnitedHealthcare India

Claims Document Submission-Self Service Tool

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Overview
(Please click on the link below to see/print the document checklist for more details. Please submit the check list
along with your claim documents)
Document Checklist

Click here

Claims documents are classified into:

a) Mandatory Documents:
(Documents without which the claim will not be paid by the insurer and the claim file will be returned to you.)
Some important Mandatory Documents are listed below:
Original Signed Claim form
Original Discharge Summary/Card from the Hospital
Original Hospital Main Bill
Original Cash receipts
Original Lab reports/Images e.g. X ray Plates/ECG/Ultrasound report.
Certificate form Hospital on No of beds and Registration No.

b) Non Mandatory Documents:

(Documents without which the claim can be paid post deduction of any amount due toward the said missing document.)
Some examples are:
Original Medicine bills with prescription from attending doctor-Stamped and signed.
Receipts for tests/investigations undergone at the hospital.

IM
PP
:
IM

It is hence important that you insist on all of the above during your stay at the hospital before the discharge.
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Points to Remember-While in Hospital

Insist on a receipt for every transaction involving your money paid to the hospital.

Preserve every receipt for the payments you make to the hospital including Credit Card transaction slips.

Make sure that you collect all the reports (both printed as well as images like X ray films, ECG reports) before discharge.

For any consultation by a specialist from outside the hospital and whose charges wont be billed by the Hospital in their bill,
do obtain a receipt for the services rendered by the said doctor as well as a certificate regarding his registration Number
of the hospital

For any medicines purchased from a chemist outside the hospital (for whom the hospital would not raise a bill),
please obtain prescriptions from the hospital for the said medicine.

Make sure that you obtain a certificate from the hospital giving the following information:
a) Hospital Registration Number
b) Number of Beds in Hospital
c) Operation Theater Facility
d) Round the Clock Nursing Staff.
IMIM
P P : The certificate should be on Hospital Letter Head & affixed with the Stamp and Signature of Hospital

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Document identification made easy for you!

In the next few slides, you can see screen shots of some of the documents for your ready
reference. These will help you with the following:

Identify the relevant documents from the set of documents you have for the claim.
Identify the source of such a document for ease of your obtaining the same.
Identify whether the document is classified as a mandatory/Non mandatory document.

IMP

Please note the screenshots are only indicative and may not exactly resemble the
corresponding document in your list. For any help please call us at our call center or
write to us.

Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

Signed Claim Form-Front Page

Name of Document

XXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Signed Claim Form (SCF)

Type Of document:
Mandatory
Available at:
Send request to [email protected]
Relevance:
XXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXX

Carries declaration and Signatures of Insured/Employee

Any use, copying or distribution without written permission from UnitedHealth Group i s prohibited.

Signed Claim Form-Reverse Page

Name of Document
Signed Claim Form (SCF) back page

Type Of document:
Mandatory
Available at:
Send Request to [email protected]
Relevance:
Carries declaration and Signatures
of Insured/Employee

IMP

XXXXXX

Any use, copying or distribution without written permission from UnitedHealth Group is pr ohibited.

Make sure the signature

of the employee is affixed
before sending
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Original Hospital Discharge Summary

XXXXXX

XXXXXXXXXXXX

XXXXXXXXXXXXXXX

Name of Document

XXXXXXXXXXXXX

Original Discharge Summary

Type Of document:
Mandatory (ORIGINAL)
Available at:
Hospital where treatment was taken
Relevance:
Summary of the entire hospitalization
including diagnosis and line of treatment

XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

Original Discharge Summary (continued)

Name of Document
Original Discharge Summary

Type Of document:
Mandatory (ORIGINAL)
Available at:
Hospital where treatment was taken
Relevance:
XXXXXXXX

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Summary of the entire hospitalization

including diagnosis and line of treatment

Hospital Main Bill

XXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXX XXXXXXXXXXXXXXX

Name of Document
XXXXXXXXXXXXXXXXXXXXXXXXXXXX

Hospital Main Bill

Type Of document:
Mandatory (ORIGINAL)
Available at:
Hospital where treatment was taken
Relevance:
Complete expenditure of hospitalization
with break up of broad heads.
XXX
dXXXXXXXXXX

