Scribd Logo
Upload

Welcome to Scribd!

  • 52 views

    Individuals Wellness Plan Packages Deluxe

    Uploaded by

    Tony Peterz Kurewa
    This document outlines the packages and benefits of an Individual Wellness Plan offered by Fidelity House. It provides 5 packages - Deluxe, Grand, Access, Express and Foundation - that differ in terms of the medical facilities covered, benefit limits and the percentage of costs covered. The Deluxe package provides the highest level of coverage, including treatment at top-tier private hospitals and higher benefit limits, while the Foundation package only covers public institutions and has the lowest benefit limits. It also details the benefits covered under each package as well as waiting periods and shortfall coverage for certain benefits.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd

    Individuals Wellness Plan Packages Deluxe

    Uploaded by

    Tony Peterz Kurewa
    52 views2 pages
    This document outlines the packages and benefits of an Individual Wellness Plan offered by Fidelity House. It provides 5 packages - Deluxe, Grand, Access, Express and Foundation - that differ in terms of the medical facilities covered, benefit limits and the percentage of costs covered. The Deluxe package provides the highest level of coverage, including treatment at top-tier private hospitals and higher benefit limits, while the Foundation package only covers public institutions and has the lowest benefit limits. It also details the benefits covered under each package as well as waiting periods and shortfall coverage for certain benefits.

    Original Description:

    manual

    Original Title

    Individuals Wellness Plan

    Copyright

    © © All Rights Reserved

    Available Formats

    DOC, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document outlines the packages and benefits of an Individual Wellness Plan offered by Fidelity House. It provides 5 packages - Deluxe, Grand, Access, Express and Foundation - that differ in terms of the medical facilities covered, benefit limits and the percentage of costs covered. The Deluxe package provides the highest level of coverage, including treatment at top-tier private hospitals and higher benefit limits, while the Foundation package only covers public institutions and has the lowest benefit limits. It also details the benefits covered under each package as well as waiting periods and shortfall coverage for certain benefits.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    52 views2 pages

    Individuals Wellness Plan Packages Deluxe

    Uploaded by

    Tony Peterz Kurewa
    This document outlines the packages and benefits of an Individual Wellness Plan offered by Fidelity House. It provides 5 packages - Deluxe, Grand, Access, Express and Foundation - that differ in terms of the medical facilities covered, benefit limits and the percentage of costs covered. The Deluxe package provides the highest level of coverage, including treatment at top-tier private hospitals and higher benefit limits, while the Foundation package only covers public institutions and has the lowest benefit limits. It also details the benefits covered under each package as well as waiting periods and shortfall coverage for certain benefits.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Download as doc, pdf, or txt
    of 2

    4thFloorFidelityHouse66JuliusNyerereWay,HarareTel:75092734,78114148Fax:751723

    INDIVIDUALS WELLNESS PLAN


    Packages

    Membe
    r

    Spouse

    Child
    18

    under

    Child above
    18

    Other
    dependants

    Executive private hospital facilities - GROUP 1 (Avenues,

    Deluxe
    119

    119

    67

    88

    139

    Grand
    92

    92

    58

    79

    108

    Access
    59

    59

    32

    49

    67

    Express

    Foundatio
    n

    Facilities

    36

    36

    18

    30

    43

    18

    18

    13

    16

    22

    Rock foundation, Trauma centre, West end ER, Mater dei)


    Private Practitioners, Private Wards, Emergency rooms,
    Specialist treatment
    Private hospital facilities - GROUP 1 (Avenues, Rock
    foundation, Trauma centre, West end ER, Mater de)
    Private Practitioners, General Wards, Emergency rooms,
    Specialist treatment
    Private hospital facilities - GROUP 2 (West end, Baines,
    Belvedere maternity, St Annes, Claybank, Dandaro,
    Murambi)
    Private practitioners, Emergency rooms, Specialist
    treatment
    Private hospitals - GROUP 3 (PSMI clinincs, saburban
    hospital, Borodaile, Harare east memorial, Malborough)
    General Practitioners
    No emergency rooms
    Government Hospitals, Mission Hospitals, Municipal Clinics

    No emergency rooms, No Specialist Treatment

    Benefits Structure

    BENEFIT
    Global limit
    Institutions
    Consultation

    DELUXE
    15,000
    Treatment
    at
    Group 1 Private
    institutions
    100% of AHFoZ

    GRAND
    10,000
    Treatment at Group
    1
    Private
    institutions
    100% of AHFoZ

    ACCESS
    8,000
    Treatment at Group
    2 Private institutions

    EXPRESS
    FOUNDATION
    5,000
    3,000
    Treatment at Group 3 Treatment and public
    Private institutions
    institutions only

    100% of AHFoZ

    100% of AHFoZ

    100% of AHFoZ

    Specialist
    Treatment
    Hospitalisation
    Maternity
    Drugs
    Optical
    Dental
    Maternity
    Maternity

    Waiting
    periods

    100% of AHFoZ

    80% of AHFoZ

    75% of AHFoZ

    65% of AHFoZ

    5,000
    From Hosp (once
    in 2 years)
    1,000
    500
    1,500
    90% of Ahfoz
    Antenatal visits
    9
    Post natal visits
    5
    Ultra sound scans
    -2
    Standard to apply

    4,000
    From Hosp (once in
    2 years)
    800
    300
    1,000
    80% of Ahfoz
    Antenatal visits 9
    Post natal visits 5
    Ultra sound scans 2

    3,000
    From Hosp (once in
    2 years)
    600
    250
    600
    75% of Ahfoz
    Antenatal visits 9
    Post natal visits 5
    Ultra sound scans 2

    2,000
    From Hosp (once in 2
    years)
    500
    200
    450
    65% of Ahfoz
    Antenatal visits 9
    Post natal visits 5
    Ultra sound scans - 2

    1,500
    From Hosp (once in 2
    years)
    300
    150
    150
    100% Govt fees
    Antenatal visits 9
    Post natal visits 5
    Ultra sound scans - 2

    Standard to apply

    Standard to apply

    Standard to apply

    Standard to apply

    Waiting periods
    3 months
    6 months
    9 months
    12 months
    24 months

    Admission and treatment at a hospital, general consultation, upgrading to a


    higher package
    Spectacles, CT & MRI scans, special treatment
    Maternity benefit
    Foreign specialist treatment, homes providing care
    Chronic medication for cancer drugs, haemodialysis, chemotherapy

    Shortfall Table
    Benefit
    Surgery & Anesthetist
    MaternityNormal Delivery
    Maternity C-Section
    Dental
    Optical
    Scans

    Deluxe
    100%
    100%
    90%
    90%
    90%
    90%

    Grand
    80%
    80%
    80%
    80%
    80%
    90%

    *NB- Cut of age for new registrations is 55 years

    Access
    75%
    75%
    75%
    75%
    75%
    90%

    Express
    70%
    65%
    65%
    65%
    75%
    90%

    You might also like