XXXX X
XXXXXXXXXXXXXXXXX
Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

Hospital Main Bill (Breakup)

XXXXXXXXXXXXXXXXXXXX

XXXXXXXXXXXXXXXXXXXXXXXXXXX

Name of Document
Hospital Main bill (Breakup)
Type Of document:
Mandatory (ORIGINAL)
Available at:
Hospital where treatment was taken
Relevance:
XXXXXXXXXXXXXXXXXXXX

XXXXXXXXXXXXXXXXXXXXXX

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Gives break up of expenditure on

hospitalization for
Room Rent/Doctors fee/Nursing/OT
charges Surgeons Fee/Test charges etc

10

Medico Legal Certificate (MLC-Format)

Name of Document
MLC (Medico Legal Certificate-Format)

Type Of document:
Mandatory (Copy with Policy attestation)
Available at:
Hospital where treatment was taken
Relevance:
Necessary in Road Traffic Accidents.
Must certify that the patient was not
Under influence of Alcohol at the time
Of the accident

Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

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Medico Legal Certificate (MLC- Sample)

XXXXXXXXXXXXXXXXX

XXXXXXXXXXXXXXXX

Name of Document
MLC (Medico Legal Certificate-Sample)

Type Of document:
Mandatory (Copy with Policy attestation)
Available at:
Hospital where treatment was taken
Relevance:
XXXXXXXXXXXXXXX

XXXXXXXXXXXXXXXXX

Police
Stamp
Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

Necessary in Road Traffic Accidents.

Must certify that the patient was not
Under influence of Alcohol at the time
Of the accident

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Certificate format from Treating Hospital

Print on Hospital
Letter Head
Name of Document
Hospital Certificate

Type Of document:
Mandatory
(on Hospital Letter head) With
seal of Authorized person)
Available at:
Hospital where treatment was taken

Doctors Sign &

Hospital Seal.

Relevance:
Necessary to identify whether the hospital
Infrastructure and Manpower Qualifies for
insurance claim settlement

Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

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Prescription for Medicine

XXXXXXXXXXXXXX
XXXXXXXXXX

Name of Document
Prescription for Medicine

Type Of document:
Mandatory (Original)
Available at:
Hospital where treatment was taken
Relevance:
To relate the relevance of medicine
Purchased With the treatment provided by
the hospital

XXXXXXXXXXXX

XXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Doctors
Sign.

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Medicine Bill

XXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXX XXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXXXXXXXXXXXXX
XXXXXXXXXXXXXXXXXX

XXXXXXXXX
XXXXXXXXXXXXX

Name of Document
XXXXXXXXX X

Medicine bill

Type Of document:
Mandatory (Original)
Available at:
Chemist where Medicine purchased
Relevance:
This along with the doctors advise
Is evidence of medicine purchased
During the treatment.

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FAQS
Q. I am asked to submit Investigation reports. What should I do?
Ans: Investigation reports mean the pathological and diagnostic tests that you have undergone during the treatment on
treating doctors advise. Some examples are blood tests, urine examination, X ray, ECG etc.

Q.2 I am asked to clarify/Justify prolonged stay at the hospital. How can I justify the duration of stay in the hospital?
Ans: You are not expected to justify the stay duration. This needs to be explained by the treating hospital and the treating
doctor on their letter head. This is asked by insurers when the duration of stay is more than the average duration of stay for
a particular treatment. Please contact the hospital and obtain the same.

Q.3 I am asked to submit a sticker/invoice. What does this mean?

Ans: A Sticker or invoice is asked to prove the charges incurred for a lens (cataract) or any other implant like pace maker,
prosthetic joint etc used during surgery.

Q.4 I am asked to submit indoor case papers/ICP. What does it mean and where do I obtain these from?
Ans: Indoor case papers are the complete treatment record during your stay at the hospital. These are internal records of the
hospital and can be demanded from them. The hospital will be able to provide you a copy of the entire set and you need to
submit the same to us.

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FAQS
Q.5. I am asked to provide break up of medicine and investigation charges. Where do I get these from?
Ans: This hospital main bill provided to you does not always provide individual break up of expenses for each
medicine administered or each test done by you. The hospital however maintains a record of each of these
transactions. We need these details to assess your claim and get approval from the insurer. You can demand
this from the hospital. (See slide no.10 for a sample)

Q.6. I am asked to provide time of admission and discharge from the hospital. What should I do?
Ans: Please approach the Hospital where the treatment was taken and ask them to provide the date and time of
admission and date and time of discharge from the hospital on their letter head. This is necessary to
determine whether hospitalization was for more than 24 Hrs.

Q.7 I am asked to provide the hospital registration no, number of beds, availability of nursing staff, Operation
theater availability etc. How do I know these and where do I get these?
Ans: These details are required by the insurer to determine whether treatment has been taken in a registered
hospital and whether it has the necessary infrastructure and facilities to qualify as a hospital as per terms and
condition of the policy. Please obtain these details from the hospital as per format on slide no.13.

Q.8. I am asked to provide a FIR and MLC report. What are these are where should I get these from?
Ans: The FIR report is the First information report to the police. The MLC report is called the Medico Legal
certificate that is prepared by the Hospital in case of Road Traffic accident and is endorsed by the Police. The
medico legal certificate must mention that the patient was not under influence of alcohol at the time of
accident. (MLC format on slide no. 11 and 12 for a sample)

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Thank You
For further assistance please call us at:
Toll free: 1800-22-8484 / 1800-22-4646

Or email at:
[email protected]
Or write to us at:
Document Recovery Department
UnitedHealthcare India (Private) Limited
3 B, Gundecha Onclave, Kherani Road, Saki Naka
Andheri East, Mumbai-400 072
Any use, copying or distribution without written permission from UnitedHealth Group is prohibited.

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CHECK LIST FOR SUBMISSION OF CLAIM

Very IMP:
Do not forget to attach this checklist with the Claim file.
Arrange the documents in the same order as in the checklist, checking against the designated
box when you do so. This way you can ensure that you have not missed any documents.

Employee Name:- ______________________________Employee No:__________ Claim No. ___________________

Name of the company: ________________________________________________________
Contact Number:___________________ Mobile no. ________________________ E- Mail ID: _____________________

Check list for Documents: Please put a X mark against the box
Original Claim Form duly signed by you.
[Fill the claim amt in Signed Claim Form ]
Original Main Hospital bill with Bill Number & break up,
(With detailed break up of various heads like Room Rent/OT charges/Nursing etc).
Original Discharge summary
(Gives the summary of diagnosis and treatment in hospital)
Original Death summary
(Only in case of death of Patient during Hospital stay).
Original Hospital Payment Receipt with receipt number
(With seal & signature of hospital) (if main bill does not carry a bill number).
Original Payment Receipt with receipt number
(For consultation/surgeon charges if charged outside the main hospital bill).
Hospital registration number
(Registration No. & Number of beds, on hospital letterhead with signature).
Doctors registration number
(On doctors letterhead with signature).
Original Pharmacy and Investigation bills
(Along with prescriptions & Lab reports).
Original prescriptions
(On doctors letterhead mentioning duration and dosage for medicines and advice for diagnostic tests).
investigation reports in original/attested from hospital
(Reports for all tests done along with images)
Police FIR / Medico Legal Certificate (MLC)
(Mandatory for All Road traffic accidents-Duly attested by Police with
Points to remember
Please retain copies of all the documents submitted to us for future reference.
For any assistance with any of the above formats, please contact us at [email protected]
or call at 1800 22 4646
Please retain a POD copy of the courier for tracking your consignment in case of any delay etc.
The above list of documents is indicative. In case of any other document requirement as specified by the
insurance company our Document recovery Team will contact you on receipt of your claim documents by
us.
For Implants used in Cataract, Heart Valve surgeries, CABG, Abdominal Surgeries, Knee replacement
surgeries, please submit the bill from the vendor for the prosthetic device used along with Sticker.